BANK OF QINGDAO(002948)

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13只股中线走稳 站上半年线
Zheng Quan Shi Bao Wang· 2025-09-23 03:46
Core Viewpoint - The Shanghai Composite Index is currently above the six-month moving average, with a slight decline of 1.04% and a total trading volume of 1.262 trillion yuan [1] Group 1: Market Performance - As of 10:29 AM today, the Shanghai Composite Index stands at 3788.76 points, indicating a trading volume of 12,621.13 million yuan [1] - There are 13 A-shares that have surpassed the six-month moving average today, with notable stocks including Air China Ocean, Guisheng Co., and Samsung Medical, showing divergence rates of 4.09%, 2.35%, and 1.79% respectively [1] Group 2: Individual Stock Analysis - The top three stocks with the highest divergence rates are: - Air China Ocean (Code: 833171) with a price increase of 4.78%, a turnover rate of 10.78%, a six-month moving average of 10.52 yuan, and a latest price of 10.95 yuan, resulting in a divergence rate of 4.09% [1] - Guisheng Co. (Code: 600992) with a price increase of 4.08%, a turnover rate of 5.15%, a six-month moving average of 14.45 yuan, and a latest price of 14.79 yuan, resulting in a divergence rate of 2.35% [1] - Samsung Medical (Code: 601567) with a price increase of 4.73%, a turnover rate of 2.47%, a six-month moving average of 23.27 yuan, and a latest price of 23.69 yuan, resulting in a divergence rate of 1.79% [1]
城商行板块9月22日跌1.17%,杭州银行领跌,主力资金净流出1.32亿元
Zheng Xing Xing Ye Ri Bao· 2025-09-22 08:47
Market Overview - On September 22, the city commercial bank sector declined by 1.17%, with Hangzhou Bank leading the drop [1] - The Shanghai Composite Index closed at 3828.58, up 0.22%, while the Shenzhen Component Index closed at 13157.97, up 0.67% [1] Individual Bank Performance - Hangzhou Bank's closing price was 15.06, down 2.27% with a trading volume of 765,900 shares and a transaction value of 1.159 billion yuan [1] - Chengdu Bank closed at 17.15, down 2.17%, with a trading volume of 367,300 shares [1] - Suzhou Bank closed at 8.01, down 1.72%, with a trading volume of 389,400 shares [1] - Ningbo Bank closed at 26.35, down 1.50%, with a trading volume of 138,580 shares [1] - Jiangsu Bank closed at 10.12, down 1.36%, with a trading volume of 1,148,300 shares [1] - Xiamen Bank closed at 6.30, down 1.10%, with a trading volume of 79,000 shares [1] - Qingdao Bank closed at 4.80, down 1.03%, with a trading volume of 261,300 shares [1] - Changsha Bank closed at 9.01, down 0.99%, with a trading volume of 118,400 shares [1] - Zhengzhou Bank closed at 2.02, down 0.98%, with a trading volume of 1,188,200 shares [1] - Beijing Bank closed at 5.58, down 0.89%, with a trading volume of 1,304,400 shares [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 132 million yuan from institutional investors, while retail investors saw a net inflow of 132 million yuan [1] - The table shows the net capital flow for individual banks, indicating varying levels of institutional and retail investor activity [2] Individual Bank Capital Flow - Hangzhou Bank had a net inflow of 127 million yuan from institutional investors, but a net outflow of 15.3 million yuan from retail investors [2] - Shanghai Bank saw a net inflow of 7.31 million yuan from institutional investors, with a net outflow of 13.26 million yuan from retail investors [2] - Guiyang Bank had a net inflow of 4.12 million yuan from institutional investors, with a net outflow of 4.91 million yuan from retail investors [2] - Qilu Bank experienced a net inflow of 3.48 million yuan from institutional investors, but a significant net outflow of 30.56 million yuan from retail investors [2] - Changsha Bank had a net inflow of 1.00 million yuan from institutional investors, while retail investors saw a net outflow of 6.67 million yuan [2] - Other banks like Xiamen Bank, Qingdao Bank, and Zhengzhou Bank also showed varying trends in capital flow, with some experiencing net outflows from both institutional and retail investors [2]
银行业周度追踪2025年第37周:银行股调整后股东增持加速-20250922
Changjiang Securities· 2025-09-21 23:30
