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妈妈的B面人生:平凡日子里的非凡角色
招商银行App· 2025-05-11 09:31
评论有礼,说说 # 你是如何帮助妈妈过上丰润人生的?# 小招将会随机 抽取 2 名小可爱 各送出【小招喵帆布袋】 1 个 *活动截止时间* 2025年5月16日中午 12:00 点击 "阅读原文" , 了解养老金融服务 ...
建行宿迁分行首个养老金融特色网点揭牌
Jiang Nan Shi Bao· 2025-05-11 09:12
Core Viewpoint - The establishment of the "Jianyang An" pension financial specialty outlet by CCB Suqian Branch marks a significant advancement in pension financial services, aligning with national policies and addressing the needs of the elderly population [1][3][5]. Group 1: Establishment and Significance - CCB Suqian Branch officially unveiled its first pension financial specialty outlet, indicating a new level of service in pension finance [1]. - The outlet is part of a broader initiative by the central government, which has identified pension finance as one of the "five major articles" for development, providing clear direction for its growth [3]. Group 2: Service Features and Offerings - The outlet has been designed with a focus on elderly-friendly services, featuring specialized products and rights tailored for senior citizens, thereby enhancing the service experience [5]. - CCB Suqian Branch aims to integrate resources around four key service features: product rights, elderly services, pension education, and a micro-ecosystem for elderly care, offering comprehensive services for different stages of retirement planning and wealth management [5]. Group 3: Future Goals and Commitment - CCB Suqian Branch is committed to addressing the challenges in pension finance, enhancing service quality, and innovating service models to provide better, more convenient, and caring financial services for the elderly [7]. - The branch will continue to uphold the principles of "financial patriotism, financial for the people, and financial benevolence," using the "Jianyang An" brand as a guiding force for its pension financial services [7].
兴业银行南昌分行:深耕养老金融 书写“银发经济”新文章
Core Viewpoint - The article emphasizes the importance of enhancing pension financial services to improve the well-being of the elderly population, highlighting the proactive measures taken by Industrial Bank's Nanchang branch to create an elderly-friendly financial environment [1][5]. Group 1: Optimizing Elderly Services - Industrial Bank's Nanchang branch is committed to creating an elderly-friendly financial service environment through various adaptations, including relocating and renovating old branches to improve service quality [1]. - The branch has implemented features such as "special ticketing," priority service windows for the elderly, and accessible facilities, ensuring that elderly clients receive convenient financial services [1]. - Traditional service methods, such as paper passbooks and deposit slips, are preserved to respect the preferences of elderly clients, along with home service and remote video services for those with mobility issues [1]. Group 2: Strengthening Financial Education - The Nanchang branch has increased efforts in financial education for the elderly, conducting activities focused on financial knowledge and fraud prevention, including the creation of a financial service manual for senior clients [2]. - Regular seminars on topics like "fraud prevention" and "rational investment" are held to enhance elderly clients' understanding of payment security and personal information protection [2]. Group 3: Building a Pension Financial Ecosystem - As a pioneer in pension finance, Industrial Bank launched the "An Yu Life" comprehensive pension service plan in 2012, which has evolved into a pension financial ecosystem supported by exclusive services and value-added rights [3]. - The Nanchang branch has been authorized to offer personal pension services, facilitating a full lifecycle service from account management to product offerings, with over 130,000 personal pension accounts opened and a total deposit of 54 million yuan by March 2025 [3]. Group 4: Fostering an Elderly-Friendly Society - The Nanchang branch actively participates in building an elderly-friendly society by focusing on the rights and needs of elderly clients, establishing specialized service branches, and organizing various community activities [3]. - Events such as health seminars and community visits are conducted to enhance the quality of life for the elderly, integrating financial services with community care [3]. Group 5: Enriching Cultural Life for the Elderly - The Nanchang branch launched the "An Yu Life Club" on December 15, 2024, in collaboration with the Nanchang Senior University, hosting cultural activities to enrich the lives of elderly clients [4]. Group 6: Commitment to Social Responsibility - Industrial Bank's Nanchang branch adheres to the "finance for the people" philosophy, taking comprehensive measures to support the elderly population and contribute to the construction of an elderly-friendly society [5].
