Core Points - Recent scams targeting middle-aged and elderly individuals have evolved, with fraudsters impersonating "Douyin customer service" through phone calls and manipulated accounts [1][2] - Douyin has identified a significant increase in fraudulent activities, leading to the suspension of 88,000 accounts in Q3 2025 and intercepting over 50,000 related voice calls daily [2] Group 1 - Fraudsters are using manipulated Douyin accounts to gain trust by frequently liking and following users, then impersonating customer service to solicit personal information [1][2] - A specific case involved a user, Ms. Liu, who was misled into downloading a fraudulent app after being told her Douyin membership would incur charges if not canceled [1][2] - Douyin's anti-fraud center has been proactive in combating these scams, collaborating with law enforcement to apprehend a five-member gang involved in voice-based fraud targeting minors [2] Group 2 - Users are advised to be cautious of any communication claiming to be from Douyin customer service regarding automatic charges or requests to download other software [3] - Douyin provides a verification hotline (95152) for users to confirm the legitimacy of suspicious calls or messages [3]

Core Viewpoint - The article highlights the rising incidence of scams impersonating official customer service, particularly related to the "Million Protection Insurance" offered by platforms like Pinduoduo, urging users to remain vigilant against such fraudulent activities [3][5]. Summary by Sections Scam Description - A case is presented where a citizen received a call from someone claiming to be "Pinduoduo official customer service," stating that they needed to cancel a "Million Protection" insurance service to avoid automatic charges [3]. - The scam involved screen sharing and inputting verification codes on a fake platform, indicating a sophisticated method of deception [3]. Police Intervention - Local police received a fraud alert and quickly intervened, reaching the elderly victim's home to prevent the scam from proceeding [5]. - Officers disconnected the screen sharing, removed the SIM card, and uninstalled the fraudulent app, successfully safeguarding the victim's funds [5]. Insurance Details - The "Million Protection" insurance is a free service provided by payment platforms, which compensates users for losses due to unauthorized access to their accounts, with a maximum annual payout of 1 million yuan [5]. - This insurance is automatically activated, requires no renewal, and incurs no costs for users [7]. User Guidance - Users are advised that the "Million Protection" insurance does not require any action from them to activate or cancel, and any unsolicited calls requesting such actions should be treated as scams [9]. - For any inquiries regarding the "Million Protection" service, users should contact the platform's official customer service directly [9].

Core Viewpoint - The article highlights the increase in various scams during the National Day and Mid-Autumn Festival holidays, urging the public to remain vigilant against fraudulent activities that exploit holiday-related scenarios. Group 1: Travel Scams - Scammers are promoting fake low-cost travel packages, requiring upfront payments, and then disappearing or making excuses about system issues [2] - Travelers are advised to book through official airline websites and verified travel platforms, avoiding unknown links and private account transfers [2] Group 2: Impersonation Scams - Scammers impersonate friends or family members in urgent situations to solicit money, often using social media to obtain personal connections [3] - It is recommended to verify the identity of the requester through direct phone or video calls before transferring any funds [3] Group 3: Refund Scams - Fraudsters may send messages claiming flight cancellations, asking for personal information under the guise of processing refunds [4] - Travelers should confirm any flight changes through official airline channels rather than trusting unsolicited messages [4] Group 4: Malware Scams - Scammers are sending electronic invitations containing malware, which can compromise personal information and lead to financial theft [5][6] - Recipients should verify the sender's identity before interacting with any links or QR codes in electronic invitations [6] Group 5: Investment Scams - Scammers are promoting high-yield investment schemes during the holiday, enticing individuals with promises of quick returns [7] - It is advised to only engage in investments through legitimate financial institutions and to be wary of offers that seem too good to be true [7] Group 6: ETC Scams - Fraudsters are impersonating ETC service providers, sending phishing messages to steal personal and banking information [8] - Vehicle owners should not click on links in unsolicited messages and should verify any claims through official customer service channels [8]

Core Viewpoint - The article highlights a case of potential fraud targeting elderly individuals, emphasizing the importance of vigilance and verification in banking transactions to prevent financial loss [1] Group 1: Incident Description - An elderly man, referred to as Grandpa Li, rushed to a bank to transfer 100,000 yuan, claiming his grandson was in a car accident and needed immediate funds for a settlement [1] - The bank staff, particularly a teller named Xiao Wang, noticed suspicious elements in the request, such as the urgency and the unfamiliar account details [1] - After further investigation, it was confirmed that the grandson was safe at work, revealing the situation to be a scam [1] Group 2: Response and Prevention - The bank staff acted promptly by suggesting to contact the grandson directly, which helped uncover the fraud [1] - The article stresses the need for bank employees to balance empathy for customers' urgency with a critical approach to verify the legitimacy of transactions [1] - The incident serves as a reminder of the importance of communication and verification in preventing financial scams, particularly for vulnerable populations like the elderly [1]

