证券代码：601319 证券简称：中国人保 公告编号：临 2023-043 中国人民保险集团股份有限公司 关于召开 2023 年中期业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 重要内容提示： （二）会议召开方式：现场交流和网络直播 本公司拟于 2023 年 8 月 29 日在上海证券交易所网站 （www.sse.com.cn）披露本公司 2023 年中期报告。为了便于广大投 1 会议召开时间：2023 年 8 月 30 日（星期三）15:00-17:00 会议召开方式：现场交流和网络直播 网络直播地址：上证路演中心（http://roadshow.sseinfo.com） 投资者可于 2023 年 8 月 29 日（星期二）17:00 前将相关问题通 过电子邮件的形式发送至中国人民保险集团股份有限公司（以下 简称"本公司"）投资者关系邮箱：ir_group@picc.com.cn。本公 司将在 2023 年中期业绩说明会（以下简称"业绩说明会"）上对 投资者普遍关注的问题进行回答。 资者更全面深入 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事長 中國北京，二零二三年八月十七日 於本公告日，本公司執行董事為王廷科先生、李祝用先生及肖建友先生，非執行董事為 王清劍先生、苗福生先生、王少群先生、喻強先生及王智斌先生，獨立非執行董事為邵 善波先生、高永文先生、陳武朝先生、崔歷女士及徐麗娜女士。 1339 董事會會議通知 中國人民保險集團股份有限公司（「本公司」）董事會（「董事會」）茲通告謹定於 年 月 日（星期二）舉行董事會會議，以審議及批准本公司及其附屬公司截至 年 月 日止六 個月的中期業績及其刊發，並處理任何其他事項。 代表董事會 中國人民保險集團股份有限公司 王廷科 ...

证券代码：601319 证券简称：中国人保 公告编号：临 2023-042 中国人民保险集团股份有限公司 原保险保费收入公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国人民保险集团股份有限公司（"本公司"）2023 年 1 月 1 日至 2023 年 7 月 31 日经由本公司子公司中国人民财产保险股份有限 公司、中国人民人寿保险股份有限公司及中国人民健康保险股份有限 公司所获得的原保险保费收入分别为人民币 331,390 百万元、人民币 83,309 百万元及人民币 35,735 百万元。 中国人民财产保险股份有限公司上述期间原保险保费收入分类 明细如下： | | 单位：人民币百万元，百分比除外 | | | --- | --- | --- | | | 2023年1-7月 | 同比（%） | | 机动车辆险 | 157,972 | 5.2 | | 意外伤害及健康险 | 74,574 | 4.4 | | 农险 | 46,673 | 18.9 | | 责任险 | 21,592 | 1.0 | | 企业财产险 | 11, ...

中国人民保险集团股份有限公司 关于合规负责人任职资格获国家金融监督管理总局 核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 2023 年 6 月 19 日，本公司董事会聘任副总裁李祝用先生兼任公 司合规负责人，任期自国家金融监督管理总局核准其任职资格之日起。 本公司近日收到《国家金融监督管理总局关于中国人民保险集团 股份有限公司李祝用任职资格的批复》（金复[2023]165 号），国家金 融监督管理总局已核准李祝用先生担任本公司合规负责人的任职资 格。董事长王廷科先生不再兼任公司合规负责人职务。 特此公告。 证券代码：601319 证券简称：中国人保 公告编号：临 2023-041 中国人民保险集团股份有限公司董事会 2023 年 8 月 9 日 ...

