致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年5月31日 狀態: 新提交 呈交日期: 2025年6月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | ...

银行板块震荡走强 沪农商行触及涨停创3年多新高 智通财经6月3日电，早盘沪农商行触及涨停，再创3年多新高，渝农商行涨近6%，杭州银行、中信银行 刷新历史高点，兴业银行、瑞丰银行、平安银行、郑州银行等涨幅靠前。 ...

General Overview - The document outlines the work rules for the Nomination Committee of Zhengzhou Bank Co., Ltd, aiming to standardize the nomination process for directors and senior management, optimize the composition and structure of the board, and enhance corporate governance [2][3]. Composition of the Committee - The Nomination Committee must consist of at least three members with relevant professional knowledge and experience, with independent non-executive directors making up more than half of the committee [3][4]. - The chairman of the committee is nominated by the chairman of the board and elected by the board [4][5]. Main Responsibilities - The primary responsibilities of the Nomination Committee include reviewing the structure and composition of the board and management annually, proposing standards and procedures for the appointment of directors and senior management, and ensuring diversity in the board's composition [8][9]. - The committee is also tasked with evaluating the qualifications of candidates for directors and senior management, and supporting the regular assessment of board performance [8][9]. Nomination Policy - The nomination policy aims to ensure that board members possess the necessary skills, experience, and diverse perspectives required for the bank's operations [12]. Work Procedures - The document specifies the procedures for the selection of directors and senior management, including the need for written consent from nominees and the requirement for the committee to conduct qualification reviews [13][14][15]. Meeting Procedures - The Nomination Committee must hold at least one meeting annually, with proper notice provided to all members [16][17]. - Decisions made during meetings require a majority vote from non-related members [19][20]. Confidentiality and Compliance - All members and attendees of the Nomination Committee meetings are obligated to maintain confidentiality regarding sensitive matters discussed [10][26]. - The committee is responsible for ensuring compliance with relevant laws, regulations, and the bank's articles of association [28][29].

董事會提名委員會工作細則 鄭州銀行股份有限公司 （修 訂 稿） 第一章 總 則 第一條 為 規 範 鄭 州 銀 行 股 份 有 限 公 司（以 下 簡 稱「本 行」）董 事 會 提 名 委 員 會 的 工 作 行 為，規 範 工 作 程 序，建 立 健 全 本 行 董 事、高 級 管 理 人 員 的 提 名 選 舉 管 理 制 度，優 化 董 事 會、高 級 管 理 層 的 人 員 組 成 與 結 構，進 一 步 完 善 公 司 治 理 結 構，促 進 本 行 健 康 穩 定 持 續 發 展，根 據《中 華 人 民 共 和 國 公 司 法》、《中 華 人 民 共 和 國 商 業 銀 行 法》、《銀 行 保 險 機 構 公 司 治 理 準 則》、《鄭 州 銀 行 股 份 有 限 公 司 章 程》（以 下 簡 稱「本 行 章 程」）、《香 港 聯 合 交 易 所 有 限 公 司 證 券 上 市 規 則》（以 下 簡 稱「上 市 規 則」）、《上 市 公 司 治 理 準 則》及 其 他 有 關 規 定，特 制 定 本 細 則。 第二條 提名委員會是本行董事會按照本行章程要求設立的專門委員 會，主 要 負 責 擬 定 ...

