香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 調整董事會專門委員會委員 承董事會命 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年11月26日 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事劉建軍先生及 姚紅女士；非執行董事劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先生、丁向明先生 及余明雄先生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、唐志宏先生、 洪小源先生及楊勇先生。 * 中國郵政儲蓄銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可 機構，並不受限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存 款業務。 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）於2025年11月26 日舉行會議，審議並通過了調整本行董事會專門委員會人員組成的議案。董事 會決議選舉劉新 ...

每经AI快讯，邮储银行（SH 601658，收盘价：5.79元）11月26日晚间发布公告称，公司董事会会议于 2025年11月26日在北京以现场方式召开。会议审议了《中国邮政储蓄银行2025年三季度全面风险管理报 告》等文件。 2025年1至6月份，邮储银行的营业收入构成为：利息收入占比83.16%，非利息收入占比8.76%。 每经头条（nbdtoutiao）——国开行辟谣的"人民资产"是什么？记者实探：号称投资600元80天赚8万 元！一位投资人的女儿：劝不住她，警察都拦不住 （记者 胡玲） 截至发稿，邮储银行市值为6954亿元。 ...

关于中国邮政储蓄银行 2024 年度监事薪酬清算方案的议案 证券代码：601658 证券简称：邮储银行 公告编号：临 2025-060 中国邮政储蓄银行股份有限公司 监事会决议公告 中国邮政储蓄银行股份有限公司监事会及全体监事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行）监 事会于 2025 年 11 月 12 日以书面形式发出会议通知，于 2025 年 11 月 26 日以书面传签方式召开会议。会议应参加监事 4 名，实际参加 监事 4 名。会议的召开符合《中华人民共和国公司法》等有关法律、 行政法规、部门规章、规范性文件和《中国邮政储蓄银行股份有限公 司章程》的有关规定。 会议审议了以下议案： 因与本项议案无重大利害关系的监事占全体监事的比例低于三 分之二，监事会同意将本项议案提交股东大会审议。 本行 2024 年度监事薪酬清算方案见附件。 1.本行 2024 年年度报告已披露本行监事的部分薪酬和在邮储银行任职期间的社保福利情况， 上表披露金额为报告期内全部税前薪酬（不含 2024 年度 ...

中国邮政储蓄银行股份有限公司 董事会决议公告 证券代码：601658 证券简称：邮储银行 公告编号：临 2025-059 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行）董事会 于 2025 年 11 月 12 日以书面形式发出会议通知，于 2025 年 11 月 26 日在 北京以现场方式召开会议。会议应出席董事 15 名，亲自出席董事 15 名， 部分监事及高级管理人员列席会议。会议的召开符合《中华人民共和国公 司法》等有关法律、行政法规、部门规章、规范性文件和《中国邮政储蓄 银行股份有限公司章程》（以下简称《公司章程》）的有关规定。 会议由郑国雨董事长主持，出席会议的董事审议并表决通过了以下议 案： 一、关于修订《中国邮政储蓄银行股份有限公司董事会提名和薪酬 委员会工作规则》《中国邮政储蓄银行股份有限公司董事会审计委员会工 作规则》等六个董事会专门委员会工作规则的议案 本次董事会专门委员会工作规则的修订已经董事会提名和薪酬委员 会、董事会审计委 ...

| 交易日期 | 证券開移 | 证券代码 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | 费出臂业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-11-26 | 邮储银行 | 601658 | 5.79 173.7 | 30 | 男喬表讀這種舉份 | 送音量需制品型型 | Ka | 来源：智通财经 11月26日，邮储银行大宗交易成交30万股，成交额173.7万元，占当日总成交额的0.17%，成交价5.79 元，较市场收盘价5.79元持平。 ...

Core Insights - Postal Savings Bank of China (PSBC) is transforming its operations by establishing the first "Hongmeng Ecological Bank" in Beijing, integrating advanced digital technologies to enhance customer experience and service efficiency [1][4][19] - The bank's digital transformation focuses on creating a "digital financial neural network" that connects urban and rural areas, utilizing cloud services and digital currency to make financial services more accessible [9][14][15] Group 1: Digital Banking Innovations - The Hongmeng Ecological Bank features multi-language AI transparent screens and smart service devices, showcasing a blend of technology and customer service [1][4] - The bank employs smart calling machines and wearable devices to streamline customer interactions, allowing for a seamless service experience [5][6] - Personalized financial advice is provided through the "You Accompany" smart screen, which tailors recommendations based on the customer's life stage [7] Group 2: Cloud Services and Digital Currency - The "cloud cabinet" service allows customers to access banking services remotely, significantly increasing transaction volume, with over 130,000 transactions annually [13] - Digital currency applications are integrated into everyday transactions, enhancing consumer engagement and driving over 200 million yuan in consumption in 2024 [14][15] Group 3: Industry Empowerment and Future Directions - The bank's "U Yi Count" platform focuses on evaluating the technological capabilities of enterprises, facilitating financing for innovative companies [17][18] - The integration of financial services with industry needs exemplifies the bank's commitment to supporting digital economic growth and enhancing service offerings [19][18]

