报告编制说明 报告主体 本报告主体为中国农业银行股份有限公司及其子公司。 编制依据 本报告按照财政部等九部委联合发布的《企业可持续披 露准则——基本准则（试行）》，上海证券交易所《上海 证券交易所上市公司自律监管指引第 14 号——可持续 发展报告（试行）》、《上海证券交易所上市公司自律监管 指南第 4 号——可持续发展报告编制》以及香港联合交 易所《主板上市规则》附录 C2《环境、社会及管治报 告守则》的要求编制。参照全球可持续发展准则委员会 （GSSB）《可持续发展报告标准》（GRI Standards）、 联合国可持续发展目标（SDGs）。 报告原则 本报告遵循重要性、可靠性、相关性、可比性、可验 证性、可理解性、及时性、量化等原则。 重要性：本报告明确区分重要可持续信息与其他信息， 并综合考虑各种实际情况，对可持续信息进行适当汇 总与分解。 可靠性 ：本报告披露的可持续信息具有可靠性，信息 真实、完整、中立和准确。 相关性 ：本报告披露的可持续信息与信息使用者的决 策相关，有助于信息使用者作出评价或预测。 可比性 ：本报告披露的可持续信息可与不同时期的信 息进行比较，以及与同行业或从事相似经营活动、具 ...

毕马威华振会计师事务所于 1992 年 8 月 18 日在北京成立， 2012 年 7 月 5 日获财政部批准转制为特殊普通合伙的合伙制企 业，更名为毕马威华振会计师事务所（特殊普通合伙）（以下简称 "毕马威华振"），2012 年 7 月 10 日取得工商营业执照，并于 2012 年 8 月 1 日正式运营。毕马威华振总所位于北京，首席合伙人邹 俊。截至 2024 年 12 月 31 日，毕马威华振有从业人员 7993 人， 合伙人 241 人，注册会计师 1309 人，其中签署过证券服务业务审 计报告的注册会计师超过 300 人。2023 年度，毕马威华振经审计 的业务收入总额超过人民币 41 亿元，上市公司年报审计客户家数 为 98 家，其中与本行同行业上市公司 20 家。 毕马威会计师事务所（以下简称"毕马威香港"）为一所根 据香港法律设立的合伙制事务所，由其合伙人全资拥有。毕马 威香港自 1945 年起在香港提供审计、税务和咨询等专业服务， 为众多香港上市公司提供审计服务，包括银行、保险、证券等 金融机构。自 2019 年起，毕马威香港根据香港《会计及财务汇 1 中国农业银行股份有限公司 对会计师事务 ...

根据《上海证券交易所上市公司自律监管指引第 1 号——规 范运作》等法律法规及《中国农业银行股份有限公司章程》、《中 国农业银行董事会审计与合规管理委员会工作规则》等制度规定， 中国农业银行股份有限公司（以下简称"本行"）董事会审计与合 规管理委员会勤勉、审慎、合规履行职责，就本行财务报告真实 准确性、内外部审计独立性、内部控制有效性等方面提出了许多 重要意见和建议，切实发挥了协助董事会履行职责的作用。现就 2024 年度履职情况报告如下： 一、会议召开情况 2024 年，审计与合规管理委员会共召开 5 次会议，审议通过 了 2023 年度报告及摘要、2023 年度内部控制评价报告、聘请 2024 年度会计师事务所等 15 项议案；听取了 2023 年反洗钱及制裁风 险管理工作报告、外部审计关于 2024 年度审计工作结果汇报等 8 项汇报。 二、履行职责情况 中国农业银行股份有限公司董事会 审计与合规管理委员会 2024 年度履职情况报告 1 计结果、管理建议等进行充分交流，加强对其工作的监督，确保 外部审计工作的独立性和专业性；指导内部审计制度的建立和实 施，审阅年度内部审计工作计划，督促内部审计计划的执 ...

中国农业银行股份有限公司 （A 股股票代码：601288） 2024 年度报告 公司简介 本行的前身最早可追溯至 1951 年成立的农业合作银行。自 1979 年 2 月恢复成立以来， 本行相继经历了国家专业银行、国有独资商业银行和国有控股商业银行等不同发展阶段。 2009 年 1 月，本行整体改制为股份有限公司。2010 年 7 月，本行分别在上海证券交易所 和香港联合交易所挂牌上市。 本行是中国主要的综合性金融服务提供商之一，以高质量发展为主题，突出"服务乡 村振兴的领军银行"和"服务实体经济的主力银行"两大定位，全面实施"三农"普惠、 绿色金融、数字经营三大战略。本行凭借全面的业务组合、庞大的分销网络和领先的技术 平台，向广大客户提供各种公司银行和零售银行产品和服务，同时开展金融市场业务及资 产管理业务，业务范围还涵盖投资银行、基金管理、金融租赁、人寿保险等领域。截至 2024 年末，本行总资产 432,381.35 亿元（人民币，下同），发放贷款和垫款总额 249,061.87 亿元，吸收存款 303,053.57 亿元，资本充足率 18.19%，全年实现净利润 2,826.71 亿元。 截至 202 ...

. 17:11:51 e the late the state of the state t and the subject of the station of the states of the station of the states of the station of the station of the s 关于中国农业银行股份有限公司 2024 年度非经营性资金占用及其他关联资金往来情况的专项说明 the state of the KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 +86 (10) 8518 5111 Fax Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 曲活 +86 (10) 8508 5000 +86 (10) 8518 5111 传自 kpmg.com/cn ...

