11月20日，华夏银行公告，近日收到批复，国家金融监督管理总局已核准龚伟华担任该行首席信息官的 任职资格。 2024年以来，多名北京银行高层调任华夏银行，除了龚伟华之外，华夏银行董事长杨书剑、副行长唐一 鸣、拟任首席风险官方宜均来自北京银行。高层之外，北京银行也有中层干部于近期加入华夏银行。 公开履历显示，龚伟华出生于1971年2月，硕士研究生，工程师，曾任北京银行系统运营部总经理，北 京银行南京分行党委书记、行长，北京银行公司银行部总经理，北京银行首席信息官，是一位北京银行 成长起来的银行"老兵"。 （文章来源：21世纪经济报道） 从龚伟华获聘华夏银行首席信息官到金融监管总局正式核准经历了5个月时间。5月29日，华夏银行发布 董事会决议公告显示，董事会同意聘任龚伟华为华夏银行首席信息官并确定其薪档。同日，华夏银行还 发布了首席信息官离任公告，称吴永飞因到龄退休，辞去华夏银行首席信息官职务。 相关公告还显示，在获聘首席信息官之前，龚伟华已经转岗华夏银行，接棒吴永飞，担任该行核心系统 建设办公室主任一职。 ...

Core Insights - Beijing Bank is leveraging technology and artificial intelligence to enhance its digital transformation and create a new banking landscape [1][2] Group 1: Retail Business - Beijing Bank has surpassed 32 million retail customers and aims to enhance service and growth through digital operations [1] - The bank has developed a digital operation framework called CPCT²R, which focuses on delivering appropriate financial products through suitable channels to different customer segments [1] Group 2: Corporate Business - After three years of digital transformation, Beijing Bank has established a digital financial technology service capability system consisting of 75 physical systems, covering various business scenarios such as deposits, loans, and payments [1] - The bank has implemented an "smoke index" risk warning system that utilizes over 300 warning signal rules to manage risks throughout the entire lifecycle of lending [1] Group 3: Digital Transformation - Beijing Bank's digital transformation has entered the 2.0 phase, focusing on comprehensive digital operations and deep integration of artificial intelligence with business [2] - The bank has created a self-developed system driven by "large models" and "general models," enhancing its capabilities in traditional technologies such as voice, semantics, and images [2] - The artificial intelligence platform supports the delivery of all business projects across the bank, aiming to improve customer service experiences and optimize product processes [2]

Group 1 - The event "Venture Capital Development Conference" was held in Beijing, emphasizing the critical role of venture capital in promoting the "technology-industry-finance" cycle, with policies supporting the growth of patient capital and the establishment of national venture capital guidance funds [1][2] - The integration of banking and venture capital is highlighted as a key path to activate innovation and drive industrial upgrades, with Beijing Bank focusing on a comprehensive service model that combines equity and debt financing [2][5] - A report titled "China Venture Capital Market Development Index Report" was released, providing multidimensional research results including various development indices that reflect the operational status and structural changes in the Chinese venture capital market [4] Group 2 - Beijing Bank has committed to serving technological innovation as a strategic core, establishing a private equity business center and expanding its network to nearly 3,000 VC/PE institutions, while providing significant credit support to technology-oriented SMEs [5] - The bank has provided over 1.4 trillion yuan in credit to 58,000 technology SMEs, serving a large proportion of listed companies on various stock exchanges, demonstrating its commitment to supporting specialized and innovative enterprises [5] - A strategic cooperation agreement was signed between Beijing Bank and the China Investment Association Venture Capital Committee to enhance collaboration and create integrated solutions for equity empowerment and debt support [4]

Group 1 - The "Venture Capital Development Conference" was held in Beijing, emphasizing the critical role of venture capital in promoting the "technology-industry-finance" cycle [1][2] - The conference highlighted the government's commitment to venture capital, including the establishment of a national venture capital guidance fund and the development of secondary market funds [1][2] - Future growth in venture capital is expected to be driven by policy, market, and industry dynamics, with a focus on supporting the real economy and driving innovation [1][2] Group 2 - Beijing Bank is enhancing its integration with the venture capital industry to stimulate innovation and drive industrial upgrades, focusing on a comprehensive service model that combines equity and debt [2][3] - A strategic cooperation agreement was signed between Beijing Bank and the China Investment Association's venture capital committee to create a one-stop service solution for technology innovation enterprises [3] - Beijing Bank has provided over 1.4 trillion yuan in credit to 58,000 technology SMEs, serving a significant portion of listed companies on various stock exchanges [3]

