Core Viewpoint - Lakala is a leading digital payment service provider in China, showcasing its advancements in digital RMB technology and global payment services at the 31st China International Financial Expo [1] Group 1: Digital RMB Initiatives - Lakala has established a strategic partnership with the People's Bank of China Digital Currency Research Institute since 2020, becoming one of the first to connect to the interconnectivity platform for digital RMB [1][3] - The company has developed a seamless digital RMB acceptance model, allowing merchants to upgrade their systems without changing hardware, thus facilitating rapid adoption of digital RMB payments [3] - Lakala has participated in digital RMB pilot projects across all provinces and cities in China, providing payment services for major events like the Beijing Winter Olympics and the Chengdu Universiade [5] Group 2: Global Payment Services - Lakala supports cross-border payment services for Chinese enterprises, covering over 100 countries and regions and accepting 37 currencies, thereby enhancing transaction efficiency and brand experience [5] - The company is actively exploring the application of digital RMB in various scenarios, including participation in multilateral central bank digital currency bridge projects [5] Group 3: Strategic Vision - Lakala is committed to promoting digital payments and sharing digital technology, with digital RMB and overseas business being key components of its strategy [6] - The company is integrating AI with its business operations, launching innovative products in smart dining and retail to drive digital transformation in various industries [6]

6月18日至20日，2025年中国国际金融展在上海举行。本届展会以"开放创新，科技赋能，共创金融新未来"为主题，中国民生银行作为受邀参展单位亮 相此次金融盛会。 在金融展数字人民币专区，民生银行以"民生时光 数币焕彩"为主题，打造复古国潮风格展区，通过"数币创新成果""数币品牌故事""数币时光贩卖 机""数币趣味互动"四大体验专区，全面展示该行在数字人民币领域的探索实践与创新成果。 民生银行展区凭借独特的国潮设计、沉浸式互动体验及前沿数币应用，成为数币专区焦点，吸引大量观众驻足参与。"数币时光贩卖机"前互动热 烈，"数币趣味互动"打卡不断，现场气氛高涨。同时，民生银行在数字人民币领域的实践引发同业机构、行业专家及媒体深度交流。 民生银行高度重视数字人民币试点工作。在中国人民银行有力指导下，民生银行作为数字人民币2.5层合作银行，与中国人民银行数字货币研究所和运 营机构密切合作，深度参与数字人民币建设与推广，积极开展数字人民币应用场景创新，取得了突出成果。 目前，民生银行已在数字人民币APP以及行内多个渠道为客户提供数字人民币服务，是国内首家对接互联互通平台受理数字人民币收单业务的合作银 行，是国内首家在数字人 ...

Group 1 - The 12th World Games will be held in Chengdu from August 7 to August 17, 2025, with a focus on enhancing financial services for both domestic and international visitors through various payment methods [1] - The People's Bank of China Sichuan Branch will implement a responsibility system for host banks to create a convenient payment environment during the event [1] - Chengdu has established 10 premium payment convenience business circles at popular tourist spots, providing bilingual payment guides for international visitors [1] Group 2 - A total of 65,000 merchants in Chengdu will accept foreign cards, with 13,800 key merchants covering various categories of food, tourism, entertainment, and shopping [2] - Currency exchange services will be available at the World Games Village, designated hotels, and major airports, ensuring a one-stop service for foreign currency exchange [2] - The Sichuan Branch of the People's Bank of China aims to ensure sufficient cash supply and smooth access for visitors, with over 2,000 bank outlets facilitating cash exchange services [2] Group 3 - During the World Games, the acceptance of digital RMB will expand, with 365 existing merchants upgraded to accept digital currency, including 91 that support hard wallets [3] - Small and frequent consumption scenarios will be fully covered in event venues and cultural experience points, enhancing the digital payment experience for visitors [3] - The application of digital RMB for "tax refund upon departure" will be explored, providing convenience for international travelers [3]

