股票代码：601818 股票简称：光大银行 公告编号：临 2026-004 表决情况：有效表决票14票，同意14票，反对0票，弃权0票。 董事会同意本行于2026年1月按照发行条款向第三期优先股股东 派发现金股息，计息期间为2025年1月1日至2025年12月31日，按照票 面股息率3.77%计算，每股优先股派发现金股息人民币3.77元（含税）。 独立董事对该项议案的独立意见：本行拟定的第三期优先股股息 发放方案符合本行实际情况和持续稳健发展的需要，不存在损害包括 中小股东在内的全体股东利益的情况。 1 二、关于数字金融/云生活事业部更名的议案 中国光大银行股份有限公司 第十届董事会第三次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第十届董事会第三次会 议于2026年1月6日以书面形式发出会议通知，并于2026年1月13日在 中国光大银行总行以现场会议方式召开。本次会议应出席董事14名， 亲自出席董事12名，姚威、张铭文、李巍、李引泉、刘世平、刘俏董 事以视频方式参会；委托出 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2026-006 优先股代码：360013、360022、360034 优先股简称：光大优 1、光大优 2、光大优 3 中国光大银行股份有限公司 2025 年度光大优 3 股息发放实施公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 中国光大银行股份有限公司（简称本行）光大优 3（代码 360034） 2025 年度股息发放议案，已经本行 2026 年 1 月 13 日召开的第十届 董事会第三次会议审议通过。现将光大优 3 股息派发的具体实施事项 公告如下： 一、2025 年度光大优 3 股息发放方案 1、发放年度：2025 年度 2、发放金额：光大优 3 发行 3.5 亿股，每股面值 100 元，采用 每会计年度付息一次的付息方式，2025 年度计息期间为 2025 年 1 月 1 1、最后交易日：2026 年 1 月 19 日 2、股权登记日：2026 年 1 月 20 日 3、除 息 日：2026 年 1 月 20 日 4、股息发放日：2026 ...

（记者 王瀚黎） 每经AI快讯，光大银行1月13日晚间发布公告称，公司第十届第三次董事会会议于2026年1月13日在中 国光大银行总行以现场会议方式召开。会议审议了《关于中国光大银行股份有限公司第三期优先股股息 发放的议案》等文件。 每经头条（nbdtoutiao）——"春节也要加班，抢在4月1日前交货"！有光伏企业在抢出口，也有企业很 纠结：白银等原材料成本激增，决策困难 ...

北京市建国门北大街 8 号华润大厦 20 层 邮编：100005 电话：(86-10) 8519-1300 传真：(86-10) 8519-1350 关于中国光大银行股份有限公司 2026 年第一次临时股东会 的法律意见书 致：中国光大银行股份有限公司 北京市君合律师事务所（以下简称"本所"）接受中国光大银行股份有限公 司（以下简称"贵公司"）的委托，就贵公司2026年第一次临时股东会（以下简 称"本次会议"）召集、召开的有关事宜，根据《中华人民共和国公司法》（以 下简称"《公司法》"）、中国证券监督管理委员会《上市公司股东会规则》（以 下简称"《股东会规则》"）等中国（为出具本法律意见书之目的，不包括香港 特别行政区、澳门特别行政区及台湾地区）法律、法规、规章及贵公司现行有效 的《中国光大银行股份有限公司章程》（以下简称"《公司章程》"）的有关规 定，出具本法律意见书。 为出具本法律意见书之目的，本所委派律师（以下简称"本所律师"）列席 了贵公司本次会议，并根据现行法律、法规、规章的有关规定及要求，按照律师 行业公认的业务标准、道德规范和勤勉尽责精神，对贵公司提供的与本次会议召 北京总部 电话: (86-1 ...

Core Viewpoint - Everbright Bank announced the approval of the dividend proposal for its preferred stock, Everbright Preferred 3, for the fiscal year 2025, indicating a stable return for investors [1][2]. Summary by Relevant Sections - **Dividend Announcement**: Everbright Bank's board approved the dividend proposal for Everbright Preferred 3 (code 360034) during the third meeting of the tenth board on January 13, 2026 [1][2]. - **Dividend Details**: The interest period for the fiscal year 2025 is from January 1, 2025, to December 31, 2025, with a nominal dividend rate of 3.77%. Each share will receive a cash dividend of RMB 3.77 (including tax), totaling RMB 1.3195 billion (including tax) [1][2]. - **Key Dates**: The ex-dividend date is set for January 20, 2026, and the dividend payment date is January 21, 2026 [1][2].

Group 1 - The banking sector saw a slight increase of 0.26% on January 12, with CITIC Bank leading the gains [1] - The Shanghai Composite Index closed at 4165.29, up 1.09%, while the Shenzhen Component Index closed at 14366.91, up 1.75% [1] - The trading volume and turnover for major banks were significant, with CITIC Bank's closing price at 7.47, reflecting a 1.08% increase and a turnover of 541 million yuan [1] Group 2 - The net outflow of main funds from the banking sector was 1.083 billion yuan, while retail investors saw a net inflow of 579 million yuan [1] - CITIC Bank had a net inflow of 53.24 million yuan from main funds, despite a net outflow from retail investors [1] - The overall fund flow indicated a mixed sentiment, with some banks experiencing significant net outflows from main funds, such as Industrial Bank with a net outflow of 75.54 million yuan [1]

本以为一切终于回归正常，但覃先生很快又遇到了新的问题。2022年11月，他在云闪付信用卡还款一栏中查询账单发现，这张光大银行的准贷记卡显示有 1,000,000,000,000,000元欠款，这着实把他吓了一跳。覃先生说，这张卡的1000万亿元欠款仅在云闪付平台显示，光大银行的App及其他流水记录中并没有， 在此期间，他向其他银行申请贷款时再遭拒绝，不知道是否受此影响。这项异常记录2023年12月才被取消。 针对"1000万亿元的巨额欠款"一事，光大银行客服则表示，不排除第三方平台显示有误。 日前，有媒体报道称，广东市民覃先生反映，2015年，他在光大银行中山分行注册办理了一张"乐惠金"准贷记卡，透支额度是10万元，办卡使用以来，从未 逾期还款，每年1088元的年费也按时交。2022年，覃先生去其他金融机构办理贷款业务时却屡屡遭到拒绝，被告知个人征信出了问题，致使被其他金融机构 解读为征信有问题而无法顺利贷款。在多番交涉下，这张卡的还款记录才被移出征信系统。 ...

