以下文章来源于易简财经 ，作者陈璐瑶 易简财经 . 聚焦中国最有投资价值的公司 投资人懵了。 来源：易简财经 作者： 陈璐瑶 编辑 ：张恺翀 6 月 3 日 ，据报道，从杭州上城区分局经侦队获悉，浙江永坤控股有限公司 ( 简称：永坤控股 ) 相关人员涉嫌非法吸收公众存款，已对该案 立案调查。 图片来源：网络 永坤以所谓的 " 黄金托管 " 服务 吸引 投资者 ：你买下黄金但不提货 ，金价上涨 ，公司会支付收益，金价下跌，公司就退钱送积分。 该公司出具的一份保单显示，截至 4 月 28 日，其在保黄金资产至少有 41 亿元，堪称最大黄金杀猪盘。 而永坤的实控人汪国海或许已经携款逃匿于美国，无法抓捕归案。 01 精心包装的骗局 为了让投资者乖乖掏钱，永坤可是下了不少功夫包装自己。 实控人汪国海，据说是中国最早一批高级黄金分析师与上海黄金交易所注册交易员，前途无量。 2008 年，中国黄金市场刚开放，汪国海敏锐地察觉到黄金投资的巨大潜力，决定辞职创业。 企查查显示， 2014 年，永坤控股正式成立，注册资金 1.12 亿元。目前，汪国海仍为法定代表人。 在官网，永坤自称旗下拥有多家珠宝企业，包括永坤黄金、永坤黄金珠 ...

Group 1 - The core issue revolves around Zhejiang Yongkun Holdings Co., Ltd. (Yongkun Gold), which has faced payment irregularities, preventing multiple investors from withdrawing their funds [1][2] - Yongkun Gold, while officially a jewelry retailer, has engaged in activities beyond its licensed scope, effectively conducting unlicensed gold asset management operations [1][3] - Legal experts indicate that Yongkun Gold may be involved in criminal activities, with the potential for charges related to illegal public fundraising and investment fraud [2][3] Group 2 - Yongkun Gold's investment model has been characterized as a Ponzi scheme, promising annual returns of 12% to 18% through products like "gold savings" and "pre-purchased gold" [2][4] - The company lacks the necessary qualifications to manage gold assets, raising concerns about its operations and the legitimacy of its investment offerings [3][4] - There are significant doubts regarding the actual management of gold assets, including the storage and insurance of claimed gold holdings [3][4] Group 3 - Investors are warned to be cautious of high-return promises, as legitimate gold investments typically correlate with market fluctuations and do not guarantee fixed returns [4][5] - It is advised that investors verify the qualifications and operational scope of investment institutions, particularly those involved in gold asset management [4][5] - Recommendations include avoiding non-regulated investment channels and ensuring that investments do not exceed 20% of household assets, with diversification into safer assets [5]

信息源：本文陈述所有内容皆为可靠信息来源赘述在文章结尾 就在大家盯着中国、日本抛售美债的时候，美国财政部竟凭空冒出个"超级接盘侠"，一年狂扫1.5万亿 美债，比日本全年军费都多！ 可这土豪既不是传统盟友英国，也不是中东金主，但背后牵扯着美国掏空全球钱包的新套路…… 美债困局 2025年4月特朗普宣布"对等关税"政策后，美国国债遭遇了自2001年以来最猛烈的抛售潮，长期国债收 益率连日飙升。 2025年5月，美国财政部资本流动报告显示，中国单月减持189亿美元美债，持仓降至7654亿美元——这 是二十年来首次被英国反超，滑落至美债海外持有国的第三位。 日本虽在2025年2月增持466亿美元，但其国内债务压力制约了持续接盘能力。 此刻，美国国债总额高悬于37万亿美元之巅，而年复一年"借新还旧"的戏码也导致各国央行对美债态度 发生了转变，石油国家转向黄金，欧洲基金缩紧钱袋，美联储自身深陷量化紧缩。 对于美国来说，急需解决的2025年到期债务规模如滚雪球般膨胀，但是特朗普却丝毫不慌，因为一个隐 形巨头已悄然崛起。 2024年全球稳定币转账量高达27.6万亿美元，比Visa和万事达交易量总和还多。进入2025年，其总市 ...