8月7日至17日，第12届世界运动会将在成都盛大启幕。此次运动盛会作为非奥项目最高水平的国际 综合性运动会，是继2023年成都市成功举办第31届世界大学生运动会后又一重磅国际赛事。 世运会期间，为满足来蓉境内外游客支付需求，在省市政府与相关监管部门指导下，成都市银行业 全力营造良好支付结算环境，兴业银行成都分行主动作为、靠前服务，共迎"家门口"的体育盛会，积极 推进落实世运会各项金融服务工作，以优质高效金融服务为世运会"赛事侧"提供保障，为赛事周边助力 加油。 双语服务无国界，架设金融连心桥 在人民银行四川省分行指导下，成都分行持续畅通多方沟通机制，依托金融生态云和兴业银行数字 系统级优势，做好数字人民币在蓉技术创新、运营管理和场景搭建工作，通过数据链打通"手机银行 APP—122家物理网点—远程客服"闭环，让全球旅客都能享受到高效便捷数字金融服务。 在交通场景方面，成都分行积极探索"数币＋出行"便捷服务，开通航空机场、城市轨交、公交车 站、营运加油站等多个公共场景，成为首批开通成都市观光出租车数字人民币支付服务的金融机构，为 成都世运会期间金融保障工作建好"数字加油站"，拓展数字支付"兴"维度；在消费场景方 ...

Market Overview - On August 4, the digital RMB sector rose by 0.17% compared to the previous trading day, with Xinyuan Co., Ltd. leading the gains [1] - The Shanghai Composite Index closed at 3583.31, up 0.66%, while the Shenzhen Component Index closed at 11041.56, up 0.46% [1] Digital RMB Sector Performance - The following companies in the digital RMB sector showed significant price increases: - Xinyuan Co., Ltd. (688521) closed at 104.28, up 10.36% with a trading volume of 167,100 shares and a turnover of 1.678 billion yuan [1] - Hanwei Technology (300007) closed at 46.89, up 8.17% with a trading volume of 485,700 shares and a turnover of 2.203 billion yuan [1] - Newcapec (300248) closed at 15.46, up 4.18% with a trading volume of 323,200 shares and a turnover of 48.9 million yuan [1] Capital Flow Analysis - The digital RMB sector experienced a net outflow of 2.078 billion yuan from institutional investors, while retail investors saw a net inflow of 2.322 billion yuan [2] - The following companies had notable capital flows: - Hanwei Technology had a net inflow of 249 million yuan from institutional investors, while it faced a net outflow of 140 million yuan from speculative funds [3] - Xinyuan Co., Ltd. had a net inflow of 206 million yuan from institutional investors, with a net outflow of 139 million yuan from speculative funds [3]

格隆汇8月4日丨太极股份(002368.SZ)于投资者互动平台表示，公司目前主要涉及数字人民币方面的相 关业务。 ...

Core Viewpoint - The payment industry is undergoing significant transformation, leading to increased operational challenges for institutions and a more active market for buying and selling [1] Company Summary - China Ruyi (0136.HK) announced the acquisition of a 30% stake in Kuaiqian Financial from Shanghai Wanda Network Financial Services for 240 million yuan, making China Ruyi the largest single shareholder of Kuaiqian Financial [3][6] - The acquisition is expected to create synergies with China Ruyi's existing businesses, including online streaming and gaming services [3] - Kuaiqian Financial's most important asset is Kuaiqian Payment, which was once a leading player in the third-party payment sector but has seen a decline in transaction volume, dropping out of the top twenty in the industry [4][5] - The total valuation of Kuaiqian Payment is estimated at around 800 million yuan, a decrease of approximately 60% from its valuation during Wanda's acquisition in 2014 [6] Industry Summary - The payment industry is facing stricter regulations, making it more challenging for companies to obtain licenses and operate [7] - The core value of Kuaiqian Payment lies in its full payment license and its established merchant resources in key industries such as insurance, aviation, and retail [7] - China Ruyi's revenue for 2024 is reported at 3.671 billion yuan, with a net loss of 207 million yuan, although adjusted net profit increased by 120% year-on-year [8] - Kuaiqian Payment is actively expanding into overseas markets and developing digital RMB services, which may present new opportunities [9]

