自2021年第二季度起，国内房地产市场便在持续的楼市调控政策下步入了显著的调整期。曾经一度攀升 至每平方米1.1万元的全国平均房价，如今已回落至9526元，跌幅高达15%。国家统计局的最新数据显 示，截至今年6月，在70座重点监测城市中，二手房价格倒退至两年前水平的城市多达34个，更有27个 城市房价低于三年前，6个城市房价更是回到了五年前的水平，其中牡丹江的房价甚至跌回了15年前。 其次，小产权房的处境也日益艰难。过去，人们之所以选择购买或持有小产权房，除了其价格相对较低 的优势外，还抱有一丝"转正"的期望。然而，如今这种希望已然渺茫。其主要原因在于，小产权房的质 量参差不齐，房屋安全隐患令人担忧。此外，小产权房多为未经批准的私自搭建，其性质已严重违反国 家相关规定，故而根本不具备合法转正的可能性。因此，小产权房在未来的交易过程中，将面临巨大的 出售阻力，极难找到买家。 第三类，城市周边偏远地区的楼房。此前，许多购房者倾向于选择城市周边地区的房产，主要看中其相 对较低的价格。然而，这些地区的房产往往存在配套设施不完善、交通不便利等问题。更重要的是，在 房价普遍下跌的市场环境中，这类房产的跌幅往往比市中心地段 ...

2030预言：楼市转向租房时代，房产变现将越来越难！ 从市场供需来看，经过过去几十年的高速发展，我国房地产市场已经逐渐从增量时代进入存量时代。房子越来越多，可买房的人却没有明显增加。特别是一 些三四线城市，人口外流严重，房子更是供大于求。据统计，部分三四线城市的房屋空置率已经达到了较高水平。 在这样的市场环境下，房产变现自然变得越来越难。就算是在一二线城市，除了核心地段的优质房产，其他房子想要快速变现，也不是一件容易的事。再加 上现在投资房产的收益越来越低，银行贷款利率虽然有所下调，但持有房产的成本，像物业费、维修基金等却在不断增加，这也让很多投资者望而却步。 虽然说2030年楼市全面转向租房时代可能有点绝对，但租赁市场不断壮大、房产变现难度增加已经是不争的事实。对于咱们普通老百姓来说，不管是买房还 是租房，都要根据自己的实际情况，理性选择。如果是刚需自住，有能力买房当然好；要是觉得买房压力太大，租房也不失为一种不错的生活方式。未来的 房地产市场，会变得更加多元化，咱们也得跟上时代的步伐，才能做出最适合自己的选择 。 一、年轻人观念转变，租房成潮流 二、政策大力扶持，租赁市场崛起 除了年轻人观念的转变，政策层 ...

Core Insights - The real estate market in China has shifted dramatically, with a significant decline in property values and a prolonged downturn in the housing market, contradicting the previous belief that property prices would only rise [2][3] - A substantial portion of urban families, approximately 41.5%, own two or more properties, facing challenges due to asset depreciation and rising holding costs [2][3] Group 1: Market Decline - The average price of second-hand homes has been falling for 29 consecutive months, with listings exceeding 150,000 units [2] - In major cities like Shanghai, property values have dropped by over 30% from their peak, while some regions have experienced price reductions of up to 50% [3] - The average transaction period for second-hand homes has extended to 6.2 months, indicating a significant slowdown in market liquidity [3] Group 2: Rising Holding Costs - The costs associated with property ownership are increasing rapidly, with property management fees having doubled over the past two decades [4] - Home maintenance expenses, particularly for older buildings with elevators, can reach hundreds of thousands of yuan, creating financial strain for homeowners [4] - The potential introduction of a property tax at a rate of 1.2% poses an additional financial burden for families with multiple properties [4] Group 3: Challenges in Liquidation - The market has shifted from concerns about affordability to difficulties in selling properties, with listings in major cities surpassing 160,000 units [5] - Even with significant price reductions, many properties remain unsold, reflecting a drastic drop in market demand [5] - The rental market is also facing oversupply, making it increasingly difficult for landlords to cover mortgage payments through rental income [5] Group 4: Strategic Responses - Families are encouraged to conduct a thorough assessment of their asset portfolios and consider selling less competitive properties to focus on prime locations [7] - Optimizing debt structures and reducing monthly payment burdens are recommended strategies to alleviate financial pressure [7] - Maintaining a positive outlook is crucial, as the real estate market may take time to recover, and avoiding panic selling is advised [7]