Core Insights - China Ping An reported steady growth in overall performance for the first three quarters of 2025, with a focus on high-quality development in its financial core business [1][2] Financial Performance - The company achieved an operating profit of 116.26 billion yuan, a year-on-year increase of 7.2% [1] - Net profit attributable to shareholders reached 132.86 billion yuan, up 11.5% year-on-year, with a significant quarterly increase of 45.4% [1] - Total revenue for the period was 901.67 billion yuan, reflecting a 4.6% year-on-year growth [1] - As of September 30, 2025, total equity attributable to shareholders was 986.41 billion yuan, a 6.2% increase from the beginning of the year [1] Insurance Business Growth - The life and health insurance segment saw new business value of 35.72 billion yuan, a remarkable growth of 46.2% year-on-year [1] - The new business value rate (based on standard premium) increased by 9.0 percentage points year-on-year [1] - The agency channel's new business value grew by 23.3%, while per capita new business value increased by 29.9% [1] - The bancassurance channel's new business value surged by 170.9%, contributing 35.1% to the new business value of Ping An's life insurance [1] Property Insurance Performance - The property insurance segment reported original insurance premium income of 256.25 billion yuan, a 7.1% year-on-year increase [2] - The overall combined cost ratio improved to 97.0%, a 0.8 percentage point enhancement year-on-year [2] Investment Performance - The investment portfolio of Ping An achieved a non-annualized comprehensive investment return rate of 5.4%, up by 1.0 percentage point year-on-year [2] Banking Operations - Ping An Bank reported a net profit of 38.34 billion yuan for the first three quarters of 2025 [2] - The non-performing loan ratio stood at 1.05%, a slight decrease of 0.01 percentage points from the beginning of the year [2] - The provision coverage ratio was 229.60%, and the core Tier 1 capital adequacy ratio improved to 9.52%, up by 0.40 percentage points [2] Customer Engagement - The comprehensive financial model has established a core competitive barrier, with nearly 250 million personal customers as of September 30, 2025, a 2.9% increase from the beginning of the year [2] - The retention rate for customers holding four or more contracts within the group reached 97.5%, while the retention rate for customers with service time exceeding five years was 94.4% [2] Healthcare and Elderly Care Strategy - Ping An has achieved 100% cooperation coverage with top 100 hospitals and tier-three hospitals in China [3] - Home care services are now available in 85 cities, with nearly 240,000 clients qualifying for home care services [3] - High-quality elderly care community projects have been initiated in five cities [3] Social Responsibility - In the first three quarters of 2025, Ping An's green insurance premium income was 55.28 billion yuan, and it provided 47.39 billion yuan in rural industry support through the "Three Villages Project" [3]

寿险及健康险业务经营持续增长，多渠道高质量发展。2025年前三季度，寿险及健康险业务新业务价值 357.24亿元，同比增长46.2%，新业务价值率(按标准保费)同比上升9.0个百分点。代理人渠道新业务价 值同比增长23.3%，人均新业务价值同比增长29.9%;银保渠道新业务价值同比增长170.9%。银保渠道、 社区金融服务及其他等渠道，贡献了平安寿险新业务价值的35.1%。 综合金融模式构筑核心竞争壁垒，客户经营效率持续提升。截至2025年9月30日，平安个人客户数近 2.50亿，较年初增长2.9%，其中持有集团内4个及以上合同的客户留存率达97.5%，服务时间5年及以上 客户的留存率为94.4%。 医疗养老战略持续落地，差异化优势赋能主业。截至2025年9月30日，平安已实现国内百强医院和三甲 医院100%合作覆盖;居家养老服务覆盖全国85个城市，近24万名客户获得居家养老服务资格，高品质康 养社区项目已在5个城市启动。 履行社会责任，服务绿色发展、乡村振兴。2025年前三季度，平安绿色保险原保险保费收入552.79亿 元，通过"三村工程"提供乡村产业帮扶资金473.90亿元。 财产保险经营业绩稳定增长，业 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依 賴該等內容而引致的任何損失承擔任何責任。 （債券證券代號：5131） 截至2025年9月30日止九個月的未經審計業績公告 中國平安保險（集團）股份有限公司（「平安」或「本公司」）董事會（「董事會」）謹此 宣佈本公司及其附屬公司（「本集團」）截至2025年9月30日止九個月期間（「報告 期」）的未經審計業績（「第三季度業績」）。本公司董事會及其轄下的審計與風險管 理委員會已審閱此第三季度業績。 （於中華人民共和國註冊成立之股份有限公司） 股份代號：2318（港幣櫃台）及82318（人民幣櫃台） 一、主要經營業績 （一）經營業績亮點 2025年前三季度，中國經濟穩中求進，內需潛力釋放、發展韌性增加。面對 複雜的外部環境，中國以高質量發展的確定性應對各種不確定性。公司堅守 金融主業，推動高質量發展，實現整體業績穩健增長。 1 • 集團整體經營顯著向好。2025年前三季度，集團實現歸屬於母公司股東 的營運利潤1,162.64億元，同比增長7.2%。歸屬 ...

