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2025年香港银行业报告:拥抱未来
KPMG· 2025-10-16 06:19
拥抱 2025年香港银行业报告 未来 毕马威 创见不同·智启未来 kpmg.com/cn 目录 | 引言 | 4 | | --- | --- | | 概要 | 6 | | 财务业绩概要 | 6 | | 不良贷款 | 14 | | 中美关税影响 | 16 | | 香港国际金融中心地位 | 18 | | 人工智能与数字化转型 | 20 | | 智能体 | 20 | | 可信人工智能 | 22 | | 数字支付 | 24 | | 金融犯罪合规 | 26 | | 网络安全 | 28 | © 2025 毕马威会计师事务所 — 香港特别行政区合伙制事务所,是与毕马威国际有限公司(英国私营担保有限公司)相关联的独立成员所全球组织中的成员。版权所有,不得转载。 | 财务业绩 | 30 | | --- | --- | | 业绩排名 | 32 | | 持牌银行 | 34 | | 有限制牌照银行 | 38 | | 接受存款公司 | 42 | | 外资银行分行 | 48 | | 虚拟银行 | 58 | | 毕马威简介 | 60 | | 联系我们 | 61 | © 2025 毕马威会计师事务所 — 香港特别行政区合伙制事务所,是与毕马 ...
税收数据显示:今年前三季度全国企业设备更新加快推进
Zhong Guo Xin Wen Wang· 2025-10-16 03:41
税收数据显示:今年前三季度全国企业设备更新加快推进 中国人民大学财政金融学院教授朱青认为,上述一系列税收数据显示,加力扩围的"两新"政策,在稳投 资、扩消费、促转型、惠民生等方面发挥了重要作用。"特别是信息、科技行业设备更新投入力度加 大,企业数字化设备更新动力更足,全国企业采购数字化设备金额同比增长18.6%,说明设备更新政策 的牵引带动,有力促进了先进设备的生产应用,有效推动了先进产能比重持续提升。" 国家税务总局有关司局负责人表示,税务部门将继续落实落细支持"两新"政策,进一步推动释放内需潜 力,助力高质量发展。(完) 来源:中国新闻网 编辑:徐世明 中新网北京10月16日电(记者 李金磊)记者从国家税务总局获悉,今年随着大规模设备更新和消费品以旧 换新政策加力扩围,全国企业设备更新加快推进,消费品以旧换新政策成效明显。 一是工业企业设备更新总体较好。增值税发票数据显示,今年前三季度,工业企业采购机械设备类金额 同比增长9.4%。其中,高技术制造业保持良好增长势头,采购机械设备类金额同比增长14%;电力热力 燃气及水生产和供应业采购机械设备类金额同比增长10.5%,其中热力管道改造加力提速,热力生产和 ...
前三季度以旧换新显效 扫地机器人等制造业销售收入同比增75%
Sou Hu Cai Jing· 2025-10-16 03:26
新能源车销量持续增长。机动车销售统一发票数据显示,今年前三季度,新能源车销量同比增长 30.1%,反映我国新能源汽车产业活力持续释放,特别是汽车以旧换新政策持续精准发力,有效激发了 汽车消费潜力。 中国人民大学财政金融学院教授朱青认为,上述一系列税收数据显示,加力扩围的"两新"政策,在稳投 资、扩消费、促转型、惠民生等方面发挥了重要作用。"特别是信息、科技行业设备更新投入力度加 大,企业数字化设备更新动力更足,全国企业采购数字化设备金额同比增长18.6%,说明设备更新政策 的牵引带动,有力促进了先进设备的生产应用,有效推动了先进产能比重持续提升。" 国家税务总局有关司局负责人表示,税务部门将继续落实落细支持"两新"政策,进一步推动释放内需潜 力,助力高质量发展。 今年随着大规模设备更新和消费品以旧换新政策加力扩围,全国企业设备更新加快推进,消费品以旧换 新政策成效明显。10月16日,北京青年报记者从国家税务总局获悉,增值税发票数据显示,今年前三季 度,家电和家居产品消费走高,需求稳步释放。特别是智能家居产品销售增速较快。 工业企业设备更新总体较好。增值税发票数据显示,今年前三季度,工业企业采购机械设备类金额同 ...
