Core Insights - The cross-border financial pilot between Shenzhen and Hong Kong has achieved a significant breakthrough with the successful disbursement of a loan to Hong Kong residents based on a cross-border data verification platform [2][3] Group 1: Pilot Highlights - The pilot introduces a pioneering case for cross-border verification of Hong Kong residents' credit data, addressing the challenges faced by Hong Kong individuals due to the lack of credit history in mainland China, thereby lowering the financing threshold and enhancing the diversity and inclusiveness of financial services [3] - It implements a "personal self-carrying model" using blockchain technology, ensuring that personal rights such as awareness and consent are fully protected while achieving credible cross-border data verification [3] - The initiative aligns with the "Action Plan for Supporting High-Quality Financial Development in Qianhai (2025-2026)" issued earlier this year, providing replicable cross-border data solutions for financial institutions in both regions and promoting deeper economic integration in the Greater Bay Area [3] Group 2: Platform Functionality - The cross-border data verification platform, operated by the National (Shenzhen Qianhai) New Internet Exchange Center and Shenzhen Credit Service Co., ensures safe and compliant data flow for Hong Kong residents while effectively breaking down financial data barriers [4] - The platform does not involve the cross-border transmission and storage of original data files, instead using hash values to provide verification services, thus meeting regulatory requirements while ensuring data security and efficient flow [4] - The platform has previously facilitated nearly 100 million yuan in financing for small and micro enterprises in Hong Kong and aims to expand into areas such as cross-border trade settlement and wealth management [4] Group 3: Broader Developments - In addition to financial services, significant progress has been made in the healthcare sector, with the launch of the "Shenzhen-Hong Kong Cross-Border Secure and Convenient Channel" and successful data transmission tests between Hong Kong and Shenzhen hospitals [5] - The healthcare cross-border data space has enabled instant insurance claims for Hong Kong residents seeking medical services in mainland China, significantly reducing the claims process from months to immediate settlement [5]

Core Points - The 19th Shanghai Financial Services for the Real Economy Conference has successfully launched its "Park Tour" initiative, focusing on enhancing financial support for the Qingpu District [1][2] - Qingpu District aims to leverage financial services to support national strategies, industrial upgrades, and urban development [1] Group 1: Financial Support for National Strategies - The financial industry is encouraged to explore standards recognition and product interoperability in green and technology finance, as well as innovate cross-border and offshore financial service models to facilitate global competition for enterprises [1] - Financial institutions are expected to provide more convenient and secure financial support for businesses participating in global markets [1] Group 2: Empowering Industrial Upgrades - Financial solutions will be tailored around Qingpu's "3+3+3" leading industries, utilizing various financial instruments such as industrial funds, equity investment funds, and technology credit to offer comprehensive financial solutions throughout the business lifecycle [1] Group 3: Supporting Urban Development - Financial backing is sought for urban village renovations and key infrastructure projects in Qingpu, aiming to support the integration of agriculture, culture, tourism, commerce, sports, and exhibitions [1] - The goal is to continuously invigorate urban and rural vitality through stable financial support [1] Group 4: Enhancing Financial Services - The Shanghai Financial Industry Association is tasked with improving the financial service system and innovating service models to enhance convenience, precision, and positivity in financial services [2] - The focus is on promoting the development of small and micro enterprises and advancing the construction of the "Five New Cities" [2]

Core Insights - United Overseas Bank (UOB) China has signed a memorandum of cooperation with Shenzhen Xinyuan Material Technology Co., Ltd. (Xinyuan Material) to enhance collaboration in green trade financing, cross-border fund management, and supply chain finance [1] Group 1: Partnership Details - The partnership aims to jointly promote the expansion of China's new materials and new energy industry into the ASEAN market [1] - UOB plans to provide green trade financing, foreign exchange transaction limits, and currency swap risk hedging tools for Xinyuan's production base in Malaysia [1]