Core Viewpoint - Zhejiang Yongkun Holdings Co., Ltd. (Yongkun Gold) has attracted thousands of investors through a promised annual return of up to 18% and a "referral commission" mechanism, disguising its operations as legitimate financial products [1][2]. Group 1: Company Overview - Yongkun Gold, established in March 2014, is a subsidiary of Zhejiang Yongkun Holdings, with a significant presence in the gold industry, including over 100 offline stores across the country [13][15]. - The company operates a gold custody model, where most of the gold is not held by investors, and has expanded its business through various sales channels, including e-commerce platforms [6][15]. Group 2: Business Model and Operations - Yongkun Gold's business consists of two main categories: sales-custody-recovery services, promising high returns to investors, and online sales of gold products with a no-loss guarantee [7][10]. - The company has implemented a referral reward system, where investors earn commissions for bringing in new clients, resembling a Ponzi scheme [23]. Group 3: Financial Issues and Legal Troubles - On May 20, 2025, Yongkun Gold faced a liquidity crisis, unable to make payments to clients, leading to investor protests and legal actions for illegal public deposit solicitation [2][4]. - The company was listed in the business abnormality directory due to being unreachable at its registered address, and there are concerns regarding the authenticity of its insurance policies covering over 4.1 billion yuan in gold assets [4][11]. Group 4: Investor Impact - Over 10,000 investors have reportedly been defrauded, with losses exceeding 2 billion yuan, and conservative estimates suggest total losses could reach 5 billion yuan [5][21]. - The high promised returns have lured many investors, including employees of Yongkun Gold, who invested their life savings, only to face significant financial losses [21][24].

Core Viewpoint - The article discusses the collapse of Yongkun Gold, revealing it as a Ponzi scheme that promised unrealistic returns to investors, leading to significant financial losses for many individuals and employees involved [2][30]. Group 1: Company Overview - Yongkun Gold, operated by Zhejiang Yongkun Holding Co., Ltd., was established in 2014 and primarily engaged in gold jewelry sales and related financial services [2][3]. - The company promised annual returns of 5% to 9% on gold entrusted for storage, attracting substantial investments from individuals [3][30]. Group 2: Business Model and Operations - Yongkun Gold's business model included sales, custody, and repurchase of gold, which appeared straightforward but was fundamentally flawed [3][30]. - The company offered products that allowed investors to either cash out or receive points based on gold price fluctuations, creating an illusion of a risk-free investment [5][30]. - Despite warnings about high risks, the company continued to attract investments until its eventual collapse [6][7]. Group 3: Financial Implications and Impact - Reports indicate that Yongkun Gold's clients had approximately 8.57 billion yuan in insured gold, with a total gold inventory of 5,359 kg, valued at over 4.1 billion yuan [19][20]. - The collapse occurred amidst a significant rise in global gold prices, which increased nearly 3% from May 21 to the date of the article [20]. Group 4: Regulatory and Legal Issues - Yongkun Gold operated without the necessary financial licenses, violating regulations by engaging in gold custody and repurchase services [28][30]. - The company's operations were characterized by systemic risks and a lack of compliance, ultimately leading to its downfall [28][30]. Group 5: Key Individuals - The core figure behind Yongkun Gold is Wang Guohai, who has been linked to multiple companies, with many having been dissolved [24][27]. - Wang's background as an early gold analyst and trader contributed to the initial success of Yongkun Gold, but his business practices raised significant red flags [27][30].

