【环球网保险报道 记者 冯超男】在聚焦于保障人民健康目标上，"十五五"规划建议提出，加快建设健康中国。而 作为经济社会发展的"稳定器"与"助推器"，保险业在多层次医疗健康体系建设中，其独特价值与重要作用愈发凸 显。 特别是商业健康险领域，如今正紧扣着长寿时代脉搏，顺应全民健康意识觉醒时代浪潮，正从传统大病风险兜 底，向着覆盖全生命周期、融合多元服务的方向深度转型升级。 政策春风吹来，市场顺势而为。在持续释放的政策红利滋养下，各大险企积极相应，如构建起普惠医疗、百万医 疗、中高端医疗在内的多层次医疗保险体系，兼顾不同人群的保障需求；积极参与国家和地方长期护理保险试点 工作，创新研发失能保险产品等。 这场深刻行业变革下，产品端上最直观的体现，莫过于保障边界的持续拓宽。以往，医疗险产品多聚焦健康人 群，依靠严苛的健康告知与核保流程筛选风险。如今，随着行业理念的升级与产品创新的提速，越来越多医疗险 打破这一局限，将保障触角延伸至非健康人群与带病人群，让保障覆盖面更具包容性，真正贴合全人群的健康需 求。 科技赋能促发展，合规坚守破除梗阻 尤为值得关注的是，2026年1月22日，中国保险行业协会召开的健康保险高质量发展工 ...

住房，不仅承载着万家灯火，更牵动着民生冷暖、消费活力。2月11日，初春的泉城暖意萌动，"迎新 春、换新房"2026山东省暨济南市高品质住宅展示交易会在山东国际会展中心拉开帷幕。交易会创新设 置好房子、好建造、好生活等主题展区，集中展示从设计建造到居家服务的住宅全链条品质提升，更好 满足人们对高品质居住的新需求。 改善居住条件，许多家庭面临的第一个难题是"旧房怎么办"。 在绿地集团的展位前，市民陈先生正在详细咨询"以旧换新"服务。与市面上常见的"中介帮卖"模式不 同，该房企推出的直接回购服务，为解决这一难题提供了新思路。"我们引入合作第三方直接兜底收 购，并通过市场化价格评估为旧房主守住价格，同时旧房款可以直接冲抵新房首付。"绿地集团山东区 域管理总部总经理助理孟锐介绍，这种模式有效打消了购房者旧房卖不掉、资金周转期长的顾虑，让换 房过程更加顺畅、安心。自2023年推出以来，已累计成功置换住房约600套。 企业的创新探索，与政策的及时引导同频共振。去年12月，山东出台《关于住房"以旧换新"的指导意 见》，创新提出了"卖旧换新""收旧换新""拆旧换新"等多种模式，从省级层面为降低居民换房成本、畅 通置换链条构建了 ...

Group 1 - The stock price of La-Z-Boy (LZB.N) is reported at $37.62 as of February 11, 2026, with a cumulative decline of 2.31% over the past week and a price fluctuation range of 4.67% [1] - On February 10, the stock reached a high of $39.19, but experienced a single-day drop of 2.16% on February 11, with trading volume decreasing to $1.34 million (volume ratio of 0.43), indicating increased short-term volatility [1] - The current price-to-earnings ratio (TTM) stands at 17.41, with a dividend yield of 2.40%, and the total market capitalization is $1.552 billion [1] Group 2 - Recent policies supporting smart home, green environmental, and aging-friendly renovations have been introduced at both central and local levels, potentially providing structural opportunities for home furnishing companies like La-Z-Boy [2] - The "Shenzhen City Three-Year Action Plan for Optimizing the Consumption Environment (2026-2028)" emphasizes the promotion of smart home industry ecosystem construction and encourages renovations of old houses and aging-friendly modifications [2] - The 2026 China Home Expo (Guangzhou) and other platforms are focusing on smart and environmentally friendly trends, aligning with policy directions [2]

Core Insights - The article highlights the advancements in smart elderly care solutions in Jiangsu, particularly in Nanjing, showcasing how technology is enhancing the quality of life for senior citizens [1][2]. Group 1: Smart Elderly Care Solutions - The company Aipuleide Electronic Technology Co., Ltd. provided a comprehensive elderly-friendly home modification solution for a 90-year-old resident, Mr. Lian [2]. - Smart devices such as anti-slip flooring, a smart medication dispenser, and an adjustable nursing bed are being utilized to improve safety and health monitoring for elderly individuals [3][4]. Group 2: Government Support and Subsidies - Jiangsu province initiated a "Renewal" action for home modifications, offering subsidies for 68 categories of elderly care products, with a maximum subsidy of 15,000 yuan per household [4]. - Over 64,000 households in Jiangsu completed elderly-friendly home modifications last year, with the government disbursing over 50 million yuan in subsidies [4].

