记者 茅冠隽 所谓"碳交易"，是指为实现温室气体减排目标，将二氧化碳等温室气体的排放权作为一种商品进行 买卖的市场机制，核心逻辑是在总量控制下，通过市场化手段实现全社会减排成本降低。根据《上海市 碳普惠管理办法》，碳普惠指将机关、企事业单位、社会团体以及其他组织或个人的减碳行为进行量化 并赋予一定价值，运用商业激励、市场交易等方式，引导全社会形成绿色低碳生产生活方式的正向激励 机制。 2024年5月，生态环境部大气环境司赴崇明调研，发现上海赛捷能源科技有限公司承建崇明某企业 的蒸汽系统改造项目，未办理相关环保手续。崇明区生态环境局依法对该公司作出"责令改正违法行为 并处罚款"的行政处罚。 崇明区生态环境局局长褚卫东告诉记者，为进一步落实企业的生态环境损害赔偿责任，依据相关规 定，崇明区生态环境局随即启动针对该公司的生态环境损害赔偿追责工作。"将本案所造成的大气生态 环境损害进行量化后，经综合研判，决定创新采用'购买碳普惠减排量以开展生态损害替代性修复'的方 式履行赔偿义务。" 在上海市生态环境局、市减污降碳管理运行技术中心、上海环境能源交易所的大力支持与崇明区政 府的积极推进下，最终促成此次碳普惠交易，由上海 ...

Core Insights - The digital RMB app has undergone significant updates, including the launch of the "Carbon Benefit" mini-program in Shanghai, which allows users to track their carbon reduction through green behaviors and convert these into carbon credits that can be exchanged for digital RMB [1] Group 1: Digital RMB App Updates - The app has completed its 2.0 version upgrade and introduced a wallet balance interest feature [1] - The "Carbon Benefit" mini-program is now live, marking a new application scenario that integrates social value and daily life [1] Group 2: Impact on Society - Analysts suggest that this initiative enhances the integration of digital RMB into everyday life, promoting faster adoption among the public [1] - The conversion of environmental contributions into tangible economic incentives lowers the barriers for the public to engage in green living, fostering a low-carbon societal trend where everyone can participate and benefit [1]

Group 1 - The core viewpoint of the article highlights the launch of the "Carbon Benefit" mini-program within the digital RMB app, which allows users to convert their green behaviors into carbon credits that can be exchanged for digital RMB, thus promoting environmental sustainability and economic incentives [1][2]. - The "Carbon Benefit" feature is part of a broader initiative in Shanghai, which has been developing a carbon benefit market since November 2022, aiming to integrate market operations with benefits for citizens and businesses [2]. - The development of the "Carbon Benefit" program is facilitated by Lvqiu Technology (Shanghai) Digital Technology Co., Ltd., showcasing a model of local innovation supported by national policies, similar to previous initiatives in other cities like Qingdao [2][3]. Group 2 - Various enterprises and government bodies have been innovating around carbon benefit models, integrating user behaviors into specific applications, such as opting out of disposable utensils or using electronic payments to accumulate carbon credits [3]. - The introduction of the "Carbon Benefit" mini-program in the digital RMB app signifies the integration of innovative practices into a broader national financial technology ecosystem, enhancing the reach and impact of carbon reduction initiatives [3].

Core Viewpoint - The introduction of the "Carbon Inclusive" program within the digital RMB app aims to encourage low-carbon behaviors among consumers by allowing them to earn carbon credits for eco-friendly actions, which can be converted into digital RMB [1][3][4]. Group 1: Carbon Inclusive Program - The "Carbon Inclusive" service quantifies low-carbon actions, such as riding shared bikes or using public transport, into carbon credits that can be exchanged for digital RMB [3][4]. - Users can activate the service through the digital RMB app, linking it to their accounts on participating platforms like Metro, Hello Chuxing, and T3 Chuxing, which will automatically track their low-carbon activities [3][4]. - The program is expected to enhance user engagement with digital RMB, promoting a positive cycle among policy, market, and users, while also supporting the dual carbon goals [4]. Group 2: Future Expansion and Features - The digital RMB management center plans to expand the "Carbon Inclusive" service to more cities and low-carbon scenarios, creating a collaborative network across multiple regions [5]. - The upgraded digital RMB app (version 2.0) will offer interest on balances in real-name wallets and include digital RMB deposits under deposit insurance, ensuring consumer protection [5]. - As of November 2025, the digital RMB has processed 3.48 billion transactions totaling 16.7 trillion RMB, with 230 million personal wallets opened, indicating significant adoption and application across various sectors [5].