开展估值提升行动,加速构建创新生态,上海国资国企多举措加强市值管理
Di Yi Cai Jing· 2025-05-10 02:48
Group 1: Core Insights - The Shanghai Municipal State-owned Assets Supervision and Administration Commission and the Shanghai Stock Exchange held a performance briefing to enhance the quality of state-owned listed companies and strengthen investor relations [1][2] - The total market value of 94 state-owned listed companies in Shanghai reached 2.78 trillion yuan, an increase of 617.77 billion yuan or 28.52% from the beginning of the year [1] Group 2: Company Highlights - Shanghai Port Group achieved a container throughput of 51.51 million TEUs, a year-on-year increase of 4.8%, maintaining its position as the world's largest port for 15 consecutive years [3] - Shanghai Port Group's net profit attributable to shareholders reached 14.95 billion yuan, a 13.3% increase year-on-year [3] - Huayi Group reported a revenue of 44.6 billion yuan, a 9.3% increase, and a net profit of 910 million yuan, up 5.8% [5][6] - Shanghai Pharmaceutical achieved a revenue of 275.25 billion yuan, a 5.75% increase, and a net profit of 4.55 billion yuan, a 20.82% increase [8][9] - Pudong Development Bank's net profit reached 45.3 billion yuan, a 23.31% increase, marking the highest growth in nearly 12 years [10][11] - China Pacific Insurance Group reported a revenue of 404.09 billion yuan, a 24.7% increase, and a net profit of 44.96 billion yuan, a 64.9% increase [13][14] - DataPort achieved a revenue of approximately 1.72 billion yuan, an 11.57% increase, and a net profit of approximately 132 million yuan, a 7.49% increase [15][16] Group 3: Strategic Initiatives - Shanghai Port Group is focusing on digital, intelligent, and green transformation to enhance its core business and sustainable development capabilities [3][4] - Huayi Group is advancing major technological projects and has filed 151 patents, with 134 granted [6][7] - Shanghai Pharmaceutical is optimizing its R&D system and has established a new innovation center to accelerate the development of a collaborative ecosystem [8][9] - Pudong Development Bank is implementing a digital finance strategy and enhancing its service efficiency through various digital platforms [10][11] - China Pacific Insurance is expanding its green insurance offerings and enhancing its technology-driven services [13][14] - DataPort is deepening its IDC service capabilities and has been recognized as a top service provider in the industry [15][16]
36氪晚报|香港科技大学成立人工智能研究院;苏宁易购召开618电商启动会;底特律三大汽车制造商抨击特朗普与英国达成的贸易协议
3 6 Ke· 2025-05-09 10:03
E-commerce - Suning.com held the 618 e-commerce launch meeting, with offline stores nationwide participating in the promotion starting from May 13, 2023 [1] - The online promotion will also begin on May 13, with multiple promotional events scheduled throughout the 618 period [1] Legal Actions - Italian company Moltiply has filed a lawsuit against Google's parent company Alphabet, seeking €2.97 billion (approximately $3.34 billion) in damages for alleged abuse of market dominance [2] - The lawsuit claims that Google's actions hindered the development of Moltiply's subsidiary, 7Pixel, from 2010 to 2017 [2] Retail and Sales - During the "Young Product New Venue" merchant conference, it was reported that 6,120 brands on the Dewu platform have doubled their annual sales [4] - Dewu has introduced policies to reduce fees for over 30 categories, with a maximum reduction of 16%, and has invested over 1 billion yuan in marketing rebates [4] Automotive Industry - The three major U.S. automakers criticized the trade agreement between President Trump and the UK, which allows UK manufacturers to export 100,000 cars to the U.S. at a 10% tariff rate [5] - This quota is nearly equivalent to the total number of cars exported from the UK last year, raising concerns among U.S. manufacturers about competitive disadvantages [5] Technology and AI - Nvidia has open-sourced several code reasoning models, including 32B, 14B, and 7B parameters, based on Alibaba's Qwen models [6] - Quark, Alibaba's AI application, is set to launch "Deep Search Pro," which aims to assist users in solving complex tasks across various professional fields [10] Aviation - International Airlines Group (IAG) announced the purchase of 53 new long-haul aircraft from Boeing and Airbus, including 32 Boeing 787-10s and 21 Airbus A330-900neos [11] Financial Services - Zhongzheng Asset Management (Jiangsu) Co., Ltd. completed a 30 million yuan angel round of financing to accelerate the development of its intelligent investment advisory platform [8] - The funds will be used for platform development, team expansion, and market outreach [8] Pharmaceuticals - Fosun Pharma's subsidiary received FDA approval to conduct clinical trials for LBP-ShC4, a live biotherapeutic product aimed at treating androgenetic alopecia [9] - The cumulative R&D investment for LBP-ShC4 is approximately 17 million yuan as of April 2025 [9] Regulatory Developments - The People's Bank of China plans to deepen financial reform and enhance the monetary policy framework to support high-quality financial development [12][14] - The China Securities Regulatory Commission aims to strengthen the regulation of capital market activities to maintain a fair market order [13]