中国农业银行股份有限公司董事会 独立董事独立性情况的专项意见 二〇二五年三月二十八日 根据《上市公司独立董事管理办法》等要求，中国农业 银行股份有限公司（以下简称"本行"）董事会就本行在任 独立董事梁高美懿、吴联生、汪昌云、鞠建东、庄毓敏的独 立性情况进行评估并出具如下专项意见： 中国农业银行股份有限公司董事会关于 经核查上述独立董事的任职经历以及提交的相关自查 文件，上述人员未在本行担任除独立董事、董事会专门委员 会委员或主席以外的任何其他职务，与本行以及本行的主要 股东之间不存在利害关系或其他可能影响其进行独立客观 判断的关系，上述人员符合《上市公司独立董事管理办法》 《上海证券交易所上市公司自律监管指引第 1 号--规范运 作》等法律法规及《中国农业银行股份有限公司章程》中关 于独立董事独立性的相关要求。 ...

Group 1 - The core viewpoint of the news is that the CN80 Financial Index has shown positive performance over various time frames, with a 0.15% increase in the last month, a 7.11% increase in the last three months, and a 6.77% increase year-to-date [1] - The CN80 Financial Index is categorized based on the China Securities Index industry classification standard, with a base date of December 31, 2004, and a base point of 1000.0 [1] - The top ten holdings of the CN80 Financial Index include major banks such as China Construction Bank (30.37%), Industrial and Commercial Bank of China (17.91%), and Bank of China (14.31%) [1] Group 2 - The market distribution of the CN80 Financial Index shows that 99.69% of the holdings are listed on the Hong Kong Stock Exchange, while 0.31% are on the New York Stock Exchange [1] - The industry composition of the CN80 Financial Index indicates that comprehensive banks account for 82.38%, diversified insurance for 13.01%, and life and health insurance for 4.30% [1] - The index sample is adjusted every six months, with adjustments occurring on the next trading day after the second Friday of June and December [2]

Core Viewpoint - Agricultural Bank of China has applied for a patent to enhance the accuracy of financial product recommendations through a mixed recommendation model that combines collaborative filtering and demographic-based algorithms [1]. Group 1: Patent Application - The patent titled "A Method, Device, Equipment, and Storage Medium for Financial Product Recommendation" was filed with the National Intellectual Property Administration, with publication number CN 119671739 A and application date of November 2024 [1]. - The proposed method involves obtaining user information and inputting it into a mixed recommendation model to generate product recommendations, thereby improving recommendation accuracy by leveraging the strengths of different algorithms [1]. Group 2: Company Overview - Agricultural Bank of China, established in 1986 and located in Beijing, primarily engages in monetary financial services [2]. - The company has a registered capital of approximately 34.998 billion RMB and a paid-in capital of about 33.924 billion RMB [2]. - The bank has invested in 20 enterprises, participated in 5,000 bidding projects, and holds 1,303 trademark records and 4,898 patent records, along with 120 administrative licenses [2].

Group 1 - China Agricultural Bank has applied for a patent titled "Task Allocation Method and Related Device Based on Multi-Objective Simulated Annealing," with publication number CN 119671148 A, and the application date is November 2024 [1] - The patent aims to provide a method for task allocation that maximizes task completion quality while minimizing task completion time, utilizing a multi-objective simulated annealing algorithm [1] - The method involves assessing developers' skills and their maximum available working hours, as well as estimating task completion times for agile tasks, to create an optimal task allocation scheme [1] Group 2 - China Agricultural Bank, established in 1986 and located in Beijing, primarily engages in monetary financial services [2] - The bank has a registered capital of approximately 34.998 billion RMB and a paid-in capital of about 33.924 billion RMB [2] - The bank has invested in 20 enterprises, participated in 5,000 bidding projects, and holds 1,303 trademark records and 4,901 patent records, along with 120 administrative licenses [2]

Core Viewpoint - Agricultural Bank is actively enhancing its compliance culture to support high-quality business development in response to changing internal and external conditions [1][2]. Group 1: Compliance Management Upgrade - Since the 20th National Congress of the Communist Party, financial regulatory reforms have been implemented, emphasizing the need for banks to transition from passive compliance to proactive governance [2]. - The introduction of the "Compliance Management Measures for Financial Institutions" marks a new phase in compliance management, requiring banks to shift focus from rule-based to risk-based compliance [2][3]. - Agricultural Bank has initiated various activities such as "Compliance Education Year" and "Compliance Benchmark Construction Year" to strengthen compliance culture and infrastructure [2][3]. Group 2: Quality Improvement Activities - The "Quality Improvement and Excellence" initiative aims to deepen previous compliance culture efforts and adapt to changing circumstances [3]. - The 2024 theme focuses on cultivating a unique Chinese financial culture and enhancing regulatory compliance capabilities [3]. - Agricultural Bank promotes compliance from the top down, organizing leadership discussions on compliance and regular training for employees [3][4]. Group 3: Integration of Compliance Management - The bank integrates compliance culture with daily management, emphasizing modernization in compliance governance [4][6]. - New regulatory requirements are being communicated effectively, and the bank is advancing digital and intelligent compliance supervision [4][6]. - A structured approach to compliance self-assessment and governance is being implemented to ensure tangible results [4][6]. Group 4: High-Quality Compliance for Development - Agricultural Bank aims to innovate its compliance culture while continuing to build the "Quality Improvement and Excellence" brand through 2025 [5]. - The bank is committed to a long-term strategy of enhancing compliance management, aligning it with national security and high-quality development goals [6]. - Continuous tracking of compliance risk changes and proactive adjustments to compliance governance are prioritized to enhance overall compliance efforts [6].