2024 年度股东周年大会会议材料 郑州银行股份有限公司 BANK OF ZHENGZHOU CO., LTD. 2024年度股东周年大会 会议材料 2025年6月 2024 年度股东周年大会会议材料 股东大会议程 召开时间：2025年6月27日（星期五）上午9点 召开地点：郑州市郑东新区商务外环路22号郑州银行大厦 召 集 人：郑州银行股份有限公司董事会 会议议程： 八、宣布会议结束 1 一、宣布会议开始 二、审议议案 三、推选计票人、监票人 四、填写表决票 五、休会（统计表决结果） 六、宣布表决结果及会议决议 七、律师宣读法律意见书 2024 年度股东周年大会会议材料 目 录 2024 年度股东周年大会议案 普通决议案 1. 郑州银行股份有限公司 2024 年度董事会工作报告............................... 1 2. 郑州银行股份有限公司 2024 年度监事会工作报告............................... 2 3. 郑州银行股份有限公司 2024 年度财务决算情况报告........................... 3 4. 关于郑州银行股份有限 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-030 郑州银行股份有限公司 关于召开 2024 年度股东周年大会的通知 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行 2024 年度股东周年大会定于 2025 年 6 月 27 日上午 9:00 召开，会议有 关事项通知如下： 一、召开会议基本情况 （一）股东大会届次：2024 年度股东周年大会。 （二）召集人：本行董事会，本行第八届董事会 2025 年第四次临时会议审 议通过了《关于召开郑州银行股份有限公司 2024 年度股东周年大会的议案》。 （三）会议召开的合法合规性说明：本次股东大会的召开符合有关法律、行 政法规、部门规章、规范性文件、深圳证券交易所业务规则和本行《公司章程》 等的规定。 （七）出席对象： 1．截至 2025 年 6 月 24 日（星期二）下午收市时在中国证券登记结算有限 责任公司深圳分公司登记在册的本行全体 A 股普通股股东，均有权出席本次股 东大会，并可以以书面形式委托代理人出席会议和参加表决，该股东代理人不必 是本行股东（授权委 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-029 郑州银行股份有限公司 第八届董事会2025年第四次临时会议决议公告 本行于 2025 年 5 月 23 日以电子邮件及书面方式向全体董事发出关于召开 第八届董事会 2025 年第四次临时会议的通知，会议于 2025 年 5 月 29 日在郑州 市商务外环路 22 号郑州银行大厦现场召开。本次会议应出席董事 9 人，实际出 席 9 人，其中，刘亚天先生、萧志雄先生以电话或视频接入方式出席会议。本行 全部监事列席会议。会议召开符合《公司法》《深圳证券交易所股票上市规则》 《香港联合交易所有限公司证券上市规则》和《郑州银行股份有限公司章程》（以 下简称"本行《公司章程》"）的规定。本次会议合法有效。会议由董事长赵飞先 生主持。 二、会议审议情况 （一）会议审议通过了《关于修订<郑州银行股份有限公司董事会授权方案> 的议案》。 本议案同意票 9 票，反对票 0 票，弃权票 0 票。 （二）会议审议通过了《关于修订<郑州银行股份有限公司董事会提名委员 会工作细则>的议案》。 本议案同意票 9 票，反对票 0 票，弃权票 0 票。 （三）会议审议通过 ...

Core Viewpoint - Zhengzhou Bank is committed to serving the local economy and supporting private enterprises, with a focus on enhancing financial services to empower the development of the real economy, as evidenced by an increase in private enterprise loan accounts to 70,287, up by 1,644 year-on-year by the end of December 2024 [1] Group 1: Strategic Focus - Zhengzhou Bank integrates its development into the local economic framework, aligning with regional strategic planning to address the financial needs of the real economy and improve the welfare of residents [2] - The bank has expanded its coordination mechanism for real estate financing, supporting 40 "white list" projects across 11 cities to meet reasonable financing demands in the real estate sector [2] - The bank emphasizes the "five major articles" of finance, enhancing management through a checklist approach to support key projects like the Zhongyuan Science and Technology City Intelligent Technology Industrial Park [2] Group 2: Support for Small and Micro Enterprises - To better empower the development of small and micro enterprises, Zhengzhou Bank established a financing coordination mechanism led by its chairman, ensuring effective communication and implementation of support measures [3] - The bank has launched 12 financial products, including various loans tailored for small and micro enterprises, and streamlined approval processes to ensure timely access to financing [3] Group 3: Innovation in Technology Finance - Zhengzhou Bank focuses on technology finance as a key driver for high-quality economic development, offering customized financial products for tech enterprises and research institutions [4] - The bank has introduced innovative products such as "R&D Loans" and established a "Investment-Loan Linkage" business model to support technology-driven companies [4] - A comprehensive evaluation system for technology innovation capabilities has been developed to assist in identifying and assessing tech enterprises [4] Group 4: Digital Transformation - Zhengzhou Bank is committed to digital transformation, prioritizing customer experience and operational efficiency, and leveraging technology to enhance business management [5] - Strategic partnerships with companies like Huawei and Zhenghao Rong Credit Service aim to foster digital innovation in banking services [5]

