Core Insights - The basic pension insurance fund has achieved positive returns for eight consecutive years since its investment operation began at the end of 2016, with an average annual investment return rate of 5.15% [1] - The scale of enterprise (occupational) annuity funds has reached 7.56 trillion yuan, an increase of 4.02 trillion yuan compared to the end of the 13th Five-Year Plan [2] - The National Social Security Fund has a scale of 3.22 trillion yuan, with an average annual investment return rate of 7.55% since its establishment in 2000 [2] Summary by Category Basic Pension Insurance Fund - The fund's investment operation scale is currently 2.6 trillion yuan, doubling from the end of the 13th Five-Year Plan [1] - The Ministry of Human Resources and Social Security emphasizes the importance of ensuring the fund's long-term stability and value preservation [1] Enterprise (Occupational) Annuity Fund - The investment income of enterprise (occupational) annuity funds exceeded 756 billion yuan during the 14th Five-Year Plan [2] - The Ministry is focused on improving the operational management and risk control of these funds [2] National Social Security Fund - The fund's capital and cash income from the transfer of state-owned capital to the social security fund amounts to 2.26 trillion yuan, contributing to the sustainability of the pension system [2] - The Ministry is actively working on enhancing the sustainability of the pension insurance system in response to population aging [2]

● 本报记者 赵中昊 中国证券报记者日前从业内获悉，中国证券业协会已于近日向各券商一对一通报了2025年度证券公司做 好金融"五篇大文章"专项评价结果及各券商加分分值，并将核心定量指标排名情况在业内进行了公示。 其中，中信证券在七项定量评价中位居榜首。评价结果将直接纳入券商2025年分类评价体系。 多项定量指标排名清晰 头部券商优势明显 记者在采访中了解到，为提高评价工作质效，中证协前期在起草《证券公司做好金融"五篇大文章"专项 评价办法（试行）》时同步启动了试评价工作，组织完成了107家参评券商评价数据的填报与复核，并 已通过数据报送系统向各券商一对一反馈确认了评价数据。 主承销绿色债券和低碳转型债券金额排名前五位的券商依次为中信证券、中信建投、国泰海通、中金公 司、招商证券，主承销金额分别为165.44亿元、122.92亿元、111.40亿元、88.43亿元、54.10亿元。 此外，主承销民营企业债券金额前五位的券商依次为招商证券、广发证券、平安证券、中金公司、华泰 证券，主承销金额分别为381.50亿元、318.86亿元、185.60亿元、130.07亿元、125.73亿元。 上一年度代销个人养老金产品 ...

2025年是"十四五"规划收官之年，是进一步全面深化改革的重要一年，也是新疆维吾尔自治区成立70周 年。作为新疆重要的金融机构，兴业银行乌鲁木齐分行践行金融工作的政治性、人民性，主动服务国家 发展大局，牢固树立以人民为中心的价值取向，将做好金融"五篇大文章"与服务新疆经济社会高质量发 展紧密结合，推动金融产品和服务模式不断创新，以实际行动诠释责任担当。 点燃创新引擎 托举"新疆智造" 发展新质生产力是推动高质量发展的内在要求和重要着力点。兴业银行乌鲁木齐分行深刻认识金融支持 新质生产力发展的深远意义，深入贯彻落实支持科技金融发展各项政策要求，积极推动体制机制、产品 服务、内控风控创新，完善匹配科技型企业全生命周期的产品服务体系，推动区域新质生产力发展。截 至7月末，科技金融贷款余额171.99亿元，较年初增加5.41亿元。 润泽小微细流 浇灌"共富之花" 兴业银行乌鲁木齐分行坚守"金融为民"初心，深入贯彻落实支持小微企业融资协调工作机制相关部署及 要求。截至7月末，普惠金融贷款余额达39.27亿元，较年初增加2.21亿元。 深化政银企合作，用好政府搭建的"新疆融资信用服务平台"，建立常态化信息交互渠道，推动金 ...

转自：新疆日报 2025年是"十四五"规划收官之年，是进一步全面深化改革的重要一年，也是新疆维吾尔自治区成立70周年。作为新疆重要的金融机构，兴 业银行乌鲁木齐分行践行金融工作的政治性、人民性，主动服务国家发展大局，牢固树立以人民为中心的价值取向，将做好金融"五篇大文 章"与服务新疆经济社会高质量发展紧密结合，推动金融产品和服务模式不断创新，以实际行动诠释责任担当。 点燃创新引擎 托举"新疆智造" 发展新质生产力是推动高质量发展的内在要求和重要着力点。该行深刻认识金融支持新质生产力发展的深远意义，深入贯彻落实支持科技 金融发展各项政策要求，积极推动体制机制、产品服务、内控风控创新，完善匹配科技型企业全生命周期的产品服务体系，推动区域新质 生产力发展。截至7月末，科技金融贷款余额171.99亿元，较年初增加5.41亿元。 兴业银行乌鲁木齐分行高度重视科技金融服务，聚焦区域战略性新兴产业和国家高新技术产业，瞄准国家级专精特新"小巨人"企业、省级 专精特新中小企业、"制造业单项冠军"企业等重点培育企业，综合运用"融智+融资"服务手段、"商行+投行"组合策略、"线上+线下"产品渠 道，支持区域内高潜力、高成长科技型企 ...

