Group 1: Financial Industry Development - The Chinese financial industry is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming for high-quality development and openness by 2025 [1] - Financial institutions are expected to direct funds towards key sectors encouraged by the state, such as technology and green initiatives, transitioning from quantity to quality in financial services [1] Group 2: Insurance Product Innovation - AIA Life is optimizing its medical insurance product system by launching the "Smart Choice Medical Insurance," which allows customers to customize their medical coverage through a modular product approach [2] - Fude Life Insurance is enhancing its product offerings in health insurance, annuities, and floating income products to meet diverse customer needs, focusing on health and quality of life [2] Group 3: Aging Population and Pension Finance - The financial industry is innovating products and models to build a multi-tiered pension security system in response to the aging population [3] - Dehua Angu Life has developed a comprehensive insurance product system for the elderly, achieving over 90% market share in disability insurance products [3] Group 4: Digital Transformation in Banking - Ningbo Bank is implementing a systematic, digital, and intelligent approach to enhance service efficiency and risk management through digital banking models [6] - Suzhou Bank has achieved an asset custody scale of 281.32 billion yuan by focusing on process optimization and technology empowerment [6] Group 5: Digital Claims and Service Efficiency - China Life is building a comprehensive digital claims service system, with over 160 million registered users on its insurance app, enhancing service accessibility [7] - Taikang Online has achieved a 99% automation rate in underwriting and a 97% automation rate in claims processing, showcasing significant advancements in digital transformation [8] Group 6: Green Finance Initiatives - Jiangxi Bank is pioneering green finance by offering "Green Transition Loans" to support traditional industries in their low-carbon transformation [9] - Xinhua Insurance has invested over 31.6 billion yuan in green projects, serving over 6,000 green enterprises to enhance their sustainable development capabilities [11] Group 7: Social Responsibility and Inclusive Finance - Xinhua Insurance has developed over 50 affordable insurance products targeting vulnerable groups, enhancing public satisfaction and access to insurance [12] - Sunshine Property Insurance has integrated consumer rights protection into its core strategy, focusing on transparency and proactive risk reduction [14] Group 8: Public Awareness and Education - Dehua Angu Life has actively participated in public insurance awareness campaigns, reaching over 1.02 million viewers in 2025 [15] - Financial institutions are increasingly focusing on consumer rights protection as a core value, enhancing trust and long-term relationships with clients [14]

Core Viewpoint - The introduction of a specialized insurance product for oil tea cultivation in Changsha County marks a significant advancement in agricultural insurance, addressing long-standing gaps and providing essential risk coverage for local farmers [1][3][4]. Group 1: Insurance Development - China Life Property & Casualty Insurance launched a pilot oil tea insurance program in December 2024, providing nearly 20 million yuan in risk coverage for over 9,000 acres of oil tea plantations [1][3]. - The pilot program aims to support the rural revitalization strategy and fill the insurance gap for oil tea cultivation, which has been historically underserved [1][3]. Group 2: Technological Integration - The insurance pilot leverages a three-tiered coordination mechanism involving provincial, municipal, and county levels to ensure efficient insurance processes, including quick underwriting and claims [3]. - Advanced technologies such as remote sensing, drone inspections, and IoT are utilized to enhance service delivery and create an integrated smart agricultural insurance system [3][4]. Group 3: Claims Process and Impact - In October 2025, the pilot faced its first real-world test due to drought conditions affecting oil tea yield, leading to claims from farmers [4]. - The insurance company activated an emergency response, employing drones and remote monitoring for precise damage assessment, resulting in nearly 500,000 yuan in rapid claims payments to affected farmers [4]. - This swift compensation process not only alleviated immediate financial pressure on farmers but also validated the effectiveness of the newly designed insurance product and service mechanisms [4]. Group 4: Future Outlook - The company plans to enhance its agricultural insurance capabilities, focusing on systematic and professional operations, with an emphasis on innovation and technology to transition from cost coverage to income and industry protection [4].

