证券代码：002987 证券简称：京北方 公告编号：2025- 008 京北方信息技术股份有限公司 关于公司董事股份减持计划实施完成的公告 公司董事丁志鹏先生保证向本公司提供的信息内容真实、准确、完整，没有 虚假记载、误导性陈述或重大遗漏。 本公司及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 京北方信息技术股份有限公司（以下简称"公司"）于2025年1月17日披露 了《关于公司董事减持股份的预披露公告》（公告编号：2025-001），公司副董 事长丁志鹏先生（持有19,894,116股，占公司总股本的3.21%）计划自上述公告披 露之日起十五个交易日后的三个月内通过集中竞价交易方式减持其持有的公司 股份不超过2,000,000股，即不超过公司总股本的0.32%。 公司于近日收到副董事长丁志鹏先生出具的《关于股份减持计划实施完成的 告知函》，截至本公告披露日，丁志鹏先生本次股份减持计划已实施完成，现将 有关情况公告如下： 一、股东减持情况 注：丁志鹏先生本次减持的股份来源为非交易过户取得的霍尔果斯同道管理 咨询有限公司持有的股份及公司权益分派（资本公积转增股本）取得的股份，本 次减持的价格区间为 ...

京北方信息技术股份有限公司 股票交易异常波动公告 本公司及董事会全体成员保证信息披露的内容真实、准确、 完整，没有虚假记载、误导性陈述或重大遗漏。 一、股票交易异常波动的情况介绍 证券代码：002987 证券简称：京北方 公告编号：2025- 009 京北方信息技术股份有限公司（以下简称"公司"）股票（证券简称：京北 方，证券代码：002987）连续三个交易日内（2025 年 2 月 20 日、2025 年 2 月 21 日，2025 年 2 月 24 日）日收盘价格涨幅偏离值累计超过 20%，根据《深圳证券 交易所交易规则》的相关规定，属于股票交易异常波动的情形。 二、公司关注并核实情况的说明 针对公司股票交易异常波动，公司对相关事项进行了核实，现就有关情况说 明如下： 1、公司前期披露的信息不存在需要更正、补充之处； 2、公司未发现近期公共传媒报道了可能或已经对本公司股票交易价格产 生较大影响的未公开重大信息； 3、公司近期经营情况正常，内外部经营环境未发生重大变化； 4、公司、控股股东及实际控制人不存在关于公司的应披露而未披露的重大 事项，或处于筹划阶段的重大事项； 5、股票异常波动期间，公司控股股东、 ...

Group 1: Industry Trends and Company Positioning - The banking IT industry is experiencing rapid growth in AI applications due to digital transformation trends, with increasing demand from banks for AI solutions [2] - Since 2023, the company has engaged with several banks on large model business, launching multiple AI products in 2024, including AI service platforms and intelligent assistants [2] - The company aims to leverage its strong positioning with large banks to expand into more banking scenarios and processes, while also targeting small and medium-sized banks [2] Group 2: AI Product Development and Applications - The company has developed various AI products, including intelligent investment advisory, risk control, operational maintenance, office automation, and customer service applications [2][3] - Successful implementations of AI models in private banking have been achieved, enhancing business knowledge Q&A and compliance, as well as generating research reports [3] - In the intelligent credit field, the company has created pricing reports and due diligence reports, while also providing internal Q&A support for clients [3] Group 3: Client Needs and Deployment Strategies - Banks prioritize data security and privacy, often opting for private deployment of open-source large models, which presents cost considerations for clients [2] - The company is exploring various collaboration methods with clients, including private deployment combined with software application integration [2] - The company has established a solid and diverse client base, leveraging its extensive experience in banking IT services to meet client needs effectively [3]

Group 1 - The stock of Jingbeifang increased by 4.76% with a turnover rate of 16.78% and a trading volume of 2.208 billion yuan, showing a fluctuation of 16.91% throughout the day [1] - Institutional investors net bought 131 million yuan, while the Shenzhen Stock Connect recorded a net sell of 40.9793 million yuan, and the total net sell from brokerage seats was 101 million yuan [1] - The top five brokerage seats accounted for a total transaction of 545 million yuan, with a buying amount of 267 million yuan and a selling amount of 278 million yuan, resulting in a net sell of 11.8115 million yuan [1] Group 2 - As of February 20, the latest margin trading balance for the stock was 304 million yuan, with a financing balance of 303 million yuan and a securities lending balance of 1.7716 million yuan [2] - Over the past five days, the financing balance decreased by 7.2027 million yuan, representing a decline of 2.33%, while the securities lending balance increased by 0.7730 million yuan, showing a growth of 77.40% [2]