自然堂冲刺港股IPO,加华资本四年陪跑的长期主义实践
投中网· 2025-10-16 03:14
Core Viewpoint - Consumption is viewed as a stabilizer and ballast for the Chinese economy, with the beauty brand "Naturally Beautiful" (自然堂) taking significant steps towards its IPO after a successful financing round of 742 million yuan [2][19]. Group 1: Company Overview - Naturally Beautiful has submitted its IPO application to the Hong Kong Stock Exchange and has completed a crucial financing round totaling 742 million yuan, with a valuation exceeding 7 billion yuan [2][4]. - The brand has developed a diverse product matrix with 522 SKUs across five main brands, ranking as the third-largest domestic cosmetics brand in China by retail sales in 2024 [4][6]. Group 2: Investment and Support - The investment from Guohua Capital includes 300 million yuan from leading consumer institutions and 442 million yuan from global beauty giant L'Oréal, indicating a strategic partnership beyond mere financial support [2][5]. - Guohua Capital has been involved with Naturally Beautiful since 2021, providing systematic support in strategic planning, budget management, and organizational development [5][8]. Group 3: Digital Transformation - Naturally Beautiful has positioned digitalization as a core engine for future growth, with online channels accounting for nearly 70% of revenue by 2025 [10][11]. - The company has developed a "One Inventory System" to enhance supply chain agility, reducing inventory turnover days from 146.6 in 2022 to 103.1 by mid-2025 [7][11]. Group 4: Financial Performance - Revenue for Naturally Beautiful has shown consistent growth, with figures of 42.92 billion yuan, 44.42 billion yuan, and 46.01 billion yuan from 2022 to 2024, alongside a net profit increase from 1.39 billion yuan to 3.02 billion yuan [14][17]. - The gross margin has improved from 66.5% in 2022 to 70.1% in the first half of 2025, reflecting the effectiveness of digital transformation and operational efficiency initiatives [14][17]. Group 5: Future Outlook - Guohua Capital plans to continue supporting Naturally Beautiful's growth and IPO process, leveraging its established post-investment empowerment system in the consumer sector [18][19]. - The partnership emphasizes a long-term growth strategy focused on building sustainable value creation capabilities, aligning with the brand's commitment to consumer lifetime value and technological innovation [16][19].
税收数据显示:前三季度全国企业设备更新加快推进 以旧换新持续释放消费潜力
新华财经北京10月16日电(记者董道勇)记者从国家税务总局了解到,增值税发票数据显示,2024年3 月,党中央、国务院部署了大规模设备更新和消费品以旧换新系列政策措施以来,政策效应持续发力显 效,有力助推设备投资和消费增长。 一是工业企业设备更新总体较好。增值税发票数据显示,今年前三季度,工业企业采购机械设备类金额 同比增长9.4%。其中,高技术制造业保持良好增长势头,采购机械设备类金额同比增长14%;电力热力 燃气及水生产和供应业采购机械设备类金额同比增长10.5%,其中热力管道改造加力提速,热力生产和 供应行业采购机械设备类金额同比增长16.4%。 二是信息、科技行业设备更新投入力度加大。增值税发票数据显示,今年前三季度,信息传输软件和信 息技术服务业、科学研究和技术服务业采购机械设备类金额同比分别增长26.8%和32.5%,反映新质生 产力领域投入力度加大。 三是企业数字化设备更新动力较足。增值税发票数据显示,今年前三季度,全国企业采购数字化设备金 额同比增长18.6%,反映数字化转型成为企业重要的发展方向。其中,一些高端制造行业加快数字化投 入提升自身竞争力,船舶制造、计算机行业采购数字化设备同比分别 ...