Core Viewpoint - Yongkun Gold has been reported unable to fulfill redemption requests, leading to significant losses for investors and affecting employees, with the Hangzhou police having initiated a case and the company's headquarters being sealed [1] Group 1: Company Overview - Yongkun Gold is operated by Zhejiang Yongkun Holdings Co., Ltd., established in 2014, primarily dealing in gold jewelry and related products, with Wang Guohai as the actual controller [5] - The company’s business model includes sales, custody, and repurchase services, promising investors annual returns of 5% to 9% on gold custody [7][30] - A collective insurance document indicates that Yongkun Gold has a gold inventory of 5,359 kilograms, valued at over 4.1 billion yuan as of April 28, 2025 [3][19] Group 2: Business Practices and Risks - The company engaged in aggressive marketing, continuing promotional activities even as it faced financial difficulties, such as a "May Pet Season" event that offered free gold beans to attract investors [12][14] - The operational model resembles a Ponzi scheme, relying on new investor funds to pay returns to earlier investors, which is unsustainable [30][31] - Yongkun Gold's operations were conducted without the necessary financial licenses, exposing it to significant regulatory risks [29] Group 3: Recent Developments - On May 20, Yongkun Gold was reported to have "exploded" financially, yet it was still promoting sales just days prior [2][12] - The company’s online platforms remain operational, but transaction data has ceased, indicating a potential cover-up of its financial troubles [3][11] - The Hangzhou police have confirmed that a case has been opened against Yongkun Gold, with the company’s headquarters sealed off [19]

Core Viewpoint - Yongkun Gold, established in 2014, is facing significant payout difficulties involving over 2 billion RMB, affecting thousands of investors, raising concerns about its business model and sustainability [1] Business Model and Products - Yongkun Gold claims to cover multiple sectors including gold exploration, refining, jewelry design and sales, import-export trade, and e-commerce, utilizing both online platforms and over 30 physical stores nationwide [2] - The "Gold Custody and Repurchase" service allows investors to purchase gold without actual withdrawal, with promises of high fixed annual returns, with rates as high as 12% to 18% for investments over 3 million RMB [4] - The online platform also offers a "Pre-purchase Gold" service, claiming capital protection and profit guarantees, essentially functioning as a financial product without actual gold delivery [4] - The "Super Gold Store" and "Gold Accumulation Plan" allow investors to purchase gold from 1 gram, with a promise of price protection, but high fees apply for early redemption [4] Characteristics of the Scheme - The business model lacks sustainability as gold does not generate cash flow, relying on continuous price increases which are unrealistic given market volatility [6] - Promised annual returns far exceed normal profit margins from legitimate gold investments, indicating a reliance on new investor funds to pay returns to earlier investors, characteristic of a Ponzi scheme [6] - The absence of physical gold in investors' possession and lack of regulatory oversight facilitate potential fraud, including misappropriation of funds and fictitious inventory [6][8] Investor Vulnerability - Yongkun's false advertising created a misleading perception of trust, claiming government backing and bank custody, while actual protections were minimal [10] - Investors often lacked understanding of financial product risks, failing to question the sustainability of high returns, leading to reliance on familiar recommendations and a false sense of security [10] Preventive Measures - Investors should remain vigilant against promises of excessively high returns, prioritizing capital safety over blind pursuit of profits [13] - Conduct thorough due diligence on platforms and their compliance with regulations, rather than relying solely on marketing or physical presence [13] - Diversification of investments is crucial to mitigate risks associated with concentrating funds in a single platform or product [13] - Understanding the underlying assets, operational logic, and risk-return characteristics of products is essential to identify potential Ponzi schemes [13] Actions for Affected Investors - Affected investors should organize through social media to share information and strategies for collective action [14] - Reporting to economic crime investigation departments with evidence such as contracts and transaction records is recommended [14] - Legal avenues should be explored, including hiring lawyers to pursue claims or participate in criminal proceedings [14] - Maintaining realistic expectations regarding the outcomes of legal actions is important due to potential delays and uncertainties in recovery [14]

