此外，"北京普惠健康保"不仅提供医疗保障，所有参保可享今年新增的九折购药折扣权益，年度补贴总 额1800元，单次最高补贴400元，全年可使用12次。以高血压慢病患者为例，若需长期服用某品牌降压 药，每月购药费用约500元，享受九折优惠后，每月实际支付450元，单次可省50元，全年累计节省600 元，实实在在减轻日常用药经济负担。参保人还可享受六大类通用服务，就医后全年可免费使用5次， 覆盖就医、康复、护理、照料等场景。 项目组相关负责人表示，"北京普惠健康保"不仅是一份医疗保障，更是一份时刻在线的日常守护，让健 康保障不再局限于风险发生时的兜底，更融入生活的每一个细节，用实实在在的服务传递关爱，守护每 位参保家庭的幸福安康。 参保人群范围广泛，北京基本医保参保人、北京市医疗保障局等相关政府部门管理的特定人群、中央公 费医疗人群及拥有北京户籍或持有北京市居住证且已参加异地基本医保的北京市新市民，均可通过多渠 道投保。线上可通过"北京普惠健康保"微信公众号、支付宝、"京通"小程序办理；线下可咨询中国人民 保险、中国人寿（601628）等6家保险公司工作人员，或前往工行、农行、中行等银行在京营业网点投 保。2026 ...

新华社北京12月30日电 题：办好民生实事 不断提升人民幸福成色 新华社记者张晓洁、黄韬铭、向定杰 实现人民对美好生活的向往是中国式现代化的出发点和落脚点。 2025年，我国坚持在发展中保障和改善民生，持续加强普惠性、基础性、兜底性民生建设，不断增 进民生福祉，提高人民生活品质，努力让改革发展成果更多更公平惠及全体人民。 近期召开的中央经济工作会议提出"坚持民生为大，努力为人民群众多办实事"。记者在调研中观察 到，各地各部门投入真金白银，推出惠民政策，切实保障和改善民生，不断增强人民群众的获得感、幸 福感、安全感。 稳就业促增收，着力筑牢民生之本 岁末将近，长安航空有限责任公司人力资源部总经理赵妮算了一笔账：公司今年通过获得企业稳岗 返还、降低医保缴纳比例、吸纳重点群体税收优惠等援企稳岗政策支持，受益金额超500万元。 "政策支持下，我们信心更加坚定。"赵妮说，公司计划近期引进多架飞机，可增加百余个就业岗 位，各类招聘计划正在制定中。 就业是最基本的民生，关系亿万家庭。 "十四五"规划收官之年，面对外部冲击加大、内部困难挑战叠加的复杂局面，党中央把稳就业摆 在"四稳"首位，各地各部门聚焦百姓期盼、企业关切，全 ...

导语：千千万万职场"中坚人"，也是身体和心理上的脆皮人。 短视频又刷到凌晨，你"报复性熬夜"，到底是在报复谁？ 把修改了三遍的方案发给客户后打车到家，一躺在床上，指尖就不受控制地划开短视频APP。"就刷半小时，看完这几个就睡"，你在心里默念。这 是连续加班一周来，唯一能完全掌控的"放松时间"。 这样的夜晚，对你来说早已是家常便饭。 据《2025职场人加班情况调研报告》显示，38.7%的职场人几乎每天加班，43.9%的职场人兴趣与社交时间被加班挤压；年轻人为反抗过度工作 支配，更易出现"报复性熬夜"。"白天拼命干，深夜报复玩"，早已成了日常。 但白天上午刚拿到的体检报告被压在文件堆下，"甲状腺结节、窦性心律不齐"的字样，你连细看的勇气都没有。 身体的预警其实早就出现了。晨起头痛、莫名乏力、越来越差的睡眠质量，但人总会抱着侥幸心理，觉得年轻就是资本，熬一熬就过去了。 直到 #30岁小伙长期熬夜智力退回3岁 #的话题刷屏全网 ，才让你惊出一身冷汗。 这个小伙的经历，像极了另一个平行世界的你。白天被会议和deadline填满，深夜靠刷视频、打游戏排解压力，常常一局接一局玩到东方泛白。 直到某天，同事发现他迟迟没到公司 ...

