| 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600908 | 无锡银行 | 1350.54万 | 16.10% | -1062.60万 | -12.67% | -287.94万 | -3.43% | | 601860 | 紫金银行 | 1115.48万 | 6.01% | 377.82万 | 2.04% | -1493.30万 | -8.04% | | 601128 | 常熟银行 | 789.98万 | 4.44% | -371.05万 | -2.08% | -418.92万 | -2.35% | | 002958 青农商行 | | 718.15万 | 4.32% | -87.24万 | -0.52% | -630.91万 | -3.80% | | 002807 | 江阴银行 | 472.97万 | 4.74% | -663.01万 | -6.64% | 190.03万 | 1.90% | | 601528 瑞丰银 ...

证券代码：603323 证券简称：苏农银行 公告编号：2025-027 江苏苏州农村商业银行股份有限公司关于 持股 5%以上股东部分股份解除质押及再质押的公告 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: ? 公司股东亨通集团有限公司（以下简称"亨通集团"）持有公司股份 股总股数的 72.84%。 近日，公司接到股东亨通集团关于股份提前解除质押及股份再质押的通知， 具体事项如下： 一、上市公司股份解除质押 州分行的 58,300,000 股公司非限售流通股提前解除质押，相关手续于 2025 年 7 月 30 日办理完毕。具体情况如下： | | 单位：股 | | | --- | --- | --- | | 股东名称 | 亨通集团有限公司 | | | 本次解质（解冻）股份 | 58,300,000 | | | 占其所持股份比例 | 42.41% | | | 2.89% 占公司总股本比例 | | | | 解质（解冻）时间 2025 | 7 月 29 日 | ...

Group 1 - The core idea of the article is to enhance the fraud prevention awareness among elderly clients and protect their legal rights through a dedicated anti-fraud campaign organized by Suzhou Rural Commercial Bank Jiangyan Branch [1] Group 2 - The campaign was themed "Protecting Customer Rights, Enjoying a Safe Life" and involved outreach activities in community squares and senior activity centers [1] - Bank staff distributed informational brochures and provided face-to-face explanations to educate the elderly about common fraud tactics [1] - Specific fraud types highlighted included "impersonation of public security and judicial personnel," "health product scams," and "fake lottery winnings," with real case examples used for better understanding [1] Group 3 - An interactive quiz on fraud prevention knowledge was conducted, allowing elderly participants to ask questions and deepen their understanding [1] - The event was well-received, with many elderly attendees expressing that they learned practical fraud prevention techniques [1] - The bank plans to continue such promotional activities to strengthen the financial security of elderly clients and safeguard their finances [1]

证券代码：603323 证券简称：苏农银行 公告编号：2025-027 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 江苏苏州农村商业银行股份有限公司关于 持股 5%以上股东部分股份解除质押及再质押的公告 公司股东亨通集团有限公司（以下简称"亨通集团"）持有公司股份 137,454,953 股，占公司总股本 6.81%，累计质押股份 100,120,000 股，占其持 股总股数的 72.84%。 近日，公司接到股东亨通集团关于股份提前解除质押及股份再质押的通知， 具体事项如下： 一、上市公司股份解除质押 2025 年 7 月 29 日，亨通集团将其质押给无锡农村商业银行股份有限公司苏 州分行的 58,300,000 股公司非限售流通股提前解除质押，相关手续于 2025 年 7 月 30 日办理完毕。具体情况如下： | 单位：股 | | --- | | 股东名称 | 亨通集团有限公司 | | --- | --- | | 本次解质（解冻）股份 | 58,300,000 | ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002958 | 青农商行 | 3.58 | 1.70% | 83.03万 | 2.97亿 | | 601077 | 渝农商行 | 6.83 | 1.04% | 74.77万 | 5.12亿 | | 002839 | 张家港行 | 4.56 | 0.66% | 41.21万 | 1.88 亿 | | 600908 | 无锡银行 | 6.12 | 0.49% | 15.38万 | 9420.77万 | | 002807 | 江阴银行 | 4.73 | 0.42% | 25.60万 | 1.21亿 | | 601128 | 常熟银行 | 7.48 | 0.40% | 36.59万 | 2.75亿 | | 603323 | 苏农银行 | 5.44 | 0.37% | 31.07万 | 1.70亿 | | 601528 | 瑞丰银行 | 5.73 | 0.35% | 13.63万 | 7823.52万 | | 601825 | 沪农商行 | 9.15 | ...

