Group 1 - The core viewpoint of the news is that Jingbeifang Information Technology Co., Ltd. has seen a stock price increase of 5.06%, reaching 20.36 CNY per share, with a trading volume of 338 million CNY and a turnover rate of 2.02%, resulting in a total market capitalization of 17.661 billion CNY [1] - Jingbeifang was established on December 16, 2009, and went public on May 7, 2020. The company primarily provides information technology services and business process outsourcing to financial institutions, mainly banks [1] - The revenue composition of Jingbeifang includes: software development and services (33.73%), financial technology solutions (30.03%), smart customer service and precise marketing in consumer finance (19.58%), digital operation and services (13.95%), and AI and big data innovative products (2.71%) [1] Group 2 - Among the top circulating shareholders of Jingbeifang, a fund under Southern Fund holds a position. The Southern CSI 1000 ETF (512100) reduced its holdings by 85,100 shares in the third quarter, now holding 3.1713 million shares, which accounts for 0.38% of the circulating shares [2] - The Southern CSI 1000 ETF (512100) was established on September 29, 2016, with a latest scale of 76.63 billion CNY. Year-to-date returns are 27.71%, ranking 1906 out of 4197 in its category; the one-year return is 23.44%, ranking 2053 out of 4170; and since inception, the return is 13.02% [2]

为保证公司治理结构完整，根据《公司法》《深圳证券交易所股票上市规则》 《深圳证券交易所上市公司自律监管指引第 1 号——主板上市公司规范运作》等 法律法规、规范性文件以及《公司章程》的相关规定，公司于 2025 年 12 月 22 日召开职工代表大会，选举许承梁为公司第四届董事会职工代表董事，任期自公 司职工代表大会选举通过之日起至公司第四届董事会届满之日止。许承梁简历详 见附件。 许承梁当选职工代表董事后，公司第四届董事会中兼任公司高级管理人员以 及职工代表担任的董事人数总计不超过公司董事总数的二分之一，符合相关法律 法规的要求。 三、备查文件 证券代码：002987 证券简称：京北方 公告编号：2025-055 京北方信息技术股份有限公司 关于董事辞职暨选举职工代表董事的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、 完整，没有虚假记载、误导性陈述或重大遗漏。 一、非独立董事辞职情况 京北方信息技术股份有限公司（以下简称"公司"）董事会于近日收到非独 立董事、副总经理刘颖女士递交的书面辞职报告。因公司治理结构调整，刘颖女 士申请辞去公司第四届董事会非独立董事职务，辞职后将继续担任公司副总经理 ...

北京金诚同达律师事务所 关于 京北方信息技术股份有限公司 2025 年第二次临时股东大会的 法律意见书 北京市朝阳区建国门外大街 1 号国贸大厦 A 座 10 层 电话：010-5706 8585 传真：010-6518 5057 金诚同达律师事务所 法律意见书 北京金诚同达律师事务所 关于京北方信息技术股份有限公司 2025 年第二次临时股东大会的 法律意见书 金证法意[2025]字 1215 第 1046 号 致：京北方信息技术股份有限公司 北京金诚同达律师事务所（以下简称"本所"）接受京北方信息技术股份有 限公司（以下简称"京北方"或"公司"）的聘请，指派本所律师出席公司 2025 年第二次临时股东大会（以下简称"本次股东大会"）并对会议的相关事项出具 法律意见书。 本所律师根据《中华人民共和国公司法》（以下简称"《公司法》"）、《中 华人民共和国证券法》、《上市公司股东会规则》（以下简称"《股东会规则》"）、 《律师事务所从事证券法律业务管理办法》、《律师事务所证券法律业务执业规 则（试行）》等有关法律、法规和规范性文件的要求以及《京北方信息技术股份 有限公司章程》（以下简称"《公司章程》"）的规定， ...

证券代码：002987 证券简称：京北方 公告编号：2025-054 京北方信息技术股份有限公司 2025年第二次临时股东大会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记 载、误导性陈述或重大遗漏。 特别提示： 1、本次股东大会未出现否决提案的情形； 2、本次股东大会未涉及变更前次股东大会决议的情形。 一、会议召开和出席情况 1、会议的召开时间： （1）现场会议召开时间：2025 年 12 月 15 日（星期一）14:30 （2）网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为： 2025 年 12 月 15 日上午 9:15-9:25、9:30—11:30 和下午 13:00—15:00；通过深圳证 券交易所互联网投票系统投票的时间为 2025 年 12 月 15 日 9:15—15:00。 3、会议的召开方式：本次股东大会采用现场表决与网络投票相结合的方式召 开。 4、会议召集人：公司董事会 5、会议主持人：公司董事长费振勇先生 6、本次股东大会的召集、召开与表决程序符合《公司法》《证券法》《上市 公司股东大会规则》《深圳证券交易所股票上市规则》《深圳证券交易 ...