Core Viewpoint - The digital RMB management center is enhancing the application of digital RMB in "green finance" by launching a "carbon inclusive" mini-program within the digital RMB app, initially available in Shanghai [1][3] Group 1: Digital RMB and Green Finance - The "carbon inclusive" mini-program is designed to create innovative application scenarios in the carbon inclusive field [1] - The first platforms to integrate the mini-program include Metro (Shanghai Metro), Hello Chuxing, and T3 Mobility [3] - Users can earn carbon credits for low-carbon travel behaviors on these platforms, which can be converted into digital RMB [3] Group 2: User Engagement and Functionality - Users must open a digital RMB wallet and upgrade to a real-name wallet to participate in the program [3] - Currently, carbon credits can only be earned through specific activities: riding the Shanghai Metro, using Hello Chuxing's shared bikes, and taking T3's new energy vehicles [3] - The conversion rate is set at 0.01 yuan of digital RMB for every 1250 grams of carbon credits [3] Group 3: Future Developments - The digital RMB management center plans to introduce more low-carbon scenarios and expand the program to additional cities [3]

骑单车、坐地铁，还能赚钱？ 《金融时报》记者了解到，为丰富数字人民币在"绿色金融"场景的运用，数字人民币运营管理中心协调并支持业务运营机构构建碳普惠领域的创新应用场 景，在数字人民币App内推出"碳普惠"小程序服务并率先在上海地区上线。用户开通该服务后，日常绿色低碳行为产生的碳积分将自动归集至"碳普惠"账 户，并可以兑换数字人民币。 所谓"碳普惠"，简单来说就是将个人、企业的低碳行为量化为可兑换、可流通的"碳资产"，通过激励机制引导全社会参与节能减排。作为应对气候变化 的"全民行动方案"，它早已在各地展开多元探索。 而本次数字人民币"碳普惠"服务，也是鼓励公众践行低碳行为的一项服务。简单来说——你做的每一件环保小事，比如骑共享单车、乘坐地铁公交，都能 被量化成"碳积分"。这些碳积分不仅可以记录你的绿色足迹，还能兑换为实实在在的数字人民币。 哪些低碳行为能被计入？ 《金融时报》记者了解到，"碳普惠"小程序首批接入Metro大都会（上海地铁）、哈啰出行和T3出行三大平台，只要你在数字人民币App内登录了"碳普 惠"小程序，并关联上述平台的账号，以后你使用公共交通或共享出行服务时，系统会自动记录你的低碳行为，并将对 ...

简单来说，数字人民币"碳普惠"服务是鼓励公众践行低碳行为的一项服务。个人做的每一件环保小事， 比如骑共享单车、乘坐地铁公交，都能被量化成"碳积分"。这些碳积分不仅可以记录个人的绿色足迹， 还能兑换为实实在在的数字人民币。 数字人民币运营管理中心相关负责人表示，下一步将协同业务运营机构，持续引入更多低碳场景；同时 加快拓展参与地区，构建多城市协同的碳普惠服务网络。 （文章来源：新华财经） 新华财经北京1月8日电从中国人民银行数字人民币运营管理中心获悉，为丰富数字人民币在"绿色金 融"场景的运用，数字人民币运营管理中心协调并支持业务运营机构构建碳普惠领域的创新应用场景， 在数字人民币App内推出"碳普惠"小程序服务并率先在上海地区上线。 据了解，用户开通该服务后，日常绿色低碳行为产生的碳积分将自动归集至"碳普惠"账户，并可以兑换 数字人民币。"碳普惠"小程序首批接入Metro大都会（上海地铁）、哈啰出行和T3出行三大平台。 ...

