2025年6月6日，第二届"保险家论道"研讨会暨中国保险竞争力排行榜发布会在北京成功举 办。本次研讨会由清华大学五道口金融学院《清华金融评论》编辑部主办，会议主题 为："保险服务中国式现代化"。会议上，多位来自国内保险领域的顶尖学者和资深从业 者，围绕保险行业如何做好五篇大文章，推动经济高质量发展等话题进行交流探讨。现场 座无虚席，受到社会各界人士的广泛关注。 北京保险行业协会会长陈志强以《"创新驱 动，服务首都"——共绘保险业高质量发展新蓝图》为题做主题演讲。 陈志强 提出，面对中国式现代化进程中的新机遇与新使命，北京保险业要在"创新驱动、服 务首都"的实践中走在前列、作出示范。他表示，北京保险业将持续夯实风险治理体系，强 化"自律+监管+科技"三位一体机制，提升行业韧性与风险防控能力；深化产品与制度创新， 探索绿色保险、科技保险、长期护理保险等新兴领域，推动"商保+社保"融合；服务国家重大 战略与首都民生保障，不断拓展在城市治理、防灾减灾、普惠保障等方面的应用场景；并加 快金融科技转型，赋能保险服务提质增效。此外，北京还将积极推动区域协同与政策创新， 建设"保险+社会治理"新模式，努力打造具有首都特色的高 ...

Group 1: Agricultural Insurance Development - The insurance sector is focusing on rural revitalization by enhancing specialized systems and innovating product services to provide financial support for rural development [1] - The National Financial Regulatory Administration has issued a notice to improve agricultural insurance coverage and services, aiming to expand agricultural property insurance [1] - Agricultural insurance provided risk coverage of 0.91 trillion yuan in the first two months of this year, representing a year-on-year increase of 12.28% [1] Group 2: High-Standard Farmland Insurance - Sichuan Province is implementing high-standard farmland construction to improve agricultural conditions, which includes a dedicated insurance product to cover potential quality defects and natural disaster damages [2] - The insurance product has conducted 41 risk inspections for new projects, identifying 662 risk points with a rectification rate of 71.6% [2] - The insurance company has provided 260 inspections for completed projects, discovering 274 risk hazards [2] Group 3: Claims Processing Efficiency - Traditional agricultural insurance claims processes are often delayed due to various factors, including insufficient personnel and incomplete documentation [5] - The introduction of the "Tianfu Grain Shu Nong One Card" debit card has streamlined claims processing, achieving a payment success rate of 99.98% and reducing the average claims cycle by 20 days [6][7] - The card allows for quick verification of farmer information and disaster situations, significantly improving the accuracy and speed of claims payments [7] Group 4: Technological Innovations in Risk Management - The insurance company is utilizing new technologies such as drone remote sensing and AI to enhance risk assessment and management efficiency [4] - A comprehensive risk reduction model has been established, integrating preemptive measures and post-event compensation to improve social benefits and leverage financial resources [4] - In the context of livestock insurance, innovative products like yak price index insurance have been developed to help farmers mitigate risks from natural disasters and market fluctuations [8][9] Group 5: Yak Farming Risk Reduction - The insurance company has provided risk coverage for 19.83 million yaks under central policy insurance, with a total payout of 20.91 million yuan benefiting over 9,129 households [8] - A collaborative project with Southwest Minzu University aims to develop low-cost feeding techniques for yaks during harsh winter conditions, enhancing livestock survival rates and production efficiency [9]