证券代码：300085 证券简称：银之杰 公告编号：2025-032 深圳市银之杰科技股份有限公司 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 深圳市银之杰科技股份有限公司《2025 年第一季度报告》已于 2025 年 4 月 23 日在中国证监会指定的创业板信息披露网站巨潮资讯网上披露，敬请投资者注意查 阅。 特此公告。 深圳市银之杰科技股份有限公司董事会 二〇二五年四月二十三日 2025年第一季度报告披露提示性公告 ...

本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、本次计提及转回资产减值准备情况 （一）计提及转回资产减值准备的原因 依据《企业会计准则第 8 号-资产减值》及公司会计政策相关规定，本着谨慎性 原则，深圳市银之杰科技股份有限公司（以下简称"公司"）对合并报表范围内截 至 2025 年 3 月 31 日的应收款项、存货、固定资产、长期股权投资、无形资产等资 产进行了减值测试后，判断存在可能发生减值的迹象，确定 2025 年第一季度需计提 及转回资产减值准备的明细如下表： 单位：万元 | 项目 | 本期计提 | 本期收回或转回 | 利润影响额 | | --- | --- | --- | --- | | 信用减值损失： | | | | | 应收账款 | 163.39 | 1,427.63 | 1,264.24 | | 其他应收款 | 15.54 | 65.91 | 50.37 | | 其他流动资产 | 9.43 | | -9.43 | | 资产减值损失： | | | | | 存货 | 56.54 | | -56.54 | | 合计 | 244.90 | 1,493 ...

一、主要会计数据和财务指标 | 报告期指标 | 2025年一季报 | 2024年一季报 | 本年比上年增减(%) | 2023年一季报 | | --- | --- | --- | --- | --- | | 基本每股收益（元） | -0.0363 | -0.0444 | 18.24 | 0.0017 | | 每股净资产（元） | 0.73 | 0.9 | -18.89 | 1.12 | | 每股公积金(元) | 0.48 | 0.48 | 0 | 0.49 | | 每股未分配利润(元) | -0.73 | -0.55 | -32.73 | -0.34 | | 每股经营现金流(元) | - | - | - | - | | 营业收入(亿元) | 1.73 | 2.09 | -17.22 | 2.72 | | 净利润(亿元) | -0.26 | -0.31 | 16.13 | 0.01 | | 净资产收益率(%) | -4.84 | -4.81 | -0.62 | 0.16 | 数据四舍五入，查看更多财务数据>> 三、分红送配方案情况 本次公司不分配不转赠。 二、前10名无限售条件股东持股情况 前十大流通股东累计持 ...

