| 证券代码：002958 | 证券简称：青农商行 | 公告编号：2025-035 | | --- | --- | --- | | 转债代码：128129 | 转债简称：青农转债 | | 青岛农村商业银行股份有限公司 第五届监事会第四次临时会议决议公告 本行及监事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导 性陈述或者重大遗漏。 青岛农村商业银行股份有限公司（以下简称本行）第五届监事会第四次临时会议 于 2025 年 8 月 12 日在本行总行召开。会议通知已于 2025 年 8 月 6 日以电子邮件及 书面方式发出。应出席本次会议的监事 6 人，实际出席本次会议的监事 5 人。刘振岳 监事因工作原因不能按时出席本次会议，授权委托王垒监事代为出席并表决。会议由 半数以上监事共同推举王德志监事主持。会议的召开及表决程序符合《中华人民共和 国公司法》及《公司章程》的有关规定。 会议审议通过了以下议案： 一、审议并通过《关于青岛农村商业银行股份有限公司不再设立监事会的议案》。 表决结果为：同意 6 票，反对 0 票，弃权 0 票。 本议案需提交股东大会审议。 二、审议并通过《关于修订<青岛农村商业银 ...

| 证券代码：002958 | 证券简称：青农商行 | 公告编号：2025-034 | | --- | --- | --- | | 转债代码：128129 | 转债简称：青农转债 | | 青岛农村商业银行股份有限公司 第五届董事会第十次临时会议决议公告 本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导 性陈述或者重大遗漏。 青岛农村商业银行股份有限公司（以下简称本行）第五届董事会第十次临时会议 于 2025 年 8 月 12 日在本行总行召开。会议通知已于 2025 年 8 月 5 日以电子邮件及 书面方式发出。应出席本次会议的董事 10 人，实际出席本次会议（含网络方式）的 董事 10 人。薛健、鲁玉瑞、王少飞、潘爱玲、李维安、王绍宏董事以网络方式参加 会议。会议由董事长王锡峰主持，部分监事列席了会议。会议的召开及表决程序符合 《中华人民共和国公司法》及《公司章程》的有关规定。 会议审议通过了以下议案： 1.审议并通过《关于青岛农村商业银行股份有限公司不再设立监事会的议案》。 表决结果为：同意 10 票，反对 0 票，弃权 0 票。 本议案需提交股东大会审议。 2.审议并通过《关于修订 ...

Core Viewpoint - The A-share listed banks are significant dividend payers, with a total cash dividend distribution exceeding 540 billion yuan for the year 2021, marking a historical high in the banking sector [1][3]. Dividend Distribution - As of June 9, 2022, nine banks have distributed a total of 15.5 billion yuan in cash dividends, with four more banks set to implement their dividend distributions next week [1][2]. - The highest cash dividend distribution among the nine banks is from Jiangsu Bank at 5.9 billion yuan, while Guiyang Bank has the lowest at 1.1 billion yuan [2]. - Three banks have a cash dividend payout ratio exceeding 30%, with Qingdao Bank leading at 31.86% [2]. Future Dividend Expectations - An additional 27 A-share listed banks are expected to distribute over 503.5 billion yuan in dividends, with the six major banks (ICBC, ABC, BOC, CCB, Bank of Communications, and Postal Savings Bank) accounting for 70% of the total expected dividends [3]. - ICBC is projected to lead with a proposed dividend of over 104.5 billion yuan [3]. Dividend Yield - As of June 9, 2022, 18 listed banks have a dividend yield exceeding 5%, with 26 banks yielding over 4% [5]. - The dividend yield of these banks is significantly higher than the average returns of bank wealth management products, which ranged from 2.29% to 3.97% in 2021 [6]. Strategic Considerations - High dividend payouts are seen as a strategy to attract more investors and enhance the banks' image, contributing to stock price stability and market value management [2].