Investment Rating - The report maintains a "Positive" investment rating for the banking sector [11] Core Insights - Recent adjustments in bank stocks have led to accelerated share buybacks by state-owned shareholders and management, indicating strong recognition of investment value [2][6] - The systematic increase in holdings by state-owned shareholders reflects a demand to optimize financial equity layouts amid asset scarcity, highlighting the core advantages of low valuations, stable profits, and dividends in bank stocks [7][41] - The report emphasizes the long-term investment value of regional leading city commercial banks, particularly after two rounds of debt restructuring [7][41] Summary by Sections Shareholder Activity - In the past week, banks such as Qingdao Bank, Nanjing Bank, and Chengdu Bank have disclosed progress in share buybacks by state-owned shareholders, showcasing their confidence in investment value [2][6] - Nanjing Bank has seen its state-owned shareholder, Nanjing High-tech, increase its stake by 1.05%, bringing its total holding to 9.99% [6][41] - Other banks, including Suzhou Bank and Qingdao Bank, have also reported significant buyback plans, with Suzhou Bank's shareholders increasing their holdings by 856 million yuan earlier this year [6][41] Market Performance - The banking index has experienced a cumulative decline of 4.1% this week, underperforming the CSI 300 index by 3.6% and the ChiNext index by 6.4% [9][20] - Despite the recent downturn, the long-term investment logic remains solid, with individual stocks like Qilu Bank showing resilience due to management buybacks [9][20] Dividend and Earnings Outlook - The report notes that the expected dividend yield for leading city commercial banks has risen to around 5%, with specific banks like Jiangsu Bank and Chengdu Bank reaching yields of 5.5% [7][8] - The stability of the banking sector's fundamentals is highlighted, with expectations for net interest income to maintain stable growth despite market fluctuations [8][40] - Mid-term dividends are set to commence, with several banks planning to distribute dividends in the fourth quarter, creating an attractive entry point for absolute return funds [8][40] Valuation and Investment Opportunities - The report suggests that the recent valuation adjustments have created significant investment opportunities in bank stocks, particularly for those focusing on dividend yields [7][44] - The ongoing adjustments in the bond market and the anticipated stabilization of loan interest rates are expected to support the banks' revenue streams [8][44]
本周聚焦:三阶段视角:银行资产质量及拨备计提力度如何?
GOLDEN SUN SECURITIES· 2025-09-21 10:34
Investment Rating - The report maintains a positive outlook on the banking sector, suggesting potential investment opportunities due to favorable policy catalysts and improving fundamentals in certain banks [12]. Core Insights - The report highlights the adequacy of loan loss provisions among listed banks, with a provision coverage ratio of 70.8% for Stage 3 loans, indicating limited future impact on profits [2][12]. - It emphasizes the improvement in asset quality, particularly in Stage 3 loans, with notable reductions in the proportion of such loans for several banks compared to the end of Q4 2024 [1][2]. - The report suggests a focus on banks with positive fundamental changes and continuous improvement in financial statements, recommending specific banks for investment [12]. Summary by Sections 1. Loan Quality and Provisioning - The proportion of Stage 3 loans is relatively low for banks like Chengdu Bank (0.66%) and Ningbo Bank (0.76) [1]. - Significant improvements in Stage 3 loan ratios were observed for Chongqing Bank (-61bp) and Guiyang Bank (-48bp) compared to Q4 2024 [1]. - The provision coverage for Stage 3 loans is high, with leading banks like Qingnong Bank (4.35%) and Yunan Bank (4.16%) showing strong provisioning ratios [2]. 2. Financial Assets - The proportion of Stage 3 financial assets is low, with most banks not exceeding 0.05%, indicating manageable asset quality pressure [4]. - The report notes that the provision coverage for financial investments is also robust, with Zhejiang Bank (3.16%) and Qingdao Bank (2.85%) leading in provisioning ratios [8]. 3. Sector Outlook - The report anticipates that expansionary policies aimed at stabilizing the economy will benefit the banking sector, with a focus on banks like Ningbo Bank and Jiangsu Bank for potential investment [12]. - It highlights the ongoing economic recovery and the potential for interest rate cuts, suggesting a sustained dividend strategy for certain banks [12].
