| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦友银行 | 13.13 | 1.63% | 99.78万 | 13.22 乙 | | 601166 | 兴业银行 | 22.78 | 1.11% | 71.29万 | 16.28亿 | | 600036 | 招商银行 | 44.90 | 1.08% | 49.80万 | 22.31亿 | | 665109 | 中信银行 | 8.25 | 0.73% | 52.93万 | 4.35 Z | | 600016 | 民生银行 | 4.93 | 0.61% | 312.65万 | 15.42 乙 | | 601818 | 光大银行 | 4.06 | 0.25% | 132.31万 | 5.37亿 | | 000001 | 平安银行 | 12.30 | 0.16% | 103.27万 | 12.71亿 | | 600015 | 半夏银行 | 7.92 | -0.13% | 35.96万 | 2.86 Z | | 601916 | 浙商银行 ...

致：香港交易及結算所有限公司 公司名稱: 浙商銀行股份有限公司 (「本行」) FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02016 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 5,920,200,000 | RMB | | 1 RMB | | 5,920,200,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 5,920,200,000 | RMB | | 1 RMB | | 5,920,200,000 | | 2. 股份分類 | 普 ...

8月4日金融一线消息，据国家金融监督管理总局温州监管分局行政处罚信息公开表显示，浙商银行股份有限公司温州分行因贷款"三查"不到位、金融产品销售行为不审慎等被罚款135万元。同时 以下为罚单详细信息： | 序 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | | 号 | | | | | | 贷款"三查"不到位； | | | | 1 浙商银行股份有限公司温州分行及 | | 对浙商银行股份有限公司温州分行罚款135万元；对陈伊凡警告；对周慧 | 国家金融监督管理总局温州 | | 相关责任人 | 金融产品销售行为不审慎；绩效考评指标设 | 警告；对张岑警告。 | 监管分局 | | | 置不合规。 | | | 责任编辑：小浪快报 ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 12.92 | 0.86% | 79.39万 | 10.19亿 | | 000001 | 平安银行 | 12.28 | 0.41% | 101.22万 | 12.40 Z | | 600016 | 民生银行 | 4.90 | 0.20% | 247.55万 | 12.07亿 | | 601818 | 光大银行 | 4.05 | 0.00% | 157.97万 | 6.38亿 | | 866109 | 中信银行 | 8.19 | 0.00% | 54.60万 | 4.46 Z | | 600036 | 招商银行 | 44.42 | -0.13% | 59.46万 | 26.52亿 | | 600015 | 华夏银行 | 7.93 | -0.25% | 38.43万 | 3.04亿 | | 601916 | 浙商银行 | 3.38 | -0.29% | 191.78万 | 6.47亿 | | 601166 | 兴业银行 ...

| 成交量 | 成交金额 | 成交价 | 相对当日收盘 | | | | --- | --- | --- | --- | --- | --- | | （万 | （万元） | 格 | 折溢价（%） | 买方营业部 | 卖方营业部 | | 股） | | （元） | | | | | 408.00 | 1383.12 | 3.39 | 0.00 | 兴业证券股份有限公司上 | 中信证券股份有限公司 | | | | | | 海锦康路证券营业部 | 总部(非营业场所) | （文章来源：证券时报网） 证券时报·数据宝统计显示，浙商银行今日收盘价为3.39元，下跌1.17%，日换手率为1.16%，成交额为 8.47亿元，全天主力资金净流入1329.81万元，近5日该股累计下跌2.02%，近5日资金合计净流入8429.83 万元。 两融数据显示，该股最新融资余额为15.32亿元，近5日增加2232.69万元，增幅为1.48%。（数据宝） 7月31日浙商银行大宗交易一览 浙商银行7月31日大宗交易平台出现一笔成交，成交量408.00万股，成交金额1383.12万元，大宗交易成 交价为3.39元。该笔交易的买方营业部为兴业证券股份有 ...

Core Viewpoint - Recent self-regulatory agreements from various banking and insurance associations aim to combat "involution" in the industry, focusing on prohibiting loan rebates and enhancing the qualifications of marketing personnel [1][2][10]. Group 1: Self-Regulatory Agreements - Multiple banking associations have issued self-regulatory agreements emphasizing the prohibition of loan rebates for housing and car loans, marking a new phase in the industry's "anti-involution" campaign [2][5]. - The Guangdong Banking Association plans to implement a comprehensive system to address "involution" competition, including a negative list and self-regulatory measures [2][3]. - The Ningxia Banking Association has recognized the negative impact of personal housing loan rebates on the health of the banking sector and the real estate market, prompting the need for effective regulation [3][4]. Group 2: Impact on Banking Practices - The implementation of self-regulatory agreements is expected to halt any form of rebate practices, contributing to a healthier competitive environment [4][5]. - The banking sector has seen a narrowing decline in net interest margins, with fees and commissions from banking and insurance businesses reduced by 5% compared to the same period in 2024 [2][5]. Group 3: Regulatory Actions and Compliance - Regulatory bodies are intensifying efforts to combat "full-staff marketing" violations, with recent penalties imposed on banks for assigning deposit assessment targets to non-marketing departments [6][7]. - The Financial Regulatory Authority has mandated that financial institutions strengthen the management of sales personnel qualifications, effective from February 1, 2026 [7][9]. Group 4: Insurance Industry Developments - The insurance sector is also advancing its "anti-involution" efforts, with associations in various regions promoting self-regulatory agreements to prevent malicious price competition and false advertising [10][11]. - The recent adjustments in the insurance industry, including a reduction in the preset interest rate for life insurance products to 1.99%, aim to regulate pricing and mitigate financial risks [11].

