Core Insights - The Financial Stability Board (FSB) announced the 2025 Global Systemically Important Banks (G-SIB) list, with five Chinese commercial banks included, marking a significant recognition of their importance in the global financial system [1][2] Group Summaries Group Adjustments - Industrial and Commercial Bank of China (ICBC) has moved from the second group to the third group, becoming the first Chinese bank to enter the G-SIB third group, which indicates an increase in its global significance [1][2] - The additional capital requirement for ICBC will increase from 1.5% to 2.0% due to this group adjustment [1] Other Chinese Banks - The other four Chinese banks maintain their group positions: Bank of China, Agricultural Bank of China, and China Construction Bank remain in the second group, while Bank of Communications stays in the first group [1][2] G-SIB Evaluation Framework - The G-SIB evaluation framework, established post-2007 financial crisis, aims to enhance capital requirements for large banks to mitigate systemic risks [2][3] - The additional capital requirements for each group range from 1% for the first group to 3.5% for the fifth group, with higher groups facing stricter regulatory demands [3] Rating Changes and Factors - Fitch Ratings noted that the scoring changes for Chinese G-SIBs this year were driven by multiple factors rather than just size, with ICBC and Bank of China seeing significant score increases of 33 and 32 points, respectively [3] - Currency fluctuations positively impacted the scores of Chinese banks this year, although this effect may reverse in 2026 due to recent currency changes [3] Basel Committee Adjustments - The Basel Committee is considering changing the G-SIB identification framework from year-end static data to average values over the year, with a preference for quarterly averages among feedback [4] - If quarterly averages are adopted, the impact on most banks' final scores may be limited, but institutions near group thresholds could still experience changes [4] Capital Adequacy of ICBC - Standard & Poor's Global Ratings indicated that ICBC is capable of meeting the higher capital requirements, with a total loss-absorbing capacity capital ratio of 21.52% as of September 30, 2025, exceeding the minimum requirement for the third group [4] - ICBC's conservative growth strategy is expected to support capital retention and manage capital buffer pressures, with projected asset growth remaining controlled in the coming years [4]

Core Viewpoint - The Financial Stability Board (FSB) announced the 2025 Global Systemically Important Banks (G-SIB) list, with the Industrial and Commercial Bank of China (ICBC) moving from the second group to the third group, marking it as the first Chinese bank to enter the G-SIB third group, indicating an increased significance of Chinese banks in the global financial system [1] Group 1: G-SIB Classification and Capital Requirements - ICBC's additional capital requirement will increase from 1.5% to 2.0% following its group adjustment, while the other four Chinese banks maintain their current group standings [1] - The G-SIB evaluation framework, established post-2007 financial crisis, aims to enhance capital requirements for large banks to mitigate systemic risks [1] Group 2: Scoring Changes and Influencing Factors - The scoring changes for Chinese G-SIBs this year show that scale is no longer the primary driver for score increases, with ICBC and China Bank seeing significant score increases of 33 and 32 points respectively due to multiple sub-factors [2] - Currency fluctuations have positively impacted the scores of Chinese institutions this year, contrasting with historical trends where such factors typically alleviated score increases; however, future currency volatility may suppress scores [2] Group 3: Basel Committee Adjustments and Future Outlook - The Basel Committee is considering changing the G-SIB identification framework from year-end static data to average values over the year, with a preference for quarterly averages among feedback [3] - Standard & Poor's Ratings indicated that ICBC is capable of meeting the higher capital requirements, with a total loss-absorbing capacity capital ratio of 21.52% as of September 30, 2025, exceeding the minimum requirement for the third group [3] - ICBC's conservative growth strategy is expected to support capital retention and manage capital buffer pressures, with projected asset growth remaining controlled and loan growth likely in single digits over the next two years [3]

Core Points - The Financial Stability Board (FSB) released the 2025 list of Global Systemically Important Banks (G-SIBs) on November 27, 2023, with five major state-owned banks from China consistently included in the list [1] - Industrial and Commercial Bank of China (ICBC) has moved from the second group to the third group, while Agricultural Bank of China, Bank of China, and China Construction Bank remain in the second group, and Bank of Communications stays in the first group [1] Group 1: G-SIBs Classification and Requirements - The G-SIBs rating is based on five dimensions: size, interconnectedness, substitutability, financial institution infrastructure, complexity, and cross-border activities [4] - The 2025 list includes 29 G-SIBs, with the same institutions as in 2024 but with adjusted rankings reflecting changes in banks' core business activities [4] - An increase in group ranking leads to higher loss absorption requirements, effective from January 1, 2027 [4][5] Group 2: Capital Requirements and TLAC - Following the group elevation, ICBC's additional capital requirement will rise from 1.5% to 2.0% [5] - The total loss-absorbing capacity (TLAC) requirements for G-SIBs are aligned with international standards, with external TLAC risk-weighted ratios set to be no less than 16% from January 1, 2025, and 18% from January 1, 2028 [6] - TLAC bonds issued by the five major state-owned banks reached a total of 540 billion yuan, with 30 bonds issued as of November 28, 2025 [7]