Group 1 - The core point of the article is that Jingbeifang (002987) reported on an investor interaction platform that as of December 10, 2025, the number of shareholders is 85,235 accounts, including combined credit accounts [1]

Core Viewpoint - The outsourcing market for banking business processes remains strong, driven by the acceleration of digital transformation in the banking sector, allowing banks to focus on core business development while outsourcing non-core processes to specialized service providers [1][2]. Group 1: Outsourcing Market Dynamics - Jingbeifang (002987.SZ) won a public procurement project from Zhuhai China Resources Bank for an outsourcing framework agreement worth 75.3726 million yuan [1]. - In November 2025, Jingbeifang had 22 winning projects, of which 11 were business process outsourcing projects, including human resources outsourcing and retail expansion outsourcing [1]. - The demand for outsourcing in the banking sector is expected to remain robust in the short term, as banks seek to reduce costs and improve efficiency [2]. Group 2: Shift in Business Focus - Financial IT companies are shifting their focus from labor-intensive outsourcing to a model that emphasizes technology and services, with a growing emphasis on automation and external data intelligence [2][7]. - Companies like Jingbeifang are transitioning from a project-based model to a comprehensive service model that includes consulting, products, solutions, and services [6]. - The revenue from software and IT solutions at Jingbeifang increased to 68.32% of total revenue, while the digital operation business, which includes smart customer service and consumer finance marketing, is becoming a new growth engine [6]. Group 3: Employee Trends and Financial Performance - Jingbeifang's employee count increased from 27,404 in 2022 to 31,268 in 2024, with a notable rise in technical personnel, although there was a contraction in business process outsourcing personnel in 2024 [2]. - The financial performance of Jingbeifang showed a revenue of 3.613 billion yuan in the first three quarters of 2025, a year-on-year increase of 5.14%, with net profit rising by 7.94% [6]. - The gross profit margins for Jingbeifang, Changliang Technology, and Tianyang Technology showed a slight decline from 2022 to 2024, indicating a competitive pressure in the outsourcing market [4]. Group 4: International Expansion - Facing domestic competition and cautious IT spending from banks, financial IT companies are looking to expand overseas, with Jingbeifang establishing a wholly-owned subsidiary in Hong Kong to serve a diverse client base [8]. - The Southeast Asian banking IT solutions market is experiencing high growth, and Chinese companies have a competitive advantage in terms of cost-effectiveness [8]. - Challenges in international expansion include cross-border regulatory differences and the need for localized operations, which require a balance of technology and local adaptation [8].

Core Viewpoint - The cryptocurrency market is experiencing significant downward pressure due to multiple factors, including macroeconomic policy expectations, institutional selling, and increased regulatory scrutiny, leading to a decline in both cryptocurrency prices and related stocks in A-shares and Hong Kong markets [1][2][5][6]. Market Performance - As of December 2, A-shares and Hong Kong stocks related to cryptocurrency continued to decline, with notable drops in companies like Jingbeifang, Hailian Jinhui, and Cuiwei Co., each down approximately 1% [1]. - Bitcoin saw a significant drop, falling to a low of below $84,000 on December 1, down nearly 30% from its all-time high of $126,251 in early October. Ethereum experienced an even larger decline, with a single-day drop exceeding 10% [1][2]. Institutional Behavior - Institutional investors have been a core factor in the current market adjustment, with over $20 billion in cryptocurrency assets sold since September. The year-end period has heightened the tendency for institutions to lock in profits, leading to increased selling pressure [3][5]. - The flow of funds into Bitcoin ETFs has also slowed, indicating a decrease in institutional risk appetite [3]. Leverage and Market Dynamics - The market experienced a significant leverage liquidation effect on December 1, with over 270,000 contracts forcibly liquidated, amounting to nearly $985 million, predominantly affecting long positions [2]. - The current market structure is characterized by a rapid liquidation process triggered by shifts in macroeconomic expectations, leading to a more pronounced decline in prices [2][4]. Macroeconomic and Regulatory Influences - The upcoming Federal Reserve meeting has created uncertainty, with officials emphasizing persistent inflation and the need for restrictive monetary policy, dampening expectations for interest rate cuts [5]. - Regulatory developments in China have also impacted market sentiment, with a recent meeting involving multiple regulatory bodies reaffirming strict policies against virtual currency trading and emphasizing the risks associated with stablecoins [6][7].

Core Viewpoint - As of November 28, 2025, the number of shareholders for the company is projected to reach 87,632 accounts, including combined credit accounts [2] Company Summary - The company has provided an update regarding its shareholder count, indicating a significant engagement with investors [2] - The figure of 87,632 accounts reflects the company's growth and potential attractiveness to investors [2]

Core Viewpoint - The company has established significant advantages in the cross-border payment sector through its early integration with SWIFT and CIPS systems, as well as its involvement in the digital yuan ecosystem [1]. Group 1: Cross-Border Payment Advantages - The company has been assisting clients in connecting to SWIFT and CIPS systems for several years, showcasing its extensive experience and technical capabilities in cross-border payments [1]. - The company possesses a rich portfolio of case studies and has built a strong talent reserve in the field of cross-border payments [1]. - The company is a core partner in the m-CBDC Bridge project, providing technical support for cross-border payment systems in the context of central bank digital currencies (CBDC) [1].

Group 1 - The company, Jingbeifang, reported that as of November 20, 2025, the number of shareholders is 89,958 accounts, including combined credit accounts [2]