Core Viewpoint - China Ping An's stock performance shows slight increase with a market capitalization of 1,045.9 billion yuan and a trading volume of 2.843 billion yuan on October 28 [1] Group 1: Dividend and Shareholding - The dividend yields for China Ping An over the past three years were 5.15%, 6.03%, and 4.84% respectively [2] - The top ten circulating shareholders include Central Huijin Asset Management Co., Ltd. and China Securities Finance Corporation [2] - Since its A-share listing, China Ping An has distributed a total of 391.904 billion yuan in dividends, with 134.54 billion yuan distributed in the last three years [7] Group 2: Business Overview - China Ping An Insurance (Group) Co., Ltd. was established on March 21, 1988, and listed on March 1, 2007, providing diversified financial services including insurance, banking, securities, and trust [6] - The revenue composition of the company includes life and health insurance (45.76%), property insurance (34.46%), banking (13.87%), asset management (5.27%), and financial empowerment (3.85%) [6] - The company has investments in several unicorn companies, including Lufax, Ping An Good Doctor, and a healthcare insurance company [2] Group 3: Financial Performance - As of June 30, 2025, China Ping An reported a net profit of 68.047 billion yuan, a year-on-year decrease of 8.81% [6] - The average trading cost of the stock is 51.49 yuan, with the current stock price near a support level of 57.74 yuan [5]

Core Viewpoint - The National Financial Supervision Administration of Neijiang has approved the change of business location for China Ping An Life Insurance Co., Ltd. Zizhong Branch to a new address in Sichuan Province [1] Group 1 - The new business location for China Ping An Life Insurance Co., Ltd. Zizhong Branch is set to be: No. 202-207, Danzhu East Street, Shuinan Town, Zizhong County, Neijiang City, Sichuan Province [1] - The approval was issued in response to the request submitted by China Ping An Life Insurance Co., Ltd. regarding the change of its business premises [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

Group 1 - The Guizhou Financial Regulatory Bureau approved the request from China Ping An Property & Casualty Insurance Company for the relocation of its Ping Tang branch [1] - The new business location for the Ping Tang branch is specified as part of the Xinzhu Commercial City Phase II, located in Xinzhou Village, Jinpen Street, Ping Tang County, Guizhou Province [1] - China Ping An Property & Casualty Insurance Company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