冰雪经济热潮涌动之下，"冰雪+"消费新场景的落地生根，离不开优质消费体验的强力支撑；而优质消费体验的提档升 级，更需要金融服务的精准赋能。基于此，在2025年至2026年冰雪季，光大银行打造"冰雪去嗨节"，将金融服务无缝嵌入冰雪 消费全场景，通过消费补贴、分期免息等多元举措降低消费门槛，持续激发市场活力。 本报讯 （记者向炎涛）1月9日，哈尔滨冬季百日行动重点项目——"冰雪艺术家课堂"研学项目正式启航。作为核心支持单 位，光大银行信用卡中心、黑龙江分行相关负责人应邀出席活动，并围绕"银旅融合、金融促消费"进行主题分享。 此次启动的"冰雪艺术家课堂"研学项目，以"冰雪+研学"模式推动冰雕等非遗活态传承，实现冰雪文旅与素质教育深度融 合，更带动上下游消费形成"冰雪+文旅+教育"新场景，为冰雪经济注入新动能。作为项目核心支持单位，光大银行将以"银旅 融合、金融促消费"为抓手，把该研学项目作为金融服务嵌入冰雪场景的重要落点，后续通过"冰雪去嗨节"全域服务体系，为 冰雪经济发展提供全方位金融支撑。 立足国家战略部署，光大银行以"冰雪去嗨节"为契机，不仅让这场冰雪消费盛宴成为全民共享的嘉年华，更以金融杠杆撬 动冰雪经济向 ...

Group 1: Banking Sector Developments - Major state-owned banks are raising the threshold for gold accumulation business, requiring personal clients to have a risk tolerance level of C3 or above to purchase gold starting January 12, 2026 [1] - A wave of deposit maturities is expected, with an estimated 50 trillion yuan in one-year and above fixed deposits maturing this year, primarily concentrated in two to three-year deposits [2] - In 2025, city commercial banks faced significant penalties, totaling 875 million yuan, with the Shenzhen Rural Commercial Bank receiving the largest fine of 12.84 million yuan for multiple violations [3] Group 2: Investment Activities - Several financial asset investment companies (AIC) under joint-stock banks have begun investing in emerging industries, with notable investments in sectors like semiconductors and clean energy [4] - The establishment of Yunnan Rural Commercial Bank is underway, aiming to become the first bank in the province with over 1 trillion yuan in deposits, consolidating various rural credit institutions [6] Group 3: Insurance Sector Changes - The insurance industry is experiencing a wave of personnel changes, with 81 instances of leadership transitions reported in 2025, indicating a trend towards internal promotions and a preference for specialized talent [6] - Ping An Life has made significant stock purchases in Agricultural Bank and China Merchants Bank, triggering regulatory notifications due to increased shareholding [7] Group 4: Consumer Finance Updates - China Bank Consumer Finance has undergone a major equity change, with its bad loan sales reaching 13.84 billion yuan, and the non-performing loan rate increasing from 2.80% in 2022 to 3.56% in 2024 [9] - Beijing Financial Regulatory Bureau has approved an increase in registered capital for North Bank Consumer Finance by 150 million yuan, raising its total registered capital to 1 billion yuan [10] Group 5: Financial Technology Developments - The People's Bank of China has revoked the payment license of China Steel Yintong, marking the 108th payment license cancellation, indicating ongoing regulatory scrutiny in the payment sector [11] - Guangzhou Heli Bao Payment Technology has been fined over 74 million yuan for multiple regulatory violations, highlighting compliance challenges in the payment industry [12]

Core Insights - The "Ice and Snow Artist Classroom" research project has been officially launched as part of Harbin's winter initiative, aiming to integrate ice sculpture heritage with quality education and promote a new consumption model in the ice and snow economy [1] - Everbright Bank is a core supporter of this project, focusing on "financial integration with tourism to promote consumption" and plans to provide comprehensive financial support for the development of the ice and snow economy through initiatives like the "Ice and Snow Festival" [1][2] - The "Ice and Snow Festival" will offer a full-service system that includes payment discounts, interest-free installment plans, and various consumer benefits to lower consumption barriers and stimulate market vitality [2] Financial Integration and Consumer Experience - The "Ice and Snow Festival" will focus on five core consumption scenarios: flights, hotels, tickets, equipment, and routes, with a comprehensive service system that includes exclusive credit card discounts and interest-free installment plans [2] - The festival will utilize a digital platform for easy access to discounts and extend financial services to on-site locations such as ski resorts and scenic areas, ensuring a seamless consumer experience [2] - The initiative aligns with national strategies to enhance consumption mechanisms and promote the ice and snow economy as a key driver for new consumption spaces and sustainable development [2] Industry Development and Future Outlook - The ice and snow economy is entering a golden opportunity for high-quality development, with a focus on collaborative growth across the entire industry chain [3] - Everbright Bank aims to leverage its financial capabilities to connect industry and consumption, contributing to the high-quality development of the economy and fostering a vibrant consumption environment [3]