以金融笔触勾勒时代价值图谱
Qi Huo Ri Bao Wang· 2025-05-09 00:29
Group 1: Policy and Market Interaction - The implementation of the "Opinions" by the China Securities Regulatory Commission (CSRC) aims to align capital market functions with national strategies, opening new dimensions for financial tools to serve the real economy [1] - The financial innovation in the Guangdong-Hong Kong-Macao Greater Bay Area is expanding along five dimensions defined by the policy [1] Group 2: Financial Innovation for Technology Enterprises - The "Opinions" emphasize the need to "smooth financing channels for technology enterprises," which can alleviate the dual pressures of R&D cycles and market fluctuations [2] - Financial derivatives can provide risk mitigation for technology companies, allowing them to stabilize costs by locking in raw material prices through futures trading [2] Group 3: Green Transformation and Value Reconstruction - The exploration of green finance by the Guangzhou Futures Exchange aims to incorporate environmental costs into market pricing, marking a significant institutional breakthrough [3] - The demand for new energy metals like lithium and cobalt is increasing with the rapid development of the electric vehicle industry, and integrating environmental costs into pricing can promote greener production practices [3] Group 4: Inclusive Finance and Service Enhancement - The "Opinions" call for improving service quality for small and micro enterprises, expanding traditional financial services to include tailored micro contracts [4] - This shift allows small and micro enterprises to engage in risk management through futures markets, enhancing the resilience of the industrial ecosystem [4] Group 5: Wealth Management in an Aging Society - The "Opinions" address the need for innovative pension finance solutions, allowing pension funds to diversify their investments through commodity index funds and futures markets [5] - This approach aims to counter inflation and reshape wealth management strategies in the context of demographic changes [5] Group 6: Regulatory Evolution through Technology - The "Opinions" advocate for the development of regulatory big data warehouses and industry databases, facilitating the application of technologies like blockchain for market oversight [6] - The use of smart algorithms can enhance regulatory efficiency by enabling real-time analysis of trading data, thus improving market transparency [7]
成都银行发布2024年报:资产规模千亿级增长,扎根区域经济凸显发展韧性
Core Insights - Chengdu Bank reported a total asset of over 1.2 trillion yuan, with a year-on-year growth of 14.56%, and achieved net profit of 12 billion yuan, marking a 10.17% increase [1][2][3] Financial Performance - Total assets reached 1,250.116 billion yuan, an increase of 158.873 billion yuan from the previous year, with a growth rate of 14.56% [1][2] - Total deposits amounted to 885.859 billion yuan, up by 105.438 billion yuan, reflecting a growth of 13.51% [1][2] - Total loans increased to 742.568 billion yuan, with a growth of 116.826 billion yuan, representing an 18.67% increase [1][2] - The bank's non-performing loan ratio decreased to 0.66%, marking a nine-year decline [1][2] Strategic Focus - Chengdu Bank emphasizes a strategy of "stabilizing deposits and efficient assets," which has led to significant market advantages [2] - The bank has successfully integrated into major regional economic strategies, enhancing its financial service capabilities [4][5] Risk Management - The bank maintains a high-quality risk control framework, with a non-performing loan coverage ratio of 479%, indicating strong risk resistance [2][3] Growth in Specific Areas - Chengdu Bank ranked second in the province for new deposits and first for new loans in 2024, showcasing its competitive position [2] - The bank's personal deposit growth has reached 5.6 times the level when it first proposed a "large retail" transformation in 2018 [2] Future Outlook - The bank aims to continue enhancing its development quality and efficiency, contributing to China's modernization efforts [6]
