1.按金额购买积存金产品或创建积存定投计划时，最小购买金额由950元调整为1200元，追加购买金额维持200元整数倍不变。已在执行中的定投计划不受 影响。 2.按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变，追加克重维持为1克整数倍不变。 中国银行建议客户做好市场风险防范，基于自身财务状况和风险承受能力开展贵金属交易活动，合理控制贵金属持仓规模，防范贵金属价格波动带来的资 金损失风险。 【导读】中国银行将积存金起购金额上调至1200元 继工行、农行、建行后，又一家国有大行对积存金业务进行调整。2月11日，中国银行发布公告称，积存金产品最小购买金额由950元调整为1200元。 起购金额上调至1200元 中国银行表示，根据人民银行《黄金积存业务管理暂行办法》规定，参考当前市场情况，将于2026年2月12日起调整积存金产品的购买条件，具体调整情 况如下： 回顾来看，2025年，中国银行对积存金起购金额进行了四次上调。其中，2月由650元上调至700元；4月初上调至750元后不久，4月下旬又上调至850元； 到了10月，进一步上调至950元。 多家银行调整积存金业务 2026年以来，多家银行相继 ...

Macroeconomic Dynamics - The State Council has issued an implementation opinion to enhance the national unified electricity market system, aiming to increase the scale of cross-provincial and cross-regional power transmission and the proportion of clean energy delivery over the next 5-10 years [1] - The implementation opinion encourages more private enterprises to participate in the electricity market and aims to improve the pricing mechanism based on supply and demand, prohibiting local governments from unlawfully implementing preferential electricity pricing policies [1] Taxation Policies - The Ministry of Finance and other departments announced that the import VAT preferential policies for anti-cancer and rare disease drugs will continue from January 1, 2026, to December 31, 2027, following the implementation of the VAT law [2] Consumer Market Initiatives - The Ministry of Commerce, in collaboration with nine departments, has planned a "New Spring" special event to distribute a total of 2.05 billion yuan in consumer vouchers, subsidies, and red packets during the Spring Festival holiday [3] Market Data - From February 1 to 8, the national retail sales of passenger vehicles reached 328,000 units, a year-on-year increase of 54%, while wholesale sales were 284,000 units, up 46% year-on-year [5] - The A-share market showed mixed results, with the Shanghai Composite Index rising by 0.09% and the ChiNext Index falling by 1.08% [6] - The Hong Kong stock market saw the Hang Seng Index increase by 0.31%, with significant gains in gold-related stocks [7] Company Developments - Tianji Co., Ltd. is under investigation by the China Securities Regulatory Commission for suspected violations of information disclosure laws, but the company states that its operations remain normal [8] - Unisplendour Corporation plans to raise no more than 5.57 billion yuan through a private placement to acquire a 6.98% stake in New H3C Group and for other projects [9] - The founder of Pandonglai, Yu Donglai, announced his retirement and will transition to an advisory role, maintaining control over multiple companies [10] - NetEase reported a total revenue of 112.6 billion yuan for the year 2025, with R&D investment reaching 17.7 billion yuan, marking six consecutive years of over 10 billion yuan in R&D spending [11]

中国银行提示，客户需做好市场风险防范，基于自身财务状况和风险承受能力开展贵金属交易活动，合 理控制贵金属持仓规模，防范贵金属价格波动带来的资金损失风险。 北京商报讯（记者 孟凡霞 周义力）2月11日，中国银行发布《关于调整积存金产品按金额购买起点的公 告》，该行将于2026年2月12日起调整积存金产品的购买条件。其中，按金额购买积存金产品或创建积 存定投计划时，最小购买金额由950元调整为1200元，追加购买金额维持200元整数倍不变。已在执行中 的定投计划不受影响；按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变， 追加克重维持为1克整数倍不变。 ...

Market Overview - The Hang Seng Index rose by 83.23 points, an increase of 0.31%, closing at 27,266.38 points with a total turnover of HKD 217.218 billion [1] - The National Enterprises Index increased by 25.43 points, closing at 9,268.18 points, a rise of 0.28% [1] - The Hang Seng Tech Index gained 48.96 points, closing at 5,499.99 points, reflecting a growth of 0.9% [1] Blue-Chip Stocks - Tencent Holdings decreased by 0.54%, closing at HKD 548 [1] - Hong Kong Exchanges and Clearing rose by 0.19%, closing at HKD 418 [1] - China Mobile increased by 0.06%, closing at HKD 78.45 [1] - HSBC Holdings fell by 0.36%, closing at HKD 139.8 [1] Local Hong Kong Stocks - Cheung Kong Holdings rose by 0.21%, closing at HKD 46.82 [1] - Sun Hung Kai Properties increased by 0.62%, closing at HKD 129.8 [1] - Henderson Land Development gained 0.49%, closing at HKD 32.96 [1] Chinese Financial Stocks - Bank of China remained unchanged, closing at HKD 4.72 [1] - China Construction Bank rose by 0.37%, closing at HKD 8.15 [1] - Industrial and Commercial Bank of China decreased by 0.15%, closing at HKD 6.56 [1] - Ping An Insurance fell by 1.29%, closing at HKD 72.5 [1] - China Life Insurance dropped by 3.94%, closing at HKD 34.12 [1] Oil and Petrochemical Stocks - Sinopec rose by 1.66%, closing at HKD 5.51 [1] - PetroChina increased by 0.75%, closing at HKD 9.38 [1] - CNOOC gained 0.65%, closing at HKD 24.8 [1]