Financial Performance - The company's operating revenue for Q1 2023 was RMB 137,769 million, a decrease of 27.4% compared to RMB 189,568 million in Q1 2022, but an increase of 8.0% after adjustments[2]. - Net profit attributable to shareholders of the parent company reached RMB 11,721 million, representing a significant increase of 230.0% from RMB 3,552 million in Q1 2022[2]. - The net cash flow from operating activities was RMB 41,213 million, up 75.1% from RMB 23,532 million in the same period last year[2]. - Basic earnings per share increased to RMB 0.27, a rise of 230.0% compared to RMB 0.08 in Q1 2022[2]. - The weighted average return on equity rose to 5.0%, an increase of 3.3 percentage points from 1.7% in the previous year[4]. - The net profit attributable to shareholders of the parent company for the first quarter was RMB 109.55 billion, a year-on-year increase of 25.3%[4]. - The company reported a non-recurring profit of RMB 56 million in Q1 2023, compared to RMB 24 million in Q1 2022[6]. - Pre-tax profit for Q1 2023 was CNY 18.555 billion, up 105.2% compared to Q1 2022[11]. - Net profit for Q1 2023 amounted to CNY 16.050 billion, reflecting a significant growth of 163.8% year-on-year[11]. - The total comprehensive income for Q1 2023 was RMB 18,030 million, compared to a loss of RMB 5,354 million in Q1 2022[24]. Assets and Liabilities - Total assets as of March 31, 2023, were RMB 1,449,918 million, a slight decrease of 1.8% from RMB 1,508,702 million at the end of 2022[4]. - Total assets as of March 31, 2023, were CNY 1,449.918 billion, a 1.8% increase from December 31, 2022[12]. - Total liabilities stood at CNY 1,119.675 billion, a slight decrease of 0.1% compared to the previous year[12]. - Total liabilities decreased slightly to RMB 1,119,675 million from RMB 1,120,779 million, indicating a reduction of about 0.1%[21]. - The company’s insurance contract liabilities increased to RMB 907,990 million from RMB 872,425 million, representing a growth of about 4%[21]. Insurance Revenue - Insurance service revenue for Q1 2023 reached CNY 117.155 billion, a year-on-year increase of 5.8%[11]. - The original insurance premium income for PICC Property and Casualty in Q1 2023 was CNY 167.641 billion, a year-on-year increase of 10.2%[14]. - The original insurance premium income for PICC Life in Q1 2023 was CNY 59.414 billion, a slight decrease of 0.6% year-on-year[16]. - The original insurance premium income for PICC Health in Q1 2023 was CNY 22.679 billion, reflecting a year-on-year growth of 10.7%[17]. Cash Flow and Investments - The total cash inflow from investment activities was 117,230 million, while the cash outflow was 131,074 million, resulting in a net cash flow used in investment activities of (13,844) million[26]. - The cash inflow from financing activities was 3,000 million, with a total cash outflow of 46,471 million, leading to a net cash flow used in financing activities of (43,471) million[26]. - The net decrease in cash and cash equivalents for the period was (9,814) million, compared to an increase of 2,606 million in the same period of 2022[26]. - The ending balance of cash and cash equivalents was 30,785 million, down from 35,882 million at the end of the same period in 2022[26]. Accounting Standards and Future Plans - The company implemented new accounting standards starting January 1, 2023, which affected the financial reporting and comparisons[5]. - The company plans to continue expanding its market presence and investing in new technologies to drive future growth[22].

证券代码：601319 证券简称：中国人保 公告编号：临 2023-020 中国人民保险集团股份有限公司 关于召开 2023 年第一季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 重要内容提示： 投资者可于 2023 年 4 月 21 日(星期五)至 4 月 27 日(星期四) 16:00 前登陆上证路演中心网站首页，点击"提问预征集"栏目进行 提问。公司将在业绩说明会上对投资者普遍关注的问题进行回答。 为使广大投资者更加全面深入地了解公司 2023 年第一季度业绩 和经营情况，本公司拟于 2023 年 4 月 28 日（星期五）15:00-16:30 召开 2023 年第一季度业绩说明会，就投资者普遍关心的问题进行交 流。 1 会议召开时间：2023 年 4 月 28 日（星期五）15:00-16:30 会议召开地点：上证路演中心（http://roadshow.sseinfo.com） 会议召开方式：上证路演中心视频直播和文字互动 一、说明会类型 （http://roadshow.sseinf ...