Core Viewpoint - The digital RMB "Carbon Inclusive" service aims to encourage public participation in low-carbon behaviors by allowing users to earn carbon credits for environmentally friendly actions, which can be exchanged for digital RMB [1][2]. Group 1: Service Overview - The "Carbon Inclusive" service is designed to reward users for engaging in low-carbon activities such as using public transportation and participating in recycling [2][12]. - Users can accumulate carbon credits through their daily green actions, which are automatically recorded in the "Carbon Inclusive" account within the digital RMB app [6][14]. Group 2: Initial Implementation - The first three low-carbon scenarios integrated into the "Carbon Inclusive" program include Metro (Shanghai subway), Hello Bike, and T3 Mobility [3]. - Users must log into the "Carbon Inclusive" mini-program and link their accounts from the aforementioned platforms to automatically track their low-carbon behaviors [6]. Group 3: Activation Process - To activate the service, users need to open the digital RMB app, navigate to the service page, find the "Carbon Inclusive" mini-program, and complete the scene binding [9]. - After activation, users' low-carbon travel behaviors will be automatically recorded, and carbon credits will be accumulated in their accounts [9][14]. Group 4: Redemption Mechanism - Carbon credits can be exchanged for digital RMB, with a conversion rate of 1 digital RMB for every 1250 grams of carbon credits [21]. - Users must have a digital RMB wallet and upgrade it to a real-name wallet before redeeming their carbon credits for digital RMB [21].

Core Viewpoint - The evolution of digital RMB is progressing towards becoming a true credit currency, with the upcoming "Digital RMB Action Plan" integrating it into the reserve requirement system, thereby enhancing its role in the banking system [2][3]. Group 1: Digital RMB Framework - Digital RMB will be managed under the reserve requirement system, with wallet balances subject to reserve requirements, and non-bank payment institutions required to implement 100% reserve for digital RMB [2]. - The transition from digital RMB as mere cash to a deposit-like status means it will now be treated as a liability of both the central bank and commercial banks, similar to existing bank deposits [3]. Group 2: Monetary Control and Risks - The integration of digital RMB into bank accounts allows for better control of monetary policy by the central bank, mitigating risks associated with cash leakage and financial disintermediation seen in other digital currencies [3][4]. - Digital currencies, including Bitcoin and stablecoins, pose risks due to their anonymity and decentralization, which can lead to challenges in macroeconomic regulation [3]. Group 3: Technological Integration - The "account system + digital currency + smart contract" framework aims to enhance the digitalization and intelligence of RMB issuance, circulation, and payment processes [4]. - The application of smart contracts in digital RMB can improve financial solutions across various sectors, including supply chain finance and consumer protection [5]. Group 4: Environmental and Social Applications - Digital RMB can facilitate carbon reduction initiatives by providing value confirmation and payment services for energy-saving behaviors, thus promoting public participation in carbon reduction efforts [6]. - The use of blockchain technology in digital RMB enhances trust among multiple stakeholders, particularly in cross-border payments, offering advantages such as efficiency, low cost, and security [6].

Core Viewpoint - The city of Liaocheng is actively promoting the green and low-carbon transformation of its transportation sector as a crucial path for sustainable economic and social development, aligning with national "dual carbon" strategies [1] Group 1: Infrastructure and Project Development - Liaocheng's transportation sector has set four key goals: green infrastructure upgrades, optimized transportation structure, adjusted energy structure, and improved pollution reduction and carbon governance systems [1] - The city has developed exemplary industry projects, including the first certified zero-carbon highway station in the country, which features solar power generation and a zero-emission concrete wastewater system [1] - The construction of a comprehensive transportation hub at Liaocheng High-speed Railway West Station integrates high-speed rail, urban public transport, long-distance passenger transport, and taxis [1] Group 2: Multi-Modal Transport and Green Logistics - The city is focusing on the "public transport to rail" direction and multi-modal transport pathways, achieving positive progress in cargo transportation's low-carbon and efficient transformation [2] - The multi-modal transport system is increasingly established, with significant growth in cargo volume during the 14th Five-Year Plan period, including the successful trial operation of the Guanzhou International Land Port [2] - The city has implemented a green upgrade in transportation modes, exploring a "new energy heavy truck + railway trunk line" transport system [2] Group 3: New Energy Vehicles and Charging Infrastructure - The city has made significant progress in replacing traditional vehicles with new energy vehicles, with over 90% of new buses and more than 1,000 new energy heavy trucks in operation [3] - A comprehensive charging infrastructure network has been developed, including 95 charging stations and 143 charging guns, with a national-level pilot project for charging and swapping facilities [3] - The city is implementing a three-year action plan for green transportation transformation, setting quantifiable goals for solar power installations and zero-carbon facilities [3] Group 4: Carbon Trading and Collaborative Mechanisms - Liaocheng is exploring low-carbon development paths in the transportation sector, achieving a breakthrough in carbon trading with the sale of 200 tons of carbon assets [3] - The city is establishing a collaborative mechanism involving multiple departments to institutionalize and standardize the transformation work [3] - The transportation sector's green low-carbon transformation is seen as a strong driver for high-quality economic and social development in Liaocheng [4]