Group 1 - The event "Guarding the Sunset Red and Building a Safe Network" was successfully held in Jinan to enhance the anti-fraud awareness among the elderly and help bridge the digital divide [1] - The event featured various activities, with China Minsheng Bank Jinan Luoyuan Branch focusing on financial fraud risk prevention and providing practical financial safety knowledge to the elderly [1] - The bank staff analyzed common financial fraud traps, including "high return, zero risk" investment scams and new AI face-swapping fraud cases, emphasizing the core prevention tips: do not listen, do not believe, do not transfer funds, and verify through multiple channels [1] Group 2 - The event reflects China Minsheng Bank's commitment to serving the public and protecting the financial rights of consumers, particularly the elderly [2] - The bank aims to continue leveraging its professional expertise to strengthen the financial safety net for the elderly and ensure they enjoy a happy retirement [2]

在确认客户未遭受资金损失后，农行济南双山支行员工为客户详细讲解了常见金融诈骗手法，并提供了 以下建议。要谨慎对待陌生来电，不轻信"限时优惠""内部名额"等话术；要核实产品与机构资质，通过 官方渠道查询保险公司、理财产品备案信息；要细读合同条款，重点关注保险责任、免责条款、退保规 则等内容。 事后，客户专程来感谢："多亏农行工作人员的专业和负责，让我避免了重大损失。以后办理金融业 务，我只信赖农行！" 农行济南双山支行以高度的责任感和使命感，用实际行动守护客户的资金安全。未来，农行济南双山支 行将持续深化金融知识普及，提升服务质量，为构建安全、和谐的金融环境贡献力量。" 农行济南双山支行的大堂经理凭借敏锐的风险意识，察觉到了异常。他首先安抚客户情绪，随后与客服 经理一同仔细核对产品细节。通过以下几个关键步骤，成功识破骗局。首先进行核实身份，农行员工发 现，对方提供的"保险公司"名称模糊，且无法提供有效的保险业务许可证信息；其次分析收益，结合当 前金融市场行情，向客户解释"高收益＋保本保息"的承诺存在逻辑矛盾，正规保险产品收益通常与风险 挂钩，不会承诺无风险高回报。最后查验合同，农行济南双山支行员工指导客户查看电 ...

以百利好环球官网为例，架构清晰且功能完备：首页设置"企业资讯"板块，详细披露公司背景、监管资 质等信任背书信息；"开户交易"板块能够提供APP下载教学，图文并茂的全流程指引可帮助新手规避虚 假APP风险等。"交易产品"详细提供可交易产品的交易细则及交易时间等。"行情分析"则能够帮助投资 者全面了解市场的宏观态势。 二、监管资质认证：合规性的核心依据 权威金融监管资质是机构合法经营的"准入证"，百利好环球严格遵循国际监管标准，从资金管理到客户 权益保护的全流程均受严格监督，保障投资者资金安全与交易公平。在官网"监管资质"专区，投资者可 查阅监管机构名称、编号及认证文件，所有信息均可通过监管机构官网实时核验，形成"披露-验证"的 双重信任。 三、门户网站的防诈要点 随着科技飞速发展，金融领域的诈骗手段也呈现出智能化、隐蔽化的升级趋势。不少不法分子利用技术 漏洞伪造逼真的假页面、假软件，以 "高收益低风险" 等诱饵编织陷阱，让投资者防不胜防。当前，百 利好安全月首期特别聚焦 "官方渠道辨别" 这一核心，从官网架构、监管资质、自媒体认证等多维度拆 解真伪识别要点，帮助大家在复杂的网络环境中精准辨别正规渠道，从源头筑牢 ...