Dividend and Profit Distribution - The company plans to distribute a cash dividend of RMB 1.66 per 10 shares, totaling approximately RMB 7.341 billion, subject to shareholder approval[7]. - The cash dividend for 2022 was CNY 1.66 per 10 shares (tax included), representing a year-on-year increase of 1.2% and a dividend payout ratio of 30.1% based on net profit attributable to shareholders[20]. Financial Performance - In 2022, the total profit reached CNY 40.97 billion, a year-on-year increase of 14.1%, with net profit at CNY 34.33 billion, up 12.2%[18]. - The group’s original insurance premium income exceeded CNY 600 billion in 2022, with property insurance premium income at CNY 485.43 billion, a growth of 8.3% and a market share of 32.7%[19]. - The net profit attributable to shareholders of the parent company was 24.406 million, up 12.8% from 21.638 million in 2021[30]. - The company reported a net profit of CNY 26.547 billion, reflecting a year-on-year growth of 17.5%[74]. - The company’s total comprehensive income was CNY 32.859 billion, down 58.4% due to capital market fluctuations[73]. Market Position and Recognition - The company ranked 110th in the 2022 Fortune Global 500 list, highlighting its significant market presence[4]. - The company won the "2022 Best Property Insurance Company in Asia" award at the 17th Asian Financial Annual Conference[58]. - The company received the "Best Capital Market Communication Award" and "Best Information Disclosure Award" at the 6th China Excellent IR Awards Ceremony[57]. Investment and Asset Management - The company has a robust asset management platform with a focus on stable investment styles and excellent investment performance[16]. - The group invested CNY 32.6 billion in high-end manufacturing and key technology sectors, marking a 13% increase from the previous year[27]. - The total investment return rate decreased to 4.6%, down 1.2 percentage points from 5.8% in 2021[35]. - The total investment income for 2022 was CNY 55,265 million, a decrease of 12.4% year-over-year, while net investment income rose by 15.5% to CNY 60,355 million[173]. Risk Management and Compliance - The company reported no non-operational fund occupation by controlling shareholders or related parties, ensuring financial integrity[8]. - The group aims to strengthen its risk management capabilities and implement a comprehensive risk management action plan to mitigate risks in key areas[50]. - The company maintained a strong reinsurance policy, collaborating with leading international reinsurers to mitigate operational risks[89]. Technological Innovation - The company is actively investing in technology to enhance data mining, customer insights, and intelligent operations capabilities[16]. - The company emphasizes the application of big data and artificial intelligence to drive innovation in insurance products and services[195]. Business Development and Strategy - The company emphasizes its commitment to serving national strategies and fulfilling social responsibilities, acting as an economic stabilizer[16]. - The company plans to enhance product and technology innovation, focusing on risk management technology and optimizing insurance supply structure[50]. - The company will accelerate overseas business expansion and strengthen investment risk control in its Hong Kong subsidiary[198]. Insurance Sector Performance - The health insurance segment reported premium income of CNY 41.022 billion, a 14.5% increase year-on-year, with net profit soaring by 70.0% to CNY 4.42 billion[42]. - The property insurance segment generated revenue of CNY 487.533 billion, with a year-on-year growth of 8.5% and a net profit of CNY 26.547 billion, up 17.5%[42]. - The company achieved original insurance premium income of CNY 41.022 billion in 2022, marking a 14.5% year-on-year increase[133]. Challenges and Outlook - The company faces macroeconomic risks, including high inflation and geopolitical tensions, which may impact financial markets[200]. - In 2023, the company anticipates favorable development opportunities in insurance due to macroeconomic recovery and policy support, particularly in areas like long-term care and health management insurance[49].

证券代码：601319 证券简称：中国人保 公告编号：临 2023-014 中国人民保险集团股份有限公司 关于召开 2022 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 重要内容提示： 本公司拟于 2023 年 3 月 24 日在上海证券交易所网站 （www.sse.com.cn）披露本公司 2022 年年度报告。为了便于广大投 1 （二）会议召开方式：现场交流和网络直播 （三）网络直播地址：上证路演中心 （http://roadshow.sseinfo.com） 三、参加人员 本公司副董事长、总裁王廷科先生，本公司执行董事、副总裁李 祝用先生，本公司执行董事、副总裁兼中国人民人寿保险股份有限公 司总裁肖建友先生，本公司副总裁兼中国人民财产保险股份有限公司 总裁于泽先生，本公司首席财务执行官周厚杰先生，本公司董事会秘 书曾上游先生，本公司独立董事陈武朝先生，中国人民健康保险股份 有限公司总裁邵利铎先生，中国人保资产管理有限公司副总裁黄本尧 先生，中国人民财产保险股份有限公司拟任董事会秘书毕欣先 ...