Core Viewpoint - The "14th Five-Year Plan" has set a direction for financial institutions, including insurance companies, to achieve high-quality development, emphasizing the importance of reform and innovation in the insurance industry [1][2]. Industry Opportunities - The insurance industry is poised to benefit from four strategic opportunities: 1. **Pension Finance Opportunity**: The aging population and the continuous release of policy dividends for the third pillar of pension will drive the integration of long-term insurance products with health and wellness services [3]. 2. **Health Insurance Opportunity**: The advancement of the Healthy China strategy and deepening of medical insurance reforms will expand the market for commercial health insurance [3]. 3. **Wealth Management Opportunity**: Insurance products, due to their stable long-term value appreciation and inheritance functions, will become more attractive for wealth management [3]. 4. **National Strategy Service Opportunity**: Insurance funds can support the real economy and strategic emerging industries, focusing on intelligent, green, and integrated development [3]. Company Strategy - The company is committed to the "Big Insurance Concept" and aims to strengthen its position as a state-owned financial enterprise by implementing the "New Ten Policies" of the insurance industry [3]. - The strategic direction includes a customer-centric approach, emphasizing team development and employee partnership [3]. Reform and Development - The company will focus on systematic, professional, and market-oriented reforms, enhancing the "insurance + investment + service" model [4]. - It aims to be a "guardian" of customer service by diversifying its insurance product offerings to meet the full lifecycle needs of customers [4]. Financial Support and Investment - The company plans to leverage its long-term capital advantages to support technological innovation, green transformation, and inclusive finance [5][6]. - Investments in technology sectors such as semiconductors and AI are prioritized, with a target investment balance exceeding 90 billion yuan by Q3 2025, reflecting a 20% year-on-year increase [5]. - In green finance, the company has invested over 100 billion yuan in clean energy and environmental protection projects by Q3 2025 [6]. Health and Pension Services - The company is enhancing its product offerings in health and pension sectors to address the growing societal needs, including innovative solutions for elderly care and integrated health services [7][8]. - It is actively participating in the construction of a multi-tiered pension system, focusing on enterprise annuities and personal pension products [8]. Governance and Leadership - The company emphasizes the importance of high-quality party leadership to guide its development, ensuring alignment with national policies and reforms [9][10]. - A focus on political construction and strict governance is intended to foster a positive political ecology and drive reform [10].

Core Insights - The "Beijing Universal Health Insurance" project has surpassed 3 million participants for the 2026 coverage year [1] - The demographic structure of participants shows a significant concentration in the age group of 35-49 years, accounting for 29.1% [1] - Over 90% of the insured individuals are in good health, indicating a strong emphasis on proactive health planning among citizens [1] Participant Demographics - The age distribution of participants is as follows: 35-49 years (29.1%), 50-64 years (26.01%), and 65-80 years (22.47%) [1] - The program encourages the use of individual medical accounts for premium payments, with 52.21% of payments coming from these accounts [1] Enrollment Details - Enrollment for the 2026 coverage year will close on December 31, 2025, with coverage effective from January 1 to December 31, 2026 [1] - The program is open to a wide range of participants, including those covered by basic medical insurance in Beijing, specific groups managed by the Beijing Medical Security Bureau, and new residents with Beijing residency or residence permits [1]

Core Points - China Ping An has appointed renowned table tennis player Ma Long as its brand ambassador, aligning with the company's mission to promote health and a positive lifestyle [1][2] - The company has launched the eShengbao series of medical insurance products, which feature low premiums, high coverage limits, and flexible combinations to meet diverse customer needs [1][2] Product Features - The eShengbao series offers a premium of only 410 yuan for a 30-year-old male with basic medical insurance, with a total coverage limit of up to 8 million yuan [1][4] - The insurance covers both public and private hospitals and includes specific drugs and advanced therapies in the eShengbao Plus version [1][4] - The "base + optional" combination model allows customers to tailor their insurance plans according to their needs and financial capabilities [1][5] Service Offerings - The eShengbao series is complemented by the "Anyouyi" health service plan, which provides comprehensive medical assistance, including pre-hospital, in-hospital, and post-hospital services [2][7] - The collaboration with Ma Long signifies an upgrade in health protection services, merging insurance expertise with sports spirit to strengthen health protection for families [2][8]

