与此同时，我国加快推进体制机制改革，高校院所科技成果"不想转、不敢转、不会转"难题逐步破 解。完善科技成果转化服务体系，科技成果转化生态进一步优化。加快构建与科技创新相适应的科技金 融体制，赋能科技成果转化取得积极成效。 报告也指出了我国科技成果转化工作存在的问题，包括高质量科技成果供给不足、企业科技成果转 化主体作用发挥不够、科技成果转化体制机制还存在障碍、科技成果转化专业化服务能力不强、科技金 融支持成果转化效能亟待加强。 根据报告，下一步，我国将加快制定相关政策措施，加强原始创新和关键技术攻关，推动科技创新 和产业创新深度融合，进一步深化科技成果转化机制改革，提升科技成果转化服务能力，构建覆盖科技 成果转化全链条的金融服务体系，推动我国科技成果转化工作再上新台阶，有力支撑新质生产力发展。 新华社北京12月22日电（记者 温竞华）国务院关于促进科技成果转化工作情况的报告12月22日提 请十四届全国人大常委会第十九次会议审议。报告显示，"十四五"以来，我国科技成果转化实现量质齐 升，有效推动科技成果向现实生产力转化。 报告显示，2020年到2024年，全国技术合同成交金额从2.83万亿元增长到6.84万亿元 ...

本次宣讲会搭建了政策传导、银企互动、经验共享的交流平台，是滨州推动科技金融协同、优化中小企 业融资环境的重要举措，为科创强市建设注入强劲金融动能。 今年以来，交通银行滨州分行紧扣滨州地区产业资源禀赋，持续深化科技金融"主动授信"服务模式，积 极落实推广科技创新和技术改造再贷款政策、"科融信"综合服务平台等措施，信贷支持全市科技类企业 50余户，金额6亿余元。下一步，将持续贯彻落实活动精神，聚焦全市科技创新重点领域与关键企业， 优化专属信贷产品与服务流程，推动金融资源向科技型企业精准配置。同时，继续强化与政府、企业、 同业的常态化沟通协作，切实提升科技金融服务的覆盖面与满意度，为滨州建设区域科创高地贡献更多 交行力量。 12月19日上午，由中国人民银行滨州市分行、中共滨州市委全面深化改革委员会办公室、滨州市科技局 联合主办，滨州市金融学会、交通银行滨州分行承办的"滨州市科技金融赋能科创强市工作推进暨政策 宣讲会"成功举办。会议旨在深入贯彻落实党中央关于科技金融发展的决策部署，强化金融资源对科技 创新的支撑作用，助力滨州科创强市建设。 会议最后，人民银行滨州市分行有关领导就科技金融赋能科创强市作阶段性总结并对下一 ...

Core Viewpoint - ICBC Investment is committed to supporting national strategies for technological finance, focusing on long-term, value, strategic, and stable investments while optimizing its approach to technology finance through various principles and dimensions [1][3]. Group 1: Investment Strategy - ICBC Investment emphasizes a full-chain support for technological innovation, integrating funding sources, asset allocation, governance empowerment, and exit strategies to enhance the growth of technology enterprises [3]. - The company has achieved over 410 billion yuan in market-oriented debt-to-equity swaps and equity investment pilot projects, with signed fund intention scales exceeding 200 billion yuan and fund establishment surpassing 90 billion yuan, leading the industry [1][3]. Group 2: Sector Focus - The company is actively addressing the reliance on imported third-generation semiconductor materials by injecting capital into a leading global silicon carbide epitaxy manufacturer, facilitating production process optimization and market expansion [3]. - ICBC Investment supports the domestic operating system sector by investing in a leading enterprise, breaking foreign monopolies and fostering a complete ecosystem for digital transformation in key industries [4]. Group 3: Comprehensive Financial Solutions - ICBC Investment integrates various financial tools, including debt-to-equity swaps, equity investments, and credit support, to provide comprehensive financial solutions for technology enterprises throughout their development stages [5][6]. - The company focuses on "specialized, sophisticated, and innovative" sectors, leading investments in domestic power semiconductor manufacturers to enhance capital strength and accelerate production line construction [6]. Group 4: Risk Management and Governance - ICBC Investment has established a "six-special" investment system to ensure stable progress in technology investments, including specialized teams and risk control mechanisms [7]. - The company has innovated an approval model to accurately identify quality technology enterprises and has built a comprehensive risk control system to balance efficiency and safety [7]. Group 5: Collaborative Ecosystem - ICBC Investment plays a strategic role in leveraging national and local funds, industry capital, and financial institutions to mobilize more resources for hard technology investments [8]. - The company has adopted a combination model of debt-to-equity funds and equity investment funds to create an investment ecosystem that supports technological innovation throughout its lifecycle [8]. Group 6: Future Outlook - ICBC Investment aims to continue gathering patient capital to support hard technology development, from laboratory innovations to industrial upgrades, contributing to the construction of a financial powerhouse [9].

