2025年6月13日当天，山东墨龙（维权）(00568)、阿里巴巴-W(09988)、中国海洋石油(00883)位居沪港 通（南向）成交额前3位，成交额分别为75.70 亿元、60.17 亿元、41.42 亿元；小米集团-W(01810)、山 东墨龙(00568)、阿里巴巴-W(09988) 位居深港通（南向）成交额前3位，成交额分别为22.51 亿元、 21.76 亿元、19.46 亿元。 沪港通（南向）十大活跃成交公司 深港通（南向）十大活跃成交公司 | 公司名称 | 成交金额 | 净买入额 | | --- | --- | --- | | 小米集团-W(01810) | 22.51 亿元 | -3.78 亿元 | | 山东墨龙(00568) | 21.76 亿元 | +46.09 万元 | | 阿里巴巴-W(09988) | 19.46 亿元 | -2.69 亿元 | | 美团-W(03690) | 17.76 亿元 | +12.54 亿元 | | 腾讯控股(00700) | 16.34 亿元 | -8.78 亿元 | | 信达生物(01801) | 14.92 亿元 | -3.94 亿元 | | 泡泡玛 ...

Group 1: Market Overview - Northbound trading recorded a net buy of HKD 1.89 billion, with the Shanghai Stock Connect showing a net sell of HKD 27.89 billion and the Shenzhen Stock Connect showing a net buy of HKD 29.79 billion [1] - The most bought stocks included Meituan-W (03690), China Construction Bank (00939), and Sinopec Oilfield Service (01033), while the most sold stocks were Alibaba-W (09988), Tencent (00700), and CNOOC (00883) [1] Group 2: Stock Performance - Meituan-W (03690) received a net buy of HKD 12.18 billion, driven by the launch of its AI Coding Agent product, which allows users with no coding experience to create websites and software [4] - China Construction Bank (00939) saw a net buy of HKD 4.05 billion, while China Bank (03988) faced a net sell of HKD 4.05 billion, indicating a divergence in bank stock performance [5] - Xiaomi Group-W (01810) experienced a net sell of HKD 7.64 billion, with expectations of narrowing losses in its automotive business by 2025 [7] - Alibaba-W (09988) and Tencent (00700) faced significant net sells of HKD 33.13 billion and HKD 20.63 billion respectively, attributed to lower-than-expected capital expenditures and cloud revenue growth [8] Group 3: Sector Insights - The banking sector is attracting insurance capital due to its high dividend value and the strategic significance of insurance channels for business expansion [5] - The biotechnology sector is facing a sell-off, with companies like Stone Pharmaceutical Group (01093) and Innovent Biologics (01801) experiencing net sells due to a recent wave of equity financing [6] - Bubble Mart (09992) received a net buy of HKD 60.66 million, supported by its strong IP recognition and successful new product launches [6]

手机银行APP丨监测报告 核心摘要： 在金融科技蓬勃发展以及数字化浪潮席卷各行各业的当下，手机银行 APP已然成为商业银行拓展服务边 界、优化用户体验、增强市场竞争力的关键阵地。随着技术的迭代与用户行为的深度变迁，银行业从早期的 渠道迁移迈入智能化、场景化、普惠化的新阶段。AI技术的深度融合、精细化运营策略的落地以及用户需求 的多元化，正重塑手机银行APP的市场格局与价值内涵。 艾瑞咨询金融研究院持续追踪中国手机银行 APP的发展动态，并 在此背景下 发布《 202 5 年 Q1 中国手 机银行 APP 流量 监测报告》。 我国手机银行APP活跃用户规模超7亿 在2020年新冠疫情的特殊背景下，用户对非接触式金融服务的需求急剧增加，客观上进一步加速了 商业银行业务向APP的迁移，使手机银行APP市场的发展进程显著加快，提前迈入了存量成熟阶 段。根据艾瑞监测数据，2023年至2025年间，中国手机银行APP整体流量平稳波动，用户规模基本 保持稳定状态，峰值达到7.13亿。 技术发展驱动银行业"AI+"进程加快 生成式AI对银行业的影响可达3400亿美元 2025年一季度，随着DeepSeek等生成式AI技术的爆 ...