Investment Rating - The industry rating is "Positive" (maintained) [6] Core Insights - The profitability of China's banking FICC business remains considerable, with a pre-tax total asset return on equity of approximately 3.35% as of 2024A, primarily driven by interest income [1][12] - The FICC business has experienced a decline in yield over the past five years, with interest rates decreasing by about 50 basis points [2] - Future projections indicate a potential decline in asset return on equity to 1.61% in five years, a decrease of 174 basis points compared to 2024 levels [3] Current Profitability of China's Banking FICC Business - The current yield structure shows that interest income contributes 3.10%, capital gains 1.61%, and exchange gains 0.18% to the total asset return [12][13] - The financial market business ROA is 0.98%, significantly higher than the overall banking ROA of 0.75% [1][13] - Notable performers in the FICC business include banks like China Merchants Bank and Changshu Bank, with post-tax net returns exceeding 2.0% [13] Historical Profitability Changes - Over the past five years, the FICC business yield has consistently remained above 3%, with a notable decline in interest income during the interest rate reduction cycle [2][34] Future Profitability Outlook - Projections suggest that the financial market business ROA may drop to 0.44% in five years, reflecting a significant decrease in profitability [3] Characteristics of U.S. Banking FICC Business in Low-Interest Rate Periods - U.S. banks expanded bond holdings during the initial low-interest phase, but FICC income still declined, with a 0.5 percentage point drop in income share from 2008 to 2012 [4] - Strategies employed by JPMorgan included shortening bond durations and increasing allocations to credit and overseas bonds [4] Recommendations for China's Banking FICC Business - Increase the proportion of bond assets in OCI accounts, which currently stands at 28.4%, below the U.S. average of 42.5% during low-interest periods [5] - Focus on enhancing the allocation of credit and overseas bonds, as well as improving risk hedging practices to mitigate potential losses from rapid interest rate increases [5] Investment Suggestions - The report suggests adopting a bullish mindset towards bank stocks, emphasizing the importance of stock selection within the context of a long-term bullish trend driven by low interest rates and the revaluation of RMB assets [7]

据iFind统计，截至7月29日，沪深两市共有133只个股连续5日或5日以上获主力资金净买入。连续获主 力资金净买入天数最多的股票是中国银行、聚和材料，均已连续12个交易日获净买入；连续获主力资金 净买入天数较多的还有华电国际、苏农银行、纽威股份、宇通客车、中控技术、东方电缆、神驰机电、 赛轮轮胎等股，分别获11个、11个、10个、10个、10个、9个、9个、9个交易日净买入。 （文章来源：证券时报网） ...

证券之星消息，7月29日农商行板块较上一交易日下跌1.76%，沪农商行领跌。当日上证指数报收于 3609.71，上涨0.33%。深证成指报收于11289.41，上涨0.64%。农商行板块个股涨跌见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日农商行板块主力资金净流入1527.75万元，游资资金净流入1793.62万元，散户资 金净流出3321.37万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 002958 青农商行 | | 4267.56万 | 17.30% | -1987.80万 | -8.06% | -2279.76万 | -9.24% | | 601860 | 紫金银行 | 1903.52万 | 8.00% | -965.71万 | -4.06% | -937.81 ...

Group 1 - The announcement reports the resignation of Ms. Miao Yuchen from her positions as a director and vice president of Jiangsu Suzhou Rural Commercial Bank due to work changes [1][2] - Ms. Miao's resignation will take effect upon the delivery of her resignation report to the board and will not affect the legal number of board members or the normal operation of the bank [2][3] - During her tenure, Ms. Miao has been diligent and has contributed positively to the bank's sustainable development, with the board expressing gratitude for her contributions [3] Group 2 - Ms. Miao's resignation is effective from July 24, 2025, and her original term was set to expire on December 27, 2026 [2] - There are no outstanding public commitments that Ms. Miao has not fulfilled, and she has confirmed no disagreements with the board [3] - The bank has stated that Ms. Miao has completed the necessary handover work in accordance with the bank's regulations [3]

证券代码：603323 证券简称：苏农银行 公告编号：2025-026 江苏苏州农村商业银行股份有限公司 关于公司董事、副行长离任的公告 江苏苏州农村商业银行股份有限公司(以下简称"本行"或"公司")董事会 及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 一、董事/高级管理人员离任情况 近日，本行董事会收到董事、副行长缪钰辰女士提交的书面辞职报告。缪钰 辰女士由于工作变动原因，申请辞去本行董事及董事会专门委员会相关职务、副 行长职务。 | 姓名 | 离任职 | | 离任时间 | | | 原定任期到期日 | | | | 离任原因 | 是否继续在 上市公司及 | 是否存在 未履行完 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | 务 | | | | | | | | | | 其控股子公 | 毕的公开 | | | | | | | | | | | | | 司任职 | 承诺 | | 缪钰辰 | 董事 | 2025 | 年 7 | ...