请务必阅读正文最后的中国银河证券股份有限公司免责声明。 12 ■ 国内智能水表渗透率(按窝求最计算, % ) 100.0 90.0 80.0 70.0 60.0 50.0 40.0 30.0 20.0 10.0 0.0 2012 2013 2016 2017 2018 2019 2020 2021 2022 2014 2015 资料来源:智研咨询,观研天下,中国银河证券研究院 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------|----------------------------------------------------|------------------|-------|-------|-------|-------|---------------------------------|------------------|-------| | | 图16:2022 年国内智能水表市场规模约 151 亿元/+54.1% | | | | | | | | | | | l In H W W W W ( 亿元 ) | ...

| --- | --- | --- | --- | --- | |-----------------------------------------------------------------------------------------|----------------|--------------------|------------------------|----------------| | 2024 年 04 月 20 日 \n金卡智能（ 300349.SZ ） | | | 公司研究●证券研究报告 | 公司快报 | | | | | 机械 \| | 仪器仪表Ⅲ | | 数字燃气/智慧水务双轮驱动，业绩稳步增长 | 投资评级 | | 增持 -B( | 首次) | | 投资要点 | 股价 | (2024-04-19) | | 13.15 元 | | 事件：202 4 年 4 月 18 日，金卡智能发布 2023 年年度报告和 2024 年第一季度报 | 交易数据 | 总市值（百万元） | | 5,533.55 | | 告， 2023 年公司实现营业收入 31.75 亿元，同比增长 15.91% ； ...

Goldcard Smart Group Co., Ltd. 电话：0571-56633333 地址：杭州市钱塘区元成路161号 网站：www.jinka.cn 邮箱：marketing@jinka.cn 2023 SUSTAINABLE DEVELOPMENT REPORT 可 持 续 发 展 报 告 金卡智能集团股份有限公司 Goldcard Smart Group Co., Ltd. 金卡智能集团股份有限公司 金卡智能集团 微信公众号 可 持 续 发 展 报 告 Sustainable Development Report 关于本报告 ABOUT THIS REPORT 《金卡智能集团股份有限公司2023年可持续发展报告》是金卡智能集团股份有限公司连续第十年对外披露公司履行社会责 任、践行可持续发展战略的年度报告，也是对外发布的第六份企业可持续发展报告。 "Sustainable Development Report 2023 Goldcard Smart Group Co., Ltd." is the tenth consecutive annual report disclosing perform ...

2023 年度独立董事述职报告 （李远鹏） 尊敬的各位股东及股东代表： 本人作为金卡智能集团股份有限公司（以下简称"公司"）的独立董事，在任职 期间严格按照《公司法》《关于在上市公司建立独立董事制度的指导意见》《深圳 证券交易所创业板股票上市规则》等法律、法规、规范性文件以及《公司章程》《独 立董事工作制度》的规定，忠实履行独立董事职责，认真审议董事会各项议案，运 用自身专业知识对公司的业务发展及经营管理提出合理的建议，充分发挥独立董事 的独立性和专业性。现就本人 2023 年度履行独立董事职责情况汇报如下： 一、出席会议情况 2023 年，公司共召开 6 次董事会，本人出席董事会会议的情况如下： | 姓名 | 应出席次数 | 亲自出席 | 委托出席 | 缺席次数 | 是否连续两次 | | --- | --- | --- | --- | --- | --- | | | | 次数 | 次数 | | 未亲自出席 | | 李远鹏 | 6 | 6 | 0 | 0 | 否 | 本人对本年度提交董事会审议的提案进行了详细的审阅，认为公司董事会的召 集召开符合法定程序，合法有效，对 2023 年度提交董事会审议表决的议案， ...

