北京商报讯（记者 岳品瑜 董晗萱）征信服务收费标准大幅下调！北京商报记者获悉，为进一步降低企业经营成本，优化营商环境，促进 实体经济发展和社会信用体系建设，近日国家发展改革委印发《关于进一步降低征信服务收费标准的通知》。 根据新规，自2025年7月1日起，商业银行等机构查询企业信用报告基准服务费标准由每份20元降低至9元，查询个人信用报告基准服务费 标准由每份2元降低至1元。应收账款质押登记收费标准由每件每年30元降低至15元，变更登记、异议登记收费标准由每件每次10元降低至 5元。农村商业银行等10类金融机构查询企业和个人信用报告继续实行优惠收费标准，并将内贸险承保机构纳入优惠范围。 个人方面，通过互联网查询自身信用报告免费，通过柜台查询每年前2次免费，自第3次起每次收费标准由10元降低至5元。本次征信服务 收费下调，预计每年可为用户节省成本支出约11亿元。 征信就像是个人和企业的经济"档案"，全面记录了其在经济活动中的信用表现。这份"经济身份证"对于个人和企业都至关重要，是金融机 构在审批贷款、信用卡等业务时评估信用风险的重要依据，也是商业合作中了解对方信用状况的关键参考。 个人可以通过中国人民银行征信中 ...

Core Viewpoint - Apple has appealed to the European Commission against the Digital Markets Act (DMA) requirement to grant third-party developers access to user data, highlighting the conflict between digital market regulations and user privacy protection [1][2] Group 1: Regulatory Context - The DMA mandates that Apple must submit appeals regarding specific interoperability requirements by May 30 [1] - The focus of the dispute is on the EU's demand for Apple to allow external developers access to core functionalities, such as enabling non-Apple smartwatches and headphones to connect via WiFi and receive notifications [1] Group 2: Privacy Concerns - Apple spokesperson stated that these requirements would force the company to share sensitive user data, including private information that even Apple cannot access, posing significant privacy risks for EU users [1] - In a report released in December, Apple warned that the interoperability clauses of the DMA could be misused, leading to potential privacy breaches [1] Group 3: Market Dynamics - The EU's intention behind the DMA is to break the monopoly of tech giants and promote competition in the digital market [2] - While small and medium developers relying on the App Store ecosystem generally welcome the DMA, Apple argues that the rules are specifically targeting it and could distort the market [2] Group 4: Legal Implications - Apple and Meta were among the first companies penalized under the DMA in April [2] - The ongoing appeal may become a landmark legal battle in the implementation of the DMA, with potential significant impacts on Apple's closed ecosystem and broader regulatory repercussions in the global tech industry [2]

Core Viewpoint - Deep Blue Automotive faced controversy over in-car advertising and privacy policy updates, leading to public backlash and a subsequent apology from the company [1] Group 1: In-Car Advertising Controversy - The in-car advertising was intended as a special benefit for loyal customers, not a commercial advertisement [2] - The push notifications were only displayed when the vehicle was stationary and did not interfere with critical driving information [3] - Deep Blue has committed to not using the car's system for future promotional notifications and will adopt more user-friendly communication methods [2][3] Group 2: Privacy Policy Update - The update to the Deep Blue Automotive App's privacy policy was a compliance measure in response to regulatory requirements from the Chongqing Communications Administration [6] - The privacy policy changes are unrelated to the in-car advertising incident, and the company has never collected user information without authorization [5][6] - Deep Blue Automotive emphasizes its commitment to user data security and transparency, refuting claims of "unfair terms" and "privacy violations" [6]

Group 1 - Apple continues to prioritize user privacy by introducing a new feature in macOS 16 that prevents unauthorized access to the clipboard by applications [1][3] - The new macOS feature will monitor applications for unauthorized clipboard access and alert users if an application attempts to read clipboard content without user consent [3][10] - Apple software engineer Jeff Nadeau explained that some applications have been found to continuously read clipboard data in the background, posing a significant privacy threat [3][5] Group 2 - The clipboard has been exploited by some developers to bypass regulations and collect unnecessary user data, as users are often pressured to grant excessive permissions [6][8] - Clipboard content remains accessible until new data is copied, allowing applications to potentially access sensitive information without user awareness [10][12] - The introduction of this feature by Apple aims to raise user awareness about clipboard privacy and empower users to control data sharing permissions [12]

Group 1 - Google has agreed to pay $1.375 billion to settle a lawsuit with Texas over user privacy violations, marking the highest compensation for similar issues paid by Google to a single U.S. state [2] - The lawsuit included allegations of illegal tracking of user location, misleading users about incognito mode, and unauthorized collection of biometric identifiers such as facial and voice data [2] - The settlement surpasses the $391.5 million that Google paid to 40 states in 2022 for similar privacy issues, highlighting its significance [2] Group 2 - Texas Attorney General Ken Paxton stated that the settlement addresses multiple lawsuits against Google related to privacy concerns [2] - Google spokesperson Jose Castaneda emphasized that the company does not admit to any wrongdoing or liability in the settlement process [2] - The Texas Attorney General's office has not disclosed the intended use of the settlement funds or the detailed terms of the agreement, which still need to be finalized before implementation [2]

