智通财经APP获悉，汇丰银行(HSBC.US)企业及投资银行部门负责人迈克尔·罗伯茨称，继其市值历史性 地首次突破2000亿英镑(2680亿美元)数周后，该行目前的市值有望突破3000亿英镑。 尽管地缘政治危机正在酝酿，罗伯茨在接受采访时表示，这家欧洲最大的银行可能会变得更加庞大，并 展望了公司股价在目前接近历史高位的基础上再上涨超过50%的前景。 汇丰企业及机构银行CEO罗伯茨表示，"从2000亿英镑到我们今天的位置……达到3000亿无疑是触手可 及的，""在我们看来，鉴于我们认为能够产生利润的领域，确实值得更高的估值。" 汇丰银行的股价——最新交易价格约为1223便士——持续走高，使其目前的估值达到约2100亿英镑，这 也使其稳居欧洲最大金融机构的宝座，领先于西班牙桑坦德银行、瑞士瑞银集团和法国巴黎银行等同 行。 汇丰在过去一年里对其全球业务进行了大规模重组，作为首席执行官乔治·埃尔赫德里简化银行架构和 削减成本行动的一部分，该行裁减了数千个工作岗位，合并并关闭了一些业务线，同时出售了其他业 务。罗伯茨表示，重组阶段现已基本完成，银行正在寻找推动增长的方法。 他说，"我们真的在展望未来，"同时他也警告称， ...

Core Viewpoint - HSBC is on track to increase its market capitalization from £210 billion to potentially over £300 billion, driven by a successful restructuring and growth strategies despite geopolitical challenges [1][8]. Company Restructuring - HSBC has undergone a significant restructuring over the past year, which included job cuts, merging and closing certain business lines, and selling others to simplify operations and reduce costs [1][8]. - The revamp phase is largely complete, and the bank is now focused on driving future growth [1][8]. Market Position - HSBC's current share price is approximately 1,223 pence, positioning it as the largest financial institution in Europe, surpassing competitors like Banco Santander, UBS, and BNP Paribas [1][8]. Technological Integration - The bank is exploring the integration of artificial intelligence and digital assets into its operations, with the belief that AI will enhance productivity rather than lead to mass layoffs [5][9]. - HSBC is also a leader in adopting quantum computing technology, which has shown potential to improve asset pricing in trading [7][8][9]. Future Outlook - The bank anticipates a fundamental change in trading across all asset classes due to the increasing use of digital assets and tokenization in financial markets [7][9]. - HSBC's leadership is optimistic about the company's growth potential, suggesting that the current valuation does not fully reflect its profit-generating capabilities [1][8].

Core Viewpoint - The recent statement by President Trump linking tariffs to the purchase of Greenland has escalated tensions between the U.S. and its European allies, marking a significant shift from traditional trade negotiations to geopolitical coercion [1][2]. Group 1: Tariff Implications - Trump announced a 10% tariff on goods exported from Denmark, Norway, Sweden, France, Germany, the UK, the Netherlands, and Finland starting February 1, until an agreement on the "complete and total purchase of Greenland" is reached [1]. - HSBC noted that this represents a major escalation, as tariffs are now being used as a tool for territorial negotiations rather than just trade discussions [2]. Group 2: European Response - European leaders, including EU Commission President Ursula von der Leyen and French President Emmanuel Macron, have condemned the tariffs, warning of potential damage to transatlantic relations [6]. - There is a serious discussion within Europe about potential countermeasures, including the suspension of a previously negotiated EU-U.S. trade agreement and the implementation of reciprocal tariffs [6][7]. Group 3: Anti-Coercion Instrument (ACI) - The EU is considering activating the Anti-Coercion Instrument (ACI), designed to counter economic coercion from third countries, which could involve a range of non-tariff measures [7][8]. - The initiation of ACI signals a shift in strategy, moving beyond simple tariff retaliation to a broader consideration of capital and regulatory responses [8]. Group 4: Economic Impact - Goldman Sachs estimates that a 10% tariff could reduce the GDP of affected countries by approximately 0.1% to 0.2%, with Germany facing a larger impact [9]. - The potential for tariffs to rise to 25% could increase the GDP impact to 0.25% to 0.5% [9]. Group 5: Market Uncertainty - The primary concern for markets is not the immediate tariff changes but the resurgence of trade and geopolitical uncertainty, which could lead to increased risk premiums and volatility in asset pricing [12]. - Geopolitical risk premiums are already being factored into asset prices, with the euro declining against the dollar and increased volatility expected as deadlines approach [12].

Group 1 - International financial institutions are optimistic about the fundamentals of the Chinese economy and the performance of Chinese assets, expecting a systematic increase in the weight of Chinese assets in global investment portfolios [1][2] - UBS reports a significant increase in the participation of international long-term funds as cornerstone or core institutional investors in recent Hong Kong IPOs and refinancing projects, indicating a shift towards more proactive and long-term investment strategies in China [1] - The total annual amount of mergers and acquisitions involving foreign capital in China has reached 60 billion RMB, marking a 10-year high, as foreign capital becomes more active in the Chinese capital market [1] Group 2 - The consensus among overseas investors is that "Chinese assets are unavoidable," driven by the resilience of the Chinese economy and strong potential for technological innovation [2] - The structural changes in the fundamentals of Chinese enterprises are shifting their operational logic from "scale first" to focusing on profitability quality, technological barriers, long-term value, and innovation [2] - HSBC's 2026 outlook report indicates that with a focus on boosting domestic demand and ongoing structural reforms, China's economy is expected to maintain steady growth, with innovation becoming a core advantage attracting foreign investment [3]