Core Viewpoint - Harbin Bank is actively integrating into the domestic and international "dual circulation" pattern, achieving significant results in cross-border business, particularly through partnerships with over a hundred financial institutions in 13 "Belt and Road" countries [1] Group 1: Cross-Border Business Expansion - The total volume of cross-border clearing and settlement business has significantly increased, with a doubling of the number of cross-border clients served year-on-year [1] - Harbin Bank is a direct participant in the Cross-Border Interbank Payment System (CIPS), promoting cross-border RMB payments [1] - The bank has developed a comprehensive cross-border financial product system, ensuring full coverage of service scenarios [1] Group 2: Innovation and Recognition - The bank has successfully implemented the first border trade settlement business in Heilongjiang Province, receiving industry awards for this achievement [1] - The expansion of cross-border business is expected to optimize the bank's revenue structure and enhance its international brand influence [1] Group 3: Future Outlook - With favorable policies and market opportunities, Harbin Bank is anticipated to further enhance its competitiveness in the cross-border financial market [1]

【进博故事】交通银行：为高水平对外开放 搭建"金融桥" 本文为转载内容，授权事宜请联系原著作权人 服务高水平对外开放，积极打造跨境金融特色……作为连续参加进博会"核心支持企业"，交通银行坚持 把服务实体经济作为根本宗旨，着力发挥金融"血脉"作用，推动产品优化升级，创新综合化金融服务方 案，搭建对外开放"金融桥"。随着数字化引擎驱动外贸新业态，金融活水浇灌科创沃土，这艘名为"交 行服务"的巨轮，在进博会的舞台上，正载着科技金融、绿色创新的成果，伴随企业扬帆远航。 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 请观看本期"进博故事"视频，听听交通银行对公客户经理王艺颖、交通银行对公客户经理施佳汝的亲身 感受。 来源：中国新闻网 编辑：徐世明 广告等商务合作，请点击这里 ...

Core Insights - The "Zhengzhou International Financial Development Dialogue" was held on September 26, focusing on new cooperation opportunities between China (Henan) and ASEAN [1][2] - The event emphasized the importance of financial services in supporting the real economy and enhancing financial cooperation with ASEAN countries [1][2] Group 1: Government and Financial Institutions - Henan Province is recognized as a major population, economic, industrial, and cultural hub, aiming to leverage financial support for high-quality economic development [1] - The provincial government plans to optimize the financial ecosystem, deepen financial reforms, and promote financial openness to inject strong momentum into economic growth [1] - China Bank has been a key player in supporting Henan's economic strategies and projects, focusing on financial innovation and cross-border services [2] Group 2: Event Highlights and Collaborations - The event featured speeches from various experts and financial institution leaders, discussing topics such as financial innovation and cross-border finance [2] - A collaborative initiative between China Bank's Henan branch and PICC Henan was launched to support cross-border trade, along with multiple financial cooperation projects being signed [2]

Group 1 - A total of 234 listed companies disclosed institutional research records this week, with nearly 40% of them achieving positive stock returns [1] - The stock price of Jingzhida (688627) increased by 17.68% after receiving 138 institutional inquiries, focusing on its storage testing and semiconductor testing equipment [1][2] - Xintai's stock rose by 15.81% after hosting a roadshow with 77 institutional investors, with its core revenue source being over 80% from its formulation business [2] Group 2 - Mengke Pharmaceutical announced a stock issuance plan at a price of 6.3 yuan per share, raising up to 1.033 billion yuan, with Haiqing Pharmaceutical becoming the controlling shareholder [3] - Haiqing Pharmaceutical will leverage its experience in raw material drug development to enhance Mengke's product cost efficiency and profitability [3] - Gaowei Technology received attention from over 40 institutions due to its strategic partnership with Ant Group, focusing on AI and financial technology [4][5]

转自：新华财经 聚焦金融创新、跨境金融对"河南-东盟"区域大市场的赋能，柬埔寨财经部政策局副局长蒋国丰在高端对话环节表示，在开放政策的推动下，河南的金融机 构可以发挥其经验与技术优势，帮助降低融资成本、减少汇率风险，还能提升贸易的可预测性。通过将信贷、供应链金融和结算工具与东盟市场企业的需求 对接，河南的金融机构正在真正创造价值。汇丰环球研究大中华区首席经济学家刘晶认为，郑州可依托空、陆、网、海"四路协同"的通道优势，推动"物流 +产业+数据"深度融合，将枢纽优势进一步转化为资源配置话语权。 作为本次活动唯一承办金融机构，中国银行河南省分行表示，未来将持续发挥全球化、综合化优势，深化金融产品与服务模式创新，不断提升服务质效，为 河南构建内陆开放新高地贡献力量。 本次活动由郑州市政府、省委金融办、省商务厅主办，中国银行河南省分行等单位承办，是第十五届中国河南国际投资贸易洽谈会的系列活动之一。活动立 足河南区位优势和产业基础，设主旨演讲、高端对话等多个环节。活动现场，中国银行河南省分行与人保财险河南分公司联合发布支持河南跨境贸易行动方 案。郑州市政府与中银、工银、农银、建信、交银5家金融资产投资公司（AIC）进行 ...

