Core Viewpoint - Qingdao Bank's major shareholder, Guoxin Chanin Holdings, plans to increase its stake in the company through secondary market transactions, indicating confidence in the bank's long-term investment value and support for its development [1] Summary by Relevant Sections - **Shareholding Increase Plan** - Guoxin Chanin Holdings intends to increase its shareholding to a total of 19.00% to 19.99% [1] - The increase will involve acquiring no less than 233 million shares and no more than 291 million shares [1] - The implementation period for this plan is set for six months from the announcement date, and it will be completed within six months after obtaining financial regulatory approval [1] - **Rationale for the Increase** - The decision to increase shareholding is based on the recognition of the company's long-term investment value [1] - The move is also aimed at supporting the long-term development of Qingdao Bank [1]

Group 1 - Qingdao Bank announced that Qingdao Guoxin Financial Holdings plans to increase its stake in the bank through secondary market transactions, aiming for a total holding of between 19% and 19.99% after the increase [1] - The planned increase will involve acquiring no less than 233,396,500 shares and no more than 291,017,736 shares within a six-month period from the announcement date, avoiding sensitive periods such as the bank's regular reporting silence [1] - As of the announcement date, Guoxin Financial Holdings holds approximately 655 million A-shares, accounting for 11.25% of the total shares, while its concerted action parties hold additional shares [1] Group 2 - For the first half of 2025, Qingdao Bank's revenue composition shows that interest income accounts for 81.78%, while non-interest income makes up 7.48% [2] - The current market capitalization of Qingdao Bank is 29.5 billion yuan [2]

Group 1 - The core point of the article is that Qingdao Bank (002948.SZ) announced that Qingdao Guoxin Chanin Holdings (Group) Co., Ltd. plans to increase its shareholding in the bank through secondary market transactions [1] - After the increase, the total shareholding ratio of Guoxin Chanin Holdings and its concerted actions will reach between 19.00% and 19.99% [1] - The number of shares to be increased is not less than 233 million shares and not more than 291 million shares [1]

特此公告。 证券代码：002948 证券简称：青岛银行 公告编号：2025-031 青岛银行股份有限公司董事会 青岛银行股份有限公司 关于青岛国信产融控股（集团）有限公司变更股权 获得监管机构批复的公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈 述或者重大遗漏。 近日，青岛银行股份有限公司（以下简称"本行"）收到《国家金融监督管理 总局青岛监管局关于青岛银行变更股权的批复》（青金复〔2025〕180 号），国家 金融监督管理总局青岛监管局同意青岛国信产融控股（集团）有限公司（以下简称 "国信产融控股"）自批复之日起六个月内通过二级市场增持本行股份，增持数量 不超过本行总股本的 5%。增持完成后，国信产融控股及其关联方合计持有本行股 权比例不超过 19.99%。后续，本行将严格按照有关法律法规的规定及时履行信息 披露义务。 2025 年 9 月 2 日 ...

Group 1 - The core point of the announcement is that Guoxin Chanin Holdings plans to increase its stake in Qingdao Bank, aiming for a total holding of 19.00% after the acquisition [1][2]. - Guoxin Chanin Holdings currently holds 654,623,243 A-shares, representing 11.25% of Qingdao Bank's total shares, while its concerted action parties hold additional shares [1][2]. - The share acquisition will be conducted through various trading methods, including secondary market transactions and block trades, and must be completed within six months after obtaining regulatory approval [2]. Group 2 - The increase in shareholding is intended to support the long-term development of Qingdao Bank [1]. - The acquired shares will not be transferred for five years from the date of acquisition [2]. - The announcement emphasizes that the increase in shareholding will not change the actual control of Qingdao Bank [2].

证券代码：002948 证券简称：青岛银行 公告编号：2025-032 青岛银行股份有限公司 关于大股东增持股份计划的公告 一、计划增持主体的基本情况 1.计划增持主体为青岛国信产融控股（集团）有限公司。截至本公告披露之 日，国信产融控股持有本行654,623,243股A股，占本行股份总数的11.25%；其一 致行动人青岛国信金融控股有限公司持有本行217,847,280股H股，占本行股份总 数的3.74%；其一致行动人青岛国信资本投资有限公司持有本行650股A股，占本 行股份总数的0.00001%。综上，国信产融控股及其一致行动人合计持有本行股份 872,471,173股，占本行股份总数的14.99%。 2.计划增持主体在本次公告前的12个月内没有披露增持计划。 3.计划增持主体在本次公告前6个月不存在减持情况。 二、增持计划的主要内容 青岛国信产融控股（集团）有限公司保证向本行提供的信息内容真实、准确、完整， 没有虚假记载、误导性陈述或重大遗漏。 本行及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 特别提示：青岛国信产融控股（集团）有限公司（以下简称"国信产融控股"） 计划通过二级市场交易的 ...