捷报|青岛银行荣获2025年“泰山杯”山东省网络安全职业技能竞赛数据安全赛道团体个人双第一
Qi Lu Wan Bao· 2025-09-19 13:47
青岛银行在网信部门、公安、人民银行和金融监管局的指导下,始终将网络安全及数据安全作为全行重 点工作,构建"合规-技术-人才"三位一体的网络安全防护体系。严格落实《网络安全法》《数据安全 法》《个人信息保护法》等法规及金融监管要求,强化数据分类分级,构建覆盖数据全生命周期的安全 管理体系。通过积极应用态势感知平台、国密算法、零信任架构等技术手段,提升数据安全防护和风险 处置能力,确保技术赋能与数据安全协同发展。在团队建设方面,组建了网络安全团队,专注于攻防技 术、通用组件漏洞研究、安全运营、数据安全防护等工作,向国家信息安全漏洞共享平台CNVD提交多 个通用型安全漏洞,参与《数据安全技术 数据安全风险评估方法》等多项国标试点单位,自主研发的 应用系统风险画像平台荣获山东省网络安全创新案例、构建的面向生成式AI应用的个人信息保护体系 荣获山东省个人信息保护优秀典型案例,多次在全国及省市级网络安全大赛中屡获殊荣。本次大赛充分 检验了青岛银行网络安全及数据安全工作成果,同时也展示了青岛银行信息科技团队的专业风采,后续 青岛银行将以此为契机,持续加强网络安全及数据安全建设,以高水平安全守护高质量发展。 9月19日,由省 ...
创新服务 青岛银行供应链金融创新再获认可
Qi Lu Wan Bao· 2025-09-19 01:48
青岛银行在供应链金融创新实践方面再获权威认可。在2024年度青岛市金融创新评选中,该行一举斩获 两项殊荣:不仅获评中国人民银行青岛市分行颁发的"推动供应链金融发展优秀金融机构-创新服务 奖",其自主设计的"线上供应链金融综合服务方案项目"也荣获市级金融创新成果激励三等奖。 发展供应链金融,是落实党中央、国务院关于稳定经济大盘、深化金融改革、提升金融服务实体经济能 力的重要举措。作为最早涉足供应链金融的城商行之一,青岛银行紧密结合区域经济特色,以"金融 +科技+产业"模式为核心,精准覆盖产业链"供、产、销"全流程资金需求,全力优化升级供应链金融服 务体系,通过打造以"应收链融""应收易贷""经销易贷""青银供票通"等为核心的产品矩阵,构建起覆盖 上游融资、下游融资及票据融资的全链条供应链金融服务模式,为产业链上下游企业提供了高效、便捷 的金融支持。 以服务"三农"为例,青岛银行针对某国家级农业产业化龙头涉农集团,量身定制集团化供应链融资方 案,成功破解其上游供应商地域分散导致的融资难题。与该涉农集团的合作,是该行深耕现代农业全产 业链金融服务的标杆项目。该行聚焦"饲料生产—养殖"两大环节,依托多元化产品,202 ...
