Group 1 - The company, Minsheng Bank, has scheduled a board meeting on August 29, 2025, to review and approve the interim results announcement for the six months ending June 30, 2025 [1] - The board meeting will also consider the proposal for the distribution of an interim dividend, if any [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） 董事長 高迎欣 中國，北京 2025年8月19日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、趙鵬先生、梁鑫傑先生及林立先 生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、程 鳳朝先生及劉寒星先生。 （股份代號：01988） 董事會會議召開日期 中國民生銀行股份有限公司（「本行」）董事會（「董事會」）茲通告謹定於2025年8月 29日（星期五）舉行董事會會議，藉以（其中包括）審議及批准刊發本行及其附屬 公司截至2025年6月30日止六個月之中期業績公告，及審議派發中期股息（如有） 之建議。 承董事會命 中國民生銀行股份有限公司 ...

从资金流向上来看，当日股份制银行板块主力资金净流入3.27亿元，游资资金净流出8754.9万元，散户资 金净流出2.39亿元。股份制银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600000 浦发银行 | | 1.06亿 ﮯ | 15.65% | -3959.94万 | -5.84% | -6648.73万 | -9.81% | | 600036 招商银行 | | 9793.37万 | 3.93% | -4550.66万 | -1.82% | -5242.71万 | -2.10% | | 601166 兴业银行 | | 9596.85万 | 9.16% | -2153.61万 | -2.06% | -7443.23万 | -7.10% | | 601998 中信银行 | | 5510.35万 | 11.60% | -1388.74万 | -2.92% | -4121.61万 | -8 ...

8月18日民生银行大宗交易一览 | 成交量 | 成交金 | 成交价 | 相对当日 | | | | --- | --- | --- | --- | --- | --- | | （万 | 额 | 格 | 收盘折溢 | 买方营业部 | 卖方营业部 | | 股） | （万 | （元） | 价 | | | | | 元） | | （%） | | | | 80.00 | 376.80 | 4.71 | 0.00 | 华泰证券股份有限公司北京苏州街证券 | 华泰证券股份有限公司 | | | | | | 营业部 | 总部 | 注：本文系新闻报道，不构成投资建议，股市有风险，投资需谨慎。 进一步统计，近3个月内该股累计发生12笔大宗交易，合计成交金额为17.03亿元。 证券时报•数据宝统计显示，民生银行今日收盘价为4.71元，上涨0.21%，日换手率为0.66%，成交额为 11.07亿元，全天主力资金净流入3081.26万元，近5日该股累计下跌3.68%，近5日资金合计净流出3.56亿 元。 两融数据显示，该股最新融资余额为51.48亿元，近5日增加2.05亿元，增幅为4.14%。（数据宝） （原标题：民生银行大宗交易成交376 ...

8月18日，民生银行大宗交易成交80万股，成交额376.8万元，占当日总成交额的0.34%，成交价4.71元，较市场收盘价4.71元持平。 | 2025-08-18 | 民生银行 | 6000TE | 4.71 376.8 80 | 华泰证券股份有限 公司北京苏州街证 Mi adoda 11 . Kenn | 华泰证券股份有限 公司总部 | | | --- | --- | --- | --- | --- | --- | --- | | 交易日期 | 证券简称 | 证券代码 | 成交价(元) 成交金额(万元) 成交量( * ) 买入营业部 | | | 卖出营业部 | ...

Group 1 - The core viewpoint of the articles is that Minsheng Bank is terminating its cooperation with third-party platforms for public fund distribution in response to new regulatory requirements, shifting its focus to self-owned channels [1][5][11] - Minsheng Bank announced the termination of its cooperation with the "Huawei Wallet" platform for public fund distribution effective September 4, 2025, requiring investors to use the Minsheng Bank APP for all related transactions [2][3] - The bank had previously announced the termination of its partnership with the "Yutong Life" platform for public money market fund distribution effective August 25, 2025, indicating a broader strategy to consolidate its fund distribution channels [3][4] Group 2 - The new regulatory framework, known as the "Sales Agency Regulations," was issued by the National Financial Supervision Administration in March 2025, mandating that commercial banks can only sell products through their own channels and prohibiting outsourcing of sales processes [5][11] - Minsheng Bank's adjustments are a direct response to these regulations, which aim to clarify the boundaries for asset management institutions and banks, eliminating the practice of using third-party platforms for sales [5][12] - The bank is also integrating its direct banking services, with the "Huixuanbao" channel being merged into the Minsheng mobile banking and personal online banking platforms, reflecting a trend towards internal channel optimization [6][9] Group 3 - The bank's revenue from fund distribution has been under pressure due to declining commission rates and regulatory tightening, with a reported decrease in net income from fees and commissions by 5.15% year-on-year in 2024 [12][13] - The overall trend in the banking industry shows a decline in non-interest income, with many banks facing challenges in maintaining profitability in their fund distribution businesses due to reduced fees and increased regulatory scrutiny [12][13] - As of 2024, major banks, including Minsheng Bank, have been implementing fee reduction policies to attract investors, but this has led to a significant drop in income from fund distribution activities [11][12]