Core Insights - The incident at Nantong Qidong Chengxi Branch highlights the importance of vigilance and professional judgment in the banking sector, particularly in identifying potential fraud cases [1][2] - The swift response of the bank staff and their cooperation with law enforcement played a crucial role in resolving the situation effectively [2] Group 1: Incident Overview - A middle-aged woman attempted to withdraw 200,000 yuan using a suspicious deposit certificate, which raised red flags for the customer service manager due to its poor quality and inconsistencies [1] - The customer service manager's experience led to a series of probing questions that revealed the woman's inability to provide coherent answers, indicating a potential financial fraud [1] Group 2: Response and Resolution - The bank staff implemented a strategy to keep the woman calm while simultaneously contacting the police to report the suspicious activity [1] - Upon investigation, it was discovered that the incident stemmed from a family dispute rather than financial fraud, as the woman sought to obtain funds improperly due to personal issues [1][2] Group 3: Professionalism and Future Actions - The woman expressed gratitude towards the bank staff for their professionalism, acknowledging that their diligence prevented her from making a serious mistake [2] - The incident underscored the need for ongoing training for bank employees to enhance their ability to detect unusual situations and respond appropriately, ensuring customer fund safety [2]

Core Viewpoint - The company emphasizes the importance of recognizing official channels to avoid scams and protect investors' interests and brand reputation [1][6][17] Group 1: Official Channels - The official website of the company is the core platform for accurate information and services, and users should directly input the designated URL to avoid phishing [3][6] - The company collaborates with well-known financial information portals to publish market analysis and industry dynamics, urging users to verify the authenticity of the information [6][9] Group 2: Customer Service - The official customer service is the legitimate way for investors to seek support, and communication should only occur through the official website [11][13] - Users are advised to be cautious of unsolicited calls or messages claiming to offer special services or high returns, as these may be scams [13][14] Group 3: Security Practices - The company promotes a "Three No's, Three Musts" approach to enhance personal security, which includes not disclosing personal information, not blindly trusting others, and not authorizing anyone to operate investments on their behalf [14][15][16] - Users should regularly change their passwords and be aware of the official website to avoid fake sites [16][17]

Core Viewpoint - The People's Bank of China and the China Banking and Insurance Regulatory Commission have introduced new regulations to strengthen the management of large cash withdrawals, effective June 1, 2025, aimed at preventing money laundering and ensuring the security of the financial system [2][13]. Group 1: Changes in Cash Withdrawal Procedures - The new regulations extend the advance notice required for cash withdrawals exceeding 100,000 RMB from one day to at least three working days, allowing banks sufficient time to verify customer identity and transaction purpose [5][9]. - Customers must now provide information on the intended use of the funds, such as for purchasing a house, car, or home renovations [5][9]. Group 2: Enhanced Identity Verification - In addition to valid identification, banks will implement biometric technologies such as facial recognition and voice recognition to prevent unauthorized withdrawals [7][9]. - Approximately 87% of bank branches in China are equipped with facial recognition technology, and 43% have initiated voice recognition systems [7]. Group 3: Monitoring of Large Fund Transfers - A "fund monitoring period" of one week will be imposed on customers who transfer large amounts (over 100,000 RMB) from other banks and then attempt to withdraw large cash amounts shortly thereafter, aimed at preventing money laundering [9]. Group 4: Stricter Management of Foreign Currency Withdrawals - The threshold for large foreign currency withdrawals has been lowered from 10,000 USD (approximately 70,000 RMB) to an equivalent of 50,000 RMB, reflecting increased management in the current complex international financial environment [9]. Group 5: Recommendations for Customers - Customers are advised to plan their cash needs carefully, as less than 1% of individual clients have a cash requirement exceeding 100,000 RMB in a single transaction [11]. - Electronic transfers are recommended for significant payments, such as down payments for homes or car purchases, to avoid the complications of large cash withdrawals [11]. - In urgent situations requiring immediate cash access, banks have established a green channel for expedited processing upon presentation of relevant documentation [13].