Core Viewpoint - China Life Insurance Company has achieved a significant milestone with total premium income exceeding 700 billion yuan as of November 30, reflecting its strong comprehensive strength and steady operational performance [1] Group 1: Financial Performance - For the first three quarters of 2025, the company reported a net profit attributable to shareholders of 167.8 billion yuan, a substantial increase of 60.5% year-on-year [2] - Total premium income reached 669.6 billion yuan, marking a year-on-year growth of 10.1%, with renewal premiums at 451.6 billion yuan and new business premiums at 218.0 billion yuan, growing by 10.0% and 10.4% respectively [2] - The new business value saw a robust increase of 41.8% compared to the same period in 2024, indicating improved quality and sustainability of business development [2] Group 2: Financial Strength and Risk Management - As of September 30, 2025, the company's core solvency ratio was 137.50% and the comprehensive solvency ratio was 183.94%, ensuring solid support for business operations [2] - The company has maintained an A-class rating in risk management for 29 consecutive quarters, highlighting its excellent risk control and operational quality [2] Group 3: Asset and Investment Performance - By the end of the third quarter, total assets reached 74,179.81 billion yuan, with investment assets at 72,829.82 billion yuan, reflecting growth of 9.6% and 10.2% respectively since the end of 2024 [3] - Net assets increased significantly by 22.5% to 6,386.82 billion yuan, indicating steady enhancement of the company's intrinsic value [3] - Total investment income for the first three quarters was 368.55 billion yuan, a year-on-year increase of 41.0%, with an investment return rate of 6.42%, up by 104 basis points [3] Group 4: Product Development and Social Responsibility - The company focuses on developing a multi-layered product system for health and pension insurance, introducing innovative products such as long-term disability income loss insurance and maternal disease insurance [4] - In the field of inclusive finance, the company has developed specialized insurance products for key groups, providing risk coverage of approximately 27 trillion yuan for small and micro enterprises and individual businesses [5] - China Life has actively participated in building a multi-level social security system, handling over 200 major illness insurance projects and 70 long-term care insurance projects [5] Group 5: Claims Service and Digital Transformation - In the first three quarters of 2025, the company processed 44.09 million claims, with a total payout of 73.3 billion yuan, maintaining industry leadership in service coverage [7] - The company has integrated digital platforms to enhance claims processing efficiency, achieving an average service time of 0.28 days for its electronic claims service [8] - China Life has established a comprehensive digital claims service system, with over 160 million registered users on its insurance app, significantly improving customer experience and service quality [9]

2025年12月24日，国家金融监督管理总局阜新监管分局发布批复称，《中国人寿（601628）保险股份有 限公司辽宁省分公司关于中国人寿保险股份有限公司阜新蒙古族自治县支公司于寺镇营销服务部撤销的 请示》(国寿人险辽发〔2025〕405号)收悉。经审核，现批复如下： 一、同意撤销中国人寿保险股份有限公司阜新蒙古族自治县支公司于寺镇营销服务部。 二、接此批复文件后，中国人寿保险股份有限公司阜新蒙古族自治县支公司于寺镇营销服务部应立即停 止一切经营活动，于15个工作日内向阜新金融监管分局缴回许可证，并按照有关法律法规要求办理相关 手续。 ...

Core Viewpoint - The insurance industry is playing a crucial role in promoting the green transformation of the economy and society under the "dual carbon" strategy, with listed insurance companies leading the way in green upgrades across products, services, investments, and operations [2]. Group 1: Green Insurance Development - Listed insurance companies in China have made significant progress in the field of green insurance, with the five major A-share insurers providing a total of 496.24 trillion yuan in green insurance coverage across key areas such as clean energy and carbon sink protection [3]. - China Ping An reported a total premium income of 629.3 billion yuan from sustainable insurance by the end of 2024, with green insurance premiums reaching 58.6 billion yuan, marking a nearly 57% year-on-year increase [3]. - China Pacific Insurance has also been active in climate change response and environmental pollution management, offering approximately 147 trillion yuan in green insurance coverage and developing over 30 innovative insurance products [3][4]. Group 2: Green Investment Initiatives - The five major listed insurers have collectively surpassed 1 trillion yuan in green investment, focusing on sectors such as energy conservation, clean energy, and ecological environment upgrades [4]. - China Life has invested nearly 535 billion yuan in green projects, including over 300 billion yuan in green bonds, and has initiated ESG-focused financial asset management plans exceeding 2 billion yuan [5]. - The insurance sector is utilizing a dual approach of "insurance + investment" to effectively manage environmental and social risks while directing resources towards green industries, thereby supporting the low-carbon transition of the economy [5].

