证券代码：601528 证券简称：瑞丰银行 公告编号：2025-018 浙江绍兴瑞丰农村商业银行股份有限公司 关于合计持股 5%以上股东减持股份计划的公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"） 董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 大股东持股的基本情况： 截至本公告披露日，本次计划减持主体绍兴安途汽车转向悬架有限公司（以 下简称"安途汽车"）与其一致行动人索密克汽车配件有限公司（以下简称"索 密克"）、沈幼生、沈百庆合计持有本行股份 119,635,557 股，占本行总股本的 索密克持有本行股份 39,145,097 股，占本行总股本的 2.00%；沈幼生持有本行 股份 581,486 股，占本行总股本的 0.03%；沈百庆持有本行股份 441,486 股，占 本行总股本的 0.02%。 安途汽车、索密克所持股份均为本行 IPO 前取得及上市后送红股取得，并已 全部解除限售并上市流通。沈幼生所持股份中的 441,486 股为本行 IPO 前取得及 上市后送红股取得 ...

证券代码：601528 证券简称：瑞丰银行 公告编号：2025-018 浙江绍兴瑞丰农村商业银行股份有限公司 关于合计持股 5%以上股东减持股份计划的公告 浙江绍兴瑞丰农村商业银行股份有限公司（以下简称"本行"或"公司"） 董事会、全体董事及相关股东保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 大股东持股的基本情况： 截至本公告披露日，本次计划减持主体绍兴安途汽车转向悬架有限公司（以 下简称"安途汽车"）与其一致行动人索密克汽车配件有限公司（以下简称"索 密克"）、沈幼生、沈百庆合计持有本行股份 119,635,557 股，占本行总股本的 6.10%。其中：安途汽车持有本行股份 79,467,488 股，占本行总股本的 4.05%； 索密克持有本行股份 39,145,097 股，占本行总股本的 2.00%；沈幼生持有本行 股份 581,486 股，占本行总股本的 0.03%；沈百庆持有本行股份 441,486 股，占 本行总股本的 0.02%。 安途汽车、索密克所持股份均为本行 IPO 前取得及上市后送红股取得，并已 全部解除限售 ...

瑞丰银行(601528.SH)公告，公司股东安途汽车计划于本公告披露之日起十五个交易日后的三个月内， 通过集中竞价或大宗交易方式减持其所持股份，合计不超过2354.59万股，即不超过总股本的1.20%。 ...

瑞丰银行(601528.SH)公告称，安途汽车计划于公告披露之日起十五个交易日后的三个月内，通过集中 竞价或大宗交易方式减持其所持瑞丰银行股份，合计不超过2355万股，即不超过瑞丰银行总股本的 1.20%。 ...

Market Overview - The Shanghai Composite Index rose by 0.45% on August 6, with 24 out of the 28 sectors experiencing gains. The top-performing sectors were defense and military industry, and machinery equipment, with increases of 3.07% and 1.98% respectively [1] - The banking sector saw a decline of 0.14% [1] Capital Flow Analysis - The main capital outflow from the two markets totaled 9.652 billion yuan, with seven sectors experiencing net inflows. The machinery equipment sector led with a net inflow of 4.367 billion yuan, followed closely by the defense and military industry with a net inflow of 4.283 billion yuan [1] - The pharmaceutical and biological industry had the largest net outflow, totaling 9.049 billion yuan, followed by the telecommunications sector with a net outflow of 2.949 billion yuan [1] Banking Sector Performance - In the banking sector, there were 42 stocks, with 11 rising and 26 falling. The sector experienced a net outflow of 1.067 billion yuan [2] - The top three banks with the highest net outflow were Minsheng Bank, China Construction Bank, and Industrial and Commercial Bank of China, with outflows of 263.15 million yuan, 213.00 million yuan, and 174.41 million yuan respectively [2][3] - The individual stock performance showed that Changshu Bank had the highest net inflow of 41.12 million yuan, followed by Hangzhou Bank and Chongqing Rural Commercial Bank with inflows of 32.14 million yuan and 22.64 million yuan respectively [2][3]

证券之星消息，8月5日农商行板块较上一交易日上涨1.53%，常熟银行领涨。当日上证指数报收于 3617.6，上涨0.96%。深证成指报收于11106.96，上涨0.59%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 7.66 | 2.68% | 59.85万 | | 4.55 乙 | | 002807 | 江阴银行 | 4.80 | 2.56% | 38.42万 | | 1.83亿 | | 002839 | 张家港行 | 4.57 | 2.01% | 61.83万 | | 2.80亿 | | 002958 | 青农商行 | 3.57 | 2.00% | 56.40万 | | 2.00亿 | | 601528 | 瑞丰银行 | 5.75 | 1.77% | 16.11万 | | 9221.14万 | | 601860 | 紫金银行 | 3.03 | 1.68% | 75.96万 | | 2.29亿 | | 603323 ...

