中国银行1月6日发布公告称，因工作调动，自2026年1月6日起，赵蓉不再担任该行风险总监职务。这位 出生于1971年的"老中行人"，自1998年加入中国银行以来，从办公室副主任一步步升至总监职务，已在 该行服务27年。据中国出口信用保险公司（下称"中国信保"）官网披露，赵蓉已出任中国信保党委委 员。 中国银行原风险总监赵蓉 从办公室副主任走向风险总监 1月6日，中国银行发布公告称，该行风险总监赵蓉因工作调动辞任。公告明确，赵蓉确认与中国银行董 事会无不同意见，亦无任何其他事项需通知股东，并已完成相关交接工作。中国银行董事会对赵蓉任职 期间对该行做出的贡献表示感谢。 公开简历显示，赵蓉的职业生涯与中国银行紧密相连。1998年，她毕业于中国人民银行总行金融研究 所，获经济学博士学位，同年加入中国银行。她的早期经历包括办公室副主任、个人金融部营销总监、 采写：南都·湾财社记者 黄顺威 赵蓉担任中国银行风险总监期间，中国银行资产质量保持稳定。根据中国银行2025年第三季度报告，截 至2025年9月末，集团不良贷款率为1.24%，较年初下降0.01个百分点；总资产较年初增加4.93%至36.79 万亿元。 据中国信保官 ...

Core Insights - The digital transformation is crucial for the banking industry, with a significant focus on the restructuring of digital talent, particularly the Chief Information Officers (CIOs) [1][2] Group 1: Changes in CIO Positions - In 2025, several major banks experienced changes in their technology leadership, with the CIOs of China Construction Bank (CCB) and Bank of China (BOC) resigning [2][4] - CCB's former CIO, Jin Panshi, resigned due to age reasons after serving for four years [2][3] - BOC's former CIO, Meng Qian, also resigned for age reasons after a 38-year tenure, during which she held multiple senior positions [4][6] - The Industrial and Commercial Bank of China (ICBC) also saw its technology leader, CTO Lv Zhongtao, leave at the end of 2025 [7][8] Group 2: New Appointments and Trends - In 2025, 21 new CIOs were appointed, primarily in small and medium-sized banks, with many being external hires [10][11] - Notable new CIOs include Gong Weihua at Huaxia Bank and Wang Fenghui at Xiamen International Bank, both of whom were brought in from outside the banking sector [11][12] - The trend indicates a shift towards external recruitment for CIO positions, with 48% of the new appointments being external hires [16] Group 3: Recruitment Trends in Smaller Banks - Many small and medium-sized banks have publicly announced CIO recruitment in 2025, including Xiamen International Bank and Zhengzhou Bank [18][19] - Recruitment criteria often include age limits and specific experience requirements, such as a minimum of six years in information technology and four years in senior management roles [18][20] - The trend reflects a growing emphasis on digital leadership within smaller banks, as they seek to enhance their technological capabilities [18][19]

1月7日金融一线消息，近日，摩根大通银行（中国）有限公司正式获得中国银行间市场交易商协会授予 的非金融企业债务融资工具一般主承销商资格。这是摩根大通在华债券业务布局里程碑式的突破，将推 动公司继续全面深度参与中国债券市场的创新发展与高水平开放。 摩根大通银行（中国）有限公司行长熊碧华表示："从2004年摩根大通启动中国银行间市场债券交易， 2008年取得做市商资格，2017年荣获结算代理业务资格，到2018年成为债券通做市商，再到2025年底拿 下银行间市场一般主承销商资质，摩根大通全程见证并参与了中国债券市场的持续高水平开放。此次获 批一般主承销商资质，将进一步拓宽我们服务境内外发行人和投资者的广度与深度，帮助我们发挥'全 球资源+本地专长'的双重优势，服务好客户，继续推动中国资本市场的国际化和包容性建设，提升中国 资本市场在全球金融体系中的定价影响力和资源配置效率。" 作为全球金融市场的领军者，摩根大通集团在债券承销领域长期保持领先地位。2021年至2025年，摩根 大通集团以近1.7万亿美元的国际债券承销规模、近6%的市场份额稳居全球第一，服务全球发行人完成 9，000多笔发行交易，在国际主权及类主权债 ...

今天分享的是：中国银行全球经济金融展望报告（2026年）：全球经济延续低增长态势，货币政策调整步伐出现转变 报告共计：60页 中国银行2026年全球经济金融展望报告总结 2025年，全球经济增速较2024年放缓，实际GDP增速约2.4%。需求端消费整体承压，不同经济体表现分化，投资呈温和扩张态势，AI领 域成为投资热点；供给端农业产出稳定，制造业经历大幅波动，服务业保持活跃。全球通胀延续回落态势，CPI增速约3.6%。美国关税 政策频繁调整成为全球贸易主要扰动项，跨境直接投资呈"前低后高"态势。主要经济体实施积极财政政策，货币政策逐步转向宽松，美 联储、欧央行等先后启动降息。 展望2026年，全球经济将延续低增长态势，实际GDP增速预计维持在2.4%左右。不利因素包括美国关税政策持续冲击、发达经济体收紧 移民政策、地缘政治风险高位运行、部分经济体主权债务风险攀升等。有利因素则体现在AI投资热潮持续、主要经济体财政扩张、全球 通胀温和回落、"南南合作"深化等方面。 通胀方面，2026年全球通胀下降趋势接近尾声，不同经济体分化加剧，预计CPI增速仍为3.6%左右。贸易领域增速将放缓至1%-2%，区 域结构和产品结 ...