12月19日，《经济观察报》"2025年度领航企业案例"荣誉榜单正式揭晓。东方金诚凭借在服务国家金融战略、赋能实体经济高质量发展方面的突出贡献， 荣膺"年度金融服务领航企业"称号。该评选聚焦科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"，表彰在服务金融"五篇大文章"中做 出突出贡献的的标杆金融机构。 此次获评"年度金融服务领航企业"，是市场与媒体对东方金诚长期践行国有评级机构使命、以专业力量服务国家战略的充分肯定。长期以来，公司始终立 足"国之大者"，将专业评级服务深度融入国家发展大局，以信用评级为核心引擎，积极搭建资本市场与实体产业之间的桥梁，推动金融资源精准投向科技 创新、绿色转型等关键领域，形成了具有示范意义的评级实践体系。 | 领航荣誉 | 品牌主体 | 品牌主体 领航荣誉 | | --- | --- | --- | | 年度科技创新领航企业 · 百融云创 | | 年度乡村振兴领航企业 · 新华保险 | | 年度社会责任领航银行 · 沧州银行 | | 年度绿色金融领航银行 · 新网银行 | | 年度金融服务领航企业 · 东方金诚 | | 年度卓越信用卡领航银行 ·招商银行信用卡 | | ...

12月22日金融一线消息，近日，有投资者向光大银行提问：光大银行是否符合发起成立金融资产投资公 司（AIC）的条件？光大银行对此回复称，2025年3月，国家金融监管总局发布了《关于进一步扩大金 融资产投资公司股权投资试点的通知》"支持符合条件的商业银行发起设立金融资产投资公司"。光大银 行将持续加强与监管机构的沟通，稳步筹划相关申设工作。 | | 回 :光大银行(601818) 请问光大银行是否符合发起成立AIC的条件? | | --- | --- | | 授贡者 1471 | 2025年11月24日 08:44 来自 网站 | | 339899000 | | | | 2025年3月,国家金融监管总局发布了《关于进一步扩大金融资产投 | | | 资公司股权投资试点的通知》"支持符合条件的商业银行发起设立 | | 光大银行 | 金融资产投资公司"。 光大银行将持续加强与监管机构的沟通,稳 | | | 步筹划相关申设工作。紧密围绕"五篇大文章"战略部署，充分发 | | | 挥自身在科技金融领域的产品创新优势和综合服务能力,不断推动 | | | 股权投资与科技型企业信贷的联动，进一步提升服务实体经济的质 | | | ...

日前，天津农商银行党委副书记、行长杨毅介绍，2025年，该行从科技金融深化创新、绿色金融提质增 效、养老金融塑造品牌、普惠金融强化担当和数字金融释放潜能等方面，坚持"差异化经营、特色化服 务、标准化流程、专业化团队、高效化运作、数字化赋能"的"六化"经营理念，全力推动资产结构优化 提升、营业网点零售产能提升、内控合规能力提升、数字金融能力提升、数据治理能力提升等5大重点 项目建设，持续写好"五篇大文章"，深耕天津本地特色金融服务。 杨毅强调，实现2026年"开门红"是奠定全年发展基础的关键一役，该行必须深刻把握当前经济金融形 势，深入贯彻落实中央经济工作会议精神，切实增强发展的责任感与紧迫感。一要统一思想，协同作 战，凝聚"全行一条心"的强大合力，共同营造"人人关心营销、人人支持营销、人人参与营销"的浓厚氛 围；二要聚焦重点，打造"差异化"优势，持续打造具有农商特色的市场竞争力，真正实现"以客户为中 心"的服务转型；三要强化执行，锤炼"硬作风"队伍，狠抓战略任务执行落地，平衡好业务发展与风险 控制的关系，确保实现高质量、可持续发展。全行上下将以此次"开门红"启动大会为新起点，勠力同 心、实干争先，奋力跑出高质 ...

Group 1 - The core viewpoint of the articles emphasizes the role of Postal Savings Bank in supporting the development of Hainan Free Trade Port through innovative financial services and products, particularly in cross-border trade and tourism [1][2][3] Group 2 - Cross-border trade is identified as a key engine for the development of Hainan Free Trade Port, with Postal Savings Bank leveraging its differentiated credit policies and innovative preferential policies to provide personalized services for cross-border business clients [1] - The bank has been approved as a pilot bank for high-level open cross-border trade in Hainan Province and Yangpu, enhancing the efficiency of fund utilization and reducing transaction costs for enterprises [1] - The tourism industry is highlighted as a significant asset for Hainan, with expectations of over 100 million visitors by 2025, and the bank is collaborating with various institutions to create a "finance + consumption" ecosystem to boost consumer spending [2] - Postal Savings Bank has initiated exclusive discount activities with five major duty-free brands and has deployed smart POS machines supporting digital RMB to facilitate consumer transactions [2] - The bank's financial support has enabled local enterprises, such as Hainan Zhongjian Cable, to enhance their technological capabilities and production capacity, addressing the financing challenges faced by technology-driven companies [2] - The bank is innovating financing solutions for small enterprises, focusing on personalized plans to overcome traditional barriers in securing loans for technology firms [2]