从资金流向上来看，当日农商行板块主力资金净流出405.15万元，游资资金净流出536.65万元，散户资 金净流入941.79万元。农商行板块个股资金流向见下表： 证券之星消息，8月11日农商行板块较上一交易日下跌1.12%，沪农商行领跌。当日上证指数报收于 3647.55，上涨0.34%。深证成指报收于11291.43，上涨1.46%。农商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | 7.91 | 1.41% | 66.62万 | 5.24亿 | | 601860 | 紫金银行 | 6672 | -0.33% | 47.68万 | 1.43亿 | | 603323 | 苏农银行 | 5.38 | -0.55% | 22.91万 | 1.23亿 | | 600908 | 无锡银行 | 6.10 | -0.65% | - 14.15万 | 8647.70万 | | 601528 | 瑞丰银行 | 5.63 | -0.88% | 13.64万 ...

Core Points - The "Qingxin Huqiao" brand was launched during the signing ceremony of the strategic cooperation framework agreement for the Huqiao Alliance, aimed at enhancing services for overseas Chinese [1][5] - The Huqiao Alliance was established by Qingdao Rural Commercial Bank in collaboration with multiple local organizations to improve service offerings for overseas Chinese [5][9] Group 1 - The event was attended by over 80 representatives from various sectors, including local government, educational institutions, and overseas Chinese organizations, with some participating online [3] - The Huqiao Alliance aims to create a comprehensive service system covering finance, government affairs, daily life, legal, and cultural areas to enhance Qingdao's attractiveness and reputation among overseas Chinese [5][9] - Qingdao Rural Commercial Bank introduced the "Huqiao Chuhai Tong" series of products, providing a one-stop cross-border financial service including export trade financing and foreign exchange risk management [7] Group 2 - A total credit amount of 23.4 million yuan was granted to four overseas Chinese enterprises during the event, with three enterprises signing project cooperation agreements [7] - The Huqiao Alliance will continuously optimize service measures to meet the diverse needs of overseas Chinese and innovate service models to enhance service efficiency [9] - The event included the launch of the "Huqiao Card," which signifies the bank's commitment to providing tailored financial services for overseas Chinese [7][10]

证券之星消息，8月8日农商行板块较上一交易日下跌0.47%，常熟银行领跌。当日上证指数报收于 3635.13，下跌0.12%。深证成指报收于11128.67，下跌0.26%。农商行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 601128 | 常熟银行 | -3692.94万 | 8.38% | -1271.04万 | -2.88% | -2421.90万 | -5.49% | | 601528 瑞丰银行 | | 1099.03万 | 14.81% | -503.96万 | -6.79% | -595.08万 | -8.02% | | 603323 | 苏农银行 | 709.54万 | 7.48% | -764.26万 | -8.06% | 54.72万 | 0.58% | | 002839 张家港行 | | 62.66万 | 0.48% | -366.83万 | -2.80% | 304. ...

中央金融工作会议要求中小银行"立足当地开展特色化经营"。今年以来，青岛农商银行在加大服务 实体经济力度的基础上，继续探索突破传统信贷模式，推出新产品、新服务，以提升其自身立足当地、 因时制宜的服务能力和竞争力。 下一步，青岛农商银行将继续深刻把握金融工作的政治性、人民性，坚持守正创新，深化转型发 展，优化金融服务供给，以金融之力赋能区域经济高质量发展。 外贸是拉动经济的"三驾马车"之一，也是青岛的优势产业。近年来，面对外部冲击，众多青岛外贸 企业反应迅速，以多元化布局、内销转型和技术创新为突破口，以强劲的韧性和应变能力，探寻破局之 道。在此背景下，加力支持稳外贸，成为青岛金融部门的共同行动。青岛农商银行也是其中的一股力 量。该行契合外贸企业转型特征和转型后的需求，推出"护航出海 融汇全球"四款跨境金融产品——"中 巴清算直通车"为中国-巴基斯坦两国贸易进一步降低了清算成本；携手支付机构创新的"跨境支汇通"， 全面畅通了贸易新业态跨境清算渠道；与中信保合作推出"银信融"为中小微企业出口保驾护航；在青岛 市商务局指导下应用"证保车融"助力二手车企业高质量出海。 责任编辑：杨喜亭 青岛农商银行相关人士表示，在贸易融 ...