Group 1 - The article does not provide any specific insights or analysis related to companies or industries [1][2]

近期，多地证监局纷纷发文，提醒投资者注意防范冒充证券公司人员、私募机构等实施诈骗活动的风险。投资者应提高警惕、明辨真伪，远离非法证券活 动，切实保护自身权益，谨防上当受骗。 江苏证监局最新提醒 警惕不法分子假冒证券公司实施诈骗 【导读】江苏证监局提醒投资者：务必警惕不法分子假冒证券公司实施诈骗 中国基金报记者晨曦 投资需谨慎，监管最新通报来了！ 5月13日，江苏证监局发文称，近期关注到有不法分子假冒辖区证券公司工作人员实施诈骗，相关非法行为严重损害投资者合法权益，破坏证券市场秩 序。 第三，对于声称能提供高额回报或无风险投资机会，并以此为由收取咨询费、会员费、盈利分成等行为，应保持警惕，防止上当受骗。 四.如果发现可疑的证券活动或诈骗行为，请及时拨打证券公司官方网站公布的客服热线进行核实。如不慎遭遇诈骗遭受损失，及时向公安机关报案。 多地证监局提示风险 值得关注的是，近期已有多地证监局发文，提醒投资者注意防范冒充证券公司、期货公司、私募机构等工作人员实施诈骗活动的风险。 4月24日，深圳证监局发布公告称，关注到一些不法分子冒充期货公司工作人员，利用假冒的期货公司App、投资群，对投资者实施诈骗。深圳证监局提 ...

Core Viewpoint - The article highlights a successful intervention by Everbright Bank's Shanghai Changli branch in preventing a new type of fraud disguised as "gold purchasing," saving an elderly customer 279,000 yuan [1][2][4]. Group 1: Incident Overview - An elderly customer, Mr. Zhou, attempted to withdraw cash under the pretext of purchasing gold investments, which raised suspicions among bank staff [1]. - The bank staff, upon noticing the unusual behavior, engaged Mr. Zhou in conversation and discovered he was misled by a supposed "trader" promising high returns [1][2]. - The bank manager promptly contacted local police, who arrived to assist and educate the customer about the potential scam [2]. Group 2: Response and Recognition - The police praised the bank staff for their vigilance and quick response, which helped prevent the elderly customer from falling victim to the scam [2][4]. - A letter of appreciation was sent to the bank, acknowledging the employees' risk awareness and professional conduct in combating fraud [4]. Group 3: Industry Implications - The article emphasizes the rising trend of fraudsters using gold as a tool for scams, particularly targeting vulnerable populations like the elderly [6]. - Everbright Bank's Shanghai branch plans to enhance employee training and anti-fraud awareness campaigns to protect customers and contribute to societal stability [6].

迄今为止，设定ATM交易限额是各金融机构的自主性活动。目前很多金融机构将取款上限定为50万日 元（约合24180元），转账上限定为100万日元（约合48360元）。根据以所有金融机构为对象的法律实 施统一限制将是首次。 正在讨论的方案规定，75岁以上的老年人每天在ATM取款和转账的上限均为30万日元。考虑到养老金 的平均领取额等，警察厅认为这一水平既可以防止巨额诈骗，又能保持一定的便利性。 与此同时，还讨论将可能因业务而产生巨额转入转出的个体经营者作为例外排除在限制对象之外。警察 厅计划为修改相关规定而公开征求意见。 资料图 版权声明：日本经济新闻社版权所有，未经授权不得转载或部分复制，违者必究。 目前很多金融机构的ATM单日取款上限为50万日元，转账上限为100万日元。日本警察厅考虑将75 岁以上老年人的两种上限均定为30万日元。此举主要是为了防止巨额诈骗…… 日经中文网 https://cn.nikkei.com 日本经济新闻（中文版：日经中文网）3月25日获悉，日本警察厅正在朝着将75岁以上用户的ATM 每日交易限额设定为30万日元（约合人民币14510元）的方向展开讨论。在特殊诈骗激增的背景 下，希望 ...