Group 1: Kimi's Developments - Kimi announced a copyright collaboration with Caixin Media, becoming the first domestic company to publicly declare such a partnership with a media outlet [1] - Kimi has launched a quality source badge system to help users identify high-quality information sources, focusing on government and educational websites [1][2] - The collaboration will allow Kimi to generate answers based on Caixin's professional reporting when users inquire about financial topics [1] Group 2: Anthropic's Warning - Anthropic reported that its AI model Claude is being misused for "influence-as-a-service," with organizations creating over 100 bot accounts to spread politically biased content [3][4] - The misuse includes not only content generation but also automated interactions such as commenting and sharing, indicating a sophisticated manipulation of social media [4] Group 3: Adobe's New Application - Adobe launched a new application called Content Authenticity, allowing users to protect images from AI training by embedding invisible metadata and a "prohibit AI training" label [5] - The application is currently in public testing and supports batch processing of up to 50 images, but Adobe has not yet signed agreements with AI model creators to enforce this standard [5][6] Group 4: Weibo's AI Privacy Response - Weibo's AI feature "AI Smart Search" faced backlash for allegedly infringing on user privacy, prompting the company to clarify that it does not analyze non-public user data [7] - Following user feedback, Weibo has adjusted the functionality of the AI Smart Search to avoid presenting content that may cause discomfort to users [7] Group 5: E-commerce Platforms' Policy Change - Major e-commerce platforms, including Pinduoduo, Taobao, Douyin, Kuaishou, and JD.com, are set to eliminate the "refund only" policy, allowing merchants to handle refund requests independently [8] - These platforms have engaged in discussions with regulatory authorities regarding the cancellation of the "refund only" policy and will announce the details publicly once finalized [8]

最近京东和美团频频上热搜，貌似一直没饿了么啥事。 事情经过 4 月 25 日，有一位成都小姐姐网购后遇到了一个奇葩配送员。（小程程也遇到过奇葩的骑手，我写在最后 了） 这位小姐姐是在淘宝买了一盒消毒液及避孕套，卖家是同城的一个实体店，卖家在饿了么下单送货上门。 小姐姐表示，配送员送到门口就意味深长地看着自己，后来还发短信骚扰。 不过今天它终于上热搜了！ 在被骚扰后，小姐姐很纳闷，明明东西用黑色塑料袋包装，而且小票上信息也是隐藏了，但配送员仍知晓具体 物品信息，怀疑东西被拆或系统信息泄露了，于是她投诉了。 商家 饿了么客服回应 后续：骑手道歉，当事人原谅 小程程在小红书找到当事人发的后续了： Bonus：我遇到的奇葩骑手 刷到这个热搜时，小程程就想起前几年遇到一个某团的骑手，他给邻居送东西后，然后居然把我家买的东西 （送货到门口的）给偷走，正好被可视门铃监控拍下来了。 商家拒绝退货退款，但平台介入后承诺保护用户隐私 门店目前也已拉黑了这名骑手，不让他再接门店的订单 我给了他改正机会（找邻居帮忙电联让其送回），但他拒不承认偷窃，只能报警处理 + 曝光。（我用是个人 小号曝光，不是大号 ）。 最后是外卖站点的站长带 ...

3月1 9日晚，百度正式回应"开盒"事件：开盒信息并非源自百度，已就造谣内容报案。 近日，"谢广军女儿开盒"事件引发争议。百度在3月1 9日声明称，坚决谴责这种窃取和公开他 人隐私的网络暴力行为。百度对于任何侵犯用户隐私的行为都是零容忍。实际上，百度内部实 施了数据的匿名化、假名化处理;数据存储和管理实行严格隔离和权限分离，任何职级的员工 及高管均无权限触碰用户数据。百度安全部门反复调取了相关日志，并查验当事人权限。结果 表明， 开盒信息并非源自百度。 作 者丨孔海丽 编 辑丨骆一帆 江佩佩 据2 1世纪经济报道，3月1 7日下午，百度安全负责人陈洋在公司内网做出了一段回应说明，表 示在接到举报后，已经展开了调查并完成取证，结果显示，"谢广军女儿开盒事件"数据并非从 百度泄露。 其中提到两点： 本期编辑 江佩佩 "谢广军女儿开盒事件"，百度回应！ 腾讯，重磅发布！马化腾发声 从230亿加价到320亿，谷歌为何一定要买它？ SFC 21君荐读 一是百度内部做了数据的匿名化、假名化处理，并做了权限分离，没有人能有权限拿 到数据，谢广军也没有数据库的任何相关权限。 二是通过对此次开盒事件脉络的模拟调查，发现可以在海 ...