Investment Rating - The report initiates coverage with a "Buy" rating for the company [6]. Core Insights - The company is a leading digital transformation service provider in the financial technology sector, focusing on IT services and business process outsourcing for financial institutions, particularly state-owned and joint-stock commercial banks [2][13]. - The rapid development of AI and large model technologies is significantly impacting the fintech industry, with banks increasingly adopting these technologies to enhance their digital transformation efforts [3][26]. - The company has launched an AI large model service platform and several key products, which are already being implemented across various sectors, including banking and healthcare [29][30]. Summary by Sections 1. Company Overview - The company specializes in providing IT services and business process outsourcing, primarily to financial institutions, and has a strong focus on digital transformation [2][13]. - In the first half of 2024, revenue from the banking sector accounted for 86.20% of total revenue, highlighting the company's strong client base in this area [2][23]. 2. AI and Large Model Adoption - The banking sector is rapidly embracing AI and large model technologies, which are becoming essential for digital transformation [3][26]. - The company has integrated the DeepSeek large model into its offerings, enhancing its AI product matrix and enabling clients to achieve breakthroughs in various applications [29][30]. 3. Financial Performance and Projections - The company forecasts revenues of 45.00 billion, 48.99 billion, and 53.35 billion yuan for 2024, 2025, and 2026, respectively, with growth rates of 6.08%, 8.87%, and 8.89% [4][38]. - The projected net profit for the same years is 3.13 billion, 3.48 billion, and 3.97 billion yuan, with a notable increase in 2025 and 2026 [4][38]. 4. Market Position and Competitive Landscape - The company is positioned favorably against comparable firms in the banking IT sector, with a projected PE ratio of 35 for 2025, significantly lower than the industry average of 68 [4][42]. - The report emphasizes the importance of the financial sector in the national strategy for information technology innovation, indicating a supportive regulatory environment for the company's growth [31][36].

Group 1: AI Application in Financial Industry - DeepSeek's high performance and low-cost advantages significantly promote AI application in the financial sector [3] - Major banks are the core clients of the company, showcasing a strong partnership in exploring and applying cutting-edge technologies [3] - The company has launched several AI model service products, including an AI model service platform and intelligent asset management assistant [3] Group 2: Changes in IT Architecture - DeepSeek will bring three main changes: the trend towards open-source, private deployment, and improved application effects [4] - The demand for private deployment is driven by banks' strict data security requirements, leading to a shift from technology-driven to business-driven needs [4] - Large banks may adopt centralized platforms for computing power, while smaller banks will balance model development time and computing investment [4] Group 3: AI Integration in BPO and Call Center Services - The company aims to leverage AI in call center operations, enhancing intelligent customer service and marketing effectiveness [5] - AI integration in call centers is expected to lead to cost reduction and efficiency improvement [5] - The growth of ITO and BPO services is anticipated to continue alongside advancements in AI technology [6] Group 4: Model Tuning and Value - Model tuning has shown significant value, with initial accuracy rates improving from 25% to 55-60% after six months of adjustments [7] - The complexity of model tuning requires deep understanding and experience, creating a competitive advantage for the company [7] Group 5: IT Spending Trends in Banking - The overall IT spending in the banking sector is expected to shift towards AI and data technologies as digital transformation progresses [8] - Banks are likely to adjust their budgets mid-year based on technological advancements and application needs, with a focus on AI investments [8]

Summary of the Conference Call Company and Industry - **Company**: 京北方 (Jingbeifang) - **Industry**: Financial Technology (FinTech), specifically focusing on AI applications in the banking sector Key Points and Arguments AI Exploration and Advantages - Since the release of GPT, 京北方 has made significant advancements in AI, particularly in private deployment for financial institutions due to data compliance needs [3] - The demand for AI technology in the banking sector is expected to increase significantly from the second half of 2024 to early 2025, driven by economic conditions and operational adjustments [3][5] - 京北方 has established long-term collaborations with major banks, enhancing its experience in AI applications, especially in risk control [3][4] AI Product Launches - Multiple AI model products are set to be launched by 京北方 by the end of 2024, including an AI model service platform and various intelligent assistants aimed at improving operational efficiency in banking [3][4] Demand for AI in Banking - The banking sector is adjusting its workforce and increasing operational volumes without hiring more staff, leading to a heightened reliance on AI for efficiency [5] - Large banks have already implemented private deployments based on proprietary data, while smaller banks are beginning to adopt similar strategies by mimicking larger institutions [5] AI Application Scenarios - Potential applications of AI in financial institutions include backend operations and customer service, which can enhance efficiency and reduce costs [6] Trends in AI Deployment - Key trends in AI deployment include open-source models, private deployment, and localized deployment, which expand the application of large models in banking [7] - AI can optimize various banking operations, including compliance checks and risk assessments, significantly improving processing times [7][9] Changes in AI Procurement Models - Major banks are shifting from technology-driven to business department-driven procurement models, leading to new requirements for IT service providers [8][10] Private Deployment Trends - The demand for private deployment in the banking sector is rising, with banks prioritizing effectiveness over cost [11][14] Collaboration and Future Directions - 京北方 is enhancing its collaboration with financial institutions, focusing on optimizing technology solutions to meet growing market demands [13] - The company is exploring bundled service models to cater to both large and small banks, which may become a trend in the future [18] AI's Role in Cost Reduction and Customer Experience - Banks are leveraging AI to reduce costs and enhance customer experience, leading to increased customer engagement with banking products [21] Market Expectations and Growth - The overall IT investment in the banking sector is expected to grow by 5% to 10% annually, with a continued focus on new technologies like AI [25] Customer Engagement and Demand for Technology Solutions - The use of 京北方's products has led to increased discussions and demands for technology solutions among downstream customers, indicating a positive feedback loop for innovation [26] Other Important Insights - The tuning of AI models is crucial for the financial industry, with significant improvements in model performance observed through dedicated tuning efforts [20] - The competitive advantage in AI pricing stems from data sourcing and technical tuning capabilities, which are essential for maintaining market competitiveness [24]

