Core Viewpoint - Agricultural Bank of China has become the world's largest commercial bank by market capitalization, reaching approximately 2.74 trillion RMB (about 386.9 billion USD) as of October 30, 2025, reflecting its strategic positioning in serving rural revitalization and the real economy [1]. Financial Performance - For the first three quarters of 2025, Agricultural Bank reported operating income of 550.8 billion RMB and net profit of 222.3 billion RMB, representing year-on-year growth of 1.97% and 3.28% respectively [1]. - The total asset scale of the bank exceeded 48 trillion RMB by the end of the reporting period [1]. County-Level Business Growth - As of September 2025, the bank's county-level loan balance reached 10.9 trillion RMB, a growth of 10.57% from the beginning of the year, maintaining over 40% of the bank's total loan portfolio [2][21]. - The bank's non-performing loan ratio improved to 1.27%, a decrease of 3 basis points from the start of the year [2]. Rural Financing Initiatives - The "Fumin Loan" program has disbursed 273.29 billion RMB, benefiting 321,600 farmers across 14 cities in Gansu province [4]. - The "Huinong e-loan" program has provided 930.92 billion RMB in loans, serving 1,168,700 farmers [4]. Innovative Financial Products - The bank has introduced innovative products like "Electricity Bill e-loan," which uses actual electricity usage data as a basis for credit assessment, facilitating financing for small and micro enterprises [11]. - The "Live Asset Mortgage Loan" has evolved into the "Smart Animal Husbandry Loan," utilizing AI technology for livestock identification, enhancing efficiency in loan management [16]. Strategic Partnerships and Projects - Agricultural Bank has established a strategic partnership with China Green Development Group, supporting multiple renewable energy projects with a total approval amount of 25.84 billion RMB since 2021 [21]. - The bank's rapid loan approval process has been highlighted in projects like the 300MW compressed air energy storage project, where it completed a 9 billion RMB loan approval swiftly [17][20].

Core Insights - The article emphasizes the importance of small and micro enterprises as a driving force for economic development, job creation, and improving livelihoods, highlighting the efforts of Agricultural Bank of China in Jiangsu Suzhou to support these enterprises through enhanced financial services and innovative products [1] Group 1: Financial Support for Small and Micro Enterprises - Agricultural Bank of China in Jiangsu Suzhou has implemented a financing coordination mechanism to assist small and micro enterprises, optimizing service paths and innovating product systems to stimulate regional economic growth [1] - The bank has developed a financial service system for technology-driven small enterprises, addressing their unique challenges such as lack of traditional collateral and long R&D cycles, exemplified by a case where a company received a 5 million yuan "Kejie Loan" within ten days [2] Group 2: Empowering Traditional Industries - Traditional industries, such as the wool sweater market in Suzhou, are adapting to consumer demands by investing in production line upgrades and diversifying product offerings, while facing financing challenges due to insufficient collateral [3] - The bank utilizes digital technologies like big data and AI to evaluate small enterprises comprehensively, offering tailored financial products such as "Tax e-loan" and "Micro Loan" to support the wool sweater industry [3] Group 3: Collaborative Financial Services - The bank has established a collaborative service mechanism involving chambers of commerce and enterprises to broaden the reach of inclusive finance, creating a diverse service network [4] - By leveraging the role of chambers of commerce, the bank has developed a progressive service path for enterprises, from potential clients to loyal partners, simplifying processes and enhancing credit access for small businesses [4]

EF002 | | | | EF002 | | --- | --- | --- | --- | | | 皇后大道東183號 | | | | 灣仔 | | | | | 香港 | | | | | 代扣所得稅信息 | | | | | | | 請參考本行日期為2025年11月28日的2025年度第二次臨時股東會表決結果公告有關代扣 | | | | 代繳股東股息稅之詳情。 | | | | | 股東類型 | 稅率 | 有關代預扣所得稅之更多補充 | | | | | （如適用） | | | 非個人居民 | | | | | （非中國內地登記地址） | 10% | 境內非外商投資企業在香港發行股 | | | | | 票，其境外居民個人股東可根據其 | | | | | 居民身份所屬國家與中國簽署的稅 | | | | | 收協定及內地和香港（澳門）間稅 | | | | | 收安排的規定，享受相關稅收優 惠。對於H股個人股東，本行將一 | | | | | 般按10%稅率代扣代繳股息的個人 | | | | | 所得稅，稅務法規及相關稅收協定 | | | | | 另有規定的除外。 | | | 非居民企業 | | | | | （非中國內地 ...