9月22日，兴业银行南宁分行在总行的指导下，成功为一家新材料公司发放出口买方信贷融资7.129亿 元，用于支持其在印度尼西亚的新能源项目建设。这是兴业银行首笔独立承贷的出口买方信贷业务。该 行切实推动跨境金融与绿色金融深度融合，为提升企业在国内外的ESG（环境、社会、治理）表现、助 力广西建设面向东盟的金融开放门户作出积极贡献。 据介绍，一家新材料公司拟在印度尼西亚投建新 能源项目，并成立项目公司负责项目建设运营。在前期的走访调研中，兴业银行南宁分行了解到项目存 在跨境融资需求，立即组建融资工作专班，为企业量身定制跨境金融服务方案。此次贷款由中信保承 保，采用出口买方信贷模式，以项目未来经营收益作为还款来源。业务模式较好地契合境外项目"融资 +建设+运营"的一体化需求，有效缓解企业的资金压力，并提升中资企业在国际市场的竞争力。 随着共 建"一带一路"持续走深走实，中国企业在东南亚的投资布局日益广泛，亟须与之相匹配的跨境金融服 务。近年来，兴业银行南宁分行紧密跟随区域产业特色，持续加大对外向型经济的金融支持力度，为本 地企业开拓海外市场、参与国际竞争提供金融助力。 未来，兴业银行南宁分行将继续坚持服务国家战 略 ...

Core Viewpoint - Hong Kong's banking system is increasingly attracting investors due to its diversification, efficiency, and flexibility, making it a preferred choice for foreign currency savings and overseas asset allocation [1]. Group 1: Bank Interest Rates - East Asia Bank offers competitive dollar deposit rates significantly above the market average, especially for medium to long-term deposits [2][3]. - Dollar deposit rates at East Asia Bank are 4.0% for 3 months, 4.3% for 6 months, and 4.7% for 12 months, while Hong Kong dollar rates are 1.9%, 2.1%, and 1.5% respectively [5]. - Citibank provides attractive deposit products aimed at high-net-worth clients, with a minimum deposit requirement of $200,000 [6][7]. - Hang Seng Bank has stable deposit rates but does not offer a one-year dollar deposit product, making it suitable for short to medium-term funds [8][9]. - Standard Chartered Bank's "Marathon Savings" product allows flexible withdrawals with rates up to 3.6%, catering to users with uncertain fund usage [10][11]. - HSBC offers enhanced dollar deposit rates of up to 3.7% for premier clients, with a strong network and comprehensive services [13][14]. - Bank of China Hong Kong, while not offering competitive deposit rates, excels in cross-border remittance efficiency and low fees [15][16]. Group 2: Account Opening and Services - East Asia Bank supports online and offline account opening for mainland investors, requiring identification and proof of address [3]. - Citibank requires prior appointment for account opening and demands proof of identity and source of funds [7]. - Hang Seng Bank offers a mixed-mode account opening process with high approval efficiency [9]. - Standard Chartered Bank has a rigorous approval process, suitable for clients valuing bank reputation and service quality [12]. - HSBC allows remote account opening for mainland clients with zero minimum requirements, providing a robust account for various financial activities [14]. - Bank of China Hong Kong has a dense local network, offering free local transfers, ideal for frequent cross-border transactions [16]. Group 3: Investment Considerations - Investors should consider interest rates, account minimums, service quality, and personal financial plans when selecting a bank and deposit product [19]. - East Asia Bank stands out for dollar rates, while Citibank is strong for high-net-worth services, HSBC is reliable, Standard Chartered is flexible, Hang Seng is practical, and Bank of China Hong Kong excels in cross-border convenience [19].