格隆汇10月17日丨郑州银行(06196.HK)宣布，董事会会议将于2025年10月30日(星期四)举行，藉以(其中 包括)审议及批准本行及其附属公司截至2025年9月30日止九个月的第三季度业绩及其发布。 ...

格隆汇10月17日丨郑州银行(06196.HK)宣布，董事会会议将于2025年10月30日(星期四)举行，藉以(其中 包括)审议及批准本行及其附属公司截至2025年9月30日止九个月的第三季度业绩及其发布。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 會就本公告全部或任何部分內容而產生或因倚賴該等內容而引致的任 何 損 失 承 擔 任 何 責 任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 承董事會命 鄭州銀行股份有限公司* 趙 飛 董事長 中國河南省鄭州市 2025年10月17日 於 本 公 告 日 期，董 事 會 成 員 包 括 執 行 董 事 趙 飛 先 生 及 李 紅 女 士；非 執 行 董 事 張 繼 紅 女 士、劉 炳 恒 先 生 及 衛 志 剛 先 生；以 及 獨 立 非 執 行 董 事 李 小 建 先 生、王 寧 先 生、劉 亞 天 先 生 及 蕭 志 雄 先 生。 * 本行並非香港法例第155章《銀 行 業 條 例》所 指 認 可 機 構，不 受 限 於 香 港 金 融 管 理 局 的 監 督，並 無 獲 授 權 在 香 港 經 營 銀 行 及╱或 接 受 存 款 業 務。 （H ...

Market Overview - The city commercial bank sector experienced a decline of 0.17% on October 17, with Shanghai Bank leading the drop [1] - The Shanghai Composite Index closed at 3839.76, down 1.95%, while the Shenzhen Component Index closed at 12688.94, down 3.04% [1] Individual Bank Performance - Xiamen Bank saw a closing price of 6.91, with an increase of 2.67% and a trading volume of 335,900 shares, amounting to a transaction value of 230 million [1] - Qingdao Bank closed at 5.10, up 2.20%, with a trading volume of 621,700 shares and a transaction value of 316 million [1] - In contrast, Shanghai Bank closed at 9.49, down 1.04%, with a trading volume of 768,900 shares and a transaction value of 734 million [2] Capital Flow Analysis - The city commercial bank sector saw a net outflow of 403 million from institutional investors, while retail investors contributed a net inflow of 308 million [2] - The table indicates that Suzhou Bank had a net inflow of 24.27 million from institutional investors, while it faced a net outflow of 14.17 million from speculative funds [3] - Jiangsu Bank experienced a net outflow of 24.10 million from institutional investors but had a net inflow of 1.78 million from retail investors [3]

Market Performance - The city commercial bank sector increased by 0.81% on October 16, with Chongqing Bank leading the gains [1] - The Shanghai Composite Index closed at 3916.23, up 0.1%, while the Shenzhen Component Index closed at 13086.41, down 0.25% [1] Individual Stock Performance - Chongqing Bank (601963) closed at 10.35, up 2.78% with a trading volume of 346,800 shares [1] - XD Shanghai Bank (601229) closed at 9.59, up 2.02% with a trading volume of 1,019,000 shares [1] - Suzhou Bank (002966) closed at 8.61, up 1.89% with a trading volume of 433,600 shares [1] - Other notable performances include Qingdao Bank (002948) up 1.84% and Chengdu Bank (601838) up 1.69% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 40.6 million yuan from institutional investors and a net outflow of 188 million yuan from speculative funds, while retail investors saw a net inflow of 228 million yuan [1] - Jiangsu Bank (600919) had a significant net inflow of 1.4 billion yuan from institutional investors, despite a net outflow of 114 million yuan from speculative funds [2] - Ningbo Bank (002142) reported a net inflow of 58.6 million yuan from institutional investors, while experiencing a net outflow from both speculative and retail investors [2]

证券日报网讯郑州银行10月15日在互动平台回答投资者提问时表示，郑州银行将持续推动经营水平和发 展质量提升，提高投资价值，同时优化分红节奏，与投资者共享公司经营发展成果。 （文章来源：证券日报） ...