广东个人养老金开户数居全国首位,为做好养老金融大文章提供“广东经验”
Guang Zhou Ri Bao· 2025-05-08 15:14
Group 1 - The Guangdong Provincial Government issued a notice to expand consumer demand and boost consumption through various measures [1] - The notice emphasizes the importance of enhancing property income channels and managing the market ecology to stabilize investor expectations [1] - It includes measures to combat financial fraud and illegal shareholder actions in the capital market [1] Group 2 - The personal pension system will be expanded nationwide starting December 15, 2024, with over 20 million accounts opened in Guangdong, leading the country [2] - The Guangdong regulatory authorities have developed a comprehensive action plan to enhance the multi-tiered pension financial system [2] - A wide range of pension financial products has been launched, including 200 savings products, 102 insurance products, and 26 wealth management products [2] Group 3 - The Guangdong Securities Regulatory Bureau and other financial authorities are actively promoting the market value management of state-controlled listed companies [3] - Measures have been introduced to optimize management mechanisms and encourage stock buybacks and employee stock ownership [3] - State-controlled companies in Guangdong have significantly increased their share buybacks, with Guangxin Group investing over 400 million yuan in the past three years [3]
建行广西区分行举行“健养安”养老金融特色网点扩容升级发布会
转自:新华财经 建行广西区分行一直以来都致力于打造区域内的金融服务标杆,此次揭牌的5家养老金融特色网点具有老年客户群体众多、网点设施优良、周边配套齐全等 显著优势。新增的5家养老金融特色网点将以此次揭牌仪式为新起点,在聚焦产品权益、适老服务、养老投教及养老微生态等四个方面持续发力,切实提升 老年客户的服务质效,努力营造"尊老、敬老、爱老、助老"的良好社会氛围。 下一步,建行广西区分行将充分发挥其在民生领域金融支持的主力军作用,持续加大"健养安"品牌的宣传推广力度,不断提升"健养安"品牌的影响力和社会 认可度,进一步扩大养老金融特色网点建设规模,全力做好养老金融大文章。(莫翠婷) 编辑:穆皓 此次活动是建行广西区分行在前期已投运的两个养老金融特色网点经营态势稳健、成效显著的基础上新增5家养老金融特色网点,旨在深化养老金融特色服 务,打造"健养安"品牌特色,进一步提升养老金融服务的广度、深度和质效。 养老金融特色网点为老年群体配置了专属产品及权益,工作人员具备专业的养老金融知识,能为老年客户提供个性化的养老规划咨询服务。同时网点服务积 极融入周边社区居家养老生态圈,定期举办针对老年人的特色活动,增强与老年客户的互 ...
特色业务多点开花,苏州银行擦亮金融为民底色
和讯· 2025-05-08 09:47
Core Viewpoint - Suzhou Bank aims to enhance its service to the real economy and improve customer-centric integrated operations through its new three-year strategic plan starting in 2024, emphasizing high-quality financial practices and innovation [1] Group 1: Financial Support for Real Economy - Suzhou Bank is committed to supporting the real economy by implementing a "6+1+O" model for science and technology financial services, focusing on innovation and green finance [2] - The bank has introduced a series of financial products tailored for science and technology enterprises, including "伴飞贷" and "伴飞e贷," to meet various operational needs [3] - As of the end of 2024, the bank has partnered with over 12,000 science and technology enterprises, with a total credit amount exceeding 1,200 billion [3] Group 2: Green Finance Initiatives - Suzhou Bank is actively exploring new pathways for financial support towards green and low-carbon development, contributing to the "dual carbon" goals [4] - The bank has developed a comprehensive product system for green credit, focusing on key areas such as clean energy and ecological protection, with a green loan balance of 41.231 billion, reflecting a 36.62% increase from the beginning of the year [4] Group 3: Financial Services for Livelihood - The bank emphasizes its commitment to "financial services for the people," particularly in the areas of pension finance and talent finance, under the brand concept of "苏心让您舒心" [5] - By the end of 2024, the bank has issued over 4.7 million social security cards and nearly 350,000 senior citizen cards, serving millions in pension-related services [6] - The talent service model has been expanded, with over 20,000 talent cards issued, covering multiple regions and supporting over 2,500 enterprises [7] Group 4: Cross-Border Financial Services - Suzhou Bank is enhancing its cross-border financial services to support high-level openness and foreign trade, implementing a "five-dimensional ten-strategy" approach [8] - The bank has introduced various measures to support foreign trade enterprises, including specialized credit support and innovative supply chain financial services [9] - The bank aims to improve its international market competitiveness by offering a comprehensive suite of services, including cross-border financing and risk management [9] Group 5: Commitment to National Policies - Suzhou Bank is dedicated to aligning its operations with national and local policy directives, enhancing its role in serving the real economy and regional development [10]