Core Viewpoint - The competition in consumer loans among banks has shifted from a focus on low interest rates to enhancing loan limits and extending loan terms, as banks seek to adapt to changing market conditions and regulatory guidance [1][11][15] Consumer Loan Growth - In 2024, the total consumer loan balance of 40 A-share listed banks increased by over 950 billion yuan, with some banks experiencing growth rates exceeding 90% compared to the previous year [1][3] - The consumer loan balance for these banks reached approximately 6.06 trillion yuan by the end of 2024, marking an increase of 957.85 billion yuan from the previous year [3][4] Interest Rate Trends - Consumer loan interest rates dropped to the "2" range, with some banks offering rates as low as 1.88% for select customers, but this trend has reversed with many banks raising rates to no less than 3% by April 2024 [1][9][10] - The shift back to "3" range interest rates is aimed at preventing excessive competition and potential financial risks associated with low-rate loans [10][11] Bank Strategies - Banks are now focusing on enhancing consumer loan products by increasing limits and extending terms, responding to government initiatives to boost consumption [11][12] - Various banks have begun to raise loan limits and extend repayment periods, with some institutions increasing the maximum loan amount from 300,000 yuan to 500,000 yuan and extending terms from five to seven years [12][16] Market Segmentation - The consumer loan market is showing significant differentiation, with some banks rapidly expanding their loan portfolios through low-rate strategies, while others are contracting due to concerns over rising non-performing loan rates [5][10] - Banks are increasingly targeting specific consumer scenarios, such as home renovations and electric vehicle purchases, to drive loan growth [15][16] Risk Management - The rise in consumer loan balances has led to an increase in non-performing loans, prompting banks to enhance their risk management practices and focus on quality customer segments [9][10][14] - Regulatory bodies are emphasizing the need for banks to monitor the flow of consumer loan funds to mitigate systemic risks [14]

Core Insights - The signing ceremony of the strategic cooperation agreement between Jiyuan Municipal Government and Zhengzhou Bank took place on May 22, highlighting the importance of financial support for Jiyuan's economic development [1][2] - Jiyuan aims to enhance its industrial strength, urban quality, cultural tourism brand, and quality of life, emphasizing the need for increased financial support from institutions like Zhengzhou Bank [1] - Zhengzhou Bank expressed its commitment to leveraging its resources and expertise to support Jiyuan's economic growth and development through innovative financial services [2] Group 1 - Jiyuan has a solid industrial foundation with key industries such as non-ferrous metals and deep processing of steel products, alongside emerging strategic industries like nanomaterials [1] - The city is focused on achieving high-quality development in line with the "14th Five-Year Plan" and preparing for the "15th Five-Year Plan," indicating a strategic approach to economic planning [1] - Zhengzhou Bank has emphasized its role in supporting local economic development and plans to innovate financial models to better serve Jiyuan's needs [2] Group 2 - The strategic cooperation agreement aims to enhance financial support for key enterprises and industries in Jiyuan, ensuring the financing of major projects [2] - Zhengzhou Bank intends to utilize its advantages as a local bank to provide efficient and tailored financial services to Jiyuan [2] - The partnership is expected to foster mutual benefits and joint development between Jiyuan and Zhengzhou Bank [1][2]