中国银行:跨越山海架设“金”桥 护航小微破局拓新
Ren Min Wang· 2025-10-16 02:51
中国银行相关负责人表示,将以数字化转型为驱动,积极创新优化跨境电商服务模式,以更精准、 更高效的金融服务,为外贸企业破局发展注入强劲金融动能。 近年来,跨境电商开启"加速跑",依托灵活、高效、韧性的供应链,成为推动我国外贸高质量发展 的新引擎。中国银行聚焦跨境电商特定场景,针对跨境电商"订单高频、需求灵活"的特点,推出"跨境E 贷"专属服务方案,"一企一策"精准滴灌,以金融活水助力跨境电商"买卖全球"更通畅。 打通跨境供应链融资堵点。在福建,某供应链管理有限公司设立于平潭综合实验区,是由物流公司 和头部跨境服务商共同成立的合资企业,依托股东在跨境电商及物流领域的基础与优势,致力于提供全 链路数字跨境供应链服务。在经营过程中,该企业面临平台回款慢、物流费压力大、旺季备货资金短缺 等问题。中国银行在获悉企业融资困境后,充分调研企业经营模式,从备货采购到物流配送等各环节资 金需求入手,为其提供"跨境E贷"专属服务方案,并成功核定专项额度,助力企业打造具有国际竞争力 的跨境物流平台,增强全球市场影响力。 缓解企业"无抵押"融资痛点。在浙江,某进出口有限公司位于世界小商品基地义乌,在采购、物流 和客户支持等环节处于领先 ...
智造先行,郑州品牌闪耀世界舞台
Zheng Zhou Ri Bao· 2025-10-16 02:45
Core Insights - Zhengzhou is at a pivotal point between the "14th Five-Year Plan" and the upcoming "15th Five-Year Plan," showcasing significant advancements in various industries over the past five years [1] - The city aims to build a modern industrial system supported by advanced manufacturing, with over 100 billion-level enterprises and several trillion-level industrial clusters by 2025 [4] Industry Developments - The emergence of new industries in Zhengzhou includes sectors such as energy conservation, new generation information technology, biomedicine, high-end equipment manufacturing, new materials, and smart connected vehicles [1] - Zhengzhou has cultivated seven trillion-level industrial clusters, including electronic information and automotive manufacturing, contributing to a stable industrial output value ranking among the top in the country [4][10] Technological Advancements - Yutong Bus has achieved global recognition, winning multiple awards at the World Bus Expo, supported by its core technology and innovations like the "vehicle-battery co-life" technology [5] - The automation rate in BYD's Zhengzhou base has reached over 97%, reflecting the efficiency of smart manufacturing in the production of electric vehicles [6] Manufacturing Excellence - China Railway Engineering Equipment Group has developed world-leading technology for shield machines, exporting to over 30 countries, and emphasizes the importance of digitalization in manufacturing [7] - Zhengzhou's industrial scale has shown consistent growth, with an average annual increase of 9.55% in industrial added value from 2021 to 2024 [10] Future Outlook - Zhengzhou is strategically planning for future industries, focusing on six major directions and laying out 15 new tracks, with the future industry scale exceeding 150 billion [12] - The city aims to drive digital empowerment and transformation towards high-end, intelligent, and green manufacturing, aligning with national strategies and technological advancements [12]
今年前三季度设备更新加快推进 企业采购设备金额持续增长
Xin Lang Cai Jing· 2025-10-16 02:39
国家税务总局发布的最新数据显示,随着大规模设备更新和消费品以旧换新政策加力扩围,前三季度, 全国企业设备更新加快推进,企业采购设备金额持续增长。增值税发票数据显示,今年前三季度,工业 企业采购机械设备类金额同比增长9.4%。其中,高技术制造业保持良好增长势头,采购机械设备类金 额同比增长14%;电力热力燃气及水生产和供应业采购机械设备类金额同比增长10.5%。同时,信息、 科技行业设备更新投入力度加大。今年前三季度,信息传输软件和信息技术服务业、科学研究和技术服 务业采购机械设备类金额同比分别增长26.8%和32.5%,反映新质生产力领域投入力度加大。此外,企 业数字化设备更新动力较足。今年前三季度,全国企业采购数字化设备金额同比增长18.6%,反映数字 化转型成为企业重要的发展方向。其中,一些高端制造行业加快数字化投入提升自身竞争力,船舶制 造、计算机行业采购数字化设备同比分别增长17.3%和22.7%。民营企业设备更新支撑作用也更加凸 显。增值税发票数据显示,今年前三季度,民营企业采购机械设备类金额同比增长13%,均高于国有和 外资企业。一些创新类行业民营经济保持较高动力,民营企业互联网、智能无人飞行器领 ...