Core Viewpoint - The event highlighted the critical role of venture capital in promoting the "technology-industry-finance" cycle, with policies supporting the growth of venture capital as a key driver for technological innovation and high-quality development in China [1][2]. Group 1: Event Overview - The "Venture Capital Development Conference" was held on November 20, organized by the Beijing Financial Street Research Institute and other institutions, featuring key figures from the venture capital industry and technology enterprises [1]. - The conference emphasized the alignment of venture capital with the 14th Five-Year Plan, underscoring its importance in strengthening the real economy and driving innovation [1]. Group 2: Policy and Market Dynamics - Policies have been introduced to enhance venture capital, including the establishment of a national venture capital guidance fund and the development of secondary market funds [1]. - The next five years are expected to see significant support for venture capital from policies, market dynamics, and industry capabilities, fostering a conducive environment for innovation [1]. Group 3: Banking and Venture Capital Integration - The integration of banking and venture capital is seen as a vital pathway for activating innovation and promoting industrial upgrades, with Beijing Bank focusing on a comprehensive service model that combines equity and debt financing [2]. - Beijing Bank plans to establish a strategic alliance for equity-debt linkage, creating a new ecosystem for high-quality development in technology finance [2]. Group 4: Research and Collaboration - The China Venture Capital Association, Beijing Financial Street Research Institute, and other organizations released the "China Venture Capital Market Development Index Report," which includes various indices to track the dynamics of the venture capital market [4]. - A strategic cooperation agreement was signed between Beijing Bank and the China Venture Capital Association to enhance collaboration and provide integrated solutions for technology innovation enterprises [5]. Group 5: Beijing Bank's Commitment - Beijing Bank has committed to serving technology innovation as a core strategy, having provided over 1.4 trillion yuan in credit to more than 58,000 technology SMEs [5]. - The bank has developed a comprehensive service system tailored to the needs of technology enterprises, including innovative credit products and extensive support for specialized and innovative companies [5].

Core Viewpoint - Beijing Bank is fully committed to becoming an "AI-driven commercial bank" by early 2025, launching the "All in AI" strategy, which has garnered significant industry attention [1] Group 1: Digital Transformation - In 2023, Beijing Bank has entered the 2.0 phase of its digital transformation, focusing on the deep integration of artificial intelligence with its business operations [1] - The bank's AI platform has achieved safety convergence in large models and continues to deliver practical value across various business scenarios [1] Group 2: AI Integration - AI has been deeply integrated into all business chains of Beijing Bank, with a comprehensive AI full-link structure established, including "intelligent computing resources - model empowerment - application landing" [1] - A unified intelligent computing power platform has been built, allowing for dynamic allocation of computing resources [1] Group 3: Application Areas - The AI platform of Beijing Bank fully supports the delivery of all business projects, achieving breakthrough applications in key areas such as marketing, risk control, customer service, and operations [1]

Core Insights - The article highlights the top-performing stocks in the S&P China A-Share Dividend Opportunity Index, showcasing significant gains and dividend yields for various companies [1] Group 1: Stock Performance - China Bank (601988 SH) leads with a 4.00% daily increase and an 18.30% year-to-date gain, along with a dividend yield of 3.69% [1] - Construction Bank (601939 SH) follows with a 3.15% daily rise and a 16.97% year-to-date increase, offering a dividend yield of 4.05% [1] - Postal Savings Bank (601658.SH) shows a daily increase of 3.14% and a year-to-date gain of 9.16%, with a dividend yield of 3.77% [1] Group 2: Notable Declines - Home Depot (002572.SZ) has a daily increase of 3.12% but a year-to-date decline of 13.44%, with a dividend yield of 7.42% [1] - Oppein Home Group (603833.SH) experiences a 2.86% daily rise but a significant year-to-date drop of 17.91%, with a dividend yield of 4.68% [1] - Kuka Home (603816.SH) shows a daily increase of 2.66% and a year-to-date gain of 18.23%, with a dividend yield of 4.59% [1] Group 3: Additional Performers - Huaxia Bank (600015.SH) has a daily increase of 1.86% but a year-to-date decline of 6.67%, with a dividend yield of 5.80% [1] - Beijing Bank (601169 SH) shows a daily increase of 1.39% and a slight year-to-date decline of 0.69%, with a dividend yield of 5.57% [1] - CITIC Bank (601998.SH) has a daily increase of 1.37% and a year-to-date gain of 19.02%, with a dividend yield of 4.35% [1]