Financial Performance - The company's revenue for Q1 2025 was ¥173,345,831.52, a decrease of 17.14% compared to ¥209,206,106.86 in the same period last year[5]. - The net loss attributable to shareholders was ¥25,620,342.96, an improvement of 18.38% from a loss of ¥31,388,588.94 in the previous year[5]. - Total operating revenue for the current period was ¥173,345,831.52, a decrease of 17.2% compared to ¥209,206,106.86 in the previous period[24]. - Operating profit for the current period was -¥25,227,469.14, an improvement from -¥30,743,118.72 in the previous period[24]. - The net profit for the current period was -27,613,228.70 CNY, an improvement from -31,388,588.94 CNY in the previous period, indicating a reduction in losses of approximately 12.3%[25]. - The total comprehensive income for the current period was -28,295,432.00 CNY, compared to -30,282,468.46 CNY in the previous period, reflecting a reduction in comprehensive losses[25]. Cash Flow - The net cash flow from operating activities was ¥19,968,691.52, a significant increase of 138.69% compared to a negative cash flow of ¥51,616,201.38 last year[5]. - The cash inflow from operating activities totaled 230,854,813.68 CNY, while cash outflow was 210,886,122.16 CNY, resulting in a positive net cash flow from operations[27]. - The cash flow from financing activities resulted in a net outflow of -12,477,333.55 CNY, an improvement from -34,764,582.69 CNY in the previous period[28]. - The company received 143,129,364.30 CNY in borrowings during the current period, compared to 78,536,373.40 CNY in the previous period, indicating a significant increase in financing[28]. Assets and Liabilities - Total assets decreased by 4.68% to ¥1,046,185,801.40 from ¥1,097,563,382.30 at the end of the previous year[5]. - Total current assets decreased to ¥661,632,240.74 from ¥703,421,906.87, a decline of 5.9%[21]. - Total liabilities decreased to ¥528,608,968.12 from ¥557,783,479.69, a reduction of 5.2%[22]. - Cash and cash equivalents at the end of the period were ¥271,417,943.23, down from ¥274,993,555.24 at the beginning of the period[21]. - Accounts receivable decreased to ¥172,178,652.82 from ¥200,271,930.85, a decline of 13.9%[21]. - Inventory increased to ¥115,489,413.27 from ¥106,904,526.39, an increase of 8.3%[21]. Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 132,062[14]. - The top three shareholders held a combined 31.61% of the shares, with the largest shareholder holding 13.05%[14]. - The top ten shareholders include Chen Xiangjun (5.39%), Li Jun (4.92%), and Feng Jun (1.48%) among others[15]. - The company has not disclosed any related party relationships among the top ten shareholders[15]. Management and Expenses - Management expenses increased by ¥8,550,800, a growth of 73.71%, primarily due to severance payments and share-based payment expenses[9]. - R&D expenses rose by ¥7,061,500, a growth of 48.13%, attributed to increased personnel costs in innovative business[9]. Stock Incentive Plan - The company approved a stock incentive plan on February 18, 2025, granting a total of 2.53 million restricted shares, accounting for 0.36% of the total share capital at the time of the announcement[18]. - The initial grant consists of 2.03 million shares, representing 0.29% of the total share capital, and 80.24% of the total granted rights[18]. - The company held a board meeting on March 7, 2025, to approve the first grant of restricted stock to 17 eligible recipients, totaling 2.03 million shares at a price of 21.29 RMB per share[19]. - The total number of restricted shares held by Chen Xiangjun decreased to 28,541,025 shares after the release of 8,573,250 shares[17]. - The total number of restricted shares held by Li Jun decreased to 26,086,650 shares after the release of 8,573,250 shares[17]. - The total number of restricted shares for both Chen Xiangjun and Li Jun combined is 54,627,675 shares after the release[17]. - The company reported a total of 71,774,175 restricted shares at the beginning of the period, with 17,146,500 shares released during the period[17].

银之杰（300085）公告，2025年第一季度营业收入1.73亿元，同比下降17.14%。净亏损2562.03万元， 去年同期净亏损3138.86万元。 ...

Core Viewpoint - Silver Zhi Jie (300085.SZ) has reported its 2024 financial results, revealing a lack of core competitiveness and significant financial losses, with total losses amounting to 522 million yuan over the past four years [1][2]. Financial Performance - The company's revenue for the last year was 863 million yuan, a year-on-year decrease of 15.02%, and the net profit attributable to shareholders was a loss of 129 million yuan, with the loss margin widening [1]. - The financial services revenue has dropped to 11.49%, while mobile business services and e-commerce have become the main revenue pillars, accounting for 56.37% and 32.14% respectively [3]. - All three major business segments reported revenue declines: financial information technology down 38.08%, mobile information services down 21.05%, and e-commerce down 2.52% [4][5]. Business Diversification - Silver Zhi Jie began diversifying in 2014 through acquisitions, but this strategy has not significantly improved performance, and the original financial business is losing ground [2][4]. - The acquisition of Yimei Soft Communication in 2014 led to initial revenue growth, but subsequent losses from this investment have severely impacted overall performance [5][6]. Investment Losses - The investment in Dongya Qianhai Securities has also been a financial burden, with cumulative losses from this investment totaling 142 million yuan over four years [8][9]. - The company has announced plans to divest its stake in Dongya Qianhai Securities to focus on its core financial technology business [8]. Shareholder Actions - Despite the financial downturn, major shareholders have engaged in significant share sell-offs, raising concerns about their commitment to the company [10]. - In September 2024, major shareholders signed a share transfer agreement, leading to speculation about potential restructuring or shell company scenarios, which contributed to a dramatic increase in stock price [11][12]. - The stock price surged from 8.55 yuan to a peak of 66.5 yuan, reflecting a 682% increase, although it later corrected significantly [12][14].