截至2025年10月末，该行科技金融余额突破120亿元，2025年1-10月净增超过37亿元，实现业务规模与 服务能效双重提升，为科技创新与产业升级提供了有力的金融保障。 厦门国际银行上海分行荣获多项金融科技创新类奖项 绿色金融蓄力加码助推经济低碳转型 厦门国际银行上海分行锚定"十五五"战略规划布局，深入贯彻中央经济工作会议精神，紧密围绕金 融"五篇大文章"，主动融入上海国际金融中心建设和长三角一体化发展大局，精准契合总行产业专业化 战略定位，构建具有区域特色的差异化发展路径，以务实举措赋能实体经济，为区域高质量发展注入强 劲金融动力。 科技金融精准滴灌赋能产业创新发展 厦门国际银行上海分行紧扣产业发展脉动，升级"产业专业化3.0"策略，深耕科技型企业全周期服务， 针对重点科技产业开展精准营销与深度拓展。该行持续优化服务机制、完善服务流程、创新金融产品， 为科技企业从初创到成熟的各个发展阶段提供适配的金融支持。 聚焦双碳目标，厦门国际银行上海分行持续完善绿色金融产品体系，推动绿色金融与转型金融协同发 展。一方面积极支持传统产业节能降耗改造，助力重点行业能效提升项目落地；另一方面结合产业专业 化总体战略，锚定新 ...

Core Insights - The article emphasizes the importance of financial support for technology innovation enterprises, highlighting the need for tailored financial services throughout their growth stages [1][4][13] Group 1: Financial Support for Technology Enterprises - Technology innovation enterprises face unique challenges such as being asset-light, having long R&D cycles, and high-risk factors, necessitating diverse financial needs at different growth stages [1][9] - Financial institutions are innovating their products and services to provide a "precise drip irrigation" and "full-cycle companionship" financial service system to support these enterprises [1][4] Group 2: Case Study of Kanglin Biotechnology - Kanglin Biotechnology, established in 2015, faced significant challenges as a "three-no" enterprise (no collateral, no income, no profit) during its early stages, which is representative of the industry [2][3] - The company received a critical 5 million yuan credit loan from Zhejiang Commercial Bank based on the founder's academic background and technology patents, which helped it transition to clinical trials [3] - The financial support evolved from 5 million yuan to a combination of 70 million yuan, facilitating clinical trials and equity financing [3] Group 3: Collaborative Growth Plans - In Anhui, many technology enterprises are signing "joint growth plans" with financial institutions, fostering deeper cooperation [4][5] - The "joint growth plan" offers advantages such as medium to long-term loans, increased loan amounts, and flexible interest rates [5] Group 4: Implementation and Results - The "joint growth plan" has proven effective in supporting companies like Wanhao Energy, which received 30 million yuan in credit support to address cash flow pressures [6][8] - The plan has evolved to a 2.0 version, enhancing the depth and breadth of bank-enterprise cooperation, including a revenue-sharing model [6][12] Group 5: Innovative Financing Models - The "Zhejiang Science and Technology Joint Loan" model was introduced to address the limitations of single bank services, allowing multiple banks to provide credit support to a single technology enterprise [10][11] - This model has led to improved credit efficiency and broadened financing channels for enterprises, with 27 banks participating and issuing loans totaling 10.87 billion yuan [12] Group 6: Risk Mitigation and Market Stability - The collaborative approach of multiple banks helps to distribute risks and stabilize the financing environment for technology enterprises, preventing irrational competition among banks [13]

今年1月成立的合肥零次方机器人有限公司，半年时间已经完成三轮融资。"融资资金将重点投向技 术攻坚、量产提速和生态布局，加速具身智能产业发展。"该公司负责人说。 中央经济工作会议提出，"创新科技金融服务""引导金融机构加力支持扩大内需、科技创新、中小 微企业等重点领域"。 为了提升金融服务科技创新质效，安徽在全国首创金融支持科创企业"共同成长计划"；创新开 展"贷投批量联动"试点并全省推广；组建科技成果转化引导基金、设立省级天使基金群、构建"价值发 现—规范培育—分类辅导"的全链条上市服务机制…… "十四五"以来，全省科技型企业贷款连跨7个千亿元台阶、增长5.6倍。截至11月末，全省共有139 家科技型企业在境内上市，占全部境内上市公司比重75%。"科创出题+金融答题"，安徽正持续推动"政 产学研金服用"融合发展，打造"科技—产业—金融"闭环生态。 半年时间、三轮融资 翻倍提升的审批额度 核心创始团队源自清华"00后"，合肥零次方机器人有限公司于今年1月成立，正致力于人形机器人 的前沿技术研发与商业化落地。 继2月份拿下天使轮融资后，7月份，该公司完成了"天使+"和"天使++"轮亿元级融资。"天使+"轮融 资由 ...