| 银行名称 | 2025年3月末不良 | 2024年末不良贷 | 不良贷款率变动 | | --- | --- | --- | --- | | | 贷款率 | 款率 | | | 青农商行 | 1.77% | 1.79% | 下降0.02个百分点 | | 紫金银行 | 1.24% | 1.24% | 持平 | | 渝农商行 | 1.17% | 1.18% | 下降0.01个百分点 | | 瑞丰银行 | 0.97% | 0.97% | 持平 | | 沪农商行 | 0.97% | 0.97% | 持平 | | 张家港行 | 0.94% | 0.94% | 持平 | | 苏农银行 | 0.90% | 0.90% | 持平 | | 江阴银行 | 0.86% | 0.86% | 持平 | | 无锡银行 | 0.78% | 0.78% | 持平 | | 常熟银行 | 0.76% | 0.77% | 下降0.01个百分点 | （责任编辑：关婧） 中国经济网北京5月21日讯 日前，10家A股上市农商行的2025年一季度报告已披露完毕。从不良贷 款率表现来看，截至2025年3月末，青农商行的不良贷款率为1.77%，居A股上市农商 ...

Core Points - The People's Bank of China has issued administrative penalties against Qingdao Rural Commercial Bank for multiple violations of financial regulations [1] - The bank was fined a total of 912,000 yuan (approximately 91.2 million) and received a warning for failing to comply with various financial management rules [1] - The assistant president of the bank, Yuan Moubo, was also fined 13,000 yuan for his responsibility in the violations related to customer identity verification [1] Summary by Category Violations - Qingdao Rural Commercial Bank violated several regulations, including: 1. Financial statistics regulations 2. Account management regulations 3. Renminbi circulation management regulations 4. Anti-counterfeit currency business management regulations 5. Credit information collection, provision, inquiry, and related management regulations 6. Failure to perform customer identity verification obligations [1] Penalties - The administrative penalties imposed include: - A fine of 912,000 yuan for the bank [1] - A fine of 13,000 yuan for Yuan Moubo [1] - The penalties were issued by the Qingdao branch of the People's Bank of China [1]

Market Overview - The Shanghai Composite Index rose by 0.45% on August 6, with 24 out of the 28 sectors experiencing gains. The top-performing sectors were defense and military industry, and machinery equipment, with increases of 3.07% and 1.98% respectively [1] - The banking sector saw a decline of 0.14% [1] Capital Flow Analysis - The main capital outflow from the two markets totaled 9.652 billion yuan, with seven sectors experiencing net inflows. The machinery equipment sector led with a net inflow of 4.367 billion yuan, followed closely by the defense and military industry with a net inflow of 4.283 billion yuan [1] - The pharmaceutical and biological industry had the largest net outflow, totaling 9.049 billion yuan, followed by the telecommunications sector with a net outflow of 2.949 billion yuan [1] Banking Sector Performance - In the banking sector, there were 42 stocks, with 11 rising and 26 falling. The sector experienced a net outflow of 1.067 billion yuan [2] - The top three banks with the highest net outflow were Minsheng Bank, China Construction Bank, and Industrial and Commercial Bank of China, with outflows of 263.15 million yuan, 213.00 million yuan, and 174.41 million yuan respectively [2][3] - The individual stock performance showed that Changshu Bank had the highest net inflow of 41.12 million yuan, followed by Hangzhou Bank and Chongqing Rural Commercial Bank with inflows of 32.14 million yuan and 22.64 million yuan respectively [2][3]