Core Viewpoint - A gold investment company in Hangzhou has faced a payment crisis since May 20, leading to significant financial losses for numerous investors, including high-education families [1][2][8]. Group 1: Company Background - The company had previously promised a fourfold return on investments in 2021, which attracted many investors [4][8]. - It claimed to have a "state-owned background" and "bank custody" as credit endorsements, which contributed to its credibility among investors [8]. Group 2: Investment Products and Services - The company offered a "guaranteed redemption" service, where investors would incur a fee of 2 yuan per gram if gold prices increased, while facing no losses if prices fell [5][8]. - Many investors, including retirees, invested their pensions into this company, drawn by the attractive promises of high returns [7][8]. Group 3: Current Crisis - The company's e-commerce platform has experienced widespread payment issues, with initial estimates indicating unpaid amounts reaching several hundred million yuan [8]. - Reports suggest that the company's executives have gone missing, and the financial officer has fled to Yunnan, exacerbating the crisis [8]. - Local law enforcement has initiated an investigation into the company's operations due to the financial irregularities [10]. Group 4: Industry Context - The gold investment sector has seen similar crises, with other companies like Fujian Keguan Jewelry also facing payment issues, indicating a broader trend of instability in the industry [10]. - The rise in gold prices has created significant risks for gold investment companies, as they struggle to meet their promised returns amidst increasing costs [13].

02 01 初夏的江南已近仲夏，浙江某建材老板李海明却整夜盯着手机屏幕彻骨生寒。他颤抖的手指划过永坤商城APP里冻结的"黄金资产"界面——那些原本泛着 诱人金光的数字，此刻像被施了魔咒般凝固在780万元。 这场始于2021年的资本狂欢，最初披着令人安心的传统外衣。 永坤黄金珠宝公司作为上海金交所认证会员，在全国铺设百余家金碧辉煌的实体门店，工商银行、农业银行的LOGO醒目地印在宣传册的"战略合作伙 伴"栏。 当旗下永坤商城推出"存金生息12%年化收益"时，业务员总爱指着玻璃柜台里沉甸甸的金条说："线上买的就是这些实物黄金，钱都存在银行金库。"这种 虚实交织的信任背书，让无数像李海明这样经历过P2P暴雷的中年投资者放下了戒心。 事实上，财务总监的电脑里运行着两套账本：一套显示虚构的"黄金租赁业务"流水，另一套记录着真实的资金流向——新投资者的本金到账后，38%立即 转入高管境外账户，25%用于支付早期投资者利息，剩余资金通过二十余个空壳公司在长三角地区流转洗白。 致命的裂痕出现在2025年春节后。当市场部总监发现新增投资额环比暴跌67%时，管理层紧急启动了"凤凰计划"：将推荐佣金从3%提至8%，给老客户发 放" ...

结束中东之行后，特朗普表态愿前往北京求援，并且刚刚取消一项禁令。特朗普在接受美国福克斯新闻 访问时谈到，称自己愿意访问中国，亲自到北京和中方就贸易问题和外交问题进行商讨，并且还强调， 中美关系至关重要。特朗普主动释放访华的信号，显然是对华伸出橄榄枝，暗示希望中方给他一个台阶 下，促成中美元首会晤。至于特朗普想谈的话题，显然并不只是贸易和外交问题，而是在美债等金融问 题上寻求援手，帮助美国稳定金融市场。例如，开放资本市场，增持美债，至少不要继续大幅抛售美 债。 目前，中方尚未正面回应特朗普的访华意愿，显然是在评估他的诚意。因此，他不仅大谈中美就关税问 题上达成协议对"统一与和平"非常有利，而且刚刚还取消了针对人工智能发展所用半导体芯片出口禁 令，从而维持对华销售。这是特朗普政府一次重大政策转向，其目的是希望中方伸出援手，最主要的是 帮助美国度过下个月的难关。但特朗普想要获得中方的支持或配合，可能还需要展现更多的诚意，特别 是要明确表态反对"台独"，支持中国人民的统一事业。 同时，特朗普寄望于全球性的贸易战引发资本恐慌，促使各国资本将美国视为"避风港"，大量涌入美国 投资，以此缓解美国债务压力，巩固美元的国际地位 ...