Core Insights - The insurance industry in China is transitioning from a "post-event compensation" model to a "full-process risk management" approach, emphasizing proactive risk management and comprehensive service [1][2][6] - China Ping An has launched innovative insurance products, "Ping An Travel Safety Guardian Plan" and "Ping An 24 Global Guardian Plan," aimed at transforming insurance services from passive compensation to active risk management [1][5][6] Group 1: Industry Evolution - The insurance industry has evolved through several stages since the 1980s, moving from protecting property to wealth management, and now to a focus on risk management and social value creation [2] - The ultimate value of the insurance industry lies in its ability to meet social needs rather than merely focusing on scale or profit [2] Group 2: Product Innovations - "Ping An Travel" constructs a comprehensive service system covering prevention, rescue, compensation, and utilization, aiming to reduce risks from the outset [3][4] - "Ping An 24" offers a one-stop service for overseas travelers, including insurance coverage, medical rescue, and emergency assistance, with a focus on proactive risk management [5] Group 3: Performance Metrics - "Ping An Travel" has served 42.9 million customers and processed over 3,500 claims, showcasing its effective response mechanisms and resource integration [4] - "Ping An 24" has handled 426 overseas emergency rescue tasks with zero complaints, serving over 60,000 enterprises and 650,000 customers, with total compensation exceeding 220 million yuan [5]

Core Viewpoint - The Yunnan branch of China Ping An Property & Casualty Insurance Co., Ltd. has received approval for the relocation of its Lufeng sub-branch to a new address in Chuxiong Yi Autonomous Prefecture, Yunnan Province [1] Group 1 - The new business location for the Lufeng sub-branch is specified as: Building 1, 1st Floor, Rooms 1-103, 1-104, 1-105, 1-106, East Side of Jurassic Century Street, Jingshan Town, Lufeng City, Chuxiong Prefecture, Yunnan Province [1] - The company is required to handle the change and obtain the necessary permits in accordance with relevant regulations [1]

平安银行 2025 年第三季度经营情况亦可参阅本公司在上海证券交易所网站 （www.sse.com.cn）披露的《平安银行 2025 年第三季度报告》。 特此公告。 中国平安保险（集团）股份有限公司董事会 2025 年 10 月 24 日 中国平安保险（集团）股份有限公司 关于披露平安银行 2025 年第三季度报告的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 本公司控股子公司平安银行股份有限公司（以下简称"平安银行"）在深圳 证券交易所网站（www.szse.cn）公布了《平安银行 2025 年第三季度报告》。 证券代码：601318 证券简称：中国平安 公告编号：临 2025-042 ...

Core Viewpoint - Ping An Bank reported a decline in revenue and net profit for the first three quarters of 2025, indicating challenges in the banking sector amidst economic conditions [1][2] Financial Performance - The bank achieved an operating income of 100.668 billion yuan, a year-on-year decrease of 9.8% [1] - Net profit for the same period was 38.339 billion yuan, down 3.5% year-on-year [1] Asset Quality - As of September 2025, the non-performing loan (NPL) ratio stood at 1.05%, a slight decrease of 0.01 percentage points from the end of the previous year [1] - The overdue loan ratios for loans overdue by more than 60 days and 90 days were 0.77 and 0.66, respectively [1] - The provision coverage ratio was 229.60%, indicating a strong risk mitigation capacity [1] Loan and Deposit Growth - Total assets reached 576.6764 billion yuan, with total loans and advances amounting to 341.7753 billion yuan, reflecting a growth of 1.3% from the previous year [1] - Corporate loan balances increased by 5.1% year-on-year, highlighting the bank's commitment to supporting the real economy, particularly in technology and green finance sectors [1] - Personal loan balances decreased by 2.1% year-on-year, with mortgage loans making up 63.6% of personal loans, as the bank optimized its retail asset portfolio [1] Liability Management - Total liabilities were 524.8834 billion yuan, with total deposits amounting to 355.4955 billion yuan, a growth of 0.6% from the previous year [2] - The bank focused on attracting low-cost deposits and adjusting the pace of deposit and interbank liabilities to reduce overall funding costs [2] - The average interest rate on interest-bearing liabilities was 1.73%, down 47 basis points year-on-year, while the average interest rate on deposits was 1.70%, down 43 basis points year-on-year [2]