Core Viewpoint - Waterdrop Inc. is set to announce its unaudited financial results for Q1 2025 on June 5, 2025, before U.S. markets open [1] Group 1: Financial Results Announcement - The financial results will cover the first quarter ended March 31, 2025 [1] - A conference call to discuss the financial results is scheduled for June 5, 2025, at 8:00 AM U.S. Eastern Time [2] - Participants can join the call using various international and toll-free numbers, with options for Chinese and English interpretation [2] Group 2: Conference Call Details - Telephone replays of the conference call will be available two hours after its conclusion until June 12, 2025 [3] - Live and archived webcasts of the conference call will be accessible on the company's investor relations website [3] Group 3: Company Overview - Waterdrop Inc. is a technology platform focused on insurance and healthcare services, founded in 2016 [4] - The company aims to leverage technology to provide insurance and healthcare services to billions [4]

Core Insights - Waterdrop Inc. reported a net revenue of RMB 2.772 billion and a net profit of RMB 368 million for the fiscal year ended December 31, 2024, marking a 119.8% year-on-year increase and achieving profitability for 12 consecutive quarters [1] - The company has initiated a share buyback program, repurchasing approximately 52.1 million American Depositary Shares for an aggregate consideration of US$100 million as of February 2025 [1] Financial Performance - The insurance business generated first-year premiums of RMB 7.473 billion, with annual revenue of RMB 2.36 billion and an operating profit of RMB 477 million [5] - Analysts project a revenue growth of 20% for 2025, with upward revisions to 12-month price targets reflecting strong market confidence [2] Technological Advancements - Waterdrop has invested nearly RMB 300 million annually in R&D, securing over 100 technology patents and integrating large language models into critical workflows [3] - The company announced an 'All in AI' strategy for 2025, emphasizing AI's role in driving efficiency and collaborative growth [3] Business Segments - The Medical Crowdfunding platform facilitated donations for over 3.4 million patients, with 470 million donors contributing RMB 67.5 billion [5] - The digital clinical trial solutions segment reported RMB 91.1 million in net revenue, enrolling 10,395 patients and completing 1,212 clinical trial projects [5] Customer Engagement - The AI Insurance Assistant supports sales enablement and compliance oversight for licensed agents [5] - The AI Insurance Expert, powering the chatbot Bao Xiao Hui, has reduced average query resolution time by 50% and provides full coverage across all service channels [5]

在此背景下，水滴公司（ WDH.US ）交出了一份亮眼的成绩单：全年净利润同比激增 119.8% ，连续 12 个季度盈利， AI 技术对业务的全场景 赋能效果显著。 从 "流量平台"到"科技驱动型服务商"，水滴的转型路径不仅折射出保险行业的变革方向，更成为观察 AI 产业化落地的典型案例。 来源 | 美股研究社 2025 年，保险科技领域迎来新一轮竞争洗牌。随着 AI 大模型技术加速渗透，行业从"流量争夺"转向"效率革命"，头部企业的技术壁垒成为核 心竞争力。 基于对用户需求的深度洞察，以及强大的数据分析和精算能力，水滴保所上线的产品，大部分都是与保险公司联合定制的专属产品。 2024 年，水滴筹持续发挥其"救急难"的重要社会价值，积极助力多层次医疗保障体系建设。截至 2024 年 12 月 31 日，累计约 4.7 亿用户通 过水滴筹平台，向超过 340 万名患者捐赠了总额达 675 亿元的善款。 2024 年 12 月，水滴筹迎来了具有里程碑意义的时刻，正式成为民政部首批指定的个人求助网络服务平台。 财 务 亮 眼 背 后 ， 保 险 科 技 正 在 破 解 盈 利 难 题 ？ 财报数据显示， 2024 ...

Core Insights - The insurance industry is experiencing a pivotal moment with the integration of AI, which is expected to drive significant growth and transformation [1][2] - Waterdrop Inc. is at the forefront of this AI revolution, with a projected nearly 120% increase in net profit for 2024, driven by its "All in AI" strategy [1][5] Group 1: AI Integration in Insurance - The vast data assets accumulated over the past decade in internet insurance provide a solid foundation for building large AI models, which will catalyze the AI + insurance explosion [2] - AI technology is reshaping the insurance value chain, with the potential impact of this transformation expected to surpass the total changes seen in the past decade [2] - Waterdrop is one of the earliest companies to apply AI large models in the insurance sector, investing nearly 300 million yuan annually in R&D and holding over 100 technology patents [2] Group 2: Service Enhancements through AI - Waterdrop's self-developed "Waterdrop AI Insurance Expert" can communicate with users via voice, handling inquiries about various insurance products with an average response time of around 2 seconds [3] - The newly launched "AI Customer Service" named "Bao Xiao Hui" can accurately identify user emotions and respond 24/7, expected to reduce issue transfer rates by 50% and improve service efficiency by 50% [3][5] Group 3: Cost Reduction and Efficiency - The implementation of AI quality inspection solutions has significantly reduced the costs of manual inspections by over 50% while covering all communication scenarios [5] - Waterdrop's commitment to the "All in AI" strategy aims to enhance AI capabilities continuously, focusing on cost reduction and efficiency improvements for both the company and its insurance partners [5]

