金融诈骗防范

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平安银行海口分行举办“高管说消保”特别企划活动
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-14 05:49
Core Viewpoint - The event organized by Ping An Bank Haikou Branch aimed to enhance public financial literacy and risk awareness, focusing on consumer rights protection in financial activities [1][2] Group 1: Financial Education and Risk Awareness - The program featured discussions on investment risks and returns, emphasizing the importance of risk assessment and the classification of investment products into risk levels R1 to R5 [1] - The "three appropriateness" principle was highlighted, urging consumers to make rational investment choices that align with their risk tolerance [1] - Common telecom fraud methods were analyzed, including impersonation scams and AI face-swapping fraud, with warnings against illegal activities like "part-time brushing" and "money laundering" jobs [1] Group 2: Illegal Financial Activities and Consumer Protection - The discussion included an analysis of illegal fundraising, financial fraud, false advertising, and pension scams, educating the public on the dangers of these activities [2] - Preventive measures against illegal financial activities were promoted, such as enhancing risk awareness, verifying institutional qualifications, and protecting personal information [2] - The program showcased Ping An Bank's commitment to consumer rights protection and its role in fostering a safer financial environment in Hainan Free Trade Port through diverse financial education initiatives [2]
民生银行济南泺源支行:警银企携手筑防线 悦享守护暖夕阳
Qi Lu Wan Bao· 2025-06-13 09:03
Group 1 - The event "Guarding the Sunset Red and Building a Safe Network" was successfully held in Jinan to enhance the anti-fraud awareness among the elderly and help bridge the digital divide [1] - The event featured various activities, with China Minsheng Bank Jinan Luoyuan Branch focusing on financial fraud risk prevention and providing practical financial safety knowledge to the elderly [1] - The bank staff analyzed common financial fraud traps, including "high return, zero risk" investment scams and new AI face-swapping fraud cases, emphasizing the core prevention tips: do not listen, do not believe, do not transfer funds, and verify through multiple channels [1] Group 2 - The event reflects China Minsheng Bank's commitment to serving the public and protecting the financial rights of consumers, particularly the elderly [2] - The bank aims to continue leveraging its professional expertise to strengthen the financial safety net for the elderly and ensure they enjoy a happy retirement [2]
农行济南双山支行:慧眼识骗局,保护客户“钱袋子”
Qi Lu Wan Bao· 2025-06-09 06:34
在确认客户未遭受资金损失后,农行济南双山支行员工为客户详细讲解了常见金融诈骗手法,并提供了 以下建议。要谨慎对待陌生来电,不轻信"限时优惠""内部名额"等话术;要核实产品与机构资质,通过 官方渠道查询保险公司、理财产品备案信息;要细读合同条款,重点关注保险责任、免责条款、退保规 则等内容。 事后,客户专程来感谢:"多亏农行工作人员的专业和负责,让我避免了重大损失。以后办理金融业 务,我只信赖农行!" 农行济南双山支行以高度的责任感和使命感,用实际行动守护客户的资金安全。未来,农行济南双山支 行将持续深化金融知识普及,提升服务质量,为构建安全、和谐的金融环境贡献力量。" 农行济南双山支行的大堂经理凭借敏锐的风险意识,察觉到了异常。他首先安抚客户情绪,随后与客服 经理一同仔细核对产品细节。通过以下几个关键步骤,成功识破骗局。首先进行核实身份,农行员工发 现,对方提供的"保险公司"名称模糊,且无法提供有效的保险业务许可证信息;其次分析收益,结合当 前金融市场行情,向客户解释"高收益+保本保息"的承诺存在逻辑矛盾,正规保险产品收益通常与风险 挂钩,不会承诺无风险高回报。最后查验合同,农行济南双山支行员工指导客户查看电 ...