以数字化锻造发展引擎!财信证券书写“五篇大文章”
券商中国· 2025-10-16 01:15
做好金融"五篇大文章",是新时代金融业必须完成的重要使命。 为贯彻国家决策部署,作为湖南省属国有券商的财信证券第一时间成立了由党委书记、董事长担任组长的"五 篇大文章"工作领导小组,并分设五个专项工作专班,由相应业务条线的公司分管领导任组长,全面推动科技 金融、绿色金融、普惠金融、养老金融和数字金融等重点领域的创新落地。 编者按: 时代之笔擘画新章,金融活水润泽实体。在金融"五篇大文章"铺就的壮阔画卷中,证券业正以创新之墨 挥毫作答。这是服务国家战略的使命担当,更是深化金融供给侧改革的生动实践。证券业以"国之大 者"为经,以"民之关切"做纬,让金融血脉与实体经济同频共振,奏响中国式现代化的资本强音。证券 时报联合中国证券业协会,推出"做好'五篇大文章' 证券业作答进行时"系列专栏, 本篇为系列报道之 四十六,敬请垂注。 从专精特新企业忙碌的生产线,到绿水青山的田野乡间,再到奔涌而来的数字浪潮,财信证券以扎实的行动将 宏大战略叙事落实在每一次企业服务、每一单绿色债券、每一个数字化应用场景中,在湖湘大地上书写金融与 中国式现代化同频共振的实践篇章。 科技金融滴灌创新种子 在湖南嘉盛德材料科技股份有限公司(简称"嘉 ...
智造先行 郑州品牌闪耀世界舞台
Zheng Zhou Ri Bao· 2025-10-16 01:03
Core Insights - Zhengzhou is transitioning from the "14th Five-Year Plan" to the "15th Five-Year Plan," focusing on high-quality development and modern industrial systems [1][2] - The city aims to establish several trillion-yuan industrial clusters, with a strong emphasis on advanced manufacturing and emerging industries [2][7] Industry Developments - Zhengzhou's industrial landscape features significant players like Yutong in 5G autonomous buses and Hanwei Technology with over 70% market share in gas sensors [2] - The city is home to over 210 million business entities and aims to cultivate seven trillion-yuan industrial clusters, including electronics and automotive manufacturing [2][7] Technological Advancements - Yutong's recent accolades at the World Bus Expo highlight its commitment to innovation, with a focus on electric vehicle technology and automation [3] - The automation rate in BYD's Zhengzhou base has reached over 97%, showcasing advancements in smart manufacturing [3] Digital Transformation - Zhengzhou Coal Machine has rebranded to Zhongchuang Zhiling, emphasizing its shift towards digital and intelligent mining solutions [4] - The establishment of a digital lighthouse factory has significantly improved production efficiency and reduced costs [4] Equipment Manufacturing - China Railway Engineering Equipment Group is leading in shield machine production, with exports to over 30 countries [5] - The company collaborates with Tsinghua University to overcome material challenges, enhancing its competitive edge in the global market [5] Industrial Growth Metrics - Zhengzhou's industrial output has shown a steady annual growth rate of 9.55% from 2021 to 2024, with strategic emerging industries accounting for 50.9% of the industrial value added by 2024 [7][8] - The city has implemented policies to upgrade traditional industries and promote digital transformation, resulting in significant increases in production capacities across various sectors [7][8] Future Outlook - Zhengzhou is positioning itself to leverage national strategies and technological advancements, focusing on a balanced development of traditional, emerging, and future industries [8] - The city plans to expand its future industry scale to over 150 billion yuan, targeting six key directions for growth [8]