Financial Performance - The company reported a significant increase in revenue, achieving a total of 1.5 billion in Q3 2023, representing a 25% year-over-year growth [38]. - User data showed a total of 10 million active users, up from 8 million in the previous quarter, indicating a 25% increase in user engagement [39]. - The company provided guidance for Q4 2023, projecting revenue between 1.6 billion and 1.7 billion, which would represent a growth of 20% to 30% compared to Q4 2022 [39]. - New product launches are expected to contribute an additional 200 million in revenue in the next quarter, with a focus on expanding the product line [39]. - The company's operating revenue for 2023 reached ¥3,174,868,092.45, representing a 15.91% increase compared to ¥2,739,114,665.38 in 2022 [143]. - Net profit attributable to shareholders for 2023 was ¥408,652,132.29, a 51.09% increase from ¥270,465,920.53 in the previous year [143]. - The net cash flow from operating activities for 2023 was ¥428,085,783.10, up 28.98% from ¥331,888,110.80 in 2022 [143]. - Basic earnings per share for 2023 were ¥1.00, a 56.25% increase compared to ¥0.64 in 2022 [143]. - The company reported a weighted average return on equity of 9.98% for 2023, up from 7.17% in 2022 [143]. Internal Control and Governance - The company reported a total asset amount of 100% included in the internal control evaluation scope, indicating comprehensive coverage of its financial reporting [5]. - There were no significant defects identified in both financial and non-financial reporting during the evaluation period, reflecting strong internal control measures [8]. - The company has implemented a dynamic tracking system for large fund usage, enhancing internal audit depth and breadth [3]. - The company emphasizes risk-oriented principles in its internal control management system, effectively preventing operational risks [3]. - The company has a comprehensive internal control management system composed of an audit committee and internal audit department [5]. - The company has fulfilled all commitments made by its actual controllers, shareholders, and related parties during the reporting period [24]. - The company has ensured that all information provided during its restructuring process is true, accurate, and complete [30]. - The company has committed to timely disclosure of relevant restructuring information in accordance with legal and regulatory requirements [30]. Environmental Responsibility - The company constructed a complete set of exhaust treatment facilities, utilizing activated carbon adsorption technology, which is operating normally [12]. - The company has established an emergency response plan for environmental incidents, which has been filed with the local environmental supervision authority [14]. - The company produced and emitted pollutants in minimal amounts, thus not requiring a pollution discharge permit [17]. - The company has conducted regular third-party assessments of waste gas, wastewater, and noise, with results meeting standard requirements [17]. - The company has not faced any administrative penalties due to environmental issues during the reporting period [18]. - The company has integrated green and sustainable practices into its operations, focusing on low-carbon, circular, energy-saving, and emission-reduction initiatives [18]. - In 2023, the company did not experience any major environmental violations [18]. - The company is committed to continuous technological innovation, developing products that combine smart IoT with green development [18]. - The company aims to enhance the green attributes of its products throughout their entire lifecycle and extend its green supply chain [18]. - The company actively promotes a green development atmosphere within the public utility industry [18]. - The company has published its 2023 Sustainable Development Report on the Giant Tide Information Network for further details [20]. Research and Development - The company is investing 100 million in R&D for new technologies aimed at enhancing user experience and operational efficiency [39]. - The company emphasizes the importance of R&D investment to maintain its competitive edge in IoT technology, despite current leadership in R&D spending [89]. - The company reported a government subsidy of ¥15,106,830.83 related to R&D funding in 2023 [149]. Employee Welfare and Management - The company provides various employee benefits, including free meals, transportation, parking, accommodation, fitness facilities, holiday benefits, and annual health check-ups [61]. - The company emphasizes differentiated incentive plans for core and