Core Viewpoint - The leadership transition at Zhejiang Zheshang Bank has been finalized with the appointment of Lü Linhua as the new president, following the promotion of Chen Haiqiang to chairman [1][6]. Group 1: Leadership Changes - Lü Linhua has been appointed as a member of the Party Committee, Deputy Secretary of the Party Committee, and nominated as the president of Zhejiang Zheshang Bank [1][6]. - Chen Haiqiang will no longer serve as president and will take on the role of Party Secretary and Chairman [1][6]. - The board of directors will complete the necessary legal procedures promptly [1][6]. Group 2: Background of Lü Linhua - Lü Linhua previously served as a member of the Party Committee and Vice President at Zhejiang Rural Commercial Bank since July 2022 [3][8]. - He has extensive experience in financial regulatory departments, having worked at the Zhejiang Insurance Regulatory Commission and the Zhejiang Banking Regulatory Commission [3][8]. - Under his leadership, Zhejiang Rural Commercial Bank has established a significant presence with over 4,000 outlets and more than 50,000 employees [3][9]. Group 3: Strategic Directions - The new leadership aims to implement a comprehensive financial service system, focusing on consumer and livelihood sectors, and optimizing the industrial financial service system [5][10]. - There is a commitment to deepen the bank's operations in Zhejiang and enhance its role in supporting the province's economic and financial development [5][10]. - The leadership will also focus on creating differentiated cross-border financial services and aligning with international financial centers like Shanghai and Hong Kong [5][10].

格隆汇12月23日丨浙商银行(601916.SH)公布，根据中共浙江省委决定，吕临华同志任浙商银行股份有 限公司党委委员、党委副书记，提名吕临华同志任浙商银行股份有限公司董事、行长，提议陈海强同志 不再担任浙商银行股份有限公司行长职务。 ...

在原行长陈海强升任董事长后，浙商银行行长人选也已落定。 12月23日晚间，浙商银行（601916.SH）公告，根据中共浙江省委决定，吕临华担任浙商银行党委委员、党委副 书记，并提名董事、行长人选，陈海强不再担任行长职务。公司董事会将尽快完成相关法定程序。 在吕临华到任后，浙商银行领导班子成员将全部到位。陈海强将担任党委书记、董事长，吕临华将担任党委副书 记、行长，骆峰担任副行长、董事会秘书，景峰、林静然担任副行长，周伟新、潘华枫、王超明、侯波担任行长 助理，潘华枫兼任首席风险官。 公开信息显示，2022年7月起，吕临华在浙江农商联合银行担任党委委员、副行长。在此之前，吕临华有多年金 融监管部门工作经历，曾在浙江保监局、浙江银监局任职，担任浙江保监局办公室主任，并作为新闻发言人对外 发声。 作为全国深化农信社改革的"第一单"，2022年4月，浙江农商联合银行正式挂牌成立。目前该行下辖82家县 （市、区）农商银行、农信联社，拥有网点4000余个，金融服务点1万余家，员工5万余人。截至2025年6月末， 浙江农商银行系统全系统（含村镇银行、温州银行）管理资产总额为7.02万亿元，比去年末增加3.39%；较2024 ...

本公司董事会将尽快按照法定程序完成相关工作。 特此公告。 证券代码：601916 证券简称：浙商银行 公告编号：2025-057 浙商银行股份有限公司 关于提名董事、行长的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 根据中共浙江省委决定，吕临华同志任浙商银行股份有限公司党委委员、 党委副书记，提名吕临华同志任浙商银行股份有限公司董事、行长，提议陈海 强同志不再担任浙商银行股份有限公司行长职务。 浙商银行股份有限公司董事会 2025 年 12 月 23 日 ...