青岛银行股份有限公司 境内同步披露公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈 述或者重大遗漏。 青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定， 已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附 公告。 根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同 步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同 步披露，供参阅。 特此公告。 青岛银行股份有限公司董事会 2025 年 9 月 2 日 FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 青島銀行股份有限公司 呈交日期: 2025年9月2日 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | ...

Investment Rating - The report rates the industry as "Outperforming the Market" [4] Core Insights - The report emphasizes that the evolution of local government financing behavior and regulatory adjustments over the past two decades have significantly influenced the financial sector. It predicts that the proportion of bank credit in local government debt will increase from 38% to 42% during the "14th Five-Year Plan" period, with an annual growth rate fluctuating between 10% and 17% [1][18][19] - City commercial banks (CCBs) have played a crucial role in supporting local government debt resolution, with their credit growth in government-related loans outpacing that of other banks. The report identifies a complementary relationship between CCBs' government-related loan growth and the issuance of urban investment bonds [1][2] - The report forecasts that CCBs will take on greater responsibilities in the future, driven by increasing state ownership, leadership changes reflecting regulatory attributes, and strong local government relationships. This will enhance local market competitiveness and provide growth opportunities for CCBs [2][18] Summary by Sections 1. Changes in Local Government Financing Structure - The report outlines the historical evolution of local government debt and financing needs, highlighting the significant role of regulatory and policy adjustments in shaping the financial sector [14][18] - It provides a detailed analysis of local government debt structure changes from 2008 to 2025, noting the shift from bank loans to urban investment bonds and shadow banking during various phases [19][24] 2. CCBs' Role in Debt Resolution - CCBs have shown proactive engagement in local government debt resolution, with their government-related loan growth significantly higher than that of other banks. The report indicates that CCBs have effectively supplied funds during periods of heightened repayment pressure [1][2][19] 3. Future Prospects for CCBs - The report identifies several CCBs, including Chongqing Bank, Xiamen Bank, and Shanghai Bank, as potential winners during the "14th Five-Year Plan" period, expecting them to achieve faster expansion and higher returns for investors [2][3] - It predicts that the overall valuation of CCBs will have substantial room for improvement, estimating a price-to-book (PB) ratio of 0.7x by the end of 2026 and 1.22x by the end of 2030 [2][3] 4. Investment Recommendations - The report recommends focusing on specific CCBs such as Chongqing Bank, Xiamen Bank, Shanghai Bank, Qilu Bank, and Chengdu Bank for potential investment opportunities [3][6]

Group 1 - The city commercial bank sector increased by 1.65% on September 2, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3858.13, down 0.45%, while the Shenzhen Component Index closed at 12553.84, down 2.14% [1] - Qilu Bank's closing price was 5.75, reflecting a 3.79% increase, with a trading volume of 1.6275 million shares and a transaction value of 924 million [1] Group 2 - The city commercial bank sector saw a net inflow of 341 million from main funds, while retail funds experienced a net outflow of 138 million [2] - Jiangsu Bank had a net inflow of 140 million from main funds, but a net outflow of 90.16 million from speculative funds [3] - The overall trading activity in the city commercial bank sector indicates a mixed sentiment among different types of investors, with main funds showing positive interest while retail and speculative funds withdrew [2][3]

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 青島銀行股份有限公司 呈交日期: 2025年9月2日 I. 法定/註冊股本變動 | 2. 股份分類 | 普通股 | 股份類別 | A | | 於香港聯交所上市 (註1) | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 002948 | 說明 | | 於深圳證劵交易所上市 | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 3,528,409,250 | | 0 | | 3,528,409,250 | | 增加 / 減少 (-) | | | | | | | | | 本月底結存 | | | 3,528,409,250 | | 0 | | 3,528,409,250 | 第 2 頁 共 10 頁 v 1.1.1 | 1. 股份分類 | 普通股 | ...