+ CCS3662 AGBH + NAME(S) AND ADDRESS OF REGISTERED SHAREHOLDER(S) 登記股東之姓名及地址 AGRICULTURAL BANK OF CHINA LIMITED 中 國 農 業 銀 行 股 份 有 限 公 司 (a joint stock company incorporated in the People's Republic of China with limited liability) （於中華人民共和國註冊成立之股份有限公司） (Stock Code: 1288) (股份代號：1288) DIVIDEND CURRENCY ELECTION FORM FOR 2025 INTERIM DIVIDEND OF RMB 1.195 PER 10 SHARES ("2025 INTERIM DIVIDEND") 二零二五年中期股息每 10 股人民幣 1.195 元（「二零二五年中期股息」） 股息貨幣選擇表格 Registered shareholders will automatically receive their cash dividen ...

12月12日农业银行大宗交易一览 | 成交量 （万股） | 成交金额 （万元） | 成交价格 （元） | 相对当日 收盘折溢价 （%） | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | 219.57 | 1695.08 | 7.72 | 0.00 | 国泰海通证券股份有限公司总部 | 机构专用 | 注：本文系新闻报道，不构成投资建议，股市有风险，投资需谨慎。 进一步统计，近3个月内该股累计发生3笔大宗交易，合计成交金额为2450.08万元。 证券时报•数据宝统计显示，农业银行今日收盘价为7.72元，下跌2.65%，日换手率为0.18%，成交额为 44.49亿元，全天主力资金净流出6.18亿元，近5日该股累计下跌1.28%，近5日资金合计净流出7.73亿 元。 两融数据显示，该股最新融资余额为9.68亿元，近5日减少1.32亿元，降幅为12.01%。 据天眼查APP显示，中国农业银行股份有限公司成立于1986年12月18日，注册资本34998303.3873万人 民币。（数据宝） （原标题：农业银行大宗交易成交219.57万股 成交额1695.0 ...

Core Viewpoint - Agricultural Bank experienced a significant surge in stock price during the last 10 minutes of trading on December 11, rising from a decline of 0.7% to an increase of 1.41%, with 100 million yuan entering the market in that short period [1][14]. Group 1: Market Reactions - Investors humorously speculated on the reasons behind Agricultural Bank's surge, suggesting it might be due to extraordinary events like discovering lithium mines or plans for space expansion [3][16]. - Many investors were curious about the identity of the entities driving the price increase, with some suggesting it could be a balancing tool for indices or mysterious funds supporting the market [3][16]. Group 2: Broader Market Trends - The surge was not limited to Agricultural Bank; other major banks, insurance stocks, and even liquor stocks also saw price increases, indicating a broader market trend [6][10]. - Industrial and Commercial Bank also rose from a decline of 0.76% during the same period, reflecting a general recovery among financial institutions [6][18]. Group 3: Index Adjustments and Speculations - There was speculation that the price movements were related to upcoming index adjustments, but analysts indicated that the adjustments would not take effect until December 12, making this unlikely [9][24]. - Analysts proposed three potential reasons for the price surge: institutional investors reacting to the upcoming Central Economic Work Conference, mysterious funds supporting the market, and a shift of funds from small-cap to large-cap stocks due to new quantitative regulations [13][26].