high-performance talents, including preferential housing loan rates for eligible employees [61]. - The company has established a comprehensive compensation incentive mechanism based on performance targets, ensuring competitive and fair compensation principles [61]. - The company has implemented a training plan for middle management to enhance management capabilities through industry forums, benchmarking visits, and various training activities [62]. - New employees undergo specialized training and are assigned mentors during their probation period to ensure quick integration and performance output [65]. Strategic Planning and Market Expansion - Market expansion plans include entering three new international markets by the end of 2024, targeting a 15% increase in global market share [39]. - The company is considering strategic acquisitions to bolster its technology capabilities, with a budget of 300 million allocated for potential deals [39]. - A new marketing strategy is being implemented, expected to increase brand awareness by 40% over the next year [39]. - The company has committed to reducing operational costs by 10% through efficiency improvements and process optimization [39]. - The management emphasized a strong focus on sustainability initiatives, aiming for a 50% reduction in carbon footprint by 2025 [39]. Subsidiaries and Investments - The company established a new subsidiary, Jincang New Energy, with a registered capital of RMB 50 million, where it holds an 80% stake [82]. - As of December 31, 2023, Jincang New Energy reported a net asset value of RMB 7,563,586.69 and a net loss of RMB 436,413.31 since its establishment [82]. - The company established Tianxin New Energy Co., Ltd. in May 2023 with a registered capital of RMB 40 million, fully funded by the company, which has a net asset of RMB 7,998,921.91 and a net profit of -RMB 1,078.09 as of December 31, 2023 [119]. - In June 2023, the subsidiary Jincang New Energy Co., Ltd. established Jincang Photovoltaic Co., Ltd. with a registered capital of RMB 50 million, fully funded by Jincang New Energy, which has a net asset of RMB 8,002,796.09 and a net profit of RMB 2,796.09 as of December 31, 2023 [120]. - The company set up Shanghai Jinghe Co., Ltd. in July 2023 with a registered capital of RMB 2 million, fully funded by the company, which has a net asset of -RMB 813,299.19 and a net profit of -RMB 1,313,299.19 as of December 31, 2023 [120]. - In August 2023, the company established Panjin Jinxing IoT Co., Ltd. with a registered capital of RMB 10 million, fully funded by the company, which has a net asset of RMB 1,528,535.90 and a net profit of -RMB 71,464.10 as of December 31, 2023 [121]. - The company formed Zhejiang Jinou Water Technology Co., Ltd. in November 2023 with a registered capital of RMB 100 million, where the company holds 80% ownership, and as of December 31, 2023, it has a net asset of RMB 0.00 and a net profit of RMB 0.00 [123]. Compliance and Legal Matters - The company has not engaged in any asset or equity acquisitions during the reporting period [140]. - The company has not engaged in any significant related party transactions or major contracts during the reporting period [173][179]. - The company has not engaged in any entrusted loans during the reporting period [190]. - The company has no significant contracts during the reporting period [191]. - The company has not experienced any changes in the scope of consolidated financial statements compared to the previous year [81]. - There were no non-operating fund occupations by controlling shareholders or related parties during the reporting period [75]. - The company reported no instances of illegal external guarantees during the reporting period [76]. Shareholder and Stock Information - The company has committed to not reducing its shareholdings within six months from the announcement date, reflecting confidence in future development and value recognition [57]. - The board approved the 2022 profit distribution plan, which includes cash dividends [83]. - The company plans to distribute a cash dividend of 5 yuan (including tax) for every 10 shares based on a total of 413,976,013 shares, with no bonus shares issued [89]. - The stock incentive plan's grant price was adjusted from 5.20 CNY/share to 5.10 CNY/share [192]. - The first vesting condition of the stock incentive plan has been achieved, allowing 1,348,800 shares to be vested for 121 eligible participants [193]. - The total share capital will decrease from 429,054,325 shares to 420,802,313 shares following the cancellation of 8,252,012 shares previously intended for employee incentive plans [195].