Core Insights - The social security fund's preservation and appreciation are crucial for the interests of insured individuals and the sustainable development of social security [1][2][3] - The Ministry of Human Resources and Social Security (MoHRSS) emphasizes safe, compliant, and market-oriented operations to enhance the fund's long-term support capabilities [1][3] Group 1: Basic Pension Insurance Fund - The basic pension insurance fund has achieved steady appreciation, with an investment operation scale of 2.6 trillion yuan, doubling since the end of the 13th Five-Year Plan [1] - The fund has realized positive returns for eight consecutive years since its investment operation began in 2016, with an average annual investment return rate of 5.15% [1] Group 2: Enterprise (Occupational) Annuity Fund - The enterprise (occupational) annuity fund has expanded to 7.56 trillion yuan, an increase of 4.02 trillion yuan since the end of the 13th Five-Year Plan [2] - During the 14th Five-Year Plan period, the investment income of enterprise (occupational) annuity funds exceeded 756 billion yuan [2] Group 3: National Social Security Fund - The National Social Security Fund, established to address population aging and enhance the sustainability of the pension system, has a scale of 3.22 trillion yuan as of the end of August [2] - The fund has achieved an average annual investment return rate of 7.55% since its establishment in 2000, with an additional 2.26 trillion yuan from the transfer of state-owned capital and cash income [2] Group 4: Future Outlook - The MoHRSS plans to steadily expand the fund's operational scale and improve the preservation and appreciation system, ensuring long-term stability and growth [3]

25日，记者获悉，中证协已向券商发送了《关于2025年证券公司做好金融"五篇大文章"专项评价结果的通 知》。 据悉，今年组织完成了107家参评券商（合并口径）评价数据的填报与复核，并通过数据报送系统向各券商一 对一反馈确认评价数据，将主要定量指标排名情况在业内进行了公示，目前已形成了评价结果。 根据评价工作安排，此次做好金融"五篇大文章"专项评价结果将纳入2025年证券公司分类评价，按照公司实际 得分折算加分（满分100分折算为1分）。为发挥专项评价的激励引导作用，保证评价工作的公平合理，折算 时，将去除基础分得分（即，仅有基础分的公司，分类评价中不予加分）。 下一步，中证协将根据评价试行情况及时总结实践经验，根据监管部门和会员单位的意见建议进一步研究优化 评价指标和工作机制，更好发挥专项评价的激励约束作用，引导证券公司更好发挥功能性，推动证券行业高质 量发展。 今年9月，中证协发布了《证券公司做好金融"五篇大文章"专项评价办法（试行）》。 附加项主要反映证券公司发挥功能作用、积极落实年度相关重点政策、创新示范等情况。 责编：杨喻程 排版：汪云鹏 校 对： 杨舒欣 百万用户都在看 大爆发！两大利好来袭！ 评价 ...

Core Viewpoint - The pilot program for real estate trust property registration has expanded to five cities, including Tianjin, following Beijing, Shanghai, Guangzhou, and Xiamen, indicating a significant move towards enhancing the real estate trust framework in China [1][2]. Group 1: Expansion of Pilot Cities - The pilot program for real estate trust property registration is accelerating, with Tianjin joining the initiative, bringing the total number of participating cities to five [2]. - The pilot program began in Beijing at the end of 2024, with successful registrations occurring in various districts by different trust companies [2]. - The new notification from Tianjin introduces innovative mechanisms, such as allowing trustees to purchase real estate, thus catering to diverse client needs and enhancing asset management capabilities [2]. Group 2: Addressing Pension Issues - The expansion of the pilot cities highlights the potential of real estate trusts in addressing pension challenges, particularly in the context of an aging population [3][4]. - The registration process has been clarified, which helps resolve ownership issues related to real estate as trust property, thereby facilitating the transfer of assets into trusts [3]. - Real estate trusts can activate existing assets to provide funding for elderly care, while the asset isolation feature of trusts protects the financial interests of older adults [3]. Group 3: Service Chain Extension - The increasing demand for elder care services due to population aging has prompted trust companies to explore innovative service models [4]. - Real estate trusts can lower pension costs and improve asset utilization and returns, contributing to the development of the elder care industry and optimizing wealth management [4]. - Several trust companies are actively promoting real estate trust services, particularly in the elder financial sector, aiming to create a comprehensive ecosystem involving various financial and elder care institutions [5].