Core Viewpoint - China Life Asset Management Co., Ltd. has successfully launched the "China Life-Haina Shenchuang Equity Investment Plan" with a scale of approximately 500 million yuan, investing in the Shanghai Xinhe Chuang No. 1 private equity fund, marking a significant breakthrough in supporting key industry mergers and acquisitions [1][4]. Group 1: Investment Strategy - The project aligns with the central government's strategic deployment to accelerate high-level technological self-reliance and strengthen new productive forces, particularly in the integrated circuit sector, which is deemed strategically vital [2][5]. - The Xinhe Chuang No. 1 fund focuses on the critical EDA software segment within the integrated circuit industry, facilitating deep integration of state-owned resources, industry partners, and social capital [2][5]. Group 2: Company Performance - As of the end of Q3 2025, the company manages nearly 7 trillion yuan in assets, with over 4 trillion yuan dedicated to serving the real economy, demonstrating its commitment to high-quality development [3][6]. - The company aims to deepen its "four-in-one" reform and innovation strategy, leveraging the long-term investment and patient capital advantages of insurance funds to support strategic emerging industries and traditional industry upgrades [3][6][7].

Core Viewpoint - The insurance industry is undergoing a significant transformation with the "exit of the supervisory board," as many companies are abolishing this governance structure to enhance efficiency and adapt to new regulatory requirements [2][4]. Group 1: Changes in Governance Structure - As of December 25, 2023, 13 insurance companies, including China Life and China Pacific Insurance, have announced the abolition of their supervisory boards, marking a profound change in the long-standing "three meetings and one layer" governance framework [2][3]. - The trend began with Japan's insurance company in April 2023, which was the first to announce the removal of the supervisory board, followed by state-owned insurance groups [2][3]. - By December 2023, major companies like China Life and New China Life had completed the necessary regulatory approvals to officially abolish their supervisory boards [3][4]. Group 2: Policy and Regulatory Drivers - The reform is driven by the new Company Law effective July 2024, allowing state-owned companies to replace supervisory boards with audit committees, which can enhance governance efficiency [4]. - The China Banking and Insurance Regulatory Commission issued a notice in December 2024, clarifying that financial institutions can establish audit committees to perform the functions of supervisory boards [4]. Group 3: Motivations Behind the Reform - The primary motivations for abolishing supervisory boards include the need to reduce costs, improve efficiency, and address issues of overlapping functions and formalized supervision [4]. - The transition is not seen as a reduction in oversight but rather a restructuring of the supervisory system, with audit committees taking over the responsibilities of the supervisory boards [4]. - The industry anticipates that this reform will enhance compliance and risk management capabilities, contributing to the high-quality development of the insurance sector [4].

证券日报网讯 12月30日，中国人寿发布公告称，公司2025年12月30日召开2025年第二次临时股东大 会，审议通过《关于国寿安保基金管理有限公司与国寿投资保险资产管理有限公司签署日常关联交易框 架协议的议案》等。 （编辑 姚尧） ...

12月30日金融一线消息，中国人寿发布公告称，公司第四届职工代表大会第四次会议选举李伟为公司第 八届董事会职工董事。李伟的董事任职资格尚待国家金融监督管理总局（"金融监管总局"）核准。 简历显示，李伟1972 年 8 月出生。自 2024 年 8 月起担任中国人寿工会工作部/群团工作部总经理。 2006 年至 2021 年期间，先后担任公司客户服务部副总经理，安徽省分公司副总经理，电子商务部副总 经理（主持工作）、总经理，客户服务部总经理，银行保险部总经理。2021 年至 2024 年期间，先后担 任中国人寿保险（海外）股份有限公司战略市场部/大湾区办公室总经理、中国人寿保险（印尼）有限 公司总经理。李伟毕业于北京外国语大学日本学研究中心，获得文学硕士学位，在职期间获得清华大学 经济管理学院高级管理人员工商管理硕士学位。 中国人寿表示，李伟将与公司订立服务合约，其任期自金融监管总局核准其董事任职资格之日起直至公 司第八届董事会届满时为止，任期届满可以连选连任。 | 证券代码:601628 | 证券简称:中国人寿 | 编号:临 2025-051 | | --- | --- | --- | | 重要提示 | | ...

智通财经APP讯，中国人寿(02628)发布公告，公司第四届职工代表大会第四次会议选举李伟先生为公司 第八届董事会职工董事。李伟先生的董事任职资格尚待国家金融监督管理总局核准。 ...