（迟国敬） 尊敬的各位股东及股东代表： 本人作为金卡智能集团股份有限公司（以下简称"公司"）的独立董事，在任职 期间严格按照《公司法》《关于在上市公司建立独立董事制度的指导意见》《深圳 证券交易所创业板股票上市规则》等法律、法规、规范性文件以及《公司章程》《独 立董事工作制度》的规定，忠实履行独立董事职责，认真审议董事会各项议案，运 用自身专业知识对公司的业务发展及经营管理提出合理的建议，充分发挥独立董事 的独立性和专业性。现就本人 2023 年度履行独立董事职责情况汇报如下： 一、出席会议情况 金卡智能集团股份有限公司 2023 年度独立董事述职报告 2023 年，公司共召开 6 次董事会，本人出席董事会会议的情况如下： | 姓名 | 应出席次数 | 亲自出席 | 委托出席 | 缺席次数 | 是否连续两次 | | --- | --- | --- | --- | --- | --- | | | | 次数 | 次数 | | 未亲自出席 | | 迟国敬 | 6 | 6 | 0 | 0 | 否 | 本人对本年度提交董事会审议的提案进行了详细的审阅，认为公司董事会的召 集召开符合法定程序，合法有效，对 2023 年度 ...

会计机构负责人: 主管会计工作负责人: 法定代表人: 6 附表: 2023年度非经营性资金占用及其他关联资金往来情况汇总表 编制单位:金卡智能集团股份有限公司 金额单位:人民币万元 | 非经营性资金占用 | :资金占用方名称 | | | | ¦占用方与上市公 上市公司 核 算 2023 年期初占՝ 2023 年度占用累计发 '2023年度占用资' 2023 年度偿还累：2028 年期末占；占 用 形 成 原 | | | | 占用性质 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | ' 司的关联关系 | '的会计科目 | 用资金余额 | 生金额(不含利息) 金的利息(如有) | 计发生金额 \ | 用资金余额 因 | | | | 控股股东、实际控制人 | | | | | | | | | | | 及其附属企业 | | | | | | | | | | | 前控股股东、实际控制 | | | | | | | | | | | 人及其附属企业 | | | | | | | | | | | 其他关联方及其附属 | | | | | | | ...

金卡智能集团股份有限公司 董事会对会计师事务所履职情况评估报告及董事会审计委员会 履行监督职责情况的报告 根据《中华人民共和国公司法》、《国有企业、上市公司选聘会计师事务所 管理办法》、《深圳证券交易所上市公司自律监管指引第2号——创业板上市公 司规范运作》等规定，金卡智能集团股份有限公司（以下简称"公司"）董事会审 计委员会本着勤勉尽责的原则，恪尽职守，认真履职。现将公司董事会审计委员 会对会计师事务所2023年度履职情况评估及履行监督职责情况汇报如下： 一、2023年度会计师事务所基本情况 （一）资质条件 会计师事务所名称：中汇会计师事务所（特殊普通合伙）（以下简称"中汇"） 注册地址：杭州市上城区新业路8号华联时代大厦A幢601室 首席合伙人：余强 2023年度末合伙人数量：103人 2023年度末注册会计师人数：701人 2023年度末签署过证券服务业务审计报告的注册会计师人数：282人 2023年度收入总额（经审计）：108,764万元 2023年度审计业务收入：97,289万元 2023年度证券业务收入：54,159万元 （二）聘任会计师事务所履行的程序 公司于2023年4月18日召开第五届董事会 ...