2月11日金融一线消息，中国银行今日发布公告称，将于2026年2月12日起调整积存金产品的购买条件，具体调整情 况如下： 1．按金额购买积存金产品或创建积存定投计划时，最小购买金额由950元调整为1200元，追加购买金额维持200元 整数倍不变。已在执行中的定投计划不受影响。 2．按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变，追加克重维持为1克整数倍不 变。 1．按金额购买积存金产品或创建积存定投计划时，最小购买金额由950元调整为1200元，追加购买金额维持200元 整数倍不变。已在执行中的定投计划不受影响。 2．按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变，追加克重维持为1克整数倍不 变。 关于调整积存金产品按金额购买起点的公告(2026年2月12日起) 责任编辑：曹睿潼 2月11日金融一线消息，中国银行今日发布公告称，将于2026年2月12日起调整积存金产品的购买条件，具体调整情 况如下： 2026-02-11 分享 打印 尊敬的客户: 根据人民银行《黄金积存业务管理暂行办法》 (银办发[2018]222号) 规定，参考当前市场情况，我行将 于2026年2 ...

中国银行将于2026年2月12日起调整积存金产品的购买条件。按金额购买积存金产品或创建积存定投计 划时，最小购买金额由950元调整为1200元，追加购买金额维持200元整数倍不变。已在执行中的定投计 划不受影响。 ...

2.按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变，追加克重维持为1克整 数倍不变。 根据人民银行《黄金积存业务管理暂行办法》（银办发[2018]222号）规定，参考当前市场情况，中国 银行将于2026年2月12日起调整积存金产品的购买条件，具体调整情况如下： 1.按金额购买积存金产品或创建积存定投计划时，最小购买金额由950元调整为1200元，追加购买金额 维持200元整数倍不变。已在执行中的定投计划不受影响。 （文章来源：第一财经） ...

Core Insights - The "Top Ten Opinion Leaders of 2025" list has been announced, highlighting influential figures in the context of China's economic transformation and recovery [1][2][3] - The evaluation process for the opinion leaders considered five dimensions: professionalism, influence, innovation, foresight, and activity level, along with data on output rates and online presence [3] Group 1 - The economic outlook for China in 2025 is positive, with new growth drivers being cultivated and policy collaboration supporting economic recovery [1][2] - Opinion leaders are recognized for their ability to address public concerns, interpret development logic, and convey market confidence [1][2] Group 2 - Wang Yongli, former Vice President of the Bank of China, has been awarded as one of the "Top Ten Opinion Leaders of 2025" [2][4] - Wang Yongli's key viewpoints include the challenges of stablecoins, the importance of innovation in advancing the digital yuan, and analysis of changes in central bank foreign exchange reserves [4]

Core Viewpoint - A new round of deposit interest rate cuts has begun, with major banks reducing rates on large-denomination certificates of deposit (CDs), indicating a shift in the banking sector aimed at alleviating interest margin pressure and better serving the real economy [1][5]. Group 1: Interest Rate Changes - Major state-owned banks have lowered the annualized interest rates on 1-month and 3-month large-denomination CDs to below 1%, with some products seeing a maximum reduction of 35 basis points [1][2]. - The latest rates for China Bank's CDs are 0.9% for 1-month and 3-month terms, and 1.1% for 6-month terms, marking a significant decrease from previous rates [2][3]. - Other banks, including Industrial and Agricultural Banks, have also reduced their 1-month and 3-month CD rates to 0.9% [4]. Group 2: Implications for Banks and Investors - The reduction in deposit rates is expected to help stabilize banks' net interest margins, which have been under pressure, as evidenced by a 9 basis point decline to 1.43% in the first quarter of this year [5][6]. - Analysts suggest that investors should adjust their expectations for investment returns and consider a diversified asset allocation strategy, including cash management products and government bonds, in light of declining deposit rates [6].

具体来看，中国银行拟募集资金规模不超过1650亿元，发行对象为财政部；建设银行拟募集资金规模不 超过1050亿元，发行对象为财政部；交通银行拟募集资金规模不超过1200亿元，发行对象为财政部、中 国烟草和双维投资；邮储银行拟募集资金规模不超过1300亿元，发行对象为财政部、中国移动集团和中 国船舶集团。 （原标题：证监会批了：同意！国有大行增资迎来重要进展） 国有大行增资迎来重要进展！ 5月23日晚间，中国银行、交通银行、邮储银行相继发布公告称，向特定对象发行A股股票申请已获得 中国证监会同意注册批复。 今年政府工作报告明确提出，拟发行特别国债5000亿元，支持国有大型商业银行补充资本。 3月30日，中国银行、建设银行、交通银行、邮储银行相继发布公告称，董事会已通过了向特定对象发 行A股股票的议案。四家银行合计募集金额不超过5200亿元。 募资用途上，四大行均表示，在扣除相关发行费用后将全部用于补充核心一级资本。 截至2024年末，六家国有大型银行的核心一级资本充足率均高于监管最低要求。其中，中国银行、建设 银行、交通银行、邮储银行的核心一级资本充足率分别为12.2%、14.48%、10.24%、9.56%， ...