责任编辑：江钰涵 9月22日，在介绍"十四五"时期金融业发展成就时，中国人民银行副行长、国家外汇局局长朱鹤新在国 新办新闻发布会上表示，"十四五"以来，外汇市场交易理性有序，稳健性增强，人民币汇率上下浮动弹 性增强，发挥了宏观经济和国际收支自动稳定器的功能。企业外汇套期保值的比例已经由2020年的17% 已经上升到30%左右，人民币在跨境贸易中的使用占比由16%上升到近30%，外汇市场韧性进一步增 强。 ...

Exchange Rate Indices - The three major RMB exchange rate indices all experienced declines in the week of September 19, with the CFETS RMB index at 96.36, down 0.24% week-on-week [1][2] - The BIS currency basket RMB index reported 102.14, reflecting a 0.25% decrease, while the SDR currency basket RMB index stood at 90.90, down 0.22% [1][2] RMB to USD Exchange Rate - The RMB to USD exchange rate showed slight appreciation, achieving a "three-price unification" with onshore and offshore RMB rates rising to new highs for the year [6][7] - The offshore RMB briefly surpassed 7.10, closing at 7.1196, with a cumulative increase of 41 basis points for the week, while the onshore RMB closed at 7.1188, up 58 basis points [6][7] - The RMB central parity rate against the USD was reported at 7.1128, with a weekly decline of 109 basis points [6][7] Influencing Factors - The RMB's appreciation was driven by a combination of internal and external factors, including a weaker USD index due to the Federal Reserve's interest rate cuts, which provided passive appreciation momentum for non-USD currencies like the RMB [6][7] - Analysts noted that the overall cross-border capital flow remained stable, supporting the RMB's continued appreciation, although the central parity rate's influence on the appreciation speed was noted to be moderate [7][8] Future Outlook - Experts suggest that the RMB's future appreciation may depend on the sustained weakness of the USD, with a moderate pace of appreciation expected [8] - There is potential for accelerated recovery in the RMB's value as foreign capital is anticipated to flow into RMB-denominated assets, driven by narrowing interest rate differentials between China and the US [8]

9月22日人民币对美元中间价报7.1106元 上调22个基点 中新网9月22日电 据中国外汇交易中心网站消息，中国人民银行授权中国外汇交易中心公布，2025年9月22日银行间外汇市场人民币汇率中间价为：1美元对 人民币7.1106元，上调22个基点。 图源：中国外汇交易中心网站截图 本文为转载内容，授权事宜请联系原著作权人 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 来源：中国新闻网 编辑：郭晋嘉 广告等商务合作，请点击这里 ...

Core Viewpoint - The strengthening of the RMB exchange rate is a result of a combination of internal and external factors, as stated by the chief economist of China Securities, Guan Tao [1] Group 1: Reasons for RMB Strengthening - The first reason is the failure of the "American exceptionalism" narrative and the damage to the credibility of the US dollar, leading to a significant depreciation of the dollar [1] - The second reason is the recovery of the Chinese economy and the improvement in the prospects for technological innovation, which has led to a re-evaluation of Chinese assets [1] - The third reason is the positive progress in China-US economic and trade negotiations since mid-May, which has improved market sentiment [1] Group 2: Future Outlook for RMB - Market analysis suggests that the RMB may enter a new appreciation cycle [1] - Guan Tao believes that the RMB exchange rate is not significantly deviating from the equilibrium level, with factors influencing both appreciation and depreciation present simultaneously [1] Group 3: Positive Factors Influencing RMB - Four favorable factors are identified: 1. The Federal Reserve's potential return to interest rate cuts, which may weaken the dollar index further [1] 2. Trump's aggressive trade policies and interference with the independence of the Federal Reserve could further harm the international credibility of the dollar [1] 3. Active promotion of economic and trade negotiations by both China and the US [1] 4. China's proactive measures against external economic pressures and the continuous vitality of technological innovation [1] Group 4: Market Volatility - Guan Tao indicates that due to numerous internal and external uncertainties, the RMB exchange rate may experience more pronounced two-way fluctuations [1]

北京商报讯（记者 廖蒙）9月22日，中国人民银行授权中国外汇交易中心公布，当日银行间外汇市场人 民币汇率中间价为1美元对人民币7.1106元，相较前一交易日中间价7.1128元，调升22基点。 同日，在岸人民币对美元、离岸人民币对美元表现不一。截至当日9时35分，在岸人民币对美元报 7.1155，日内贬值幅度为0.01%；离岸人民币对美元报7.1156，日内升值幅度为0.06%。 ...

中国人民银行授权中国外汇交易中心公布，2025年9月22日银行间外汇市场人民币汇率中间价为：1 美元对人民币7.1106元，1欧元对人民币8.3516元，100日元对人民币4.8060元，1港元对人民币0.91499 元，1英镑对人民币9.5841元，1澳大利亚元对人民币4.6911元，1新西兰元对人民币4.1658元，1新加坡 元对人民币5.5370元，1瑞士法郎对人民币8.9370元，1加拿大元对人民币5.1626元，人民币1元对1.1262 澳门元，人民币1元对0.59122马来西亚林吉特，人民币1元对11.7301俄罗斯卢布，人民币1元对2.4358南 非兰特，人民币1元对196.35韩元，人民币1元对0.51619阿联酋迪拉姆，人民币1元对0.52709沙特里亚 尔，人民币1元对46.7496匈牙利福林，人民币1元对0.51081波兰兹罗提，人民币1元对0.8937丹麦克朗， 人民币1元对1.3233瑞典克朗，人民币1元对1.3952挪威克朗，人民币1元对5.81880土耳其里拉，人民币1 元对2.5892墨西哥比索，人民币1元对4.4771泰铢。 中国经济网北京9月22日讯 今日，人民币对美元汇率 ...

