Core Viewpoint - The strategic cooperation agreement signed between Hualong Securities and Gansu Bank marks a significant step towards integrated financial services in the region, enhancing financial support for the modernization of Gansu's industrial system [1][3]. Group 1: Cooperation Details - The partnership aims to serve the regional economic and social development, indicating a new phase of collaboration between commercial banks and investment banks [1][3]. - Both institutions will focus on Gansu's major development strategies, enhancing strategic collaboration and detailing cooperative measures [3]. - The cooperation will leverage their respective resources in areas such as brokerage services, capital financing, financial markets, investment banking, and corporate finance [3]. Group 2: Expected Outcomes - The collaboration is expected to bridge the gap between banking funds and capital market tools, improving financing efficiency for major local projects and reducing overall financing costs [3]. - A mechanism for "resource sharing, channel interconnection, and product complementarity" will be established to create a synergistic effect, aiming for a "1+1>2" outcome [3]. - This partnership is positioned to set a new benchmark for mutual benefit among state-owned financial enterprises in Gansu [3].

Core Viewpoint - Gansu Bank has agreed to sell a package of low-yield assets to Gansu Asset Management for 15.3 billion yuan, pending approval from independent shareholders [2][3][4] Group 1: Asset Details - The total book balance of the assets being sold, including principal and interest, is approximately 19.719 billion yuan, with the principal balance at about 17.864 billion yuan and accrued interest at 1.855 billion yuan [3] - The asset package consists of various low-yield assets, including credit assets and financial investment assets, with a total principal amount of 4.085 billion yuan in credit assets and 13.779 billion yuan in financial investment assets [3] - Financial investment assets include trust products (7.623 billion yuan), asset management plans (4.098 billion yuan), bonds (1.859 billion yuan), and private equity funds (199 million yuan) [3] Group 2: Financial Implications - Gansu Bank will receive 15.3 billion yuan for the asset sale, with an initial payment of 8 billion yuan and the remaining 7.3 billion yuan to be paid in installments over five years [3] - The present value of the remaining payment is estimated at approximately 6.796 billion yuan, leading to a total present value of the asset sale of about 14.796 billion yuan [3] - The estimated negative financial impact from the asset sale is around 126 million yuan, which may differ from the actual financial impact [3] Group 3: Strategic Benefits - The sale of low-yield assets is expected to improve Gansu Bank's asset quality and optimize its asset structure, reducing provisions and impairment losses [4] - This transaction will lower the bank's risk-weighted assets and enhance its capital adequacy ratio, contributing to the bank's ability to manage risks and support high-quality development [4] - Gansu Asset Management, as a subsidiary of Gansu Provincial Investment, is qualified for bulk acquisition of financial non-performing assets, which aligns with the bank's operational improvement goals [4]

Group 1 - Gansu Provincial Government announced a series of personnel appointments and removals, indicating a restructuring within various state-owned enterprises and government departments [1][2] - Chen Shixing appointed as the Director of Gansu Provincial Big Data Center, replacing his previous role as Deputy Secretary-General of the Gansu Provincial Government [1] - Zhang Tieqiang appointed as Chairman of Gansu International Logistics Group Co., Ltd., previously serving as General Manager [1] - Wang Xizhen appointed as Chairman of Hualong Securities Co., Ltd., previously serving as President of Gansu Bank [1] - Hu Jihua appointed as General Manager and Director of Gansu Construction Investment (Holding) Group Co., Ltd. [1] - New appointments include several vice presidents and directors across various educational institutions and state-owned enterprises, indicating a broad reshuffle in leadership [1][2] Group 2 - The appointments are part of a systematic approach to enhance governance and operational efficiency within Gansu's public sector [1][3] - The changes reflect the government's strategy to align leadership with current economic and operational goals, particularly in sectors like big data, logistics, and finance [1][2] - The restructuring may lead to improved performance and accountability in the respective organizations, as new leaders bring fresh perspectives [1][2]

Core Viewpoint - Gansu Bank has signed an asset transfer contract with Gansu Asset Management Co., Ltd. to sell an asset package for 15.3 billion yuan, marking the eighth asset sale since 2021, with a total transfer of over 23.7 billion yuan and actual recovery of less than 16.3 billion yuan [2][6]. Group 1: Asset Transfer Details - The asset package has a total book balance of approximately 19.719 billion yuan, including a principal balance of about 17.864 billion yuan and accrued interest of about 1.855 billion yuan [3]. - Gansu Bank has made a provision for impairment of 4.797 billion yuan, resulting in a net book value of approximately 14.922 billion yuan, indicating a transfer premium of 2.5% over the net book value [3][4]. - The assets being sold are in a continuous loss state, with pre-tax losses of approximately 669 million yuan in 2023 and further deterioration in 2024, with pre-tax losses expanding to approximately 903 million yuan [3][4]. Group 2: Composition of Assets - The asset package consists of 63% financial investment assets (non-credit bad debts), including trust products (7.623 billion yuan), asset management plans (4.098 billion yuan), bonds (1.859 billion yuan), and private equity funds (199 million yuan) [3][7]. - Traditional credit assets account for only 37%, with a total principal amount of 4.085 billion yuan, distributed across wholesale and retail, real estate, manufacturing, and exploration industries [3]. Group 3: Industry Trends and Implications - The banking industry is accelerating the disposal of non-credit bad assets, which, while different from traditional credit assets, still negatively impact asset quality and operational efficiency [4][5]. - The payment for the asset transfer will be made in installments, with an initial payment of 8 billion yuan due within five working days, and the remaining 7.3 billion yuan to be paid over five years [4]. - This asset sale is expected to alleviate historical burdens on the bank, improve asset quality, reduce provisions and impairment losses, and enhance profitability [5]. Group 4: Financial Performance - As of the end of 2024, Gansu Bank's total assets reached 414.708 billion yuan, a year-on-year increase of 6.7%, but the bank's operating income decreased by 10.7% to 5.954 billion yuan, marking the first decline in net profit in five years [9]. - The non-performing loan (NPL) balance was 4.341 billion yuan, with an NPL ratio of 1.93%, which is still below the average level of commercial banks [8][10].