从资金流向上来看，当日农商行板块主力资金净流入9922.62万元，游资资金净流出6846.34万元，散户资 金净流出3076.28万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601077 論农商行 | | 8820.26万 | 16.26% | -7767.31万 | -14.32% | -1052.94万 | -1.94% | | 601860 | 紫金银行 | 1762.72万 | 9.60% | -945.55万 | -5.15% | -817.18万 | -4.45% | | 601128 常熟银行 | | 1351.48万 | 6.16% | 48.55万 | 4 0.22% | -1400.03万 | -6.38% | | 002839 张家港行 | | 468.53万 | 2.83% | 332.46万 | 2.01% | -800.99万 | -4.84% | ...

Investment Rating - The report maintains a "Recommended" investment rating for the banking sector, expecting the industry index to outperform the benchmark index by over 5% in the next 3-6 months [24]. Core Insights - The introduction of new VAT regulations on bond interest income is expected to favor older bonds, as they remain exempt from VAT, thus enhancing their attractiveness and potentially driving up their prices [2][3]. - The banking sector's dividend yield is projected to be around 3.8% in 2025, significantly higher than the 10-year government bond yield of approximately 1.7%, highlighting the advantages of high-dividend assets in a declining interest rate environment [3][8]. - The report emphasizes the importance of strategic allocation within the banking sector, particularly focusing on state-owned banks and select regional banks with strong asset quality and dividend policies [8]. Summary by Sections Market Overview - The report notes a decline in major indices, with the Shanghai Composite Index down by 0.94% and the ChiNext Index down by 0.74% during the week of July 28 to August 3, 2025 [7]. - The average daily trading volume in the A-share market was 11,292.71 billion yuan, reflecting a decrease of 7.96% compared to the previous week [7]. Bond Market Impact - The new VAT regulations apply only to newly issued government bonds, local bonds, and financial bonds, while existing bonds continue to enjoy tax exemptions, making them more favorable for banks [2]. - The proportion of government and policy financial bonds held by major banks exceeds 70%, indicating a strong focus on these assets [2]. Investment Recommendations - The report suggests a diversified investment strategy focusing on high-dividend banks, particularly large state-owned banks and stable joint-stock banks like China Merchants Bank and CITIC Bank [8]. - It also highlights the potential for improved return on equity (ROE) in undervalued joint-stock banks, recommending attention to banks like Shanghai Pudong Development Bank [8]. Company Earnings Forecasts - The report provides earnings per share (EPS) and price-to-earnings (PE) ratios for key banks, with recommendations for several banks based on their projected performance [9]. - For instance, China Merchants Bank is expected to have an EPS of 5.86 yuan in 2025 with a PE ratio of 7.58, indicating a strong investment case [9].

| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600908 | 无锡银行 | 1350.54万 | 16.10% | -1062.60万 | -12.67% | -287.94万 | -3.43% | | 601860 | 紫金银行 | 1115.48万 | 6.01% | 377.82万 | 2.04% | -1493.30万 | -8.04% | | 601128 | 常熟银行 | 789.98万 | 4.44% | -371.05万 | -2.08% | -418.92万 | -2.35% | | 002958 青农商行 | | 718.15万 | 4.32% | -87.24万 | -0.52% | -630.91万 | -3.80% | | 002807 | 江阴银行 | 472.97万 | 4.74% | -663.01万 | -6.64% | 190.03万 | 1.90% | | 601528 瑞丰银 ...

7月24日晚间，瑞丰银行也发布公告称，该行于近日发行了3亿元规模的科创债，成为了第三家参与科创 债发行的农商行。 进入今年7月，中小银行科技创新债券发行明显提速，长沙银行（601577）、宁波银行（002142）、瑞 丰银行（601528）等近10家城商行、农商行宣布发行科创债，规模合计超150亿元。 "为积极响应国家创新驱动发展战略，我行成功 簿记 发行全国首单区块链平台科技创新债券，高效引入 金融'活水'精准浇灌科创沃土。"7月29日，广西北部湾银行发行规模15亿元的科创债，获得市场投资机 构踊跃认购，全场认购倍数达3.40倍。 除了上述两家银行外，今年7月以来，还有长沙银行、嘉兴银行、宁波银行、成都农商行、桂林银行、 天津银行先后公布了科创债发行的最新进展，合计发行规模157亿元。 5月7日，中国人民银行、证监会联合发布《关于支持发行科技创新债券有关事宜的公告》，从丰富科技 创新债券产品体系和完善科技创新债券配套机制等方面，对支持科技创新债券发行提出一揽子措施。 记者注意到，目前，多数中小银行科创债票面利率集中在1.7%至1.9%之间，虽高于政策性银行和国有 大行发行利率，但相较于传统融资工具依旧较低。 ...