Market Performance - The city commercial bank sector rose by 0.62% on October 15, with Chongqing Bank leading the gains [1] - The Shanghai Composite Index closed at 3912.21, up 1.22%, while the Shenzhen Component Index closed at 13118.75, up 1.73% [1] Individual Stock Performance - Chongqing Bank (601963) closed at 10.07, up 1.72% with a trading volume of 455,900 shares and a transaction value of 461 million [1] - Jiangsu Bank (616009) closed at 10.86, up 1.31% with a trading volume of 2.17 million shares and a transaction value of 2.337 billion [1] - Other notable performers include Changsha Bank (601577) at 9.35 (+1.08%), Shanghai Bank (601229) at 9.70 (+1.04%), and Nanjing Bank (600109) at 11.66 (+1.04%) [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 301 million from institutional investors, while retail investors saw a net inflow of 136 million [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors are increasing their positions [2] Detailed Capital Flow for Selected Banks - Qilu Bank (601665) had a net outflow of 38.24 million from institutional investors, while retail investors contributed a net inflow of 3.55 million [3] - Ningbo Bank (002142) saw a net outflow of 18.51 million from institutional investors, with retail investors contributing a net inflow of 1.63 million [3] - Beijing Bank (601169) experienced a net outflow of 6.04 million from institutional investors, but retail investors added 35.47 million [3]

Group 1 - The strategic cooperation agreement was signed between China Pingmei Shenma Group Co., Ltd. and Zhengzhou Bank on October 14 [1]

Core Insights - The city commercial bank sector experienced a rise of 1.16% on October 10, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.03, down 0.94%, while the Shenzhen Component Index closed at 13355.42, down 2.7% [1] Stock Performance - Qilu Bank (601665) closed at 5.89, up 2.97% with a trading volume of 950,900 shares and a transaction value of 558 million yuan [1] - Shanghai Bank (601229) closed at 9.19, up 2.57% with a trading volume of 1,210,400 shares and a transaction value of 1.108 billion yuan [1] - Suzhou Bank (002966) closed at 8.25, up 2.23% with a trading volume of 555,600 shares and a transaction value of 456 million yuan [1] - Hangzhou Bank (600926) closed at 15.54, up 1.83% with a trading volume of 668,700 shares and a transaction value of 1.037 billion yuan [1] - Jiangsu Bank (616009) closed at 10.12, up 1.30% with a trading volume of 1,581,700 shares and a transaction value of 1.598 billion yuan [1] Capital Flow - The city commercial bank sector saw a net outflow of 417 million yuan from institutional investors, while retail investors contributed a net inflow of 176 million yuan [2] - Shanghai Bank had a net inflow of 101 million yuan from institutional investors, but a net outflow of 51.32 million yuan from speculative funds [3] - Jiangsu Bank experienced a net inflow of 59.37 million yuan from institutional investors, with a net outflow of 68.54 million yuan from speculative funds [3]

Core Viewpoint - The article emphasizes the importance of fintech as a leading business segment for banks and financial institutions, highlighting the proactive approach of these entities in embracing technological advancements [1]. Group 1: Development of Fintech in Regional Banks - Many regional banks, particularly city and rural commercial banks, are following the lead of larger banks in developing fintech, although their progress may be limited by resources [2]. - Zhejiang Rural Commercial Bank has reported that since launching its fintech pilot in Jiaxing, the proportion of technology enterprise loans has exceeded 30% of corporate loans, covering 7,200 tech enterprises [2]. - Various county-level rural commercial banks in Jiaxing have begun to establish specialized mechanisms for fintech, such as dedicated departments and service models [3]. Group 2: Challenges and Strategies - The development of fintech is challenging for regional banks, which need to root their efforts in local economic structures and overcome internal limitations [5]. - A listed rural commercial bank indicated that it had been considering fintech since 2017, but only completed team formation in 2021, reflecting the long-term commitment required [4]. Group 3: Growth in Technology Loans - Despite smaller loan scales compared to larger banks, regional banks are accelerating their technology loan offerings, with significant growth rates reported [6]. - For instance, Jiangsu Bank's technology loan balance reached 2,740 billion yuan, growing by 17.80% year-on-year, while Hangzhou Bank's technology loans increased by 21.77% [7]. - Other regional banks, such as Qilu Bank and Qingdao Bank, also reported substantial growth in technology loans, with increases of 17.60% and 20.85% respectively [7]. Group 4: Organizational Structure and Specialization - Banks are adapting their organizational structures to support fintech, with many establishing dedicated departments and specialized branches [9]. - For example, Ningbo Bank has set up a technology finance department to provide comprehensive services to tech enterprises, while Qingdao Bank has developed a specialized mechanism for fintech [10]. - Hangzhou Bank has created a well-structured fintech system with multiple regional centers and specialized institutions [11].