Group 1 - China Ping An announced that renowned table tennis player Ma Long has become the company's brand ambassador, aligning with its mission to promote health and a better life for customers [1] - The company has recently launched the eShengbao series of medical insurance products, which feature low premiums and high coverage, catering to the growing health protection needs of customers [1][4] - The eShengbao series allows for flexible combinations of insurance plans, enabling customers to tailor their coverage according to their specific needs and financial capabilities [5] Group 2 - The eShengbao Huixiang version offers a first-year premium of only 410 yuan for a 30-year-old male with basic medical insurance, with a total payout limit of up to 8 million yuan [4] - The eShengbao series includes a comprehensive health service plan called "Anyou Medical," which provides a full range of medical assistance services, covering pre-hospital, in-hospital, and post-hospital care [5] - This collaboration signifies China Ping An's commitment to enhancing health protection services and integrating insurance expertise with sportsmanship to build a stronger health safety net for families [5]

同时，该产品还全面升级了保险保障责任及医疗健康服务，为客户构筑覆盖全生命周期的健康保障网。据了解，此次新产 品保障额度升级至600万元，保障范围持续扩大，院外恶性肿瘤特药种类从212种扩至298种，涵盖7款CAR-T疗法及多种靶向 药、创新药，同时新增85种恶性肿瘤—重度临床急需进口药，质重医院再度扩展至11家，将更多优质医疗新技术、新药品、新 器械应用纳入保障范围，为客户应对重大疾病提供更加从容的兜底保障。 （编辑 张伟） 此次平安健康险新推出的百万医疗险产品实现"零免赔"的创新升级：对一般医疗住院1万元及以下部分按50%比例赔付、1 万元以上部分100%赔付，对120种特定疾病（即重疾）住院100%赔付；对院外药品和院外药械首次升级为不限疾病的0免赔、 赔付限额由5万元上调至100万元。这一升级将传统百万医疗险从"低频使用"的保障工具转化为更加"高频实用"的日常支付工 具，进一步增强百姓对创新药品药械的可及性，大幅提升客户的获得感。 本报讯 （记者冷翠华）平安健康保险股份有限公司（以下简称"平安健康险"）近日升级推出"平安e生保·百万医疗2026旗 舰版"。本次产品升级创新推出"零免赔"、肿瘤特药种类扩展 ...

Core Viewpoint - The People's Bank of China and 12 other departments have issued a plan to enhance and expand consumption in Beijing through financial support, focusing on various insurance and pension products aimed at improving the financial security of residents [1] Financial Products Development - Financial institutions are encouraged to develop personal pension products tailored to the long-term needs of participants, which should offer certain returns [1] - There is a push to accelerate innovation in commercial insurance annuity products [1] Health Insurance Expansion - The plan aims to expand the coverage of commercial health insurance and improve service levels [1] - Development of commercial long-term care insurance is also emphasized [1] - There is a focus on increasing support for innovative drugs through commercial health insurance to meet diverse health protection needs [1] Targeted Insurance for Specific Groups - Support is provided for the development of elderly travel insurance and the expansion of its coverage [1] - The plan promotes inclusive insurance for farmers and low-income urban residents, encouraging these key groups to allocate more resources to inclusive insurance [1] - There is an initiative to promote comprehensive insurance for individual businesses [1]

Core Insights - Manulife Financial has announced a business strategy optimization aimed at reinforcing its core strategies and enhancing its competitive advantages, focusing on becoming the preferred choice for customers [1][2] - The company is well-positioned to seize opportunities in a rapidly changing operational environment, with a diverse global business and strong employee cohesion [1] - Manulife aims to achieve a core ROE target of 18% or higher by 2027, with cumulative capital returns exceeding CAD 22 billion from 2024 to 2027, and increasing core profit contribution from Asia to 50% [1] Strategic Initiatives - The introduction of five innovative and enhanced core strategies is set to drive sustainable growth, based on a solid foundation while embracing necessary innovations [2] - Key strategic focuses include building an excellent team and culture, diversifying the business portfolio, assisting clients in achieving health, wealth, and longevity, becoming an AI-driven enterprise, and enhancing distribution capabilities [2] - Cost efficiency and business portfolio optimization remain crucial to the company's operations, with expectations of steady business growth and improved shareholder returns [2] Market Expansion - Manulife is expanding its global footprint by entering high-growth economies, specifically targeting India through a joint venture with Mahindra, a trusted partner in asset management [3] - This collaboration allows Manulife to establish a presence in one of the fastest-growing insurance markets, further solidifying its growth in the world's three most influential economies [3]