Core Viewpoint - The article discusses the increasing popularity of family trusts among wealthy individuals in China, highlighting the shift in private banking services from asset accumulation to providing unique non-financial services and emotional value to retain high-net-worth clients [3][8][10]. Group 1: Private Banking Landscape - Private banking clients in China typically have investable assets exceeding 6 million yuan, with some banks setting higher thresholds, such as 10 million yuan at China Merchants Bank [3][5]. - The number of high-net-worth individuals in China with investable assets over 10 million yuan reached 3.16 million by the end of 2022, with an average investable asset of approximately 31.83 million yuan [5]. - The private banking sector has transitioned from "land grabbing" to "stock competition," focusing on existing clients as the market matures [3][20]. Group 2: Non-Financial Services - Non-financial services have become a core competitive advantage for private banks, with offerings including private jet bookings, Antarctic travel, and exclusive medical consultations [3][6][7]. - High-net-worth clients are increasingly attracted to unique experiences, such as customized concerts and exclusive travel opportunities, which enhance emotional value and client loyalty [4][6][7]. - Banks are investing heavily in providing high-end, scarce services to differentiate themselves in a competitive market [6][7]. Group 3: Family Trusts and Wealth Management - Family trusts and family offices are becoming focal points for private banks, especially for ultra-high-net-worth clients with assets exceeding 20 million yuan [10][11]. - Over 70% of high-net-worth individuals are preparing for wealth transfer, driven by concerns over asset protection and family dynamics [10][11]. - The family trust market in China is growing, with a reported balance of 643.58 billion yuan by the end of 2024 [11]. Group 4: Investment Trends - Wealthy clients are increasingly allocating assets to insurance products and precious metals like gold, especially in response to market volatility [15][19]. - The demand for exclusive investment products from top international asset management firms is rising among private banking clients, with minimum investment thresholds often set at 2 million yuan [14][19]. - Private banks are tailoring investment solutions to meet the specific needs of high-net-worth clients, often collaborating with various financial institutions [14][15]. Group 5: Client Retention and Competition - The private banking sector is experiencing a slowdown in client growth, leading to a focus on retaining existing clients and preventing asset outflows [20]. - The contribution of private banking clients to overall bank assets is significant, with a small percentage of clients holding a large portion of wealth [16][19]. - Banks are recognizing the comprehensive value of private banking clients, who often bring additional business opportunities through their enterprises [19][20].

Group 1 - The core viewpoint of the article highlights the ongoing advancements in China-Africa economic and trade cooperation, with a record trade volume of $295.6 billion in 2024, marking a 4.8% year-on-year increase [2] - China has maintained its position as Africa's largest trading partner for 16 consecutive years, with Hunan province emerging as a key player in trade with Africa, surpassing 50 billion RMB in trade volume over the past three years [2] - The article emphasizes the complexity of currencies in Africa, noting the challenges posed by multiple currencies and exchange rate fluctuations, which can impact business operations and profitability [3] Group 2 - The article discusses the challenges of cross-border payments in Africa, including low circulation rates of many small currencies, high transaction costs due to multiple intermediaries, and frequent exchange rate volatility [3] - Wanlihui, a financial technology company, has introduced a cross-border payment solution aimed at small and medium-sized enterprises, allowing for direct payments in local currencies to be received in RMB, significantly improving fund turnover efficiency [4] - Yibao Payment, another fintech company, aims to create an efficient cross-border transaction network by optimizing the entire payment process, including account opening and fund transfer, to enhance transaction feasibility and security [5][6] Group 3 - Major banks such as China Construction Bank, Bank of China, and Bank of Communications play a crucial role in facilitating China-Africa trade, with China Construction Bank reporting over 20,000 cross-border settlement transactions and $3 billion in international settlement amounts in the past five years [9] - Bank of China has achieved significant milestones in cross-border RMB settlements, including a record transaction of 1.4 billion RMB for a Hong Kong stock repurchase project [10] - Bank of Communications has tailored cross-border financial solutions for companies like SANY Group, with a focus on infrastructure cooperation and trade financing, reporting a 115% year-on-year increase in guarantee business [10]

Core Viewpoint - Several banks in China, including Ningde Rural Commercial Bank, are implementing customer identity verification processes to enhance security and comply with regulatory requirements, which may restrict services for customers with incomplete or inaccurate information [1][3][7]. Group 1: Identity Verification Initiatives - Ningde Rural Commercial Bank announced a verification process for personal customer identity information, including name, gender, nationality, occupation, address, contact number, and identification document details [3]. - Other banks, such as the Bank of China Shandong branch and various rural commercial banks, have also issued similar announcements regarding customer identity verification [2][4]. - The verification process is in response to regulatory requirements, including the Anti-Money Laundering Law of the People's Republic of China [3][7]. Group 2: Service Restrictions and Account Management - Customers with incomplete or inaccurate identity information will face restrictions on financial services, with a planned suspension of non-counter services for those lacking complete information starting June 2025 [3][4]. - Some banks are also addressing the issue of "sleeping accounts," which are accounts that have not had any transactions for an extended period, leading to potential account closures [4][11]. - Continuous monthly cleaning of accounts that meet specific criteria, such as inactivity for three years and low balances, will be implemented [5][11]. Group 3: Broader Industry Trends - Over thirty banks have initiated similar identity verification and account cleaning measures since June of the previous year, indicating a broader industry trend towards enhancing customer information accuracy [11][12]. - The banking sector is experiencing a shift from rapid expansion to a focus on quality, as evidenced by a slowdown in the growth rate of bank card issuance [10][12]. - The total number of bank cards issued in China reached 9.913 billion by the end of 2024, with a growth rate of only 1.29%, significantly lower than previous years [10].