北京金诚同达律师事务所 关于 京北方信息技术股份有限公司 2025 年第一次临时股东大会的 中国北京市建国门外大街1号国贸大厦A座十层 100004 电话：010—57068585 传真：010—85150267 金诚同达律师事务所 法律意见书 北京金诚同达律师事务所 关于京北方信息技术股份有限公司 法律意见书 金证法意[2025]字 0210 第 0054 号 2025 年第一次临时股东大会的 法律意见书 金证法意[2025]字 0210 第 0054 号 致：京北方信息技术股份有限公司 受京北方信息技术股份有限公司（以下简称"京北方"或"公司"）聘请和 北京金诚同达律师事务所（以下简称"本所"）委派，本所律师出席京北方2025 年第一次临时股东大会并对会议的相关事项出具法律意见书。 根据《中华人民共和国证券法》、《中华人民共和国公司法》（以下简称"《公 司法》"）、《上市公司股东大会规则》（以下简称"《股东大会规则》"）、 《深圳证券交易所上市公司股东大会网络投票实施细则》、《律师事务所从事证 券法律业务管理办法》、《律师事务所证券法律业务执业规则》等法律、法规和 规范性文件的要求以及《京北方信息技术股份 ...

证券代码：002987 证券简称：京北方 公告编号：2025-007 2025年第一次临时股东大会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记 载、误导性陈述或重大遗漏。 2、现场会议地点：北京市海淀区西三环北路 25 号青政大厦 7 层会议室 京北方信息技术股份有限公司 特别提示： 1、本次股东大会未出现否决提案的情形； 2、本次股东大会未涉及变更前次股东大会决议的情形。 一、会议召开和出席情况 1、会议的召开时间： （1）现场会议召开时间：2025 年 2 月 10 日（星期一）14:30 （2）网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为： 2025 年 2 月 10 日上午 9:15-9:25、9:30—11:30 和下午 13:00—15:00；通过深圳证券 交易所互联网投票系统投票的时间为 2025 年 2 月 10 日 9:15—15:00。 3、会议的召开方式：本次股东大会采用现场表决与网络投票相结合的方式召 开。 4、会议召集人：公司董事会 5、会议主持人：公司董事长费振勇先生 6、本次股东大会的召集、召开与表决程序符合《公司法》《证券法》《 ...

证券代码：002987 证券简称：京北方 公告编号：2025-006 | 变更事项 | 变更前 | 变更后 | | --- | --- | --- | | 注册资本 | 61,778.8602 万元 | 61,789.9202 万元 | | 经营范围 | 一般项目：技术服务、技术开 | 一般项目：技术服务、技术开发、 | | | 发、技术咨询、技术交流、技术 | 技术咨询、技术交流、技术转让、 | | | 转让、技术推广；软件开发；软 | 技术推广；软件开发；软件销售； | | | 件销售；信息技术咨询服务；企 | 信息咨询服务（不含许可类信息咨 | | | 业管理咨询；大数据服务；数字 | 询服务）；信息技术咨询服务；企 | | | 技术服务；人工智能通用应用系 | 业管理咨询；大数据服务；数字技 | | | 统；人工智能公共数据平台；互 | 术服务；人工智能通用应用系统； | | | 联网数据服务；区块链技术相关 | 人工智能公共数据平台；互联网数 | 京北方信息技术股份有限公司 关于完成工商变更登记并换发营业执照的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、 完整，没有虚假记载、误导性陈述 ...