近年来，北京市知识产权金融工作政策体系不断完善。印发《关于促进北京市知识产权质押融资服务高 质量发展的实施方案》，制定出台十项措施，帮助企业更好地运用知识产权金融工具获得创新红利。去 年发放支持资金超4000万元。市知识产权局与多家银行签订合作协议，助力科创企业发展。 周立权介绍，市知识产权局将进一步优化知识产权金融服务，创新金融产品。聚焦知识产权价值实现核 心环节，系统推进金融服务模式创新，探索开发知识产权证券化、质押融资保险等多元化金融产品；鼓 励基础条件优、创新活力足的区域率先开展知识产权金融创新试点，通过先行先试、以点带面，形成可 复制、可推广的"政策+服务+生态"创新模式，打造知识产权金融生态综合试验区标杆；积极搭建政银 企对接平台，深化与驻京银行业金融机构的战略合作，引导金融机构加大对知识产权领域的资源投入。 同时，鼓励创新主体主动对接金融服务，强化知识产权创造、运用和保护能力，共同构建政府引导、市 场主导、多方参与的知识产权金融发展新格局。 北京市知识产权局党组成员、副局长、二级巡视员周立权。北京市商务局供图 新京报讯（记者陈琳）6月19日，北京市知识产权局副局长、二级巡视员周立权在"两区"建设 ...

Core Viewpoint - Longhua District is implementing innovative financial products to support small and micro enterprises, focusing on those in the initial and high-growth stages without collateral, with plans to expand its financial services significantly in 2024 [2][4]. Group 1: Financial Products and Services - The "Park Loan" initiative has already benefited 33 small and micro enterprises with a total credit amount of 94 million yuan, and there are plans to expand to 18 more parks with a total credit limit of 1 billion yuan [2][4]. - The "Digital Cloud Loan" series includes various products such as "Park Loan," "Government Subsidy Loan," "Industry Chain Loan," "Capital Loan," and "Talent Loan," aimed at addressing the financing needs of small and micro enterprises [3][4]. - The "Government Subsidy Loan" connects government subsidy data with financial institutions to enhance credit for small and micro enterprises, allowing them to access higher credit loans compared to those in other districts [8][9]. Group 2: Financial Ecosystem and Infrastructure - Longhua District has established a financial service ecosystem that includes 355 financial institutions, with 151 bank branches, 87 insurance agencies, and 28 securities offices, enhancing the overall financial capacity in the region [7]. - The district has launched 21 "Financial Stations" and 4 "First Loan Windows" to facilitate access to financial services for enterprises, serving over 13,209 businesses [5][6]. - The introduction of the "Longshu Loan," a public financial data product, has resulted in 234 loans totaling 434 million yuan, effectively alleviating financing pressures for technology-oriented small and micro enterprises [5]. Group 3: Innovation and Development - Longhua District has been recognized for its strong industrial foundation, ranking among the top ten industrial districts in the country in 2024, with an industrial output value of 656.7 billion yuan and 39 listed companies [2]. - The district has introduced various financial innovations, including the first comprehensive insurance product for pilot projects, which provides extensive coverage for enterprises throughout their project lifecycle [5]. - The establishment of the Shenzhen Intellectual Property Financial Association marks a significant step in enhancing financial services related to intellectual property, contributing to the overall development of the financial ecosystem in the Greater Bay Area [7].