百利好安全月:认准官方渠道 守护财产安全
Sou Hu Wang· 2025-06-03 09:10
以百利好环球官网为例,架构清晰且功能完备:首页设置"企业资讯"板块,详细披露公司背景、监管资 质等信任背书信息;"开户交易"板块能够提供APP下载教学,图文并茂的全流程指引可帮助新手规避虚 假APP风险等。"交易产品"详细提供可交易产品的交易细则及交易时间等。"行情分析"则能够帮助投资 者全面了解市场的宏观态势。 二、监管资质认证:合规性的核心依据 权威金融监管资质是机构合法经营的"准入证",百利好环球严格遵循国际监管标准,从资金管理到客户 权益保护的全流程均受严格监督,保障投资者资金安全与交易公平。在官网"监管资质"专区,投资者可 查阅监管机构名称、编号及认证文件,所有信息均可通过监管机构官网实时核验,形成"披露-验证"的 双重信任。 三、门户网站的防诈要点 随着科技飞速发展,金融领域的诈骗手段也呈现出智能化、隐蔽化的升级趋势。不少不法分子利用技术 漏洞伪造逼真的假页面、假软件,以 "高收益低风险" 等诱饵编织陷阱,让投资者防不胜防。当前,百 利好安全月首期特别聚焦 "官方渠道辨别" 这一核心,从官网架构、监管资质、自媒体认证等多维度拆 解真伪识别要点,帮助大家在复杂的网络环境中精准辨别正规渠道,从源头筑牢 ...
工行南通启东城西支行高效处置20万假存单
Jiang Nan Shi Bao· 2025-05-28 02:41
Core Insights - The incident at Nantong Qidong Chengxi Branch highlights the importance of vigilance and professional judgment in the banking sector, particularly in identifying potential fraud cases [1][2] - The swift response of the bank staff and their cooperation with law enforcement played a crucial role in resolving the situation effectively [2] Group 1: Incident Overview - A middle-aged woman attempted to withdraw 200,000 yuan using a suspicious deposit certificate, which raised red flags for the customer service manager due to its poor quality and inconsistencies [1] - The customer service manager's experience led to a series of probing questions that revealed the woman's inability to provide coherent answers, indicating a potential financial fraud [1] Group 2: Response and Resolution - The bank staff implemented a strategy to keep the woman calm while simultaneously contacting the police to report the suspicious activity [1] - Upon investigation, it was discovered that the incident stemmed from a family dispute rather than financial fraud, as the woman sought to obtain funds improperly due to personal issues [1][2] Group 3: Professionalism and Future Actions - The woman expressed gratitude towards the bank staff for their professionalism, acknowledging that their diligence prevented her from making a serious mistake [2] - The incident underscored the need for ongoing training for bank employees to enhance their ability to detect unusual situations and respond appropriately, ensuring customer fund safety [2]
百利好安全月:防假 防冒 防诈骗
Cai Fu Zai Xian· 2025-05-27 10:19
Core Viewpoint - The company emphasizes the importance of recognizing official channels to avoid scams and protect investors' interests and brand reputation [1][6][17] Group 1: Official Channels - The official website of the company is the core platform for accurate information and services, and users should directly input the designated URL to avoid phishing [3][6] - The company collaborates with well-known financial information portals to publish market analysis and industry dynamics, urging users to verify the authenticity of the information [6][9] Group 2: Customer Service - The official customer service is the legitimate way for investors to seek support, and communication should only occur through the official website [11][13] - Users are advised to be cautious of unsolicited calls or messages claiming to offer special services or high returns, as these may be scams [13][14] Group 3: Security Practices - The company promotes a "Three No's, Three Musts" approach to enhance personal security, which includes not disclosing personal information, not blindly trusting others, and not authorizing anyone to operate investments on their behalf [14][15][16] - Users should regularly change their passwords and be aware of the official website to avoid fake sites [16][17]
银行取款出现新变化,6月开始执行了,存款超过十万一定要注意
Sou Hu Cai Jing· 2025-05-24 15:50
过去提取10万元以上的大额现金只需要提前一天预约就可以了。而现在至少需要提前3个工作日预约,预约较之前大幅延长。此外,储户还需要提供资金的 用途信息。 为了加强对提取大额现金的管理力度,中国人民银行联合银保监会于2025年4月15日发布了《关于加强大额现金管理优化银行服务的通知》,明确规定从6月 1日起,个人在银行柜台办理大额取现业务时,需履行更加严格的身份核验和资金用途说明程序。 第一,大额现金的取现时间延长了 据业内人士介绍,这项新规主要是针对单笔或累计提取现金超过10万元人民币的业务,旨在防范洗钱风险,保障金融系统的安全。 从目前情况看,银行大 额现金取款新规主要有以下几个方面的变化: 根据新规的规定,对于3个月内从其他银行转入大额资金(超过10万),后又在短期内再提取大额现金的客户,银行将对其实施为期一周的"资金监测期", 期间客户的取现行为会受到严格限制。此项新规就是要防范一些不法分子的洗钱行为。 第四,对于储户提取大额外币也在加强管理 之前储户提取大额外币是1万美元(约等于7万元人民币),而现在新规将大额外币取现标准统一为等值5万元人民币。这意味着,新规将提取大额外币的标 准下调了。显然,在当前复 ...