12月23日金融一线消息，浙商银行公告称，根据中共浙江省委决定，吕临华任浙商银行股份有限公司党 委委员、党委副书记，提名吕临华任浙商银行股份有限公司董事、行长，提议陈海强不再担任浙商银行 股份有限公司行长职务。 责任编辑：李琳琳 12月23日金融一线消息，浙商银行公告称，根据中共浙江省委决定，吕临华任浙商银行股份有限公司党 委委员、党委副书记，提名吕临华任浙商银行股份有限公司董事、行长，提议陈海强不再担任浙商银行 股份有限公司行长职务。 特此公告。 浙商银行股份有限公司董事会 2025年12月23日 责任编辑：李琳琳 证券代码:601916 证券简称:浙商银行 公告编号:2025-057 浙商银行股份有限公司 关于提名董事、行长的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 根据中共浙江省委决定,吕临华同志任浙商银行股份有限公司党委委员、 党委副书记,提名吕临华同志任浙商银行股份有限公司董事、行长,提议陈海 强同志不再担任浙商银行股份有限公司行长职务。 本公司董事会将尽快按照法定程序完成相关工作。 ...

2025年12月23日，财新从业内多方了解获悉，浙江农商联合银行副行长吕临华已调任浙商银行党委副书 记，提名为行长。 ...

Core Insights - The article emphasizes the importance of financial support for the growth of innovative enterprises in China, particularly in the technology sector, highlighting the need for tailored financial services throughout their lifecycle [1][6]. Group 1: Financial Support for Innovative Enterprises - Innovative enterprises, characterized by high potential and growth, face unique financial challenges due to their asset-light nature and lengthy R&D cycles [1][2]. - Financial institutions are innovating their products and services to provide comprehensive support, creating a "precise drip irrigation" and "full-cycle companionship" financial service system [1][3]. - The case of Kanglin Biotechnology illustrates the challenges faced by early-stage companies, which often lack collateral and revenue, making traditional financing difficult [2][3]. Group 2: Innovative Financing Models - Zhejiang Bank's "Talent Loan" program provided Kanglin Biotechnology with a 5 million yuan credit loan, demonstrating a shift from traditional credit models to more innovative financing solutions [2][3]. - As Kanglin Biotechnology progressed to clinical trials, it received additional financial support, including a 40 million yuan equity investment and a 30 million yuan credit line, showcasing effective integration of debt and equity financing [3][6]. - The "Common Growth Plan" in Anhui province offers long-term loans with flexible terms, significantly enhancing financial support for technology enterprises [4][5]. Group 3: Collaborative Financing Approaches - The "Zhejiang Science Union Loan" model promotes collaboration among multiple banks to provide comprehensive financial support to technology enterprises, improving credit efficiency and broadening financing channels [6][7]. - This collaborative approach has led to significant financial outcomes, with 27 banks participating and providing loans totaling 10.87 billion yuan to 197 enterprises since the policy's launch [7]. - The model not only mitigates risks for individual banks but also stabilizes the financing environment for enterprises, ensuring sustainable profitability for banks [7].

证券日报网讯 12月18日晚间，亿纬锂能发布公告称，控股股东西藏亿纬控股有限公司将其所持有的公 司470万股股份质押给浙商银行股份有限公司惠州分行，占其所持股份比例0.72%，占公司总股本比例 0.23%，质押用途为偿还债务。 （编辑 丛可心） ...

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

Core Viewpoint - The series of interviews titled "Xinhua Finance Looks at Hunan: Dialogue with Hunan Bankers" aims to showcase the unique paths and solid achievements of Hunan's financial industry in serving the real economy, with a focus on the role of financial institutions in supporting technological innovation and modern industrial system construction in Hunan [1]. Group 1 - The Zheshang Bank Changsha Branch emphasizes its commitment to being a "true companion" for technology enterprises in Hunan, translating the head office's strategy into localized practices [1]. - A key aspect of this localized service capability is the development of an understanding of the language and needs of Hunan's technology innovation enterprises [1]. Group 2 - The "Talent Bank" brand created by Zheshang Bank Changsha Branch addresses the common challenges faced by technology enterprises, particularly those with technology but lacking collateral [2]. - The "Talent Bank" first resolves the "valuation" issue by converting soft assets like talent identity and patent value into assessable hard currency [2]. - It also addresses the "access" issue by allowing top talent to secure up to 30 million yuan in credit loans based on talent certifications and other materials [2]. - Furthermore, the "Talent Bank" provides customized products such as "Talent Support Loans" and "Talent Growth Loans" to support enterprises at different stages of their lifecycle, ensuring comprehensive support [2]. - The bank aims to continue focusing on the entire lifecycle of technology enterprises, refining its product system, and striving to be a "booster" and "stabilizer" for technological innovation while achieving high-quality development [2].