来源：中国农业银行 12月12日，农业银行召开党委会议，传达学习中央经济工作会议精神，传达全国金融系统工作会议要 求，研究农业银行贯彻落实措施。党委书记、董事长谷澍主持会议并讲话。 会议指出，今年我国经济社会发展各项目标将顺利实现，"十四五"即将圆满收官，高质量发展取得新成 效，中国式现代化迈出新的坚实步伐。一年来的发展很不平凡、令人鼓舞。这些成绩的取得，根本在于 以习近平同志为核心的党中央领航掌舵，在于习近平新时代中国特色社会主义思想科学指引。全行要深 刻领悟"两个确立"的决定性意义，增强"四个意识"、坚定"四个自信"、做到"两个维护"，坚定不移走好 中国特色金融发展之路。 来源：中国农业银行 12月12日，农业银行召开党委会议，传达学习中央经济工作会议精神，传达全国金融系统工作会议要 求，研究农业银行贯彻落实措施。党委书记、董事长谷澍主持会议并讲话。 会议指出，今年我国经济社会发展各项目标将顺利实现，"十四五"即将圆满收官，高质量发展取得新成 效，中国式现代化迈出新的坚实步伐。一年来的发展很不平凡、令人鼓舞。这些成绩的取得，根本在于 以习近平同志为核心的党中央领航掌舵，在于习近平新时代中国特色社会主义思想 ...

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日国有大型银行板块主力资金净流出10.63亿元，游资资金净流入1.35亿元，散户 资金净流入9.29亿元。国有大型银行板块个股资金流向见下表： 证券之星消息，12月12日国有大型银行板块较上一交易日下跌1.62%，农业银行领跌。当日上证指数报 收于3889.35，上涨0.41%。深证成指报收于13258.33，上涨0.84%。国有大型银行板块个股涨跌见下 表： ...

2025年12月12日，中国农业银行发布公告称，为了提供更便捷、高效的服务，中国农业银行拟于近期实 施生产系统维护，预计影响情况如下： 2025年12月12日，中国农业银行发布公告称，为了提供更便捷、高效的服务，中国农业银行拟于近期实 施生产系统维护，预计影响情况如下： 一、12月13日0:10至0:30、12月14日0:40至1:00，中国农业银行第三方支付机构退款业务、多账户签约 业务、网络商户快捷支付业务将暂停服务。其他第三方支付机构网络支付业务（含网关支付、快捷支 付、代收业务等）将出现少量交易响应时间延长现象。 二、12月13日20:00至12月14日2:00，中国农业银行信用卡微信小程序、信用卡微信公众号、信用卡分 期、信用卡申办、信用卡激活、ETC钱包服务、北极星营销平台等相关业务将出现2次暂停服务现象， 每次影响时长2分钟以内；12月13日22:00至12月14日0:00，中国农业银行小豆乐园商品兑换业务将出现 2次暂停服务现象，每次影响时长2分钟以内。 三、12月13日23:00至23:20、12月14日0:20至0:40，中国农业银行手机银行、个人网银将各出现1次暂停 服务现象，每次影响时 ...

Group 1 - The core viewpoint of the news is that several major state-owned banks in China are implementing substantial interim dividends, reflecting their commitment to returning value to investors [1] - The four major banks are continuing to distribute large interim dividends for the second consecutive year, with dividend amounts remaining stable compared to last year, maintaining a payout ratio of around 30% [1] - As of December 11, a total of 43 constituent stocks of the CSI Dividend Index have announced interim dividend plans, with a total cash dividend amount of 364.4 billion yuan [2] Group 2 - Agricultural Bank of China and Industrial and Commercial Bank of China are set to distribute interim dividends of 41.8 billion yuan and 50.4 billion yuan, respectively, on December 15, 2025 [2] - The CSI Dividend ETF (515080) has distributed dividends 14 times since its listing, with a cumulative dividend amount of 3.65 yuan per ten shares [2] - The CSI Dividend ETF has adopted a quarterly assessment dividend rhythm this year, with dividend ratios of 1.01%, 0.99%, and 0.95% for the first three quarters [3][4] Group 3 - Recent data indicates that the CSI Dividend ETF experienced a net inflow of 102 million yuan yesterday, with a cumulative net inflow of 280 million yuan over the past five trading days [5] - The dividend distribution of the CSI Dividend ETF is expected to be announced soon for the fourth quarter [3] - The dividend-paying stocks have shown stability, contributing to a relatively consistent dividend distribution from related ETFs [2]