Core Viewpoint - WeLab, a Hong Kong fintech company, has completed a $220 million financing round, marking its largest funding to date [1] Group 1: Financing Details - The financing round includes both equity and debt financing [1] - Investors in this round include HSBC, Prudential Hong Kong, Fubon Bank (Hong Kong), a Hong Kong investment company, Allianz X, and TOM Group [1] Group 2: Use of Funds - WeLab plans to use the funds to expand into the Southeast Asian market and for acquisitions [1] Group 3: Company Background - WeLab is a member of the Hong Kong Web3.0 Association and operates WeLab Bank, which received a virtual banking license from the Hong Kong Monetary Authority in 2019 [1] - WeLab Bank is also a member of the Hong Kong Institute of Bankers (HKIB) [1]

Group 1 - HSBC is conducting a strategic review of its insurance business in Singapore [1] - The review is part of HSBC's initiative to simplify its global operations [1]

HSBC Holdings plc 滙豐控股有限公司 為確保及時收到最新的公司通訊及可供採取行動的公司通訊*，本公司建議閣下掃描隨附回條（「回條」）上之專屬二維 碼，或填妥、簽署回條並交回本公司的香港股份登記處（「股份登記處」）香港中央證券登記有限公司，地址為香港灣仔 皇后大道東 183 號合和中心 17M 樓，以提供閣下的電子郵件地址。 如本公司於 2026 年 2 月 16 日之前尚未收到閣下以電子方式提交或已填妥並簽署之回條或表示反對之任何書面回覆，直 至股份登記處收到閣下的通知前，閣下將被視為已同意瀏覽本公司所有未來公司通訊之網上版本，而本公司日後將向閣 下發送已在本公司網站上載公司通訊之通知。 如閣下選擇接收日後公司通訊的網上版本，閣下需要提供電郵地址，以便接收(i)當公司通訊上載至本公司網站時有關公 司網站發布相關公司通訊的電郵通知，以及(ii)本公司日後以電子形式發布的所有可供採取行動的公司通訊*。 如閣下沒有提供有效且可用的電郵地址，或閣下被視為已同意接收日後公司通訊的網上版本，本公司將根據股份登記處 存置的香港股東分冊上所示的地址透過郵寄方式向閣下發送(i)在本公司網站上發布公司通訊的通知函 ...

Core Viewpoint - HSBC is exploring various options for its Singapore insurance business, including a potential sale, as part of a global business restructuring led by CEO Georges Elhedery [1] Group 1: Business Restructuring - The restructuring initiative is being led by CEO Georges Elhedery [1] - HSBC is currently evaluating HSBC Life (Singapore) Private Limited, with a potential valuation exceeding $1 billion [1] Group 2: Current Status - The consideration of options for the insurance business is still in the preliminary stages, and no final decision has been made [1] - A representative from HSBC declined to comment on market speculation regarding the potential sale [1]

Group 1 - HSBC Holdings is exploring multiple options for its Singapore insurance business, including a potential sale, as part of a broader business restructuring led by CEO Georges Elhedery [3][4] - The valuation of HSBC Life Insurance (Singapore) Private Limited may exceed $1 billion, with several insurance companies and investment firms expressing initial interest [3] - The assessment of the insurance business is still in the early stages, and HSBC has not made a final decision [4] Group 2 - HSBC's insurance operations in Singapore include life insurance, critical illness insurance, savings insurance, personal accident insurance, and health insurance, which have been expanded through acquisitions [4] - In 2022, HSBC acquired 100% of AXA Insurance Pte Limited for $575 million, which was Singapore's eighth-largest life insurance company at the time [4] - The restructuring led by Elhedery is the largest in over a decade, reorganizing HSBC into four departments and cutting certain business lines [4]

Market - US stock market experienced a decline for the second consecutive day, with the Dow, Nasdaq, and S&P 500 all falling, primarily driven by poor performance in technology stocks, particularly chip stocks like Nvidia, which dropped due to export restrictions [2] - Bank stocks also struggled, with Wells Fargo's revenue falling short of expectations, while Bank of America and Citigroup exceeded expectations but could not support the high market levels. The banking sector faced additional pressure from Trump's call for credit card interest rate reforms [2] - Despite strong PPI and retail sales data, the market remained low due to concerns over the independence of the Federal Reserve and rising geopolitical risks, particularly related to Iran [2] Company - Tesla announced it will stop selling its Full Self-Driving (FSD) software at a fixed price and will instead offer it as a monthly subscription service starting at $99, leading to a 1.79% drop in its stock price [3][33] - Cerebras secured a significant contract with OpenAI worth over $10 billion, committing to provide 750 MW of computing power by 2028, which will help reduce its reliance on a single customer [32] - Wells Fargo reported profits below expectations, with a significant $612 million spent on severance costs, leading to its stock experiencing the largest intraday drop in six months [40] - Bank of America reported a 23% increase in stock trading revenue to $2.02 billion, exceeding analyst expectations, but concerns over costs led to a 5% drop in its stock price [41] - Boeing announced it received 1,173 net orders in 2025, surpassing Airbus, although its stock fell 1.7% in early trading [42]