调研速递|青岛银行接受西部证券等3家机构调研 透露投资策略与资产质量要点
Xin Lang Cai Jing· 2025-09-18 11:34
在投资者关系活动主要内容介绍环节,机构关注的问题及青岛银行方面的回应如下: 1.青岛银行下半年 金融市场业务投资策略:上半年,青岛银行加强金融投资规模与收益监控,有效应对债市波动,实现金 融市场非息收入同比增长。2025年上半年,投资收益和公允价值变动损益合计15.10亿元,同比增加2.12 亿元,同比增长16.37%。下一步,该行将持续优化投资交易策略,加强市场研判,精确择时,灵活调 仓,提升资产投资效益,同时保证负债端和资产端相匹配,实现规模和效益同步增长。一方面,重点防 范市场风险,以固定收益类的标准化债券配置为主要投资方向,强化久期管理;另一方面,着重发挥金 融投资板块"轻资本"优势,加大商业银行债、资产支持证券、同业存单等低资本消耗资产品种的投资力 度,保障债券投资利息收入稳步增长。 2.青岛银行信贷资产质量情况:在规模稳步增长的同时,青岛银 行信贷资产质量较年初提升11.48个百分点,资产质量指标延续良好态势。2025年,该行将持续加强对 信贷资产质量的管控,稳固授信审批基础,推进授信资产结构转型,适时调整风险应对策略,深入推进 产品创新,提升授信支持业务发展力度;持续加强授信后管理,升级信用风险 ...
青岛银行(002948) - 2025年9月18日投资者关系活动记录表
2025-09-18 10:38
编号:2025-11 | | √特定对象调研 □分析师会议 | | --- | --- | | 投资者关系 | □媒体采访 □业绩说明会 | | 活动类别 | □新闻发布会 □路演活动 | | | □现场参观 □其他: | | 参与单位名称 | 西部证券 孙寅、周安桐、程宵凯,国泰基金 王韶怀,平安 | | 及人员姓名 | 养老 郭松 | | 时间 | 年 月 日(星期四)14:00-15:00 2025 9 18 | | 地点 | 青岛银行股份有限公司总行 6 楼会议室 | | 上市公司接待 | 本行高管、相关部门负责人及工作人员 | | 人员姓名 | | | | 1.青岛银行下半年金融市场业务投资策略如何? | | | 答:上半年,本行加强金融投资规模与收益监控,有效 | | | 应对债市波动,实现了金融市场非息收入的同比增长。2025 | | | 年上半年,投资收益和公允价值变动损益合计 15.10 亿元, | | | 同比增加 2.12 亿元,同比增长 16.37%。下一步,本行将持 | | | 续优化投资交易策略,加强市场研判,精确择时,灵活调仓, | | 投资者关系活 动主要内容 | 提升资产投资 ...
城商行板块9月18日跌1.58%,青岛银行领跌,主力资金净流出4.08亿元
Zheng Xing Xing Ye Ri Bao· 2025-09-18 08:52
| 代码 | 名称 | 主力净流入 (元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601009 南京银行 | | -4086.56万 | 7.25% | -3889.05万 | -6.90% | -197.51万 | -0.35% | | 601229 | 上海银行 | 2646.11万 | 3.54% | 1670.36万 | 2.23% | -4316.47万 | -5.77% | | 001227 兰州银行 | | 2543.06万 | 9.78% | -1470.95万 | -5.66% | -1072.11万 | -4.12% | | 601665 齐鲁银行 | | 2024.12万 | 3.92% | 1170.13万 | 2.27% | -3194.25万 | -6.19% | | 600928 西安银行 | | 1098.84万 | 5.91% | -129.18万 | -0.70% | -969.66万 | -5.22% | | ...
青岛银行跌2.01%,成交额1.45亿元,主力资金净流出1463.31万元
Xin Lang Cai Jing· 2025-09-18 06:05
Group 1 - Qingdao Bank's stock price decreased by 2.01% on September 18, trading at 4.87 CNY per share with a total market capitalization of 28.345 billion CNY [1] - The bank's main business segments include corporate banking (47.29%), financial market business (26.27%), retail banking (21.87%), and other unallocated projects (4.57%) [1] - Year-to-date, Qingdao Bank's stock price has increased by 30.91%, but it has seen a decline of 6.70% over the last five trading days, 4.13% over the last 20 days, and 7.77% over the last 60 days [1] Group 2 - As of June 30, the number of shareholders of Qingdao Bank reached 51,100, an increase of 0.51% from the previous period [2] - For the first half of 2025, Qingdao Bank reported a net profit of 3.065 billion CNY, representing a year-on-year growth of 16.05% [2] - Since its A-share listing, Qingdao Bank has distributed a total of 6.341 billion CNY in dividends, with 2.794 billion CNY distributed over the last three years [3]