2026年春运大幕开启，一项暖心举措引发关注。自1月20日起，60周岁及以上老年旅客可拨打12306客服 电话，通过人工座席完成选票、订票及支付全流程服务。这条专为银发群体开辟的电话订票专线，为许 多不熟悉智能手机和电脑操作的老年人提供了切实、便捷的购票渠道，也在春运大潮中传递出温暖的人 文关怀。 我国互联网发展迅速，普及程度高。但不少老年人面临的困境存在于应用层面——手机屏幕上细小的字 体、复杂的操作流程、陌生的线上支付环节，这些细微却具体的障碍，无形中将他们阻挡在数字便利之 外。 铁路部门推出的老年旅客电话订票服务，暖在精准回应了老年群体使用互联网服务的痛点，这条银发专 线体现的温度，不止于增设购票渠道，更体现在服务的全过程设计上：系统可快速接入人工座席，帮助 老年人查询车次、选择席位，并支持现金支付、线下取票等多种支付方式，最大限度降低了老年人的操 作门槛。这种服务模式的调整，打破了"技术升级必然淘汰传统方式"的思维定式，展现出公共服务应有 的包容性与人性化考量。 有温度的服务，其背后必然是以人为本的服务态度。公共服务的现代化，并非一味追求技术的先进与形 式的革新，更重要的是坚持公平与可及。开设银发专线 ...

Group 1 - The article highlights Beijing's initiative to promote home modifications for the elderly, integrating policy support, industry upgrades, and humanistic care into a comprehensive social project [1][3][4] - The "Home Elderly Care Bed" service has been introduced, providing free modifications and home care for elderly individuals assessed as "disabled" [1][4] - The Beijing government is transitioning from short-term welfare to long-term industry development in elderly care, with a focus on high-quality design and public sample rooms for home modifications [3][5] Group 2 - As of 2025, Beijing has launched nine public sample rooms for home modifications across seven districts, showcasing various smart and safe features tailored for elderly residents [4][5] - The elderly care market in Beijing is experiencing a golden development period, driven by policy guidance, demand release, and industrial upgrades, positioning it as a national leader in elderly care modifications [5][7] - The elderly population in Beijing is projected to exceed 5 million by the end of 2024, indicating a significant market opportunity for the elderly care industry [7][8] Group 3 - The elderly care industry in Beijing has seen substantial growth, with the output value of elderly care enterprises increasing from 25.77 billion to 139.29 billion from 2010 to 2023, marking a 4.4-fold increase [8] - The consumption scale of residents aged 60 and above has also surged, from 55.8 billion to 291.4 billion, with an annual growth rate of 14.76% [8] - Companies are increasingly recognizing the necessity of elderly care modifications, shifting from optional to essential offerings in their product lines [8][9] Group 4 - The article emphasizes the need for a systematic approach to address challenges in the elderly care modification market, including low market awareness and the need for standardized services [11][13] - There is a call for the establishment of a comprehensive ecosystem that focuses on smart technology, product innovation, and the development of standards and talent in the elderly care sector [13][14] - The home improvement industry is expanding its focus from single products to comprehensive solutions, including smart home systems and customized services for the elderly [14]

Core Viewpoint - The article emphasizes the importance of aging-friendly public space renovations as a strategy to address population aging and ensure equal participation of the elderly in social life, highlighting the need for a shift from a "fiscal-led" to a "market-led, policy-guided" approach in funding these renovations [1][3]. Group 1: Current Challenges - The current aging-friendly renovation efforts heavily rely on fiscal input, with low participation from social capital and insufficient market-driven motivation, primarily due to a disconnect between the "service" and "industry" attributes in both understanding and practice [3]. - Jiangsu Province, as a pioneering region, has gained valuable experience in innovative subsidy methods, building experience platforms, and guiding multi-party collaboration, but the next steps require systematic integration and deep reforms to mobilize collective societal participation [3]. Group 2: Proposed Solutions - It is suggested to establish a central fiscal guidance fund for aging-friendly renovations, focusing on supporting the central and western regions and rural areas [3]. - A "basic subsidy + key enhancement" model is proposed, shifting the focus of subsidies from average distribution to critical support for disabled, elderly, and low-income households, as well as incentivizing significant risk-reducing and quality-enhancing projects like kitchen and bathroom renovations and smart monitoring device installations [3]. Group 3: Community Engagement - The establishment of "community aging-friendly experience centers" is advocated for nationwide, integrating them into urban old community renovations and complete community construction [4]. - Encouragement is given to activate idle community properties and inefficient spaces through franchising and entrusted operations, introducing professional social forces to create comprehensive community elderly care complexes that integrate renovation displays, product experiences, service provision, and daily maintenance [4]. - The article stresses the importance of linking aging-friendly renovations with subsequent home service and community elderly care services, promoting a model where companies can achieve sustainable profits through long-term quality service rather than relying solely on one-time project profits [4]. Group 4: Broader Implications - Aging-friendly renovations are viewed as a foundational and inclusive project that significantly impacts the happiness of the elderly and social harmony and stability [4]. - The expectation is set for Jiangsu to continue its tradition of pioneering efforts, utilizing policy guidance, market activation, professional empowerment, and social collaboration to develop a new path for aging-friendly renovations that aligns with economic and social development while showcasing humanistic care, providing replicable and promotable "Jiangsu experience" for the nation [4].