Financial Performance - The company achieved operating revenue of CNY 718,680,197.08 in Q1 2024, representing a year-on-year increase of 12.48%[4] - Net profit attributable to shareholders reached CNY 98,957,186.30, up 22.03% compared to the same period last year[4] - The net profit attributable to shareholders after deducting non-recurring gains and losses was CNY 85,068,300.15, reflecting a growth of 35.36% year-on-year[4] - The total comprehensive income increased from 83,723,366.32 to 102,616,599.89, representing a growth of approximately 22.5%[29] - The company's net profit for Q1 2024 reached 102,615,842.83, an increase of 22.5% compared to 83,808,154.79 in the same period last year[60] - Operating profit for the quarter was 117,540,854.60, up from 94,648,590.79, reflecting a growth of 24.1% year-over-year[60] - The total profit for the quarter was 120,170,427.06, compared to 95,283,948.11, reflecting an increase of 26.1% year-over-year[60] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 16,926[18] - The largest shareholder, Zhejiang Jinka High-tech Engineering Co., Ltd., holds 21.96% of the shares, with 43,850,000 shares pledged[18] - As of March 31, 2024, the company repurchased a total of 2,095,100 shares, accounting for 0.50% of the total share capital, with a total expenditure of RMB 25,790,864.00[24] - The company plans to repurchase shares within a budget of RMB 30 million to RMB 60 million, with a maximum repurchase price of RMB 15 per share[22] Asset and Liability Management - The company's total assets decreased by 3.86% from the end of the previous year, amounting to CNY 6,938,859,988.93[4] - The company's cash and cash equivalents decreased from RMB 778,509,093.36 at the beginning of the period to RMB 537,258,542.64 at the end of the period[25] - Accounts receivable increased from RMB 1,573,299,266.37 to RMB 1,827,739,458.57, indicating a growth of approximately 16.2%[25] - Inventory decreased from RMB 515,302,965.46 to RMB 431,412,691.49, reflecting a decline of about 16.3%[25] - The total current assets increased from RMB 223,766,744.60 to RMB 344,973,233.91, showing a growth of approximately 54%[25] - The company’s non-current assets decreased from RMB 4,638,040,222.02 to RMB 4,350,367,361.96, a decline of about 6.2%[25] - The company’s total financial assets increased from RMB 876,513,470.39 to RMB 932,298,576.88, representing a growth of approximately 6.4%[25] - The total liabilities decreased to ¥2,535,359,695.58 from ¥2,892,215,797.89 year-on-year[51] - Non-current liabilities decreased from 2,362,492,458.23 to 2,005,535,703.67, a reduction of about 15.09%[26] Cash Flow Analysis - The net cash flow from operating activities was negative at CNY -336,469,114.48, a decline of 89.45% year-on-year[4] - The net cash flow from operating activities was -336,469,114.48, compared to -177,603,595.29 in the previous period, indicating a worsening cash flow situation[31] - The net cash flow from operating activities was ¥597,257,519.96, compared to ¥543,255,307.25 in the previous year, reflecting a growth of 9.9%[54] - Investment activities generated a net cash flow of 166,966,347.39, compared to 186,431,862.14 in the previous period, showing a slight decrease[31] Government Subsidies and Other Income - The company received government subsidies related to VAT refunds totaling CNY 27,450,607.97, which positively impacted its financial performance[6] - The company received government subsidies amounting to 2,920,932.29, contributing positively to the financial results[35] - Total revenue from other income increased significantly to 34,411,554.19, compared to 21,033,074.78 in the previous year, marking a rise of 63.8%[60] Expenses and Investments - The company's management expenses rose to ¥33,517,265.60, an increase of 31.0% from ¥25,588,732.52 in Q1 2023[59] - The research and development expenses for Q1 2024 were ¥50,477,546.34, slightly up from ¥48,591,768.96 in the same period last year[59] - The company invested ¥367,598,986.00 in financial products, a significant increase of 544.91% compared to ¥57,000,000.00 in the same period last year[40] - The company reported a decrease in the cash paid for fixed assets and intangible assets by 60.41% to ¥37,476,107.30 compared to the previous year[40] Earnings and Taxation - The basic earnings per share increased to CNY 0.24, a rise of 20.00% compared to the previous year[4] - Basic and diluted earnings per share improved from 0.20 to 0.24, reflecting a 20% increase[29] - The company reported a tax expense of 17,554,584.23, which is an increase from 11,475,793.32, showing a rise of 53.1%[60] Foreign Exchange and Other Comprehensive Income - The company recorded a foreign exchange loss of -9,352,142.49, compared to -9,178,737.93, reflecting a slight increase in losses[60] - Other comprehensive income after tax for the quarter was 757.06, a recovery from a loss of -84,788.47 in the previous year[60]

尊敬的各位股东及股东代表： 金卡智能集团股份有限公司 2023 年度独立董事述职报告 （凌 鸿） 本人作为金卡智能集团股份有限公司（以下简称"公司"）的独立董事，在任职 期间严格按照《公司法》《关于在上市公司建立独立董事制度的指导意见》《深圳 证券交易所创业板股票上市规则》等法律、法规、规范性文件以及《公司章程》《独 立董事工作制度》的规定，忠实履行独立董事职责，认真审议董事会各项议案，运 用自身专业知识对公司的业务发展及经营管理提出合理的建议，充分发挥独立董事 的独立性和专业性。现就本人2023年度履行独立董事职责情况汇报如下： 一、出席会议情况 2023年，公司共召开6次董事会，本人出席董事会会议的情况如下： | 姓名 | 应出席次数 | 亲自出席 | 委托出席 | 缺席次数 | 是否连续两次 | | --- | --- | --- | --- | --- | --- | | | | 次数 | 次数 | | 未亲自出席 | | 凌鸿 | 6 | 6 | 0 | 0 | 否 | 本人对本年度提交董事会审议的提案进行了详细的审阅，认为公司董事会的召 集召开符合法定程序，合法有效，对2023年度提交董事会审议表 ...