（文章来源：证券日报） 证券日报网讯 11月20日晚间，北京银行发布公告称，北京银行股份有限公司（以下简称"本行"）于 2015年12月11日非公开发行0.49亿股优先股（以下简称"本次优先股"），发行规模为人民币49亿元，优 先股简称"北银优1"，优先股代码为360018。经本行董事会审议通过，并报国家金融监督管理总局北京 监管局审核无异议，本行拟于2025年12月11日全额赎回本次优先股。 ...

证券代码：601169 证券简称：北京银行 公告编号：2025-055 优先股代码：360018 优先股简称：北银优 1 北京银行股份有限公司 关于赎回优先股的第二次提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 北京银行股份有限公司（以下简称"本行"）于 2015 年 12 月 11 日非公开发行 0.49 亿股优先股（以下简称"本次优先股"），发行规 模为人民币 49 亿元，优先股简称"北银优 1"，优先股代码为 360018。 经本行董事会审议通过，并报国家金融监督管理总局北京监管局审核 无异议，本行拟于 2025 年 12 月 11 日全额赎回本次优先股，现将有 关赎回事宜提示如下： 一、赎回规模 本行拟赎回全部 0.49 亿股本次优先股，每股面值人民币 100 元， 总规模人民币 49 亿元。 二、赎回价格 四、付款时间及方法 本行于 2025 年 12 月 11 日向本次优先股股东支付其所持有的优 先股票面金额和 2024 年 12 月 11 日至 2025 年 12 月 10 日持有期间的 1 ...

Core Viewpoint - The A-share market has seen a significant rise in bank stocks, with notable increases in major banks such as China Bank and Construction Bank, indicating a positive sentiment towards the banking sector [1][4]. Group 1: Stock Performance - China Bank rose over 5%, Construction Bank over 4%, and Postal Savings Bank over 3%, with several other banks also showing gains of over 2% [1]. - Bank ETFs, including various Southern and E-Fund ETFs, have also experienced upward movement, reflecting the overall positive trend in the banking sector [3]. Group 2: ETF Insights - Bank ETFs track the China Securities Bank Index, with nearly 30% of their holdings in major state-owned banks like Industrial and Agricultural Bank, while about 70% focuses on high-growth banks [3]. - The Bank AH Preferred ETF tracks the Bank AH Index, utilizing a monthly security category conversion strategy based on AH prices [4]. Group 3: Institutional Investment Trends - As of Q3 2025, insurance capital has increased its holdings in the banking sector, with a holding ratio of 27.95% and a market value accounting for 3.99% of circulating A-shares [5]. - Insurance capital has increased its positions in 23 banks, with 10 banks seeing increased holdings, indicating a growing interest in the banking sector [6]. Group 4: Market Dynamics - The A-share market is experiencing a style shift, influenced by factors such as the approaching end-of-year assessments for institutions and the central bank's implementation of a moderately loose monetary policy [4]. - The decline in the proportion of bank holdings among public funds suggests a potential opportunity for reallocation towards undervalued financial stocks [4]. Group 5: Future Outlook - The insurance sector is expected to continue increasing its investment in banks, driven by stable dividends and low valuations, with a focus on high ROE small and medium-sized banks [6]. - The ongoing improvement in net profits for banks and the potential for valuation reconstruction through increased capital inflows are seen as positive indicators for the banking sector's future [6].