Core Viewpoint - Minsheng Bank is terminating its cooperation with two third-party platforms for public fund distribution in response to the upcoming implementation of the "Regulations on the Management of Commercial Banks' Agency Sales Business" on October 1, 2025 [1][6][8] Group 1: Termination of Cooperation - Minsheng Bank announced the termination of its fund distribution cooperation with the "Huawei Wallet" platform effective September 4, 2025, and with the "Yutong Life" platform effective August 25, 2025 [3][4] - After the termination, users will no longer be able to perform fund-related transactions such as inquiries, subscriptions, redemptions, and changes to dividend methods on these platforms [3][4] Group 2: Future Business Arrangements - Customers can manage their fund holdings through the Minsheng Bank App, but subscription and regular investment services will be closed [4][5] - For fund subscription or regular investment needs, customers are directed to use the Minsheng Bank App's wealth management section [5] Group 3: Regulatory Compliance - The termination of cooperation is part of Minsheng Bank's efforts to comply with the new regulations, which require banks to consolidate their fund distribution operations onto their own platforms [8] - The new regulations aim to enhance the management responsibilities of commercial banks as agency sales institutions and promote the healthy development of agency sales business [8]

Core Viewpoint - The tightening of bank card opening processes to prevent telecom fraud and money laundering has led to excessive restrictions on transaction limits, causing concerns among users and stakeholders [1]. Group 1: Bank Evaluation - A survey conducted by a media outlet assessed 8 bank branches in Dongguan, focusing on efficiency, compliance, fraud prevention execution, and service quality during the process of opening a first-class savings account [1]. - The evaluation revealed that while banks performed well in fraud prevention, excessive transaction limits became a significant pain point for users, with most new accounts having a single transaction/daily limit of 5,000 yuan [1]. - There was a notable disparity among the banks, with some achieving high scores of 90 due to efficient service, while others scored as low as 59 due to lengthy processes and excessive transaction restrictions [1]. Group 2: Specific Case Study - The total time taken to open a bank account at Minsheng Bank's Dongguan branch was approximately 45 minutes, with an overall score of 75 [2]. - The process involved waiting in line, signing a "non-participation in crime commitment" and a "non-counter transaction limit notice," which outlined the conditions for increasing transaction limits [5]. - The entire account opening process took 14 minutes once the staff began assisting, indicating a smooth experience despite the initial wait [6].

8月13日，中国民生银行发布公告称，该行积极响应并严格执行《关于印发的通知》（财金〔2025〕80 号）精神及相关要求，依法合规推进个人消费贷款贴息工作。该行将按照市场化、法治化原则，自2025 年9月1日起，对符合上述通知要求的个人消费贷款实施贴息。民生银行提示，在办理个人消费贷款贴息 业务过程中，该行不收取任何费用。 ...

| 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 13.83 | -0.43% | 79.04万 | 10.98亿 | | 000001 | 平安银行 | 12.26 | -0.57% | 111.98万 | 13.77 亿 | | 601916 | 浙商银行 | 3.37 | -0.59% | 186.68万 | 6.31亿 | | 600015 | 华夏银行 | 7.98 | -0.62% | - 33.84万 | 2.71亿 | | 601166 | 兴业银行 | 22.80 | -0.83% | 61.34万 | 14.08亿 | | 600036 | 招商银行 | 43.54 | -1.05% | 87.67万 | 38.37亿 | | 601998 | 中信银行 | 8.25 | -1.20% | 44.80万 | 3.72亿 | | 601818 | 光大银行 | 4.04 | -1.46% | 220.78万 | 26668 | | 600016 | ...