编者按： 时代之笔擘画新章，金融活水润泽实体。在金融"五篇大文章"铺就的壮阔画卷中，证券业正以创新之墨 挥毫作答。这是服务国家战略的使命担当，更是深化金融供给侧改革的生动实践。证券业以"国之大 者"为经，以"民之关切"做纬，让金融血脉与实体经济同频共振，奏响中国式现代化的资本强音。证券 时报联合中国证券业协会，推出"做好'五篇大文章' 证券业作答进行时"系列专栏， 本篇为系列报道之 三十九，敬请垂注。 近几年，普惠金融作为金融"五篇大文章"之一被反复强调，体现了我国金融工作以人民为中心的价值取向。 "普惠金融对于缩小城乡、区域、群体间的金融资源差距具有重要作用。"世纪证券党委书记、董事长李剑峰接 受证券时报记者专访时表示，依托深圳前海作为"特区中的特区"政策和区位优势，世纪证券正通过科技赋能、 产品创新与业务协同，探索普惠金融实践路径，推动财富管理从"交易驱动"转向"价值创造"，为行业提供差异 化发展样本。 强化一体协同 随着居民财富管理需求升级，投资者从追求高收益转向风险收益平衡，更重视资产保值与合理增值，资产配置 多元化的需求日益强烈。世纪证券相关负责人表示，该公司坚持"以客户为中心"，根据客户需求提供不 ...

Core Viewpoint - The pilot program for real estate trust property registration has expanded to five cities, including Tianjin, indicating a significant move towards utilizing real estate trusts as a tool for addressing aging population issues and enhancing wealth management [1][2]. Group 1: Expansion of Pilot Program - The pilot program for real estate trust property registration has accelerated, with Tianjin joining Beijing, Shanghai, Guangzhou, and Xiamen [2]. - The new regulations introduced in Tianjin allow for innovative methods of real estate trust registration, including the option for trustees to purchase real estate, thus catering to diverse client needs [2][3]. - The pilot program aims to enhance the flexibility of real estate trusts by broadening the range of beneficiaries [2]. Group 2: Addressing Aging Population Needs - Real estate trusts are seen as a viable solution for addressing the financial needs of the aging population by unlocking existing assets and providing a source of retirement funding [3][4]. - The property transfer and trust registration model aims to clarify ownership rights, thereby protecting the interests of beneficiaries [3]. - The integration of real estate trusts into the retirement planning landscape is expected to improve asset utilization and reduce costs compared to traditional retirement methods [4]. Group 3: Industry Innovations and Services - Several trust companies are actively promoting real estate trust services, particularly in the context of retirement finance [5]. - Companies like Shanghai Trust and Aijian Trust are innovating their business models to include comprehensive services that connect real estate trusts with quality retirement institutions [5]. - Aijian Trust is focusing on a "house-for-pension" model that maintains elderly individuals' control over their properties while providing integrated financial and retirement services [5].

近几年，普惠金融作为金融"五篇大文章"之一被反复强调，体现了我国金融工作以人民为中心的价值取 向。 "普惠金融对于缩小城乡、区域、群体间的金融资源差距具有重要作用。"世纪证券党委书记、董事长李 剑峰接受证券时报记者专访时表示，依托深圳前海作为"特区中的特区"政策和区位优势，世纪证券正通 过科技赋能、产品创新与业务协同，探索普惠金融实践路径，推动财富管理从"交易驱动"转向"价值创 造"，为行业提供差异化发展样本。 强化一体协同 随着居民财富管理需求升级，投资者从追求高收益转向风险收益平衡，更重视资产保值与合理增值，资 产配置多元化的需求日益强烈。世纪证券相关负责人表示，该公司坚持"以客户为中心"，根据客户需求 提供不同的金融解决方案；同时，根据市场变化提升专业能力水平，优化金融产品布局，满足广大居民 差异化的财富管理需求。 为此，世纪证券进一步深化各业务条线协同机制建设，整合内外部资源，建立合理合规的利益分配机 制，充分调动一线业务人员积极性，打通跨业务协作的"最后一步"，使专业资产配置服务更高效、精准 触达投资者。随着服务效能的不断提高，客户黏性逐渐增加，世纪证券帮助客户实现从追求高收益到财 富保值增值的转变 ...