2025年8月1日，甘肃金融监管局发布批复称，甘肃银行《甘肃银行关于李臻拟任平凉分行副行长任职资 格核准的请示》（甘肃银行发〔2025〕205号）收悉。经审核，现批复如下： 三、甘肃银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准李臻甘肃银行股份有限公司平凉分行副行长任职资格。 二、甘肃银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自甘肃银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，甘肃金融监管局将办理行政许可事项注销手续。 ...

格隆汇8月5日丨甘肃银行(02139.HK)公告，于2025年8月5日，该行与甘肃资管签订资产转让合同，据 此，该行同意以人民币153亿元的代价向甘肃资管出售所出售资产。资产转让合同须待独立股东于临时 股东大会批准后生效。"所出售资产"指本行持有的若干低效益资产所组成的资产包。 ...

格隆汇8月5日丨甘肃银行(02139.HK)公告，董事会会议将于2025年8月25日(星期一)举行，以(其中包括) 审议及批准本行及其附属公司截至2025年6月30日止6个月未经审核中期业绩及其刊发，以及考虑建议派 发中期股息(如有)。 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 甘肅銀行股份有限公司 (「本行」) II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02139 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 3,793,800,000 | | 0 | | 3,793,800,000 | | 增加 / 減少 (-) | | | 0 | | 0 | | | | 本月底結存 | | | 3,793,800,000 | | 0 | | 3,793,800,000 | 呈交日期: 2025年8月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並表明概不就因本公告全部或任何部分內容而產生或因倚賴該等 內容而引致的任何損失承擔任何責任。 BANK OF GANSU CO., LTD.* 甘肅銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：2139） 有關資產出售事項的非常重大出售事項及關連交易 資產出售事項 董事會謹此宣佈，於2025年8月5日，本行與甘肅資管簽訂資產轉讓合同，據 此，本行同意以人民幣153億元的代價向甘肅資管出售所出售資產。資產轉讓合 同須待獨立股東於臨時股東大會批准後生效。 上市規則的涵義 由於資產出售事項適用的一個或多個百分比率超過75%，資產出售事項構成上 市規則第14章下本行的一項非常重大出售事項，並須遵守該章下有關申報、公 告及股東批准的規定。 截至本公告日期，甘肅省國投直接及間接持有本行已發行股本約23.41%，為本 行的主要股東。甘肅資管為甘肅省國投之附屬公司，因而為本行的關連人士。 資產出售事項構成上市規則第14A章下本行的一項關連交易。由於資產出售事 項適用的一個或多個百分比率超 ...

Core Viewpoint - Gansu Bank focuses on serving local economies, rural development, small and medium enterprises, and urban residents, emphasizing inclusive finance practices to support high-quality development [1] Group 1: Financing Solutions for Small Enterprises - Gansu Bank addresses the financing challenges faced by small and micro enterprises by accelerating its digital transformation and offering innovative products and efficient services [2] - The bank has provided over 9 billion yuan in credit support to 34,000 small micro clients, with an average new loan interest rate decreasing by 33 basis points since the beginning of the year [2] - Gansu Bank has introduced a "merchant loan" product to support individual businesses, allowing for online applications and disbursement within 30 minutes [2] Group 2: Rural Economic Activation - Gansu Bank aims to activate county economies by integrating credit policies with local industry policies, promoting a "thousand billion agricultural project" blueprint [4] - The bank has launched exclusive products like "Huinong Quick Loan" to fill gaps in online agricultural credit offerings and enhance financial services for county economies [4] - The establishment of inclusive finance departments in 19 primary branches supports the bank's commitment to rural revitalization and inclusive finance [4] Group 3: Social Responsibility and Support - Gansu Bank provides financial assistance to vulnerable groups, including low-income individuals, the elderly, and disabled persons, ensuring financial services reach underserved areas [5] - The bank has implemented a pricing strategy to reduce interest rates on existing high-rate products, benefiting over 13,602 enterprises and individuals with interest reductions totaling 26.238 million yuan [5] - In 2024, Gansu Bank applied for 4.539 billion yuan in low-cost funds to support over 1,600 small enterprises, contributing to job stability and production expansion [6]