中国银行（601988）(03988)发布公告，该行董事会收到赵蓉女士的辞呈。因工作调动，自2026年1月6 日起，赵蓉女士不再担任该行风险总监职务。 ...

Market Overview - The Hang Seng Index (HSI) closed at 26,526.37, down by 184.08 points or 0.69% from the previous close [1] - The index opened at 26,762.67 and reached a low of 26,524.46 during the trading session [1] - The trading volume was 44.585 million shares, with an average price of 26,644.01 [1] Major Blue-Chip Stocks Performance - HSBC Holdings closed at HKD 127.849, down 0.74% compared to the Hong Kong close [2] - Tencent Holdings closed at HKD 630.832, down 0.26% from the Hong Kong close [2] - Alibaba Group (W) saw a decline of 1.31%, closing at HKD 150.800 [3] - China Ping An increased by 4.96%, closing at HKD 72.000 [3] - Meituan (W) had a slight increase of 0.66%, closing at HKD 106.100 [3] ADR Performance - Tencent's ADR price was USD 630.832, reflecting a decrease of 0.26% compared to its Hong Kong stock price [3] - Alibaba's ADR was USD 146.902, down 2.58% from its Hong Kong counterpart [3] - HSBC's ADR closed at USD 127.849, down 0.74% compared to its Hong Kong price [3]

Group 1 - The core issue addressed is the challenges in pre-paid consumption, particularly regarding refunds and consumer rights protection, prompting a discussion on establishing a collaborative model involving "pre-paid consumption platforms + insurance + banks" [1][3] - The successful implementation of "reassured consumption insurance" is highlighted as a new approach to resolving disputes in pre-paid consumption, indicating a shift in consumer rights protection strategies [3] - The meeting involved various stakeholders, including banks and insurance companies, discussing the feasibility of the new model, focusing on transaction management, fund supervision, and risk data integration [3] Group 2 - Participants emphasized the need to clarify collaboration mechanisms, cost-sharing, and merchant incentives to effectively implement the new model [3] - The regulatory body called for thorough research and communication among stakeholders to refine the model framework and address key issues, laying the groundwork for future pilot projects [3]

Group 1 - The announcement states that Ms. Zhao Rong has submitted her resignation as the Chief Risk Officer of the Bank of China due to a job transfer, effective January 6, 2026 [1] - Ms. Zhao has confirmed that there are no disagreements with the board and no other matters need to be communicated to the shareholders, and she has completed the necessary handover [2] - The board expresses gratitude for Ms. Zhao's contributions during her tenure [3]

Group 1 - China Bank has announced a special fund pool of 60 billion yuan to meet the financial needs of technology enterprises, including 10 billion yuan for equity investment and 50 billion yuan for credit, with initial trials in five cities [1][12] - The funding support from China Bank will cover a comprehensive range of financial services including equity, loans, and investment banking, adapting to the operational rhythm of enterprises and supporting their growth from small to large throughout their lifecycle [3][14] - The establishment of a 30 billion yuan science and technology mother fund by China Bank, which will be expanded to over 50 billion yuan, is seen as a significant move to provide long-term capital and demonstrate the potential for more bank funds to enter the equity investment sector [3][14] Group 2 - Bank funds are becoming increasingly important participants in China's private equity investment landscape, with banks being the largest financial institutions in the country and their asset management market being the largest in terms of scale and investor coverage [4][14] - Recent policy changes have encouraged banks to increase their support for technology innovation and venture capital, with the government emphasizing the need for banks to collaborate with qualified investment institutions [5][15] - The Financial Asset Investment Company (AIC) initiative has expanded its pilot program to 18 cities, with signed amounts exceeding 350 billion yuan, indicating a growing trend of banks engaging in equity investment [6][16] Group 3 - The establishment of AICs has led to a significant increase in signed amounts, surpassing 38 billion yuan, although most AIC funds have not yet participated as limited partners in private equity funds, which has created competitive challenges for private fund managers [7][17] - The launch of the Shenzhen Jianyuan Zhengxing Equity Investment Fund, with a scale of 7 billion yuan and plans for future sub-funds, marks a significant step in attracting bank funds for strategic emerging industry investments [18] - The lack of long-term capital in the VC/PE industry remains a critical issue, with expectations for more bank-led limited partners to bring in patient capital to support the primary market [18]

Core Viewpoint - Fudan Zhangjiang (01349) has announced an agreement with Bank of China to invest a total of RMB 150 million in structured deposit products using temporarily idle funds raised from its A-share public offering [1] Group 1 - The company has entered into a structured deposit product agreement with Bank of China [1] - The total amount for the structured deposit products is RMB 150 million [1] - The funds used for this investment are temporarily idle funds from the company's A-share public offering [1]