Core Points - Guizhou Bank held its sixth board meeting on August 15, 2025, where all resolutions were passed unanimously with 10 votes in favor and no opposition or abstentions [1][2][3][4]. Group 1: Financial Reports and Risk Management - The board approved the annual report and summary for the first half of the year [1]. - The comprehensive risk management report for the first half of the year was also approved [2]. - The bank's interest rate risk management report for the first half of the year received approval [2]. - The report on consumer rights protection execution for the first half of the year was approved [2]. - The third pillar information disclosure report for the first half of the year was approved [2]. - The report on the update of key models and parameters for expected credit loss for the second half of the year was approved [2]. Group 2: Policy and Regulation Updates - The board approved the revision of the reputation risk management regulations [3]. - The revision of anti-money laundering management regulations was also approved [3]. - A recovery plan for the bank was formulated and approved [3]. - A proposal for an annual disposal plan was approved [3]. Group 3: Dividend Distribution - The board approved the dividend distribution plan for preferred shares, with a cash dividend of RMB 4.56 per share (including tax), totaling RMB 228 million (including tax) [4].

Core Viewpoint - The article highlights that China UnionPay's consumer finance company, Zhaolian, has been recognized for its reputation risk management practices, winning the "Reputation Management Annual Case" award, marking its third recognition in this area [1][3]. Group 1: Reputation Management - Zhaolian's reputation risk management case, titled "Building a Public Opinion Protection Network, Safeguarding Reputation Safety Harbor," stood out among nearly 400 submissions from 207 financial institutions [1][3]. - The evaluation was conducted by experts from various industry associations and academia, covering multiple dimensions such as brand communication, social responsibility, and corporate culture [3]. Group 2: Consumer Rights Protection - Consumer rights protection is a critical element of Zhaolian's reputation risk management, with the company prioritizing consumer satisfaction and feedback alongside financial performance metrics [4]. - Zhaolian has integrated consumer protection as a core capability, equating "complaint rate" with "bad debt rate," and has utilized AI technology to enhance consumer protection measures [4]. Group 3: Consumer Education and Engagement - Zhaolian actively promotes consumer financial knowledge and risk awareness through various educational materials, reaching nearly 300 million consumers through campaigns aligned with significant consumer rights events [5]. - The company has received recognition for its efforts in enhancing financial literacy among residents in Shenzhen, demonstrating a commitment to consumer education and engagement [5]. Group 4: Future Outlook - Zhaolian aims to continue deepening its reputation management and consumer protection efforts, enhancing its brand image and market competitiveness to contribute to the high-quality development of the financial industry [5].

Group 1 - The core viewpoint of the article emphasizes the importance of reputation risk management in the securities industry, as highlighted by the China Securities Association's new regulations [1] - The new regulations require securities firms to implement strict reputation risk management guidelines and establish comprehensive systems for monitoring, identifying, assessing, and addressing public sentiment [1] - The association stresses the need for a dual approach of "response + handling" to quickly refute false information and verify questionable matters [1]