| 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | | | 卖出营业部 | | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-07-31 | 浙商银行 | eo191e | 3.39 | 1383.12 | 408 | 兴业证券股份有限 | 中信证券股份有限 | | | | | | | | 公司上海锦康路证 | 公司总部(非营业 | | | | | | | | Jake shops 11 dary | Land call and sell and | 7月31日，浙商银行大宗交易成交408万股，成交额1383.12万元，占当日总成交额的1.61%，成交价3.39元，较市场收盘价3.39元持平。 ...

证券之星消息，7月31日股份制银行板块较上一交易日下跌0.46%，平安银行领跌。当日上证指数报收于3573.21，下跌1.18%。深证成指报收于 11009.77，下跌1.73%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入 (元) | 主力净占比 | 游资净流入(元) | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600036 | 招商银行 | 2.53 亿 | 7.78% | -1.86 Z | -5.74% | -6641.60万 | -2.05% | | 600016 | 民生银行 | 1.19/Z | 8.92% | -6015.86万 | -4.52% | -5858.20万 | -4.40% | | 818109 | 光大银行 | 5346.41万 | 7.27% | -961.18万 | -1.31% | -4385.23万 | -5.97% | | 601166 | 兴业银行 | 4115.16万 | 2.54% | -7863.88万 | -4.86% ...

Core Viewpoint - The article highlights the significant role of inclusive finance in supporting small and micro enterprises in Zhejiang, emphasizing the innovative financial solutions provided by Zheshang Bank to address the financing challenges faced by these businesses [2][3][11]. Summary by Sections Overview of Zhejiang's Economic Landscape - Zhejiang is a major province for private and small micro enterprises, with 3.5053 million registered private enterprises, accounting for 92.06% of the total, reflecting a 5.41% increase from the previous year [3]. Financing Challenges for Small Micro Enterprises - Different sectors face unique financing difficulties, particularly in agriculture where assets cannot be mortgaged, leading to a "no collateral" situation for many businesses [3]. - In manufacturing, small micro enterprises struggle with financing due to their small scale, weak risk resistance, and irregular financial information, resulting in a common issue of "difficult, slow, and expensive" financing [3]. Zheshang Bank's Innovative Financial Solutions - Zheshang Bank has developed a dual focus on scale and quality, as well as innovation and risk control, to create a robust financial support system for small micro enterprises [2]. - The bank has introduced tailored financial solutions such as "equipment loans" and "credit loans" to meet the specific needs of various industries [5][6]. Digital Transformation in Inclusive Finance - The application of financial technology is reshaping the service model of inclusive finance, with Zheshang Bank utilizing data analysis for proactive service delivery [7][8]. - The bank has implemented a 360-degree customer view report to accurately assess business conditions and has achieved 100% precise outreach to 16,000 quality clients [7]. Achievements in Inclusive Finance - As of June 2025, Zheshang Bank's inclusive loans for small micro enterprises reached CNY 355.37 billion, accounting for 20.58% of total loans, maintaining the top position among national banks [11]. - The bank's "thousand enterprises and ten thousand households" initiative has successfully provided credit to 38,910 small micro enterprises, with a total credit of CNY 127.7 billion [11]. Future Development Strategies - The bank aims to shift from scale expansion to quality prioritization, focusing on customer-centric comprehensive collaborative reforms and enhancing digital capabilities [12][13]. - Plans include leveraging artificial intelligence and other digital technologies to improve service efficiency and extend the reach of inclusive financial services [13].

证券之星消息，7月30日股份制银行板块较上一交易日上涨0.59%，平安银行领涨。当日上证指数报收于 3615.72，上涨0.17%。深证成指报收于11203.03，下跌0.77%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 000001 | 平安银行 | 12.49 | 1.22% | 171.52万 | 21.50亿 | | 601998 | 中信银行 | 8.19 | 0.86% | 55.85万 | 4.58亿 | | 601818 | 光大银行 | 4.08 | 0.74% | 154.46万 | 6.31亿 | | 600000 | 浦发银行 | 12.88 | 0.70% | 72.16万 | 9.28 6 | | 600036 | 招商银行 | 44.42 | 0.63% | 72.55万 | 32.22 乙 | | 601916 | 浙商银行 | 3.43 | 0.29% | 205.64万 | 7.08亿 | | 601166 | 兴业银行 ...