今日，中国人民银行与香港金融管理局联合举办内地与香港快速支付系统互联互通（以下简称 跨境支付通）启动仪式，标志着跨境支付通将于6月22日起正式上线运行。 与香港间的跨境支付通支持参与机构为两地居民办理经常项目项下跨境汇款， 包括双向的留 学缴费、医疗缴费、薪酬及津补贴发放等便民、惠民金融服务。 首批参与跨境支付通的内地 机构包括工商银行、农业银行、中国银行、建设银行、交通银行、招商银行，以及6家香港金 融机构。 "近年来，内地香港经贸合作人员往来更加紧密，两地金融管理部门为加快融合发展的趋势， 相继推出了沪港通、债券通、跨境理财通、互换通等金融举措。在此基础上，人民银行与香港 金管局经过研究，聚焦支撑两地支付服务的便利性，进一步推出跨境支付通。"央行行长潘功 胜今日表示，跨境支付通的上线，是内地与香港深化金融合作的有一个重要里程碑，充分体现 了中央政府对巩固和提升香港国际金融中心地位的高度重视，以及支持香港长期繁荣稳定和发 展的信心、决心。 多位业内人士对财联社记者指出，此举有助于提升人民币在跨境零售场景中的使用便利度，进 一步推动人民币国际化进程。从技术角度看，"跨境支付通"通过系统直连实现资金实时清算， ...

Core Insights - The 2025 China International Financial Expo showcased WeChat Pay's advancements in technology innovation, consumer support, inbound payment services, and social responsibility initiatives [1][3][9] Group 1: Technology Innovation - WeChat Pay demonstrated its latest applications of palm recognition technology in public transport and dining for the elderly, as well as exploring iris XR applications [1][7] - AI technology has been integrated into various processes, improving efficiency in merchant service and document verification by over 50% [7] Group 2: Consumer Support - WeChat Pay introduced new digital tools for small and micro businesses, including "payment links" and "distribution management" to enhance operational efficiency [3] - The company has implemented subsidy activities in response to national policies, with over 10 billion yuan in subsidies for the home appliance sector, driving consumption growth [3] Group 3: Inbound Payment Services - WeChat Pay upgraded its inbound payment services, allowing foreign users to bind international cards and use local wallets for seamless transactions in China [5] - In June, the number of transactions made by foreign users through WeChat Pay was three times that of the same period last year [5] Group 4: Social Responsibility - The "Love Store" initiative was launched to support businesses providing free meals, with nearly 100,000 merchants participating since its launch in March 2025 [9] - The initiative aims to promote goodwill and encourage more merchants to engage in charitable actions [9]