Financial Performance - In Q3 2022, the company's operating revenue reached CNY 144,610 million, representing a 4.0% increase year-on-year[3]. - The net profit attributable to shareholders of the parent company for Q3 2022 was CNY 5,645 million, a significant increase of 45.1% compared to the same period last year[3]. - The basic earnings per share for Q3 2022 was CNY 0.13, reflecting a 45.1% growth year-on-year[4]. - The net profit attributable to shareholders after deducting non-recurring gains and losses for Q3 2022 was CNY 5,499 million, up 43.7% year-on-year[3]. - Net profit attributable to shareholders of the parent company for the same period was 23.495 billion CNY, up 13.1% year-on-year[11]. - Net profit for the period from January 1 to September 30, 2022, reached RMB 33,077 million, an increase of 15.8% compared to RMB 28,735 million in the same period of 2021[21]. Assets and Liabilities - The total assets as of September 30, 2022, amounted to CNY 1,500,461 million, marking a 9.0% increase from the previous year[4]. - The total liabilities increased by 11.2% year-on-year, reaching 1,200.653 billion CNY[11]. - The company's total assets as of September 30, 2022, amounted to 1,500.461 billion CNY, reflecting a 9.0% increase from the end of 2021[11]. - The total liabilities increased to 1,200.653 billion RMB as of September 30, 2022, compared to 1,079.697 billion RMB at the end of 2021[19]. - The company's total equity as of September 30, 2022, was 299.808 billion CNY, a 1.0% increase from the beginning of the year[11]. Cash Flow - The net cash flow from operating activities for the first nine months of 2022 was CNY 52,471 million, up 11.8% year-on-year[3]. - Cash flow from operating activities generated a net amount of RMB 52,471 million, an increase of 11.0% compared to RMB 46,936 million in the same period last year[23]. - Cash flow used in investment activities resulted in a net outflow of RMB 47,364 million, slightly improved from RMB 50,472 million in the previous year[23]. Insurance Business - Insurance business revenue for the first three quarters of 2022 reached 504.37 billion CNY, a year-on-year increase of 10.1%[11]. - The original insurance premium income for property insurance reached 381.024 billion CNY, a 10.2% increase year-on-year[12]. - The net profit for property insurance was 25.948 billion CNY, representing a 29.8% increase year-on-year[12]. - The comprehensive cost ratio for property insurance improved to 96.5%, a decrease of 2.4 percentage points year-on-year[12]. - The first-year premium for long-term insurance was 38.761 billion RMB, a 19.0% increase from 32.577 billion RMB in the same period of 2021[13]. - The company reported a total of 82.465 billion RMB in premium income for the first three quarters of 2022, representing a 5.8% increase from 77.936 billion RMB in 2021[14]. Investment and Strategy - The company plans to enhance its asset management strategies to stabilize investment returns amid challenging market conditions[16]. - The company is focusing on dynamic asset allocation to mitigate investment risks and optimize portfolio structure[16]. - The total investment income for the first nine months of 2022 was 46.028 billion RMB, compared to 50.919 billion RMB in the same period of 2021[20]. Solvency and Financial Health - The core solvency adequacy ratio for the group was 197% as of September 30, 2022, indicating strong capital adequacy[7]. - The company reported a comprehensive solvency adequacy ratio of 259% as of September 30, 2022, demonstrating robust financial health[7]. - The weighted average return on equity increased to 10.6%, up 0.7 percentage points compared to the previous year[11]. Earnings Per Share - The diluted earnings per share for Q3 2022 was CNY 0.12, which is a 33.3% increase compared to the same quarter last year[4]. - Basic earnings per share for the first three quarters of 2022 were 0.53 CNY, up 13.1% from 0.47 CNY in the same period of 2021[11]. - Basic earnings per share for the period were RMB 0.53, compared to RMB 0.47 in the same period of the previous year[22].