Core Viewpoint - The article highlights the increasing importance of intellectual property (IP) financing in helping technology-driven small and medium-sized enterprises (SMEs) overcome funding challenges, particularly through the use of patents and trademarks as collateral for loans [1][3][4]. Group 1: Importance of Intellectual Property Financing - Intellectual property serves as a crucial bridge between innovation and market application, facilitating the transformation of technological achievements into productive forces [1]. - Many technology SMEs face financing difficulties due to their asset-light nature and lack of physical collateral, which limits their access to bank loans [2][3]. - The banking sector is actively exploring IP pledge financing models to assist these companies in unlocking their intangible assets and addressing their funding challenges [3][4]. Group 2: Growth of IP Pledge Loans - In 2024, Chinese banking institutions issued a total of 255.57 billion yuan in IP pledge loans, marking a year-on-year increase of 33.4%, with the number of loan recipients rising by 23.4% to 26,545 [4]. - Specific cases illustrate the successful implementation of IP pledge loans, such as a technology company in Hunan receiving a 10 million yuan loan to support its R&D and market expansion efforts [1][3]. Group 3: Expansion of Pledgeable IP Assets - The range of pledgeable IP assets has been expanding, with banks now including various forms of IP such as trademarks, copyrights, and geographical indications in their evaluation systems [5][6]. - Innovative financing solutions, such as using trade secrets as collateral, have emerged, exemplified by a medical device company in Wuhan securing a 1.2 million yuan loan [6]. Group 4: Challenges in IP Valuation - The valuation of IP remains a significant challenge for banks, as reliance on third-party assessment can lead to discrepancies and delays in the loan process [7]. - Regulatory bodies are encouraging banks to develop internal valuation systems for IP to enhance efficiency and accuracy in the financing process [7][8]. - By the end of last year, a major bank had evaluated over 400,000 patents using an internal assessment method, with a total estimated value of nearly 300 billion yuan, improving the precision of funding allocation to technology enterprises [8].

Group 1 - The Guangdong Provincial Market Supervision Administration, Guangdong Provincial Financial Regulatory Bureau, and Shenzhen Financial Regulatory Bureau have issued a notification summarizing 103 financial products related to intellectual property pledge financing [1] - This initiative aims to provide diversified and precise financial support to various innovative entities, effectively meeting their financing needs related to patents and trademarks [1] - The notification encourages innovation entities, including universities and enterprises, to review the product list and select suitable intellectual property financial products, enhancing risk prevention and improving development quality [1] Group 2 - Since the launch of the comprehensive pilot work for the intellectual property financial ecosystem in Guangdong, there has been an increase in financial services for intellectual property, with nearly a hundred enterprises providing feedback on their financing needs [2] - The provincial market supervision bureau is organizing local market supervision bureaus and relevant units to promote policies related to intellectual property pledge financing and patent transformation through face-to-face interactions with enterprises [2] - The goal is to facilitate precise connections between enterprises and financial institutions, addressing challenges in pledge financing and stimulating new growth momentum for enterprises [2]

Core Viewpoint - Guangdong Province has released a comprehensive list of 103 intellectual property pledge financing products from various financial institutions, marking the first time such a compilation has been made public in the province [1][2]. Group 1: Policy Implementation - The initiative aligns with the central government's directives on intellectual property and aims to enhance the financial ecosystem for intellectual property [1]. - It is part of a broader effort by various national regulatory bodies to support the financial ecosystem for intellectual property [1]. Group 2: Financial Support for Innovation - The product list aims to provide diversified and precise financial support to different types of innovative entities, addressing their financing needs related to patents and trademarks [1][2]. - The initiative is expected to play a significant role in leveraging intellectual property to support technological innovation and serve the real economy [1]. Group 3: Encouragement for Stakeholders - The notification encourages universities, research institutions, and enterprises to review the product list and select suitable financing options to enhance risk management and development quality [2]. - Regulatory bodies are tasked with collaborating with financial institutions to promote awareness of intellectual property pledge financing policies and facilitate connections between businesses and banks [2]. Group 4: Feedback and Engagement - Since the launch of the intellectual property financial ecosystem pilot program, nearly a hundred enterprises have provided feedback on their financing needs [2]. - The provincial market supervision bureau is actively engaging with local businesses through various outreach methods to promote policies related to intellectual property pledge financing and facilitate precise connections with financial institutions [2].