【5.15投资者保护日】如何防范金融诈骗
天天基金网· 2025-05-17 04:27
Group 1 - The article does not provide any specific insights or analysis related to companies or industries [1][2]
监管最新通报!
Zhong Guo Ji Jin Bao· 2025-05-13 08:38
近期,多地证监局纷纷发文,提醒投资者注意防范冒充证券公司人员、私募机构等实施诈骗活动的风险。投资者应提高警惕、明辨真伪,远离非法证券活 动,切实保护自身权益,谨防上当受骗。 江苏证监局最新提醒 警惕不法分子假冒证券公司实施诈骗 【导读】江苏证监局提醒投资者:务必警惕不法分子假冒证券公司实施诈骗 中国基金报记者晨曦 投资需谨慎,监管最新通报来了! 5月13日,江苏证监局发文称,近期关注到有不法分子假冒辖区证券公司工作人员实施诈骗,相关非法行为严重损害投资者合法权益,破坏证券市场秩 序。 第三,对于声称能提供高额回报或无风险投资机会,并以此为由收取咨询费、会员费、盈利分成等行为,应保持警惕,防止上当受骗。 四.如果发现可疑的证券活动或诈骗行为,请及时拨打证券公司官方网站公布的客服热线进行核实。如不慎遭遇诈骗遭受损失,及时向公安机关报案。 多地证监局提示风险 值得关注的是,近期已有多地证监局发文,提醒投资者注意防范冒充证券公司、期货公司、私募机构等工作人员实施诈骗活动的风险。 4月24日,深圳证监局发布公告称,关注到一些不法分子冒充期货公司工作人员,利用假冒的期货公司App、投资群,对投资者实施诈骗。深圳证监局提 ...
老人花重金买黄金遭拒?光大银行上海分行敏锐识别“购买黄金”新骗局
Sou Hu Cai Jing· 2025-04-07 06:06
Core Viewpoint - The article highlights a successful intervention by Everbright Bank's Shanghai Changli branch in preventing a new type of fraud disguised as "gold purchasing," saving an elderly customer 279,000 yuan [1][2][4]. Group 1: Incident Overview - An elderly customer, Mr. Zhou, attempted to withdraw cash under the pretext of purchasing gold investments, which raised suspicions among bank staff [1]. - The bank staff, upon noticing the unusual behavior, engaged Mr. Zhou in conversation and discovered he was misled by a supposed "trader" promising high returns [1][2]. - The bank manager promptly contacted local police, who arrived to assist and educate the customer about the potential scam [2]. Group 2: Response and Recognition - The police praised the bank staff for their vigilance and quick response, which helped prevent the elderly customer from falling victim to the scam [2][4]. - A letter of appreciation was sent to the bank, acknowledging the employees' risk awareness and professional conduct in combating fraud [4]. Group 3: Industry Implications - The article emphasizes the rising trend of fraudsters using gold as a tool for scams, particularly targeting vulnerable populations like the elderly [6]. - Everbright Bank's Shanghai branch plans to enhance employee training and anti-fraud awareness campaigns to protect customers and contribute to societal stability [6].