【纠错】 【责任编辑:谷玥】 9月22日人民币汇率中间价如下： 100美元 711.06人民币 100欧元 835.16人民币 100日元 4.8060人民币 100港元 91.499人民币 100英镑 958.41人民币 100澳元 469.11人民币 100新西兰元 416.58人民币 100新加坡元 553.7人民币 100瑞士法郎 893.7人民币 100加元 516.26人民币 100人民币112.62澳门元 100人民币59.122马来西亚林吉特 100人民币1173.01俄罗斯卢布 100人民币243.58南非兰特 100人民币19635韩元 100人民币51.619阿联酋迪拉姆 100人民币52.709沙特里亚尔 100人民币4674.96匈牙利福林 100人民币51.081波兰兹罗提 100人民币89.37丹麦克朗 100人民币132.33瑞典克朗 100人民币139.52挪威克朗 100人民币581.88土耳其里拉 100人民币258.92墨西哥比索 100人民币447.71泰铢 新华社北京9月22日电 中国外汇交易中心9月22日受权公布人民币对美元、欧元、日元、港元、英 镑、澳元、新西兰 ...

Domestic Economic Insights - Economic data from July and August indicates significant pressure on domestic demand and a slowdown in external demand, leading to an increased probability of policy adjustments in the coming month[2] - In August, fixed asset investment growth was only 0.5% year-on-year, down from 1.6% in July, with infrastructure investment growth decreasing from 7.3% to 5.4%[18] - Retail sales growth in August was 3.4%, a decline from 3.7% in July, reflecting ongoing economic challenges[18] Currency and Monetary Policy - The phase of active appreciation of the RMB may be temporarily over, as the exchange rate is influenced by the prospects of Sino-U.S. and Sino-European trade talks[2] - Following the September FOMC meeting, the USD has paused its depreciation, reducing the passive appreciation pressure on the RMB[2] - The central bank's liquidity tightening during the RMB appreciation process is expected to shift back to a more abundant liquidity environment[2] International Economic Developments - The September FOMC cut interest rates by 25 basis points, with a focus on managing risks rather than responding to inflation, indicating a cautious economic outlook[17] - Upcoming Sino-U.S. talks are anticipated, with a potential meeting at APEC on October 31, and further negotiations expected before November[17] - Market volatility in overseas risk assets is expected in the coming weeks, but a bullish outlook on U.S. stocks remains[17] Market Performance Overview - The A-share market is experiencing a period of consolidation, while the Hong Kong market has seen slight gains[41] - U.S. stocks have shown a comprehensive upward trend, with the Dow Jones Industrial Average rising by 1.05% and the S&P 500 increasing by 1.22%[42] - Gold prices are fluctuating at high levels, while international crude oil prices have seen a slight decline[38]

Group 1 - The Federal Reserve's interest rate cut is seen as a significant move that could initiate a broader easing cycle, impacting global economies due to the dollar's role as a primary currency [1][3] - The backdrop for this rate cut includes a sharp decline in U.S. employment rates, with revisions showing a 90% downward adjustment in non-farm payroll data for May and June, leading to a high unemployment rate not seen in four years [3] - The market's initial reaction to the rate cut was a decline in gold and stock prices, while the dollar remained stable, indicating that the positive effects of the rate cut were already priced in by investors [4][5] Group 2 - The interest rate differential between the U.S. and China may lead to capital outflows from China as the U.S. enters a rate-cutting cycle, but this could also provide breathing room for the Chinese economy [7] - Predictions suggest that the Chinese yuan may appreciate against the dollar, with forecasts indicating a potential "break 7" level by year-end, attracting foreign investment into Chinese assets [7] - The real estate market in China could benefit from a potential domestic rate cut, which would lower mortgage costs and make housing more accessible, although demand has weakened compared to previous years [8] Group 3 - The rise in gold prices is driven by factors beyond just the Fed's rate cuts, including geopolitical tensions and economic instability, suggesting that future gold price movements will depend on global conflict resolution and U.S. economic performance [10] - The overall sentiment from the Fed's rate cut is positive, indicating a potential for long-term investment opportunities in emerging markets, including A-shares, despite the current high U.S. benchmark interest rates [8][10]

上午9点，广州某银行VIP室里，一位刚从美国回来的留学生妈妈正在焦急地刷着手机汇率。 "我儿子下个月要交学费，2万美元……现在这汇率，是不是等等更划算？"她指着屏幕上7.0995的数字 问道。 坐在对面的资深外汇经理老张笑了笑："阿姨，您这可问对人了。昨天我刚处理了50多个类似咨询，大 家都在纠结同一个问题——现在换美元，到底亏不亏？" 9月17日，离岸人民币兑美元升破7.10关口，最高触及7.0995，创下去年11月以来新高。这个数字背后， 藏着三股强大的推动力： 美联储降息预期升温：华尔街普遍预测，美联储9月会议可能启动降息周期，美元指数已连续三周下 跌。 2. 第二招：分批换汇模型 外资疯狂涌入：仅8月份，境外资金净买入中国债券就超过1200亿元，创下年内新高。 中国出口韧性超预期：8月出口同比增长8.7%，贸易顺差持续扩大，外汇储备稳中有升。 高盛更是大胆预测：人民币汇率2026年或将达到6.7！ 但问题来了——面对这波汇率巨震，普通人该怎么办？ 1.第一招：现钞现汇差价密码 老张拿出计算器，开始给这位妈妈算账： "很多人不知道，银行的现钞价和现汇价是不一样的。今天现汇买入价7.1085，现钞买入价7 ...