Core Viewpoint - Waterdrop Inc. has filed its annual report on Form 20-F for the fiscal year ended December 31, 2024, with the SEC, highlighting its commitment to transparency and regulatory compliance [1]. Company Overview - Waterdrop Inc. is a leading technology platform focused on insurance and healthcare services, aiming to create a positive social impact [3]. - Founded in 2016, the company offers comprehensive services through the Waterdrop Insurance Marketplace and Waterdrop Medical Crowdfunding, targeting to provide insurance and healthcare services to billions using technology [3]. Financial Reporting - The annual report includes audited consolidated financial statements and is available for shareholders upon request, demonstrating the company's commitment to shareholder engagement and transparency [2].

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F (Mark One) ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of event requiring this shell company report ________ For the transition period from ________ to ________ ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the f ...

4月13日，第二届"香港世界青年科学大会"暨第二届"香江诺贝论坛"系列活动在香港会议展览中心开 幕。活动由香港北京高校校友联盟主办、香港特区政府创新科技及工业局支持。来自世界各地的科学 家、企业家围绕大数据、人工智能、生物科技等前沿科技议题探讨交流。水滴公司创始人、董事长兼 CEO沈鹏，水滴公司联合创始人、国际化事业部负责人杨光、立桥人寿保险有限公司行政总裁李满能受 邀参会。活动现场，水滴公司和立桥人寿保险有限公司签署战略合作协议，在人寿保险业务上达成合 作，双方强强联合将携手为用户提供更好服务。 大会开幕式上，香港特区行政长官李家超通过视频致辞表示，特区政府致力于推动科学进步、技术突 破，让人才充分发挥潜能。作为亚洲唯一拥有5所全球百强大学的城市，香港能为科技创新提供坚实的 人才支撑。这里良好的营商环境也能使香港构建充满活力的创新科技生态系统，促进研发、创业和创新 科技合作蓬勃发展。 在京津冀粤港澳青年科创论坛成果落地环节，水滴公司创始人、董事长兼CEO沈鹏与立桥人寿保险有限 公司行政总裁李满能共同签署战略合作协议，沈鹏表示：人工智能产业化浪潮将带来巨大的时代机遇。 水滴公司将用互联网科技助推普惠保障，以新 ...

2024年第四季度的全年业绩发布会温馨提醒,当前会议正处于录制状态中,以下是本次会议的前瞻性陈述。请注意,今天的讨论将涵盖着前瞻性的声明,并且属于美国公民安全保护法和1995年释放改革议案的安全保护条约。前瞻性的声明涉及到风险和不确定性,这可能会导致实际结果不符合我们目前的期望。 举题从积极的拥抱立法及监管充分的准备各项求知要求内容最终在2024年底成功入选了中国民政部指定的首批个人求助网络服务平台行业进入到更加健康规范的新阶段今年春节也来这个赛事引发了全球的关注给中国乃至全世界的AI产业带来了新的改变我相信AI结合产业互联网会带来新的生命力新的生产力革命 雪梨作为深耕特色保险服务的科技公司持续坚定的投入以先进科技引领行业进步2024年期间我陆续打磨推出多款基于大模型的助手和微电的应用赋能保险业务全面调尤其落地于网销和经纪人的辅助服务领域得到行业的广泛认可近期我们也接触了DeepSec模型进一步提出公司人员搭建 今天的业绩发布会后半部分 我们传统也会就公司在AI加保险业务场景应用方面分享我们的思考和最新的业务进展面向2025年 公司要发展要为要增长这一主线展开我们预期2025年全年营收实现20%的增长 业务的 ...

Waterdrop (NYSE: WDH ), a platform designed to provide insurance and healthcare services to those in need in China, released its latest earnings report on March 12 and the market liked what it heard because the stock moved out of a priceWelcome to my author's site. As an avid follower of SeekingAlpha, I take great interest in articles posted as the subject matter is often something that appeals to me. However, I will sometimes encounter an article that I might not agree with. My purpose is to present an alt ...

BEIJING, March 19, 2025 /PRNewswire/ -- Following the release of Waterdrop Inc.'s (WDH) fourth-quarter and full-year 2024 financial results, Goldman Sachs' latest research report maintains a "Buy" rating for Waterdrop and sets a 12-month price target of US$1.80 per ADS.According to Goldman Sachs' report, Waterdrop achieved a higher-than-expected net profit attributable to shareholders of 368 million yuan (approx. US$51 million) for the full year of 2024, representing a year-on-year increase of 119.8%. In th ...