HSBC Holdings PLC (NYSE:HSBC) Q4 2022 Earnings Conference Call February 21, 2023 3:30 AM ET Company Participants Noel Quinn - Group CEO Georges Elhedery - Group CFO Richard O'Connor - Global Head, IR Conference Call Participants Martin Leitgeb - Goldman Sachs Group Amandeep Rakkar - Barclays Bank Andrew Coombs - Citigroup Omar Keenan - Crédit Suisse Jason Napier - UBS Guy Stebbings - BNP Paribas Exane Tom Rayner - Numis Securities Manus Costello - Bernstein Autonomous Operator Good morning, ladies and gentl ...

HSBC Holdings plc (NYSE:HSBC) Q3 2022 Earnings Conference Call October 25, 2022 3:30 AM ET Company Participants Noel Quinn - Group Chief Executive Officer Ewen Stevenson - Group Chief Financial Officer Conference Call Participants Omar Keenan - Credit Suisse Robert Noble - Deutsche Bank Joseph Dickerson - Jefferies Fahed Kunwar - Redburn Yafei Tian - Citigroup Tom Rayner - Numis Manus Costello - Autonomous Research Martin Leitgeb - Goldman Sachs Raul Sinha - J P Morgan Aman Rakkar - Barclays Bank PLC Operat ...

HSBC Holdings plc (NYSE:HSBC) Q2 2022 Earnings Conference Call August 1, 2022 2:30 AM ET Company Participants Mark Tucker - Group Chairman Noel Quinn - Group Chief Executive Ewen Stevenson - Chief Financial Officer Richard O'Connor - Global Head of Investor Relations Conference Call Participants Raul Sinha - JPMorgan Manus Costello - Autonomous Research Omar Keenan - Credit Suisse Aman Rakkar - Barclays Gurpreet Singh Sahi - Goldman Sachs Andrew Coombs - Citigroup Martin Leitgeb - Goldman Sachs Guy Stebbing ...

Financial Performance - HSBC's reported revenue for 2Q22 was $12.8 billion, a 2% increase, while adjusted revenue reached $13.1 billion, up 12% compared to 2Q21[3] - The company's reported PBT for 2Q22 was $5.0 billion, a 1% decrease, but adjusted PBT rose to $6.0 billion, a 13% increase compared to 2Q21[3] - Net Interest Income (NII) for 2Q22 was $7.5 billion, up 20% compared to 2Q21, driven by interest rate rises and lending growth[23, 26] - The company is targeting a RoTE of 12%+ from FY23 onwards and expects a payout ratio of approximately 50% for FY23 and FY24, reinstating quarterly dividends from 2023[3, 49, 55] Business Segment Performance - Commercial Banking (CMB) revenue increased by 19% to $3.7 billion, driven by interest rate rises, balance sheet growth, and higher fees[27, 77] - Global Banking and Markets (GBM) revenue increased by 15% to $3.8 billion, primarily driven by Markets and Securities Services (MSS), which was up 27%[27, 78] - Wealth and Personal Banking (WPB) revenue increased by 5% to $5.7 billion, and up 19% excluding adverse insurance market impacts of $0.7 billion[27, 76] Capital and Costs - The Group CET1 ratio was 13.6%, down 0.5 percentage points vs 1Q22[4, 24, 48] - Adjusted costs remained stable at $7.5 billion compared to 2Q21, with cost savings offsetting increased technology spending and investment[23, 26, 42] - The company is on track to achieve the high end of its $5 billion-$5.5 billion cost saves target and spend the remaining CTA of $2.4 billion in 2H22[42] Digital Transformation - Technology spend increased, with total tech spend reaching approximately $3.1 billion[12] - HSBCnet wholesale mobile app payments volume increased by 60.8%[15] - Mobile active retail customers increased by 5.5 percentage points[16] Guidance - The company upgraded its revenue guidance, expecting at least $31 billion in NII for FY22 and at least $37 billion in FY23[20, 34] - Adjusted cost growth is expected to be stable in 2022, with approximately 2% annual growth in FY23[20, 42]

HSBC Holdings plc 1Q22 Results Presentation to Investors and Analysts 0 1Q22 results Appendix Our values We value difference We succeed together We take responsibility We get it done Our purpose, values and ambition support the execution of our strategy Our purpose Opening up a world of opportunity Our ambition To be the preferred international financial partner for our clients Our strategy Focus on strengths Digitise at scale Energise for growth Transition to net zero 1Q22 results Appendix 2 1Q22 highlight ...

HSBC Holdings Plc (NYSE:HSBC) Q1 2022 Earnings Conference Call April 26, 2022 2:30 AM ET Company Participants Ewen Stevenson - Chief Financial Officer Conference Call Participants Joseph Dickerson - Jeffries Aman Rakkar - Barclays Raul Sinha - JPMorgan Jason Napier - UBS Yafei Tian - Citigroup Omar Keenan - Credit Suisse Tom Rayner - Numis Securities Edward Firth - KBW Guy Stebbings - BNP Paribas Manus Costello - Autonomous Martin Leitgeb - Goldman Sachs Operator Good morning, ladies and gentlemen, and welc ...

HSBC Holdings plc FY21 and 4Q21 Results Presentation to Investors and Analysts Our ambition To be the preferred international financial partner for our clients Our values We value difference We succeed together We take responsibility We get it done Focus on strengths Digitise at scale Energise for growth Transition to net zero Strategy 4Q21 results Appendix Our purpose, values and ambition support the execution of our strategy Our purpose Opening up a world of opportunity Our strategy Strategy 4Q21 results ...

As filed with the Securities and Exchange Commission on February 23, 2022. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 Or þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Or SHELL COMPANY REPORT PURSUANT ...

HSBC Holdings plc (NYSE:HSBC) Q4 2021 Earnings Conference Call February 22, 2022 3:30 AM ET Company Participants Richard O'Connor - Head of Global Investor Relations Noel Quinn - Group Chief Executive Officer Ewen Stevenson - Group Chief Financial Officer Conference Call Participants Raul Sinha - JPMorgan Joseph Dickerson - Jefferies Omar Keenan - Credit Suisse Tom Rayner - Numis Jason Napier - UBS Ben Tom - RBC Aman Rakkar - Barclays Guy Stebbings - Exane BNP Paribas Noel Quinn Good morning in London, it's ...

HSBC Holdings plc 3Q21 Results Presentation to Investors and Analysts 3Q21 results Appendix To be the preferred international financial partner for our clients Our ambition Our strategy Focus on our strengths Digitise at scale Energise for growth Transition to net zero Our purpose, values and ambition support the execution of our strategy Opening up a world of opportunity Our purpose Our values We value difference We succeed together We take responsibility We get it done 1 3Q21 results Appendix 3Q21 highlig ...