Core Viewpoint - The article discusses the recent adjustments and optimizations in housing provident fund policies across various cities in China, aimed at enhancing housing security and reducing the cost of home purchases for residents [1][2][3]. Group 1: Policy Adjustments - Many cities have increased the loan limits and lowered the down payment ratios for second homes, expanding the coverage and applicability of the housing provident fund [1][2]. - In Shenzhen, the maximum loan amount has been raised to 2.31 million yuan, with the loan limit increasing from 14 times to 16 times the account balance, and the minimum down payment ratio set at 20% [2]. - Cities like Nanjing and Huai'an have also raised the maximum loan limits, with Huai'an increasing the limits to 840,000 yuan for single contributors and 1.2 million yuan for joint contributors [3]. Group 2: Expanded Coverage - New policies have broadened the scenarios for fund withdrawal, allowing for the use of provident funds for second-hand home purchases and other housing-related expenses [5][6]. - Qingdao has introduced a new policy allowing fund withdrawals for elevator upgrades in residential buildings, enhancing living conditions [6]. - The scope of inter-city loans has been expanded, with Nanjing extending the eligibility for loans to the entire Jiangsu province [6]. Group 3: Service Efficiency Improvements - Cities are leveraging technology to enhance service efficiency, with Shenzhen integrating AI and blockchain into housing provident fund services [7]. - Qingdao has streamlined the loan application process, reducing the processing time from 20 working days to under 6 days, improving efficiency by 70% [8]. - The introduction of a "housing provident fund payment" platform in Qingdao allows for real-time transfers for various housing expenses, improving convenience for users [8].

Core Viewpoint - The article discusses the recent adjustments and optimizations in housing provident fund policies across various cities in China, aimed at enhancing housing security and reducing the cost of home purchases for residents [1][2][3]. Policy Adjustments - Many cities have relaxed restrictions on the use of housing provident funds, making them more accessible and beneficial for residents [2][3]. - In March, Shenzhen increased the maximum loan amount to 2.31 million yuan and lowered the minimum down payment ratio to 20%, while also removing restrictions on loans for non-local residents [2]. - Other cities like Nanjing and Suzhou have also raised loan limits and expanded eligibility for fund withdrawals, with Nanjing extending the loan term from 20 to 30 years [3][6]. Coverage Expansion - Cities are broadening the scenarios in which provident funds can be withdrawn, including for second-hand homes and home renovations, thereby addressing diverse financial needs of residents [5][6]. - Qingdao has introduced new policies allowing fund withdrawals for elevator upgrades in residential buildings, enhancing living conditions [6]. - The expansion of loan eligibility and withdrawal scenarios aims to stimulate housing consumption and support the real estate market [5][6]. Service Efficiency Improvement - Various cities are leveraging technology to enhance the efficiency of housing provident fund services, such as integrating AI and blockchain for smoother transactions [7][8]. - Shenzhen has implemented a digital platform for real-time fund transfers, allowing residents to use their provident funds for various housing-related expenses [8]. - Qingdao has streamlined the loan application process, reducing processing times significantly, thus improving the overall user experience [8]. Conclusion - The adjustments in housing provident fund policies reflect a concerted effort by local governments to alleviate housing pressures and improve the living conditions of residents, while also aiming to stabilize the real estate market [1][2][3].

截至2025年8月1日收盘，中粮资本(002423)报收于12.28元，上涨0.16%，换手率0.69%，成交量15.79万 手，成交额1.94亿元。 董秘最新回复 投资者： 姜总，公司股票一直喋喋不休，不见公司采取任何措施。请问公司中英人寿未来的发展规 划，如何提升国内外市场占有率？ 交易信息汇总 8月1日，中粮资本的资金流向情况如下：主力资金净流出449.82万元；游资资金净流出229.14万元；散 户资金净流入678.96万元。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 投资者： 姜总，您好，公司依托中粮集团，是否有布局数字人民币结算基础平台技术？作为全球化超 大型央企，对未来金融发展布局和发展战略如何落实？ 董秘： 您好,公司目前暂未布局数字人民币结算基础平台技术。作为央企控股的多元金融公司，未来将 持续深化产融结合战略，聚焦供应链金融、养老金融及绿色金融等领域，强化科技赋能，推动金融业务 稳健服务实体经济。若涉及数字人民币相关业务，将严格依法披露。感谢您关注。 当日关注点 交易信息汇总: 主力资金净流出449.82万 ...