Core Viewpoint - The newly implemented national childcare subsidy policy allows families to receive an annual subsidy of 3,600 yuan until the child turns three years old, aimed at alleviating childcare pressure and enhancing birth potential. However, fraudsters are exploiting this policy by impersonating government agencies to send fake application notifications and phishing links [1][2]. Group 1: Policy Implementation and Fraud Risks - The subsidy policy involves collaboration among multiple departments, including finance, health, education, and finance, which creates opportunities for fraud due to the dynamic nature of application details and distribution methods still being refined [1]. - Fraudsters are using established tactics to exploit the time gap in policy implementation, leading to an increase in scams related to the childcare subsidy [1]. Group 2: Recommendations for Prevention - A collective effort is needed to effectively curb these fraudulent activities, including accelerating the development of supporting services, increasing penalties for illegal actions, and enhancing policy awareness [1]. - Online platforms should take responsibility for monitoring information, establishing keyword monitoring mechanisms to filter sensitive terms related to the subsidy, and verifying suspicious content to create a digital defense against fraud [1]. - Financial institutions are encouraged to enhance monitoring of banking transactions and provide risk alerts to protect users' funds from abnormal activities [1]. - Law enforcement agencies should intensify efforts to combat fraud, investigate criminal networks, and impose strict penalties on offenders [1]. Group 3: Public Awareness and Safety Measures - The public is urged to enhance their awareness of fraud, verifying any information related to the childcare subsidy through official channels, which serves as a protective measure [2]. - There is a call for all parties to work together to strengthen the fraud prevention network and lower information barriers, ensuring that the benefits of the subsidy reach families safely [2].

Group 1 - Criminals are targeting children by asking to borrow their smartwatches, leading to theft of SIM cards for fraudulent activities [1][4] - These criminals often operate near schools, selecting younger children who are alone, claiming their phone is out of battery or has insufficient balance [4] - Once they obtain the smartwatch, they quickly remove the SIM card or replace it with a useless one, using the stolen card to make scam calls or send fraudulent messages [4] Group 2 - Parents are advised to instruct their children not to lend their smartwatches to strangers and to report any theft of the SIM card immediately to authorities [7] - To enhance the security of the SIM card in children's smartwatches, parents can enable a protection feature by setting a password through the corresponding mobile app or by inserting the SIM card into a phone [8] - The SIM card's personal identification password is typically set to default values like 1234 or 0000, and it is crucial to change it to ensure security [13]

Core Viewpoint - Shenzhen Energy Group Co., Ltd. has issued a warning to investors about fraudulent activities where criminals are impersonating the company to conduct scams [1][2]. Group 1 - The company has never launched any financial websites, apps, or crowdfunding activities, nor has it authorized any individuals or entities to conduct such businesses [1][2]. - The official website of the company is https://www.sec.com.cn, and the verified WeChat account is "Shenzhen Energy" [2]. - The designated media for information disclosure includes "China Securities Journal," "Shanghai Securities Journal," "Securities Times," and the website www.cninfo.com.cn [2]. Group 2 - The company strongly condemns any fraudulent activities that impersonate its name and has reported the matter to local law enforcement [2]. - The company reserves the right to take legal action against any individuals or entities that impersonate it or damage its reputation [2][3].

Group 1 - The article emphasizes the need for Chinese citizens in Ho Chi Minh City to remain vigilant against various types of scams, including telecom fraud, marriage fraud, and "low-cost" travel scams [1] - It warns against believing enticing offers related to "high salary daily payment," "group travel," "competitive fishing," and other misleading information that could lead individuals to engage in illegal activities abroad [2] - The article advises caution regarding "cross-border marriage agencies" to avoid falling into marriage fraud traps [3] Group 2 - It highlights the risks associated with "low-cost" travel offers, urging individuals to be wary of forced consumption and group abandonment situations, and to retain evidence for rights protection [4] - Emergency contact numbers for reporting scams and seeking assistance in Vietnam are provided, including local police and consulate protection services [5]

Core Viewpoint - The article emphasizes the importance of financial security for cigarette retailers and highlights the proactive measures taken by the Wuhan Tobacco Qiaokou Marketing Department to help retailers combat increasing scams [1] Group 1: Regular Financial Security Reminders - Customer managers consistently remind retailers to be cautious of scams, reinforcing the importance of financial security during their visits [2] - Retailers have shown increased awareness and vigilance against scams through repeated reminders and discussions about recent fraud cases [2] Group 2: Scam Identification - The marketing department actively monitors new scam tactics and updates retailers with relevant information [3] - Customer manager Xiao Wang informed retailers about a new "express delivery compensation" scam, educating them on how to verify such claims [3] Group 3: On-Demand Financial Security Consultation - Customer managers are readily available to assist retailers in identifying potential scams, providing timely advice and support [4] - Retailers frequently reach out for help regarding suspicious messages, and customer managers respond promptly to prevent financial losses [4] Group 4: Financial Value-Added Services - The marketing department facilitates access to financial services, such as loans, to help retailers manage cash flow issues [5] - Customer managers work closely with banks to ensure that trustworthy retailers receive the necessary financial support [5]