Financial Performance - In the first half of 2022, the company achieved original insurance premium income of CNY 379.18 billion, a year-on-year increase of 11.0%[7] - The total profit for the period was CNY 29.95 billion, reflecting a year-on-year growth of 8.0%[7] - The net profit reached CNY 24.81 billion, with a year-on-year increase of 6.6%, and the net profit attributable to shareholders of the parent company was CNY 17.85 billion, up by 5.7%[7] - Operating revenue for the first half of 2022 reached CNY 336,865 million, a 7.4% increase compared to CNY 313,725 million in the same period of 2021[16] - The total investment income for the group was CNY 32.43 billion, with an annualized total investment return rate of 5.5%, a decrease of 1.2 percentage points from the previous year[28][34] - The company reported a net cash flow from operating activities of CNY 49,705 million, a 2.8% increase from CNY 48,355 million in the first half of 2021[16] - The company’s net profit rose by 15.3% year-over-year to CNY 19.032 billion[41] - The company’s total comprehensive income decreased by 39.0% to CNY 12.661 billion due to various market impacts[40] Insurance Business Segments - The property insurance business achieved original premium income of CNY 276.67 billion in the first half of 2022, a year-on-year increase of 9.9%[8] - The life insurance business reported original premium income of CNY 102.42 billion, a year-on-year growth of 14.2%[9] - The health insurance segment achieved a net profit of CNY 742 million, a significant increase of 186.5%, with original premium income of CNY 30.38 billion, up 18.8%[9] - The insurance business income for property insurance was CNY 277,408 million, up 9.8% from CNY 252,626 million in the first half of 2021[19] - The growth rate of earned premiums for life insurance was 12.8%, compared to a decline of 4.3% in the same period of the previous year[19] - The health insurance segment achieved original insurance premium income of CNY 30.383 billion, a year-on-year increase of 18.8%[97] Market Position and Share - The company ranks 110th in the Fortune Global 500 list published in 2022[1] - As of June 30, 2022, the market share of PICC Property and Casualty in the property insurance market was 34.4%, while PICC Life and PICC Health held 5.0% in the life insurance market[25] - The company has signed strategic cooperation agreements for intellectual property insurance with 14 provinces, enhancing its support for technology innovation[14] Asset Management and Investment - The total assets of the company reached CNY 1,496.75 billion, reflecting an 8.7% increase year-on-year[15] - The total investment assets amounted to 1,230,807 million, an increase from 1,196,920 million at the end of 2021[128] - Fixed income investments accounted for 64.1% of total investments, with a total of 789,256 million, up from 62.9% in the previous year[128] - The company maintained a diversified credit bond portfolio, with 99.5% rated AA/A-1 or above, ensuring overall credit risk is manageable[130] Strategic Focus and Innovation - The company has established a comprehensive insurance financial group with a focus on customer-centric services and cross-sector business collaboration[7] - The company is committed to social responsibility and innovation in business models, leveraging policy opportunities[7] - The company has a strategic focus on digital technology and financial technology, enhancing its capabilities in data mining and customer value creation[7] - The company plans to enhance its product technology innovation and accelerate information technology construction as part of its strategic initiatives[22] Risk Management - The company emphasizes risk management in insurance operations, particularly in response to frequent catastrophic events and the challenges posed by the pandemic[159] - The company is actively improving its investment credit risk management framework to address the ongoing credit risks in the domestic economy[158] Corporate Governance - The company held one shareholders' meeting and five board meetings in the reporting period, ensuring compliance with governance regulations[162] - The company did not engage in any related party transactions requiring disclosure or independent shareholder approval under the relevant stock exchange rules[173] Social Responsibility and Community Engagement - The company is committed to environmental protection and energy conservation, promoting a green and low-carbon operational philosophy[168] - The company has established a comprehensive plan to support rural revitalization, with a focus on 68 specific tasks across five key areas[169] - The company allocated funds for targeted assistance, ensuring no reduction in support, and implemented guidelines for effective fund usage[170] Legal and Compliance - There were no significant legal disputes or arbitration matters during the reporting period[172] - The company complied with all relevant laws and regulations that significantly impact its business and operations during the reporting period[186]