Core Viewpoint - Guangdong Province is implementing measures to promote high-quality development in venture capital by creating a supportive financial ecosystem for technological innovation [1] Group 1: Policy Initiatives - The Guangdong Provincial Government is encouraging banks, insurance companies, leasing firms, and guarantee companies to collaborate with venture capital institutions through linked business models such as "loan + external direct investment" and "loan + bank investment subsidiary + external direct investment" [1] - There will be a relaxation of the applicable scope, duration, and investment ratio for merger loans in the technology innovation sector, aimed at increasing the availability of such loans [1] Group 2: Financial Support for Startups - The policy emphasizes the use of intellectual property financial pilot zone policies to encourage trust companies to establish service trusts based on new types of property rights, such as intellectual property [1] - There is an increased focus on providing comprehensive financial support for seed-stage and early-stage technology enterprises [1]

Core Insights - The Financial Supervisory Administration is initiating pilot projects for equity investments by financial asset investment companies to support technology innovation enterprises, with 74 private equity investment funds already established [1][3] - A targeted financial service approach is being adopted for key sectors and private enterprises, focusing on the characteristics of industries to provide specialized financial services [3] - The total loan balance for high-tech enterprises reached 17.7 trillion yuan by the end of Q1 this year, reflecting a year-on-year growth of 20% [3] Group 1 - The establishment of 74 private equity investment funds aims to support investments in technology innovation enterprises [1][3] - Technology enterprise merger loans have been implemented in 18 pilot cities to facilitate capital circulation [1][3] - A plan to support technology innovation guarantees has been jointly launched with financial departments to provide special guarantees for loans to small and medium-sized enterprises in high-tech and specialized sectors [3] Group 2 - The Financial Supervisory Administration is promoting the construction of a comprehensive financial ecosystem for intellectual property, optimizing policies related to registration, evaluation, disposal, and compensation [3] - Insurance compensation pilot projects have been initiated for the first major technical equipment and the first application of key new materials, providing risk protection exceeding one trillion yuan [3] - A specialized mechanism for financing connection has been established in collaboration with the National Development and Reform Commission to enhance the efficiency of matching private investment projects with funding [4]

Core Viewpoint - The article highlights Suzhou Bank's innovative approach in the field of intellectual property finance, showcasing its significant achievements and contributions to the technology and innovation sector [1]. Group 1: Innovations in Intellectual Property Finance - Suzhou Bank developed the "Suxin Innovation Capability" enterprise evaluation model, which successfully opened the door to data intellectual property registration in the banking industry, earning the first certificate in the country [2]. - The bank executed the first data intellectual property licensing revenue rights pledge financing in the country, enabling a technology company to secure 3 million yuan in funding by pledging future licensing revenues [2]. - The bank has completed six cases of intellectual property asset securitization and eight first cases of data intellectual property pledges across various cities, demonstrating its leadership in the sector [3]. Group 2: Comprehensive Financial Services - Suzhou Bank offers a full lifecycle service model for technology enterprises, including the "Accompanying Flight Plan" for startups, "Wingspan Plan" for growth-stage companies, and "Navigation Plan" for mature enterprises [4]. - Specific financing examples include a biotechnology company obtaining millions in funding through a mixed pledge of patents and copyrights, and a vehicle networking company securing tens of millions through data intellectual property pledges [4]. Group 3: Future Vision and Ecosystem Development - On the 25th World Intellectual Property Day, Suzhou Bank aims to create a "GOAI Innovation Financial Ecosystem," focusing on integrating intellectual property evaluation models with blockchain and AI technologies [5]. - The bank plans to build a knowledge property transaction platform and participate in local standards, responding to the "Comprehensive Pilot Work Plan for Intellectual Property Finance Ecosystem" [5]. - Suzhou Bank's brand philosophy emphasizes growth and innovation in technology finance, aiming to enhance the value of intellectual property through dynamic transactions [5].

国家知识产权局局长申长雨24日在国新办新闻发布会上表示，积极稳妥发展知识产权金融，国家知识产 权局会同金融监管总局在重点地区开展知识产权金融的生态综合试点，持续推进知识产权金融服务入园 惠企，统筹推进知识产权质押融资、知识产权证券化等工作，助力解决中小企业融资难题。（上证报） ...