Core Viewpoint - Postal Savings Bank of China (PSBC) experienced a decline in stock price, with a drop of 2.04% on November 26, trading at 5.76 CNY per share, and a total market capitalization of 691.75 billion CNY [1] Financial Performance - PSBC's stock price has increased by 6.31% year-to-date, with a slight rise of 0.52% over the last five trading days, but has seen a decline of 3.03% over the last 20 days and 8.13% over the last 60 days [2] - For the period from January to September 2025, PSBC reported a net profit of 76.56 billion CNY, reflecting a year-on-year growth of 0.98% [3] Business Operations - PSBC's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - The bank provides a variety of financial services, including personal loans, corporate loans, and asset management [2] Shareholder Information - As of September 30, 2025, PSBC had 142,600 shareholders, a decrease of 13.09% from the previous period, with an average of 478,570 circulating shares per shareholder, an increase of 15.29% [3] - The bank has distributed a total of 137.80 billion CNY in dividends since its A-share listing, with 77.40 billion CNY distributed over the last three years [4] Institutional Holdings - As of September 30, 2025, major institutional shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [4]

来源：新浪证券-红岸工作室 资料显示，中国邮政储蓄银行股份有限公司位于中国北京市西城区金融大街3号,香港湾仔皇后大道东 248号大新金融中心40楼，成立日期2007年3月6日，上市日期2019年12月10日，公司主营业务涉及中国 邮政储蓄银行股份有限公司在中国提供银行及相关金融服务。该银行主要通过个人银行、企业银行及资 金业务运营。个人银行业务向个人客户提供多种产品及服务,包括人民币及外汇存储、贷款、银行卡及 中间业务产品及服务。企业银行业务为企业客户提供多样化金融产品及服务,包括企业贷款、贴现票 据、企业存款及中间业务产品及服务,如:结算、票据管理、现金管理、投资银行、托管及公司理财。资 金业务主要包括金融市场业务,如:市场交易、投资、同业融资及票据贴现。资金业务还包括资产管理。 主营业务收入构成为：个人银行业务65.15%，公司银行业务22.71%，资金运营业务12.10%，其他业务 0.04%。 截至9月30日，邮储银行股东户数14.26万，较上期减少13.09%；人均流通股478570股，较上期增加 15.29%。2025年1月-9月，邮储银行实现营业收入0.00元；归母净利润765.62亿元，同比增 ...

Core Viewpoint - The China Post has received approval from the National Financial Regulatory Administration to operate as an insurance agent, expanding its financial services and addressing compliance issues related to its previous operations under Postal Savings Bank's license [2][6]. Group 1: Business Operations - China Post operates a diverse business model that includes postal services, express logistics, finance, and e-commerce, with subsidiaries like Postal Savings Bank, China Post Insurance, and China Post Securities [3]. - The operational model for banking and insurance involves "self-operated + agency" and "self-operated + management," allowing China Post to leverage its extensive network for financial services [3]. Group 2: Historical Context - Postal Savings Bank was established in 2007, evolving from the China Post's savings bureau, and has been publicly listed since 2016 [4]. - To avoid internal competition, China Post previously committed to not engaging in insurance agency business, leading to the cancellation of several agency licenses held by its subsidiaries [4][5]. Group 3: Market Presence - China Post has over 54,000 service points, with more than 32,000 offering financial services, significantly contributing to Postal Savings Bank's revenue [6]. - The annual premium volume for China Post's insurance agency business exceeds 300 billion yuan, with China Post Insurance accounting for less than 40% of this total [6].

Core Viewpoint - The integration of finance and agriculture is driving rural progress and agricultural development, with a focus on enhancing food security and supporting high-quality agricultural growth [2][3][4]. Financial Support for Agriculture - Postal Savings Bank of China (PSBC) Nanjing Branch has increased its support for agricultural financing, providing 3 million yuan in "industry loans" to enhance grain purchasing capabilities and improve operational efficiency by over 30% [3][4]. - The bank has established a "1+N" credit product system, offering loans up to 5 million yuan and expedited processing times, significantly reducing financing costs for agricultural enterprises [7][10]. Agricultural Production and Efficiency - The implementation of modern agricultural practices and technology has led to a significant increase in production capacity, with companies like Jingjian Rice Industry achieving a daily processing capacity of 300 tons and an annual capacity of 100,000 tons [4][5]. - The integration of financial services has improved the efficiency of grain collection and processing, with a reported 40% increase in settlement efficiency for grain enterprises [6][10]. Rural Development and Income Growth - The support from PSBC has enabled local farmers to increase their income, with one company expanding its operational area from 3,000 mu to 4,200 mu and achieving profits of over 40 million yuan [8][9]. - The bank's financial services have created over 30 stable job opportunities and helped 456 local farmers increase their income [9]. Innovative Financial Solutions - The introduction of the "Smart Payment" system has streamlined the payment process for farmers, allowing for real-time transactions without the need for cash, thus reducing risks associated with cash handling [10][11]. - The system is designed to cater to rural needs, ensuring ease of use for older farmers and enhancing the overall efficiency of grain transactions [11].