Core Viewpoint - Silver Zhijie (SZ300085) reported a 15.02% year-on-year decline in revenue for 2024, with net losses widening to 129 million yuan, raising investor concerns about the company's future [1] Financial Performance - The company has been in a continuous loss situation since 2021, accumulating losses of 522 million yuan over the past four years [1] - The actual controllers of the company have engaged in significant share sell-offs, with Chen Xiangjun cashing out 105 million yuan, Li Jun 138 million yuan, and the second-largest shareholder He Ye 190 million yuan [1] - In September 2024, the actual controllers signed a share transfer agreement to transfer 49.462 million shares, representing 7% of the total share capital, for approximately 348 million yuan [1] Governance and Market Confidence - Frequent share sell-offs by the actual controllers have weakened market confidence and may lead to instability in the company's governance structure [2] - The company faces severe challenges in its future development due to the dual pressures of declining performance and shareholder sell-offs [2] Strategic Recommendations - The company needs to optimize its business layout, focusing on core competencies and enhancing market competitiveness in short message communication services, e-commerce, and financial software [2] - Increased investment in research and development is necessary to drive technological innovation and meet the demands of the digital age [2] - Strengthening internal governance and improving operational efficiency are essential to reduce unnecessary costs [2] - The company should rationally plan the use of funds and optimize its capital structure to avoid over-reliance on shareholder sell-offs for financial issues [2] - Enhancing communication with investors is crucial to boost market confidence and stabilize stock prices [2]

Group 1 - The core viewpoint of the news is the disclosure of institutional and public fund holdings in Yinzhijie (300085.SZ) as of April 15, 2025, highlighting changes in ownership and investment trends [1][2] Group 2 - As of April 15, 2025, a total of 71 institutional investors hold shares in Yinzhijie, with a combined holding of 32.209 million shares, representing 4.56% of the total share capital [1] - The top ten institutional investors account for a combined holding ratio of 4.39%, which is a decrease of 0.06 percentage points compared to the previous quarter [1] Group 3 - In the public fund sector, there are 7 funds that increased their holdings, with a total increase ratio of 0.59%, including funds like Huabao CSI Financial Technology Theme ETF and Bosera Financial Technology ETF [2] - Conversely, 3 public funds decreased their holdings, showing a slight decline, while 58 new public funds were disclosed, including Huaxia CSI 1000 ETF and GF CSI 1000 ETF [2] Group 4 - From the foreign investment perspective, there is 1 foreign fund that increased its holdings, specifically Hong Kong Central Clearing Limited, with an increase ratio of 0.70% [2]

证券代码：300085 证券简称：银之杰 公告编号：2025-031 深圳市银之杰科技股份有限公司 关于召开2024年度股东大会的通知 本公司及董事会全体成员保证信息披露的内容真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、召开会议的基本情况 1．本次股东大会是深圳市银之杰科技股份有限公司（以下简称"公司"）2024 年度股东大会（以下简称"本次股东大会"、"会议"）。 2．本次股东大会经公司第六届董事会第十五次会议决议召开，由公司董事会召 集举行。 3．本次股东大会的召开符合《中华人民共和国公司法》和《深圳市银之杰科技 股份有限公司章程》的规定。 4．会议召开的日期、时间： （1）现场会议时间：2025 年 5 月 8 日下午 14：00 开始。 （1）现场投票：股东本人出席现场会议或者通过授权委托书（见附件）委托他 人出席现场会议。 （2）网络投票：公司将通过深圳证券交易所（以下简称"深交所"）交易系统 和互联网投票系统（http://wltp.cninfo.com.cn）向全体股东提供网络投票平台，股东 可以在网络投票时间内通过上述系统行使表决权。同一股份只能选择现场投票、网 络投票或符合 ...

深圳市银之杰科技股份有限公司 证券代码：300085 证券简称：银之杰 公告编号：2025-016 第六届监事会第十四次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、监事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届监事会第十四 次会议通知于 2025 年 4 月 3 日以电子邮件方式向公司全体监事发出，并经电话确认 送达。 2. 本次监事会会议于 2025 年 4 月 14 日在深圳市福田区泰然七路博今商务广场 B 座十二层公司第一会议室以现场表决结合通讯表决方式召开。 3. 本次监事会会议应出席监事 3 人，实际出席会议的监事 3 人，缺席会议的监 事 0 人。董事会秘书刘奕列席了会议。 4.本次监事会会议的召开符合《中华人民共和国公司法》和《深圳市银之杰科 技股份有限公司章程》的规定。 二、监事会会议审议情况 1.会议以 3 票同意，0 票反对，0 票弃权的结果，审议通过了《2024 年度监事 会工作报告》。 公司《2024 年度监事工作报告》见中国证监会指定的创业板信息披露网站巨潮 资讯网。 本项议案尚需 ...