Core Insights - The article highlights the establishment of the first elderly-friendly renovation experience center in Xuzhou, which features various assistive products and services aimed at improving the quality of life for senior citizens [1][2] Group 1: Experience Center Overview - The elderly-friendly renovation experience center covers approximately 400 square meters and includes functional areas such as living rooms, bedrooms, and bathrooms, offering products like smart canes, electric wheelchairs, and multifunctional nursing beds [1] - Since its operation, the center has generated sales of approximately 300,000 yuan, with 80% of revenue coming from subsidy-related services [1] Group 2: Subsidy Policy and Impact - In 2025, Jiangsu will include the construction of grassroots elderly living experience centers in its livelihood projects, promoting a "renewal" action for home-based elderly-friendly renovation products [1] - In the example of the Gu Lou District, families with residents aged 60 and above can receive a subsidy covering 30% of the costs, with a maximum subsidy of 15,000 yuan per household [1] Group 3: Service and Training - The center serves as a one-stop hub for elderly care services, with over 400 certified caregivers who undergo regular professional training [2] - As of now, Xuzhou has completed elderly-friendly renovations for 5,279 households and established 11 elderly living experience centers, enhancing the accessibility of immersive elderly services in both urban and rural communities [2]

央视网消息：最新一次上海市老年人口综合统计显示，上海市60岁及以上老年户籍人口达577.62万人，占比高达37.6%，是全国老龄化程度较 高的城市之一。近年来，为提升老年人居家生活的安全性、便利性与舒适性，上海市持续推进居家环境适老化改造项目。从2025年开始，上海 优化居家环境适老化改造政策，将补贴上限从3000元提至5000元，这让更多的老年人选择改造老旧设施。 最近，家住上海普陀区的吕玉恒和赵双花老人，用上了适老化改造后的卫生间。地面做成"零高差"，铺上了防滑卷材，即使光脚也不容易打 滑。可折叠的沐浴凳、L型扶手，每一个细节都围绕着"适老"二字展开。 适老化改造设计师魏玲介绍，在每一个空间场景中都为老人设置了一些安全扶手，在马桶旁区域安装了一个可以上翻的扶手，不使用的时候可 以翻上去，这样也不会影响到通行。 两位老人在这里已经住了20多年，过去卫生间里有一个大浴缸。随着年纪越来越大，用浴缸洗澡既不方便，也不安全。 老人的儿子发现这处隐患后，决定为父母解决掉这处"危险"。他从社区了解到上海推行的适老化改造项目，在"随申办"平台线上申请后，很快 就有专业的设计师和施工队上门了。改造的核心，就四个字：安全、方 ...

转自：成都日报锦观 市人大代表许文林： 打造精准适配的适老环境 扩大未成年人心理服务覆盖面 1月29日，在成都市第十八届人民代表大会第四次会议上，市人大代表许文林接受了记者的采访。许文 林关注民生问题，尤其是老旧社区适老化改造以及建立未成年人保护支撑体系等。 老旧社区是城市发展的"年轮"，承载着市民的生活记忆与情感寄托。许文林建议一方面要深耕微更新， 打造精准适配的适老环境，另一方面要盘活微空间，构建就近可及的服务体系。同时，智慧化的植入也 可以给老年群体提供更多便捷服务。要打通与社区卫生服务中心、养老机构的数据接口，实现老年人健 康监测、紧急救援信息实时共享，构建"线上预约+线下服务+应急响应"的智慧服务闭环。 未成年人健康成长是城市文明进步的重要标志，更是国家的未来、民族的希望，兜底保障困境未成年人 是民生保障的底线工程。许文林建议，结合成都市区域发展实际，制定差异化困境未成年人生活补贴标 准，将托管照料、入学配套等专项支出纳入补贴范围，实现"按需保障、精准滴灌"。 未成年人心理健康问题一直都是社会关注的热点，许文林认为要扩大心理服务覆盖面，依托成都市精神 卫生中心、高校心理学院等优质资源，在各区（市）县 ...