为更好地满足广大投资者的理财需求，根据景顺长城基金管理有限公司（以下简称"本公司"）与中国银 行股份有限公司（以下简称"中国银行"）签署的委托销售协议，自2025年6月13日起新增委托中国银行 销售本公司旗下景顺长城策略精选灵活配置混合型证券投资基金C类份额，具体的业务流程、办理时间 和办理方式以中国银行的规定为准。现将相关事项公告如下： 一、适用基金及基金业务开通情况 ■ 注：本公司新增委托中国银行销售上述列表中对应基金，上表仅就基金本身是否开通定期定额投资、转 换业务和是否参加销售机构申购（含定期定额申购）费率优惠进行说明，投资者能否通过上述销售机构 办理基金上述业务，以上述销售机构的安排和规定为准。 二、销售机构信息 销售机构名称：中国银行股份有限公司 注册（办公）地址：北京市西城区复兴门内大街1号 联系人：宋亚平 客户服务电话：95566（全国） 网址：www.boc.cn 三、相关业务说明 1、上述申购赎回等业务仅适用于处于正常申购期及处于特定开放日和开放时间的基金。基金封闭期、 募集期等特殊期间的有关规定详见对应基金的《基金合同》、《招募说明书》、《产品资料概要》等相 关法律文件及本公司发布的最新 ...

中国外交部发言人林剑12日主持例行记者会。 责编：汪云鹏 校对： 祝甜婷 百万用户都在看 全线爆发！美国，重大发布！ 刚刚，全线爆发！美国，重大发布！ 李成钢：中美就落实两国元首通话共识及日内瓦会谈共识达成框架 暴增超370%！A股，重磅信号！ 突发！集体飙涨！ 违法和不良信息举报电话：0755-83514034 邮箱：bwb@stcn.com 有记者提问：据报道，欧盟将对两家中国小型银行实施制裁，因为它们为俄罗斯绕过欧盟现有贸易限制提供便 利。中方对此有何评论？ 林剑：中方一贯反对没有国际法依据、未经联合国安理会授权的单边制裁和"长臂管辖"。当前，包括欧美在内 的大多数国家都在同俄罗斯开展贸易，中俄企业的正常交往合作符合世贸规则和市场原则，不针对第三方，也 不应受到干扰和影响。 来源：中国新闻网 ...

Market Overview - On June 12, the Hang Seng Index fell by 1.36%, closing at 24,035.38 points, while southbound funds through the Stock Connect recorded a net purchase of HKD 5.585 billion [1] - The total trading volume for the Stock Connect on June 12 was HKD 129.736 billion, with a net purchase of HKD 5.585 billion [1] Stock Performance - In the Shanghai Stock Connect, the total trading volume was HKD 82.940 billion, with a net purchase of HKD 3.851 billion; in the Shenzhen Stock Connect, the trading volume was HKD 46.796 billion, with a net purchase of HKD 1.733 billion [1] - The most actively traded stock in the Shanghai Stock Connect was Alibaba-W, with a trading volume of HKD 4.189 billion, followed by Pop Mart and Xiaomi Group-W, with trading volumes of HKD 4.061 billion and HKD 3.929 billion, respectively [1] - In terms of net buying, Xpeng Motors-W led with a net purchase of HKD 594 million, despite its closing price dropping by 6.66% [1] - Alibaba-W had the highest net selling amount at HKD 1.180 billion, with a closing price decrease of 3.21% [1] Shenzhen Stock Connect Highlights - In the Shenzhen Stock Connect, Pop Mart had the highest trading volume at HKD 226.324 million, followed by Xiaomi Group-W and Alibaba-W with trading volumes of HKD 192.103 million and HKD 178.887 million, respectively [2] - The stock with the highest net purchase was Innovent Biologics, with a net purchase of HKD 437 million, and it closed up by 1.00% [2] - Kuaishou-W had the highest net selling amount at HKD 750 million, with a closing price drop of 5.87% [2]

赋能银发经济高质量发展，为加快构建与我国人口老龄化进程相适应的金 融服务体系贡献中行力量。 来源： 中国银行上海市分行公司金融与投资银行部 老博会开幕首日，在上海市养老服务和老龄产业协会主办的"大城养 老"创新发展大会养老金融专场活动上，中行上海市分行正式发布《"中银 长护+"综合金融服务方案》，为在沪从事长护险服务的小微企业、民非机 构及护工等提供综合金融支持，助力长护险事业高质量发展。 近年来，中行上海市分行全方位布局养老金金融、养老服务金融、养 老产业金融三大领域，围绕服务政府、企业、个人三个维度，着力打造全 球化、综合化、场景化三大核心优势。如，推出"金账户养成计划"，为市 民提供个人养老金开户、缴费、投资、领取等在内的一站式便利化服务。 今年，更是在设立服务消费与养老再贷款新政出台后迅速行动，率先落地 上海地区首笔养老产业贷款投放，为养老产业蓬勃发展注入源源不断的金 融动能。 未来，中行上海市分行将持续深入践行金融工作的政治性、人民性， 在书写"养老金融大文章"中持续探索创新，扎实推进养老金融提质增效， 6月11日，2025上海国际养老、辅具及康复医疗博览会（简称"老博 会"）拉开帷幕。中行上海市分 ...