Core Points - The Financial Stability Board (FSB) released the 2025 list of Global Systemically Important Banks (G-SIBs) on November 27, 2023, with five major state-owned banks from China consistently included in the list [1] - Industrial and Commercial Bank of China (ICBC) has moved from the second group to the third group, while Agricultural Bank of China, Bank of China, and China Construction Bank remain in the second group, and Bank of Communications stays in the first group [1][2] Group 1: G-SIBs Classification and Capital Requirements - The G-SIBs classification is based on five dimensions: size, interconnectedness, substitutability, financial institution infrastructure, complexity, and cross-border activities [2] - The 2025 list includes 29 G-SIBs, with the same institutions as in 2024 but with adjusted rankings reflecting changes in banks' core business activities [2] - ICBC's additional capital requirement will increase from 1.5% to 2.0% due to its group elevation, effective from January 1, 2027 [2][3] Group 2: Factors Influencing G-SIBs Scores - The increase in scores for ICBC and Bank of China by 33 and 32 points, respectively, is attributed to multiple sub-factors rather than size being the primary driver [3] - Chinese G-SIBs continue to outperform global peers in terms of size and interconnectedness metrics [3] - Currency fluctuations have positively impacted the scores of Chinese G-SIBs, contrasting with historical trends where currency factors typically alleviated score increases [3] Group 3: TLAC Requirements and Bond Issuance - G-SIBs must meet different capital requirements based on their group classification and adhere to Total Loss-Absorbing Capacity (TLAC) requirements [4] - TLAC is designed to ensure that G-SIBs can absorb losses and maintain critical functions during resolution [4] - As of November 28, 2025, the five major state-owned banks have issued a total of 30 TLAC bonds amounting to 540 billion yuan [5] - The issuance of TLAC bonds from 2024 to 2025 is expected to be lower than anticipated, with a projected net supply of around 300 billion yuan in 2026 [5]

北京商报讯（记者 宋亦桐）11月26日下午，香港大埔宏福苑发生重大火灾，造成严重人员伤亡，牵动 社会各界关注。灾难发生后，银行业迅速启动应急机制，以捐款、物资支援、金融服务绿色通道等多元 化方式，构建起灾后救援的"金融生命线"。 民生银行香港分行向香港特区政府设立的"大埔宏福苑援助基金"捐赠500万港元，专项用于紧急援助大 埔火灾受灾群众。 中银香港将捐款港币2000万元。"中银香港慈善基金"也将开设"大埔火灾捐款专户"，用于接收市民捐 款。 在应急服务方面，建行亚洲针对香港大埔宏福苑火灾，已即时为受影响居民紧急启动三项措施：一是为 未能提供身份证明的居民提供弹性的身份认证，以方便居民提款及处理银行事宜；二是免除受影响居民 定期存款提早赎回的相关费用；三是免除按揭迟延还款的相关费用。同时，建银国际发动公司募集善款 200万港元，用于应急救灾和社区重建等工作，为受灾市民提供生活物资及紧急经济支援。 工银亚洲大埔附近分行根据实际情况延长服务时间，并按照"特事特办、急事急办"原则，设置专属服务 窗口，为受影响的客户提供无卡取现、快速补卡等便利，统筹安排贷款展期、减免利息和定期存款提前 支取免手续费等一揽子举措。 交 ...

（於中華人民共和國註冊成立的股份有限公司） 股份代號：1398 董事會決議公告 中國工商銀行股份有限公司（「本行」）董事會於2025年11月28日採用書面傳簽方式召開 會議。會議的召開符合法律法規、《中國工商銀行股份有限公司章程》以及《中國工商銀 行股份有限公司董事會議事規則》的規定。 會議審議通過了《關於香港大埔火災事件專項捐贈事項的議案》。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦不發表 任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任 何責任。 中國工商銀行股份有限公司 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED 中國工商銀行股份有限公司 董事會 中國，北京 2025年11月28日 於本公告刊發日期，董事會成員包括執行董事廖林先生、劉珺先生、段紅濤先生和王景武先生；非執行董事曹利 群女士、董陽先生和鐘蔓桃女士；獨立非執行董事陳德霖先生、赫伯特•沃特先生、莫里•洪恩先生、陳關亭先生和 李偉平先生。 議案表決情況：有效表決票12票，同意12票，反對0票，棄 ...

工商银行及在港机构宣布将捐款1000万港元支持救灾及灾后重建。 ...

每经头条（nbdtoutiao）——已有75人遇难，1名死者为消防员，还有10名消防员受伤！记者现场直击香 港大埔火灾：燃烧的宏福苑，五级大火的五个谜团 （记者 张明双） 2025年1至6月份，工商银行的营业收入构成为：利息收入占比84.8%，非利息收入占比9.33%。 每经AI快讯，工商银行（SH 601398，收盘价：8.11元）11月28日晚间发布公告称，公司董事会会议于 2025年11月28日采用书面传签方式召开。会议审议了《关于香港大埔火灾事件专项捐赠事项的议案》等 文件。 截至发稿，工商银行市值为28905亿元。 ...

证券代码：601398 证券简称：工商银行 公告编号：临 2025-050 号 中国工商银行股份有限公司 董事会决议公告 中国工商银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国工商银行股份有限公司（简称本行）董事会于 2025 年 11 月 28 日采用 书面传签方式召开会议。会议的召开符合法律法规、《中国工商银行股份有限公 司章程》以及《中国工商银行股份有限公司董事会议事规则》的规定。 会议审议通过了《关于香港大埔火灾事件专项捐赠事项的议案》。 议案表决情况：有效表决票 12 票，同意 12 票，反对 0 票，弃权 0 票。 会议决定捐赠 1,000 万港币，支援救灾及灾后重建工作。 特此公告。 中国工商银行股份有限公司董事会 二〇二五年十一月二十八日 1 ...

EF002 免責聲明 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | --- | --- | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 中國工商銀行股份有限公司 | | 股份代號 | 01398 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至2025年6月30日止六個月之中期股息 | | 公告日期 | 2025年11月28日 | | 公告狀態 | 更新公告 | | 更新/撤回理由 | 更新選擇權截止時限及代扣所得稅信息 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 10 股 1.414 RMB | | 股東批准日期 | 2025年11月28日 | | 香港過戶登記處相關信息 | | ...